Annexure-V

1660 Dasarahalli Branch.

APPLICATION FORM

To be submitted along with documents as per the checklist

(For Office Use)

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NAME OF THE ENTERPRISE

SLV Engineering Industries

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Prop : Mr,G Manoji Rao
REGD. OFFICE ADDRESS:

#14/C Chokkasandra,Belmar Estate,Nagasandra

Main Road,Peenya,Bangalore-560073

3
ADDRESS OF FACTORY/ SHOP:

-----

PREMISES OWNED/RENTED/ Rented

LEASED

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Telephone No.
(Office) Email dhanlakshminc1988@gmail.com
Mobile No. + 91 5 Address
8073612380 PAN Card No CXVPP3460R
CONSTITUTION:
Proprietary Firm

6.A

6.B

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UDYOG AADHAR NO/ REGISTRATION NO

GST REGISTRATION NO & DATE 29DFAPM7480C1ZC

OF REGISTERATION
12/08/2022
REGISTRATION ON GEM (YES / NO), IF YES THEN

REGISTERATION NO

DATE OF ESTABLISHMENT
/INCORPORATION

STATE

CITY / DISTRICT WHERE LOAN IS REQUIRED

BRANCH WHERE LOAN IS REQUIRED, If Any

No. Not Applicable.

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 New unit.

Karnataka

11 Bangalore
NAME OF THE DIRECTORS OF COMPANY AND THEIR ADDRESSES:

Sl. No. Name Father/ Age / DOB Designatio PAN DIN

1660 Dasarahalli BranchHusband’s
. n
Name
1 Mr, G Manoji Mr, R 28 years, Proprietor DFAPM7480 -----
Rao Govinda 11-05-1994 C
Rao

12. ACTIVITY:
Existing since 2022
Proposed (#): Manufacture Of Precision Turning & Milling
Components
# If a
different activity other than existing activity is proposed/New Unit
13. i. Whether the MSME unit is ZED rated (Yes/No) …………………………………………
ii. If Yes,the gradation obtained by the MSME unit (Tick appropriate one)

Bronze Silver Gold Diamond Platinum

14. Names of the Associate concerns and Nature of Association: Nil

Name of Addresses of Presently Nature of Extent of interest as a Prop./

Associate Associate Banking Association Partner/ Director or just investor
Concerns Concerns with in Associate Concern
--- --- --- --- ---

15. Relationship of Proprietor/ Partner/ Director with

Not related
the officials of the Bank/ Director of the Bank (Yes/No):

16. BANKING/ CREDIT FACILITIES (EXISTING):

(Rs. in lakhs)
Type of Facilities Limit Outstanding Presently Securiti Rate of Repayment
(in lacs)
as on banking with es Interest terms
Nil
If Banking with our Bank, Customer No. to be given here

It is certified that our unit has not availed any loan from any other Bank/ Financial Institution in the past and I am
not indebted to any other Bank/ Financial Institution other than those mentioned in column No. 16 above.

17. CREDIT FACILITIES (PROPOSED):*

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M/r SLV ENGINEERING INDUSTRIES is a Proprietorship concern promoted by Mr G
Manoji Rao proposes to engage in manufacturing PRisicion Turning & Milling
Components on Job Work and Order basis. Mr G Manoji Rao aged around 28 years, is
a Men entrepreneur with 06 years’ experience in Mechanical manufacturing Industries.

Raw Materials : The raw materials required are Steels,Sheet Metals,etc. These items
are locally available. As the unit is taking up job work, the materials are supplied by the
principals.

Manpower : The unit requires manpower of about 12 personnel. (Including workers,

staff, and marketing personnel) The Proprietor has enough business experience,
exposure and contacts. There is no difficulty in sourcing suitable manpower as and
when the need arises.

Sales: The unit proposes to engage in manufacturing Prisicion Components on Job

Work as well as on order basis. The promoter supported by his Brother, having good
contacts in the market and in touch many companies who need job work support. The
demand for such services are continuous and increasing year after year. The concern’s
business prospect in the current economic scenario looks positive.

We intend to acquire CNC Turning machines, Lathe Turning Machines, Drilling

machines, Assembly Tabels, & Other equipments at a cost of Rs.35,00,000 and
furnished quotation M/r.Lakshmi Machine Works To part finance the project, they
approached our bank for considering Term Loan of Rs.35.00 lakhs. We shall meet the
margin from our own sources. We shall repay the loan in 84 monthly installments with
initial holiday of 6 months.

 The Proprietor has got good exposure and experience in the line of activity.
 The Proprietor has good contacts and rapport with user industry units.
 The projected financials of the firm are satisfactory.
 The industry prospects are satisfactory.
 The unit is promoted by a Men entrepreneur

We request you to consider the proposal as per Nari Shakti Scheme (TLP09) and covered
under PMEGP.

