Powered by
VyStar Credit Union Savings Account
Product Information Sheet
Offered By:
Dividend Rate:
Annual Percentage Yield (APY):
APY Effective as of:
Dividend Calculation:
Balance Computation Method for
Calculating Interest:
Minimum Opening Deposit:
Transactions Limitation:
Deposit Insurance:
VyStar Credit Union
5.16 %
5.30 %
Monday, January 15, 2024
Dividends will be compounded daily and credited on the
last calendar day of each month.
If funds are withdrawn before the dividends are
credited, accrued dividends through the date of the
withdrawal will be credited on the first Business Day of
the following month.
Dividend rate and APY are subject to change at any time
without notice before and after initial deposit and will
be determined at the credit union’s discretion.
Daily Balance Method (based on actual balances in the
account on each day)
$ 1.00
Enforcement of this limit is suspended until further
notice. The Credit Union reserves the right to require
seven days’ written notice prior to a withdrawal or
transfer of any funds in the account.
National Credit Union Administration (“NCUA”). Federally
insured up to applicable limits. See:
https://www.ncua.gov/support-services/share-insurance-fund
Customer funds are held in various custodial deposit accounts. Each customer authorizes the Custodian Bank to hold the
customer’s funds in such accounts, in a custodial capacity, in order to facilitate the customer’s deposits to and withdrawals
from the various bank and credit union products that the customer requests through Raisin.com. The Custodian Bank does not
establish the terms of the bank or credit union products and provides no advice to customers about bank or credit union
products offered through Raisin.com. Lewis & Clark Bank, Member FDIC, is the Custodian Bank.

The Raisin name and logo are trademarks of Raisin GmbH. VyStar Credit Union and VyStar Credit Union logo are trademarks of
VyStar Credit Union, used with permission. ©2023 Raisin GmbH. All rights reserved.