Aquí recibes descontado un monto – aquí es amortizado y luego refinanciado

Dia 0 Dia 52
Pagare $40,000.00 $40,000.00 $20,000.00
TEA 11%
Equivalente 45 días vencida 0.0131304591
Eqivalente 45 adelantada 0.01296028466 $518.41
Comisiones y gastos $35.60
Neto Abonado $39,445.99
TEA 12%
Equivalente 7 días 0.0022060431 $88.24
Intereses 23 días vencido 0.007266719
Intereses 23 días adelantados 0.007214295 $144.29
TEA moratoria 5.80%
Intereses moratorios 7 días 0.001096885 $43.88
Gastos $35.60
$20,312.00

0 -$39,445.99
1 0
2 0
3 0
4 0
5 0
6 0
7 0
8 0
9 0
10 0
11 0
12 0
13 0
14 0
15 0
16 0
17 0
18 0
19 0
20 0
21 0
22 0
23 0
24 0
25 0
26 0
27 0
28 0
29 0
30 0
31 0
32 0
33 0
34 0
35 0
36 0
37 0
38 0
39 0
40 0
41 0
42 0
43 0
44 0
45 0
46 0
47 0
48 0
49 0
50 0
51 0
52 $20,312.00
53 0
54 0
55 0
56 0
57 0
58 0
59 0
60 0
61 0
62 0
63 0
64 0
65 0
66 0
67 0
68 0
69 0
70 0
71 0
72 0
73 0
74 0
75 $20,000.00

TIR 0.0343%
TCEA 13.1265%
2.

3. m

TEA 6% 0.0295630 TEA 6.00%

1 $1,400.00 1 $698.00
2 $1,400.00 2 $698.00
3 $1,400.00 3 $698.00
4 $1,400.00 4 $698.00
5 $1,400.00 5 $698.00
6 $1,400.00 6 $698.00
7 $1,400.00 7 $698.00
8 $1,400.00 8 $698.00
9 $1,400.00 9 $698.00
10 $1,400.00 10 $698.00
VA $11,968.96 11 $698.00
12 $698.00
13 $698.00
14 $698.00
15 $698.00
16 $698.00
17 $698.00
18 $698.00
19 $698.00
20 $698.00
VA $12,022.33
4.
A C
TEA 4.50% 0.00367481 TEA 6.60% 0.016107 TEA 5.50% 0.02713
1 $300.00 1 $910.00 1 $1,870.00
2 $300.00 2 $910.00 2 $1,870.00
3 $300.00 3 $910.00 3 $1,870.00
4 $300.00 4 $910.00 4 $1,870.00
5 $300.00 5 $910.00 5 $1,870.00
6 $300.00 6 $910.00 6 $1,870.00
7 $300.00 7 $910.00 VA $10,227.16
8 $300.00 8 $910.00
9 $300.00 9 $910.00 En el A debe invertir US$ 10,098.76
10 $300.00 10 $910.00 En el C debe Invertir US$ 9,857.75
11 $300.00 11 $910.00 En el B debe invertir US$ 10,227.16
12 $300.00 12 $910.00
13 $300.00 VA $9,857.75
14 $300.00
15 $300.00
16 $300.00
17 $300.00
18 $300.00
19 $300.00
20 $300.00
21 $300.00
22 $300.00
23 $300.00
24 $300.00
25 $300.00
26 $300.00
27 $300.00
28 $300.00
29 $300.00
30 $300.00
31 $300.00
32 $300.00
33 $300.00
34 $300.00
35 $300.00
36 $300.00
VA $10,098.76
5.
$42,000.00
CI $4,200.00
Saldo $37,800.00
3 años
N° cuotas 36
Cuota $1,364.74
Comisión $8.90
0 -$37,800.00
1 $1,364.74 $8.90 $1,373.64
2 $1,364.74 $8.90 $1,373.64
3 $1,364.74 $8.90 $1,373.64
4 $1,364.74 $8.90 $1,373.64
5 $1,364.74 $8.90 $1,373.64
6 $1,364.74 $8.90 $1,373.64
7 $1,364.74 $8.90 $1,373.64
8 $1,364.74 $8.90 $1,373.64
9 $1,364.74 $8.90 $1,373.64
10 $1,364.74 $8.90 $1,373.64
11 $1,364.74 $8.90 $1,373.64
12 $1,364.74 $8.90 $1,373.64
13 $1,364.74 $8.90 $1,373.64
14 $1,364.74 $8.90 $1,373.64
15 $1,364.74 $8.90 $1,373.64
16 $1,364.74 $8.90 $1,373.64
17 $1,364.74 $8.90 $1,373.64
18 $1,364.74 $8.90 $1,373.64
19 $1,364.74 $8.90 $1,373.64
20 $1,364.74 $8.90 $1,373.64
21 $1,364.74 $8.90 $1,373.64
22 $1,364.74 $8.90 $1,373.64
23 $1,364.74 $8.90 $1,373.64
24 $1,364.74 $8.90 $1,373.64
25 $1,364.74 $8.90 $1,373.64
26 $1,364.74 $8.90 $1,373.64
27 $1,364.74 $8.90 $1,373.64
28 $1,364.74 $8.90 $1,373.64
29 $1,364.74 $8.90 $1,373.64
30 $1,364.74 $8.90 $1,373.64
31 $1,364.74 $8.90 $1,373.64
32 $1,364.74 $8.90 $1,373.64
33 $1,364.74 $8.90 $1,373.64
34 $1,364.74 $8.90 $1,373.64
35 $1,364.74 $8.90 $1,373.64
36 $1,364.74 $8.90 $1,373.64
TIR mensual 1.5311%
TCEA 20.002%