New CTP

Green Slip scheme

From 1 December 2017

How prices are set

In NSW, CTP insurance policies are sold in a

competitive market, which is regulated by the
State Insurance Regulatory Authority (SIRA).

Insurers set their own Green Slip prices, which

is why we want you to shop around. To get the
best deal use SIRA’s Green Slip Price Check on
our website.

Insurers base their prices on total NSW claims

data and on their own claims experience. Risk
factors include:
• where the vehicle is garaged
• age of the vehicle
• age of the driver or rider
• driver’s or rider’s record.

The Fund Levy and GST are always included.

The Fund Levy funds the Lifetime Care &

Support Scheme, which pays for the lifetime
treatment, rehabilitation and care of people who
have been severely injured on NSW roads. It
also pays for public hospital and ambulance
services for anyone injured, as well as the
administration costs of running the CTP Green
Slip scheme.

Fraud

Fraudulent CTP Green Slip claims costs us all. If

you hear or see anything, contact the CTP Fraud
Hotline on 1800 600 444. For more information
visit www.sira.nsw.gov.au/reportctpfraud.
More affordable Green Slips

The NSW Government’s CTP Green Slip reforms

have resulted in reduced premiums across most
classes of vehicles.*
Prices have come down from 1 December 2017
for most policy holders, but prices will still be
based on individual risk factors, so it pays to
shop around for the best price.

How to find the best price

The Green Slip Price Check is an online tool to

help you find an estimate of prices for the most
common vehicle types and circumstances.
Go to www.greenslips.nsw.gov.au to get the
best price.
Once you have your quote, contact a CTP insurer
to arrange your Green Slip.
Choose 6 months or 12 months cover (length of
cover must match length of registration).

On 1 December 2017, the NSW Government

introduced a new CTP Green Slip scheme to
better support people injured on NSW roads
and to make Green Slips more affordable.
This information applies to people who are
injured on or after 1 December 2017. If you
were injured before this date call SIRA’s
CTP Assist on 1300 656 919.

*Injured motorcycle riders will receive more coverage and

benefits under the new scheme and prices will remain
similar to the previous scheme.
How to make a claim

Call SIRA’s CTP Assist on 1300 656 919. We can

help you make a claim and give you further
information about the new CTP scheme.
• As soon as possible: report the accident
to police.
• Within 28 days: lodge a claim with the
at-fault driver’s insurer to access the full range
of benefits. SIRA can help with this.
• Within 3 months: if you lodge a claim after
28 days but within 3 months, you will still
be covered but may not receive weekly
payments for all lost income.

What you can claim

The new CTP scheme is focused on early support

and recovery.
All injured people, regardless of fault (unless you
are charged with a serious driving offence), will
be able to claim up to 6 months of:
• a percentage of your pre-injury weekly
income if you need time off work to recover
• reasonable and necessary treatment and
rehabilitation expenses
• commercial attendant care if you need help
around the home while you recover.
If you’re not at fault and your injuries are more
serious, you may be able to claim benefits
beyond 6 months.
Those who have been severely injured may also be
eligible for the Lifetime Care & Support Scheme.
For more information on benefits for injured people
go to the SIRA website www.sira.nsw.gov.au.
Before you can register any vehicle
in NSW you must buy a compulsory
third party (CTP) personal injury
insurance policy – a Green Slip.

CTP Green Slips provide compensation for

people who are injured in a motor vehicle
accident. They do not cover damage to
property or vehicles.

Who can claim

• You, your passengers or pillion passenger

• Anyone else driving or riding your vehicle
• The drivers, riders and passengers of other
vehicles injured by your vehicle
• Other road users, including cyclists and
pedestrians, injured by your vehicle

If a person dies as a result of the accident,

close relatives may also be able to claim
some expenses.

Drivers who are charged with a serious driving

offence in relation to the accident will not be
able to claim these benefits.

To find out more visit

www.sira.nsw.gov.au
This publication may contain information that relates
to the regulation of motor accident third party (CTP)
insurance in NSW. It may include details of some of your
obligations under the schemes that the State Insurance
Regulatory Authority (SIRA) administers.

However to ensure you comply with your legal obligations

you must refer to the appropriate legislation as currently
in force. Up to date legislation can be found at the NSW
Legislation website legislation.nsw.gov.au.

This publication does not represent a comprehensive

statement of the law as it applies to particular problems
or to individuals, or as a substitute for legal advice.
You should seek independent legal advice if you need
assistance on the application of the law to your situation.

This material may be displayed, printed and

reproduced without amendment for personal, in-house
or non-commercial use.

Catalogue no. SIRA08130 | ISBN 978 0 7347 4612 2

© Copyright State Insurance Regulatory Authority 1017

www.sira.nsw.gov.au

28112 01/12/17 A