Professional Documents
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Policy Document
Policy Document
WELCOME! We’re happy to have you at Acko, and promise to be there for you always. You’re now a part of the
Acko Advantage program, which takes care of everything if your car ever runs into trouble. Just call us
immediately on 1800 266 2256 when things go wrong and we’ll take it from there.
Acko Non-Acko
Advantage* Advantage
Free car pick-up
from home,
office or accident
site
Repairs at our
network of
expert garages.
3-day repair
guarantee.
Cab voucher**
worth Rs.
500/day if
there's a repair
delay.
Cashless and
hassle-free
processing.
*Only applicable in selected cities provided you call us immediately - Ahmedabad | Bangalore | Chennai | Delhi | Hyderabad | Kolkata | Mumbai |
Pune
**Cab vouchers available in the cities mentioned above. Please refer the Terms & Conditions for more details
Please Note: Previous Policy document is required in case of claim within 30 days of Acko Policy Start Date.
No n Accide ntal Damage s C o nse que ntial Lo ss & Nucle ar Risk & War Ille gal Driving
Wear & tear, breakdowns, C o ntractual Liability Damages to your car due to Driving without a valid driving
failures, and deductibles are Indirect damage or liability nuclear risk, war & mutiny license, or under the influence of
not covered. Also arising due to your car alcohol and/or other illegal
consequential damages or accident. substances will not be covered.
liabilities that arise due to car
accidents will not be covered.
T yre s, T ube s & Engine C ar Re vie w Exce ptio n C o mme rcial usage o f the
Damage to tyres, tubes, and Pre-existing Damages as C ar
engine is not covered unless found on vehicle inspection. If the Car is registered as
they are damaged due to an Private vehicle & if it is used
accident. for commercial purpose than
the losses or liability due to
accident during such usage is
not covered in this policy.
The info rmatio n pro vide d he re in abo ve is fo r the purpo s e o f illus tratio n o nly. Fo r mo re de tails o n ris k facto rs , te rms ,
co nditio ns and e xclus io ns , ple as e re ad the po licy wo rdings ( https ://www.ack o .co m/do wnlo ad ) care fully. Page 2 of 6
COMPREHENSIVE POLICY
Private Car Package Policy
212277 0 0 212277
Consumables ₹ 39.0
Net Own Damage Premium (A) ₹ 8 21.0 Net Liability Premium (B) ₹ 2094.0
L i m i tati o n s As T o U se: The Po licy co ve rs us e o f the ve hicle fo r any purpo s e o the r than: a) Hire o r Re ward b) Carriage o f go o ds (o the r than s ample s o r pe rs o nal
luggage ) c) Organize d racing d) Pace mak ing e ) Spe e d te s ting f) Re liability Trials g) Any purpo s e in co nne ctio n with Mo to r Trade . Perso n s o r Cl ass o f Perso n s
en ti tl ed to d ri ve: Any pe rs o n ((including the ins ure d), pro vide d that a pe rs o n driving ho lds a valid driving lice ns e at the time o f the accide nt and is no t dis qualifie d
fro m ho lding o r o btaining s uch a lice ns e . Pro vide d als o that the pe rs o n ho lding a valid le arne r's lice ns e may als o drive the ve hicle and that s uch a pe rs o n s atis fie s the
re quire me nts o f Rule 3 o f the Ce ntral Mo to r Ve hicle s Rule s , 198 9. L i m i ts o f L i ab i l i ty. 1. Unde r Se ctio n II-1 (i) o f the po licy - De ath o f o r bo dily injury - Such amo unt as
is ne ce s s ary to me e t the re quire me nts o f the Mo to r Ve hicle s Act, 198 8 . 2 . Unde r Se ctio n II - 1(ii) o f the po licy -Damage to Third Party Pro pe rty - Rs . 7 5 0 0 0 0 T erm s,
Co n d i ti o n s & Exc l u si o n s: As pe r the Indian Mo to r Tariff. A pe rs o nal co py o f the s ame is available fre e o f co s t o n re que s t & the s ame is als o available at o ur we bs ite .
