Interview Transcript

INTERVIEW QUESTIONS (13 minutes interview)

I. Biographical information (2 minutes)

● Name: xxx
● Gender: Male
● Age: 28
● Occupation: Employed
● Middle class person

II. General information on Spending Behaviour? ( 3 minutes)

As a youth, how do you spend your money excluding your basic needs?

I am a spendthrift. The things that most of my money spends when I exclude the basic
needs are restaurants, accessories and entertainment.

The income you do get from your job and the money you spend every month, which one is
more?

My income is only based on active income.

III. How does peer pressure specifically influence the spending habits and
financial decisions of young people? (1 Minutes)

Sometimes, the friends plan trips and they force you to follow it with them.

What are the most common types of peer pressure experienced by young people in
relation to spending and financial decisions influenced by social media? (2
Minutes)

Outing is one of the most important things that participate in the spending habits and
financial decisions of the youth.

What are the main social media platforms that Influence youth spending habits the
most? (1 Minute)

Instagram and Tiktok are most social media platforms that influence youth spending
habits.

Have you ever purchased a product on the Internet? (3 Minutes)

Yes, and Instagram is the most social media platform that I have ever purchased. In
addition, accessories are the most popular products that I purchase from Instagram.

What strategies can youth utilise to resist negative peer pressure and make
informed financial decisions in the age of social media? (1 Minute)

1. To have a financial plan: Just buy what you want.