Type of Amount Purpose for Security

Facilities (in lacs) which Primary Security (Details Whether Collateral Security
required with approx. Value to be offered (Please mention yes
mentioned) or no) (If Yes, then provide
details in column 16 & 19)
Cash Credit 5.00 To meet Hypothecation Stiock,
working Receivables and other Nil
chargeable current assets
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 capital of the firm.
requirement
Term Loan 30.0 For purchase CNC Turning Centre
of machinery Machines,Lathe Nil
and Machines,Machenery
equipment. Toolings At The Cost Of
30,00.000

Total 35 Laks

* Mandatory Fields
** Basis of Cash Credit Limit applied

Turnover Method.

(Rs. in lakhs)
31.03.2 31.03.2 31.03.2 31.03.2 31.03.2 31.03.2 31.03.2 31.03.2 31.03.3
2 3 4 5 6 7 8 9 0
Audite
d Esti. Proj. Proj. Proj. Proj. Proj. Proj. Proj.
A. Turnover 0.00 60.00 140.00 160.00 180.00 200.00 220.00 245.00 265.00
B. 20% of (A) 0.00 12.00 28.00 32.00 36.00 40.00 44.00 49.00 53.00
C. Margin 0.00 3.00 7.00 8.00 9.00 10.00 11.00 12.25 13.25
Required at 5%
of (A)
D. Margin 10.20 17.06 20.88 23.29 24.54 26.86 30.01 32.59 36.34
(NWC)
E. Surplus (D- 10.20 14.06 13.88 15.29 15.54 16.86 19.01 20.34 23.09
C)/Shortfall (C-
D)
F. Eligible -10.20 -2.06 14.12 16.71 20.46 23.14 24.99 28.66 29.91
Minimum Bank
Finance
(20% of A or 4 0.00 12.00 28.00 32.00 36.00 40.00 44.00 49.00 53.00
times of D)
G. Bank 0.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00
Borrowings
H. Difference -10.20 -5.06 11.12 13.71 17.46 20.14 21.99 25.66 26.91
(F-G)

Second Method of Lending.

(Rs. in lakhs)
31.03.22 31.03.23 31.03.24 31.03.25 31.03.26 31.03.27 31.03.28 31.03.29 31.03.30
Audited Esti. Proj. Proj. Proj. Proj. Proj. Proj. Proj.
(A)Position of
current assets
Raw materials
Imports 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Domestic 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

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Stock in process 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
(Months cost of #DIV/0! 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
prod)
Finished goods 0.00 8.30 8.48 9.66 10.85 12.04 13.23 14.42 15.61
(Months cost of #DIV/0! 2.22 0.95 0.97 0.98 0.98 0.99 0.96 0.97
Sales)
Receivables 0.00 10.00 15.56 17.78 20.00 22.22 24.44 25.55 28.19
(months sales) #DIV/0! 2.00 1.33 1.33 1.33 1.33 1.33 1.25 1.28
Other Current 10.20 6.15 8.11 9.81 10.06 11.28 13.35 15.96 18.17
Assets
Total (A) 10.20 24.45 32.15 37.25 40.91 45.54 51.02 55.93 61.97
(B) Position of Current Liabilities other than Bank Borrowings
Creditors for 0.00 1.38 1.63 1.88 2.13 2.38 2.63 2.88 3.13
purchase of RM,
stores / spares
(months #DIV/0! 0.75 0.77 0.75 0.76 0.77 0.77 0.70 0.71
purchases)
Adv. from 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Customers
Statutory liabilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Other current 0.00 3.01 6.64 9.08 11.24 13.30 15.38 17.46 19.50
liabilities
Total (B) 0.00 4.39 8.27 10.96 13.37 15.68 18.01 20.34 22.63
(C) Working 10.20 20.06 23.88 26.29 27.54 29.86 33.01 35.59 39.34
Capital Gap ( A-
B)
(D) Minimum 1.33 3.18 4.18 4.84 5.32 5.92 6.63 7.27 8.06
stipulated
(E) 10.20 17.06 20.88 23.29 24.54 26.86 30.01 32.59 36.34
Actual/Projected
NWC
(F) Item C Minus 8.87 16.88 19.70 21.45 22.22 23.94 26.38 28.32 31.28
Item D
(G) Item C Minus 0.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00
Item E
(H) Eligible Credit 0.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00 3.00
(Item F or G
whichever is
lower)
(I) Excess 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Borrowings
representing
shortfall in NWC
(D-E)

18. In case of term loan requirements, the details of machinery may be given as under:

We intend to purchase the CNC machinery and equipment at a cost of Rs.35,00,000/- and
request you to consider Term Loan of Rs.35,00.000/- to part finance the project.

Sl. No. Description Name of Supplier Total Cost

(Rs.)

1 CNC Turning Centre,Lathe M/r Lakshmi Machinery 30,00,000

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 Machines,& Machinery Toolings & Works.
Other Equipments.
CGST 2,66,950
SGST 2,66,950
Total 35,00.0000

Eligibility: Sources of Funds Amount (Rs.)