I / We he re by ce rtify that the po licy to which the ce rtificate re late s as we ll as the ce rtificate o f ins urance are is s ue d in acco rdance with the pro vis io n o f chapte r X, XI o f
Mo to r Ve hicle s Act, 198 8 . Stamp Duty o f Rs * * /- is paid as pro vide d unde r Article 4 7 o f Indian Stamp Act, 18 99 and include d in Co ns o lidate d Stamp Duty Paid to the
Go ve rnme nt o f Maharas htra Tre as ury vide Orde r o f Addl. Co ntro lle r o f Stamps , Mumbai at Ge ne ral Stamp Office , Fo rt, Mumbai - 4 0 0 0 0 1., vide this Orde r No .
(LOA/CSD/3 93 /2 0 2 2 /Validity Pe rio d Dt. 15 /0 7 /2 0 2 2 To Dt. 3 1/12 /2 0 2 3 / 2 912 Date :0 1/0 7 /2 0 2 2 ). GSTN: 2 7 AAOCA90 5 5 C1ZJ. IMPO RT ANT NO T ICE: The Ins ure d is no t
inde mnifie d if the ve hicle is us e d o r drive n o the rwis e than in acco rdance with this Sche dule . Any payme nt made by the Co mpany by re as o n o f wide r te rms appe aring in
the Ce rtificate in o rde r to co mply with the Mo to r Ve hicle s Act, 198 8 is re co ve rable fro m the Ins ure d. Se e the claus e he ade d " AVOIDANCE OF CERTAIN TERMS AND RIGHT
OF RECOVERY" in the po licy wo rdings . Di sc l ai m er: The Po licy s hall be vo id fro m ince ptio n if the pre mium che que is no t re alize d. In the e ve nt o f mis re pre s e ntatio n,
fraud o r no n-dis clo s ure o f mate rial fact, the Co mpany re s e rve s the right to cance l the Po licy. The po licy is is s ue d bas is the info rmatio n pro vide d by yo u, which is
available with the co mpany. In cas e o f dis cre pancy/no n re co rding o f re le vant info rmatio n in the po licy, the ins ure d is re que s te d to bring the s ame to the no tice o f the
co mpany within 15 days . This Po licy is to be re ad in co njunctio n with the Po licy wo rdings (https ://www.ack o .co m/do wnlo ad) available o n the we bs ite o f the Co mpany.
On re ne wal, the be ne fits pro vide d unde r the po licy and/o r te rms and co nditio ns o f the po licy including pre mium rate may be s ubje ct to change .
AMAZON PAY (INDIA) PRIVATE 18 00 266 2256 amazon-insurance- 8 TH FLOOR, BRIGADE GATEWAY,26/1 DR.
LIMITED gro@amazon.in RAJKUMAR ROAD,BANGALORE,KARNATAKA
Received with thanks from SENT HILKUMAR B a sum of ₹ 3 440.00 towards premium on Car Insurance Policy
We he re by de clare that tho ugh o ur aggre gate turno ve r in any pre ce ding financial ye ar fro m 2017-18 o nwards is mo re than the aggre gate turno ve r no tifie d
unde r s ub-rule (4) o f rule 48 o f C GS T Rule s 2017, we are no t re quire d to pre pare an invo ice in te rms o f the pro vis io ns o f the s aid s ub-rule .
We wish to inform you that the Insurance policy number ACCA00753 3 15610/00 has been issued on the basis
of the information and declaration given by you, the transcript whereof is mentioned below.
Please be informed that this Policy shall be construed to be void ab initio/invalid in the event we find that you have not
disclosed material or correct information required for the purpose of providing the below insurance cover and in case of any
claim arising under the policy in such a scenario, we shall be under no obligation whatsoever to settle such claim to you and the
premium paid by you under this policy shall stand fully forfeited.
PA Cover -
Consumables -
Car Protect -
Zero Depreciation -
PROHIBIT ION OF REBAT ED (SECT ION 4 1) OF T HE INSURANCE ACT - 1938 (AS AMENDED)
1. No person shall allow or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue and
insurance in respect of any kind or risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any
rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate expect such
rebate as may be allowed in accordance with the prospectus or tables of the Insurer.
2. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to 10 lakh rupees.