OBM182: CHAPTER 3

INDIVIDUAL ASSIGNMENT

Diploma In Office Management

NAME: ASHIKIN BUNYIE ANAK MANGGI

CODE PROGRAM: BA118

STUDENT ID: 2020495278

Part: 2

LECTURER: MADAM SUSANA WILLIAM JALIL

ASHIKIN BUNYIE ANAK MANGGI

2020495278
BA1182A
Discuss TWO (2) limitations of using internet banking and TWO (2) limitations of

using electronic banking.

Two limitations of using internet banking and t1wo limitations of using electronic

banking:

Interruptions in Technology and Services

We are at the mercy of the system's reliability and efficiency whenever we utilise

computers or internet service. If your internet service is delayed or unavailable for an

extended period of time, it will naturally limit your ability to access accounts online. You

would not be able to access your banking information online or via mobile if the bank's

servers are down or are momentarily inaccessible due to scheduled site maintenance.

Deposit Restrictions

Individuals, but especially corporations, may find it difficult to make significant

deposits online due to daily or monthly mobile deposit limits. Once you've hit your limit, you'll

need to go to a branch to make a deposit. Furthermore, not all checks can be read by

computer scanning tools. Handwritten business checks with a black line on the reverse side

to generate a carbon record in an account register, for example, may be rejected by the

online deposit system, necessitating an on-site deposit.

Hardest for beginner

If you are new to electronic banking, you may encounter several difficulties that make

it difficult for you to use the banking services.

Did not be able to undo the transaction

You will not be able to reverse your transaction because the electronic banking

system is extremely fast. When you are on it, be cautious. It is possible that you would not

be able to reverse the transaction you've authorised. If you send money to the wrong

account, for example it may take God's mercy to recover the funds.

ASHIKIN BUNYIE ANAK MANGGI

2020495278
BA1182A
 OBM182: CHAPTER 3

INDIVIDUAL ASSIGNMENT: PURCHASE AN ITEM FROM AN ONLINE SHOPPING STORE AND EXPLAIN THE STEP-BY-STEP PROCESS,

WITH PICTURES/DIAGRAMS, IN PURCHASING THE ITEMS.

NAME: ASHIKIN BUNYIE ANAK MANGGI

STUDENT ID: 2020495278

LECTURER: MADAM SUSANA WILLIAM JALIL

Step 1:

You could use the search bar on the Shopee Homepage to find a product, or simply tap on any product you see within the Shopee App.

When you get to the Product Detail page, you will notice three options down below.

➔ Chat Now - Get more information or make an offer to the vendor.

➔ Add to Cart - Place the item in your shopping cart and proceed to the next page.

➔ Purchase Now - Proceed to the Checkout Page to complete your transaction.

Step 2:

If you choose 'Buy Now,' you will be taken straight to the 'Checkout' page to complete your purchases. If you chose 'Add to Cart,' you

may access your shopping cart by tapping on the image.pngicon in the top-right corner of your screen. You may now select the

products you would like to checkout with from this menu.

Step 3:

Please double-check your delivery address on the top of the 'Checkout' page to verify that your item is being delivered to the correct

address. After that, you might use shopee coins or shopee vouchers to discount your purchase. You can also alter your payment

method if necessary for more information, see "What payment methods are supported by Shopee." Once you've customised your order,

please click 'Place Order' to complete your payment.

Step 4:

Do you want to learn more about the product or make a different offer? You can chat with the seller by clicking 'Chat Now' on the

Product Detail page. Then tap 'Make Offer,' choose the brand variant you want to buy, and enter a good offer to submit to the seller.

Please keep in mind that options are subject to approval by the sellers, not Shopee.