Cost of the Material 30,00.000
35,00.000
Total

Means of Finance
Bank Finance - Term Loan 33,25,000
Applicant's margin 5 % 1,75,000

Total 35,00.000

Quotations from M/r Lakshmi Machinery Works for Rs.35,00.000 is enclosed.

19. Details of Collateral Security offered, if any, including 3 rd party guarantee*

(*As per RBI guidelines banks are not to take collateral security for loans upto Rs.10 lakhs to MSE Units)

a) Third party Guarantee : Nil

b) Other collateral Security: Nil

Sl. Owner of the Description of property (Nature,

Extent Valuation Date of EVR
No. property Location and Municipal Nos. etc)
(1) (2) (3) (4) (5) (6)
Nil

20. PAST PERFORMANCE/ FUTURE ESTIMATES. : New Unit.

(Actual performance for previous years, estimates for current year and projections for next year to be
provided for working capital facilities. However, for term loan facilities projections to be provided till
the proposed year of repayment of loan):
(Rs in lakhs)
(Rs. in lacs) Present Year Next Year Next Year Next Year
(Estimate) (Projection) (Projection) (Projection)
31.03.2023 31.03.2024 31.03.2025 31.03.2026
Net Sales 60.00 140.00 160.00 180.00
Net Profit 8.92 16.07 21.13 25.43
Capital (Net worth in 19.12 23.19 28.32 33.75

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case of companies)

Past performance / Future outlook :

New unit. The firm is taking up Manufacture of Readymade garments. The demand for
such services is continuous and increasing year after year. The concern’s business
prospect in the current economic scenario looks positive.

21. Status regarding Statutory Obligations:

Statutory Obligation: Remarks (Any details in Connection with the relevant obligation to be
given)

Statutory Obligation

PAN DFAPM7480C
MSME

22. a) ID Proof (Any of the following)

Passport/Voter Identity Card/Pan Card/Driving License/Job Card/Aadhaar Card/Identity Card

(subject to the satisfaction of the bank)

Sl. Name Father/ Age / DOB Aadhaar PAN

No. Husband’s Name
1 Mr, G Manoji Mr,R Govinda 38 years, 4950 8311 6363 DFAPM7480C
Rao Rao 11-05-1994

b) Address Proof (Any of the following)

Electricity Bill/Telephone Bill/Bank Account statement of any other bank/Letter from reputed
employer/ Letter from recognized public authority verifying the address of the customer to the
satisfaction of the Bank/Ration Card.

Address Proof :

Copies of PAN, Aadhar Card of the promoter obtained and kept on record.

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Declaration :

I/ We hereby certify that all information furnished by me/ us is true, correct and complete that I/ We have
no borrowing arrangements for the unit except as indicated in the application; that there is no overdue/
statutory dues against me/us/promoters except as indicated in the application; that no legal action has
been/ is being taken/ initiated against me/us/promoters by any Bank/FIs. I/We shall furnish all other
information that may be required in connection with my/ our application that this may also be exchanged
by you with any agency you may deemed fit and you, your representatives or Reserve Bank of India or
any other agency as authorized by you, may, at any time, inspect/verify my/our assets, books of accounts
etc in our factory/ business premises as given above. You may take appropriate safeguards/action for
recovery of Bank’s dues including publication of defaulters name in website/submission to RBI; further
agree that my/our loan shall be governed by the rules of your Bank which may be in force from time to
time.

SPACE FOR PHOTO SPACE FOR PHOTO SPACE FOR PHOTO SPACE FOR PHOTO

G Manoji Rao

SIGNATURES OF PROPRIETOR/ PARTNER/ DIRECTOR WHOSE PHOTO IS AFFIXED ABOVE

Only one photo of proprietor/ each partner/ each working Director is required to be affixed. Each
photo will be certified/ attested by the Branch Team with name and signatures on the photograph with
Branch stamp. The concerned staff will put his name below the signatures.

To be signed at the designated branch only

Documents attached :

I/We have attached the copies of the following supporting documents (put a  wherever
applicable)

 Proof of identity- Voter’s ID card/ Passport/ driving licence/ PAN card/ signature
identification from present bankers of proprietor, partner or Director (if a company)

 Proof of residence - Recent telephone bills, electricity bill, property tax receipt/ passport/
voter’s ID card of proprietor, partner or Director (if a company)

 Proof of business address

Proof of Minority

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  MSME registration if applicable

 Last three years’ Balance Sheets of the units along with income tax/ GST returns etc
(applicable for all cases from Rs. 2 lacs and above). However, for cases with fund based
limit upto Rs. 25 lacs if audited balance sheets are not available, then unaudited balance
sheets are also acceptable as per extant instructions of the bank. For cases above Rs. 25
lacs, the audited balance sheets are necessary.

 Projected balance sheets for the next two years in case of working capital limits and for the
period of the loan in case of term loan (for all cases of Rs. 2 lacs and above)

 Passport size photograph/s of the applicant/s

 Application form

Credit information Form of concern/ promoter / guarantors, as applicable

Any other document as per checklist(Please specify) –

Date : 15.09.2022,

Place: Bangalore. Applicant’s Signature.

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