Financial problems

1. Heading:
 Financial problem has been a big problem for people, especially the
young. (solutions?)
2. Solutions:
a. Firstly, you should create your budget.
 You can use software, an online budget tool or simply a piece
of paper, and a calculator.
 Write down your income and all of your expenses to balance
your budget.
b. Secondly, you should increase your income by
 Applying for scholarship and allowance from your university,
workplace or your neighborhood.
 Doing your work effectively so that you can get an extra salary
and consume your own time.
 Getting a second job, which is suitable for your timetable and
health.
c. Another solution is that you should avoid buying new? not waste
money on … (unnecessary items)
 Considering before making a decision to buy a new thing is a
vital activity.
 You can buy used/ second-hand products or exchange goods on
thrift stores or Facebook pages.
 You should make things on your own as much as possible. For
example, instead of going out for meals regularly, you can buy
ingredients home and cook for yourself.
3. Conclusion:
 The financial problems can be resolved a lot thanks to these
effective aforementioned ways.?

To be able to solve financial problems, a big problem that many people face,
especially young people, we have many different solutions. First of all, you should
make a financial plan to balance your income and expenses. You can use software,
an online budget tool or simply a piece of paper, and a calculator. Besides, writing
down income and expenses will give you an overview, from which you can divide
the amounts for each expense. For example study expenses, living expenses,
savings, ... Second, you should increase your income by a few ways below. If you
are still a student, you should apply for scholarships or grants from your university,
workplace, or your neighborhood. Alternatively, you can do your work effectively
so that you can get an extra salary and consume your own time. Or you can also
get a second job, which is suitable for your timetable and health, to be able to earn
extra income for yourself. Another solution is that you shouldn't waste money
buying unnecessary items. Before buying something, think carefully, if you can
find the product in second-hand stores, thrift stores, buy there to save money. And
lastly, you should make things on your own as much as possible. For example,
instead of going out for meals regularly, you can buy ingredients home and cook
for yourself. In short, if you can apply reasonable solutions, you will solve your
financial problem, use your income wisely so that you are not stressed about
money