Bank PO Interview Questions

 What do you know about SBI?

 What is Development Bank?
 Have you heard of SIDBI? Can you tell us its role and function.
 What is a commercial bank?
 In which direction Vaishali(I had mentioned it in my biodata) is situated .
 Tell us about your family background.
 What is Repo rate, Reverse Repo Rate? What will be its impact on market?
 What is CRR, SLR?
 What is Cyber Crime? IT Act? (Questions from My Educational Background)
 What's unique in this rail budget? Have you read yesterday's newspaper?
 Who wrote the “Maila Aanchal”. He belongs to the same place as you.
 Sorry, You wanted the medium of interview in Hindi? Are you comfortable?
 What is the origin and meaning of the word bank?
 When was the beginning of banking in India?
 What is the difference between Credit and debit card?
 What is Demand Draft? - What is a Demand Draft?
 What is KYC?
 What is a Repo Rate?
 How to prepare for Bank PO Interview?
 Did you pass out recently?
 What is your specialization in B.Tech?
 Mr. XXX, introduce yourself?
 Do you know anybody working in bank?
 If yes, What is his/her qualification?
 What is the reason you come this side? No companies in campus placements or what?
 Okay XXX, but how do you justify that a mechanical engineer can do a bank job?
 Tell me the types of power producing methods
 Which power producing method is cheapest among the all above
 Then why are we producing power by other methods?
• Why not the wind method is highest power producing method?
• Technically, what is a mechanism?
• Is human body as a whole a mechanism?
• What is an “Operation”? We say many times something is an operation.
• Tell me an example?
• What is Jan Dhan Yojana?
• Did I say correctly? Is it Dhan or Daan?
• What is the difference just another “a”?
• Who introduced it?
• What are the functions of a banks other than taking deposits and giving loans?
• Do you think bank needs profit?
• Why do you think so? Many aspirants who are coming for bank interview, are saying that they
are going to do service to the people by joining in bank. Why don't they do it for free rather than
expecting profit to the bank they join?
• Then why a bank has to do service to the people by opening zero balance accounts, giving loans
with very less interest rates, doing other free services to the poor?
• Do you think all the banks are now running in profit?
• There are two banks running in losses, tell me which banks are they?
• What are the services offered by the bank to the poor?
• Why is everything connected to the AADHAAR nowadays by the government?
• Can you say the name of that account?
• It is “AADHAAR Seeding Account”
• What is Vibration & Control? Consider me as an illiterate person and tell me…
• Is this your first interview?
• Who is the fastest person on the earth? Fastest in running?
• Is it Michel Bolt or Usain Bolt?
• By which country a robot is built which runs faster than this man?
• Tell me how many classical languages are there in India? Can you name them? Which of them
is added recently?
• What was the old name of Odisha in the time of kings rule?
• Okay, you have done well (smiling). We wish you all the best. You can leave now.
• Where do you see yourself in 5/10 years?. What goals do you have in your career?
• How do you think you can do better customer service in a bank?
• How India can achieve 100% financial inclusion?
• If you get a better job opportunity in private banks will you join there? - The answer can be yes,
depends how you feel and explain it.What are your hobbies?/Tell us about your extracurricular
activitie
• What is the growth rate of the Indian economy?
• What are 3 current trends in the Indian economy?
• What is the outlook for the Indian economy in the next 1-2 years?
• What have been the recent growth trends in industry, agriculture and services?
• What are NEFT / RTGS / IMPS?
• What is plastic currency?
• What is the difference between a Debit card and a Credit card? What are the advantages and
disadvantages of both?
• What are the types of banking accounts?
• What are TDR / STDR?
• What are Basel 3 norms? What are the implications for banking in India?
• What is repo rate and reverse repo rate?
• What is Bank rate?
• What is SLR?
• What is CRR? What is the current CRR?
• What is call money rate?
• What is prime lending rate?
• What are NPAs? What is the difference between Gross NPAs and Net NPAs?
• How can NPAs in the banking sector be reduced?