CARE

ADVANTAGE
HIGH SI AT AFFORDABLE PREMIUM

#Internal Training and circulation

ENHANCED FEATURES

#Internal Training and circulation

Upto 60 Days Pre-Hospitalization Upto 180 Days Post-Hospitalization
expenses incurred on Doctor Consultation, expenses incurred on Doctor Consultation,
prescribed diagnostics and prescribed prescribed diagnostics and prescribed
pharmacy pharmacy

#Internal Training and circulation

45 DAYS
WAITING PERIOD

Now claim recharge amount without waiting for 45 days

for SAME PERSON SAME DISEASE/INJURY multiple hospitalization
#Internal Training and circulation
CHOOSE BEST TREATMENT AVAILABLE

GLOBALLY
Planned treatment for diseases/illness diagnosed in India covered abroad
#Internal Training and circulation
 PLANNED Pre/Post
TREATEMENT FOR Hospitalization
DISEASES DIAGNOSED expenses coverage
IN INDIA outside India

Worldwide or All Category

Worldwide Excluding Room allowed
USA & CANADA

GLOBAL
COVERAGE
Note : Global Coverage claim cannot be claimed from Recharge Amount & Accrued NCB/NCB Super
#Internal Training and circulation
PLAN BENEFITS

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 DOMESTIC COVERAGE BENEFITS
Sum Insured 25L/50L/100L
In Patient & Day Care Treatment Expenses Up to SI

Room Rent All Category Rooms

ICU Charges No Limit

Pre-Hospitalisation 60 days *

Post Hospitalisation 180 days*

Ambulance Cover Up to SI

Organ Donor Expenses Up to SI

AYUSH Up to SI

No Claim Bonus 10% increase in SI per Policy Year in case of claim-free year; Max up to 50% of SI

Automatic Recharge Up to SI (Once in a Policy Year) Any one Illness condition to be deleted
Unlimited E-Consultation Unlimited E-Consultation from General Physician using Customer Mobile Application
Health Portal- Doctor on chat, Healthy tips reminder, etc.;
Health Services
Discount Connect – Discounts on services like consultations, diagnostics, etc at our network
Note : Pre/Post modified using Add-on policy Protect Plus - Domestic Coverage
#Internal Training and circulation
 GLOBAL COVERAGE BENEFITS
Sum Insured 25 L/50 L/100 L
WorldWide or
Geographical Coverage Scope
WorldWide excluding USA & CANADA
In-patient Hospitalisation Upto SI
Day Care Treatment Upto SI
Advance Technology Methods Upto 10% of SI
Room rent/ ICU No Limit
Pre-hospitalization and Post-hospitalization Medical Expenses 30 days and 60 days respectively
Local Road Ambulance Upto SI

Note :
 Global Coverage provided using Add-on Policy Protect Plus
 Recharge Amount or NCB Amount or NCB Super Amount cannot be utilized for treatment outside India

#Internal Training and circulation

 POLICY CONDITIONS
DOMESTIC & GLOBAL COVERAGE

Individual :5 Years
Minimum Entry Age
Floater :91 days with atleast 1 person of 18 Years or above

Maximum Entry Age Child : 24 Years & Adult : No Age Limit

Policy Term 1/2/3 Years

20% at Age >=61 Years.

Co-payment Option to renew/purchase fresh policy at age>=61 years without co-payment
available on payment of extra premium

Initial Wait Period 30 Days except for treatment of injuries

Named Ailment Wait Period 24 Months

Pre-Existing Disease wait Period 48 Months

#Internal Training and circulation

OPTIONAL BENEFITS

#Internal Training and circulation

 NCB ANNUAL REDUCTION IN CARE
SUPER HEALTH PED WAIT SHIELD
CHECK-UP PERIOD

AIR SMART GLOBAL WAIVER OF

AMBULANCE SELECT COVERAGE CO-PAYMENT

Note :Above optional benefits not applicable on Protect Plus –Global Coverage
#Internal Training and circulation