Narrator:Cleo is a daughter of Mr. and Mrs. Sayingga. She is the only child.

As the only child they spoiled

her in every wishes she wants. One day she wishes to buy new phone because her old phone is broken.
So her parents asked her what brand of phone does she wants, and Cleo replied " I want Iphone Pro Max
15 mommy!". So Mr. and Mrs. Sayingga agree and drove their way to the nearest mall so they can buy
her new phone. While entering the phone shop they greeted by a sales lady.

Sales lady: "Hello Ma'am and Sir do you want to buy new phone?"

Mrs. Sayingga: "Yes! We want to buy new phone for our lovely daughter"

And the sales lady guided and lead them to their shop. They greeted by a lot of different brand of
cellphones.

Sales Lady: "What brand of the phone do you want ma'am and sir?"

Mr. Sayingga: "My daughter wants the Iphone pro max 15 miss"

Sales lady: " Ohhhh, kids nowadays you have perfect choices miss cleo!"

The sales lady excuse herself as she goes to find the Cellphone. After many seconds finding phone she
finally found it.

Sales lady: " Here Ma'am and Sir and to you Miss Cleo"

She handed the phone and Mr. and Mrs. Sayanggi mesmerizes seeing it. The sales lady also demo how to
operate and functions the phone.

Miss Cleo: "By the way Miss how much is this?"

Sales Lady: " It cost 83,890.00 only"

Mr. and Mrs. Sayingga feel sad because the money they have is not enough to buy it with fully paided.

Sales Lady: "But we can offer you ma'am a home credit which is a convenient way to pay for the phone
in installments. You can pay it monthly with a minimal down payment. Would you like to consider that
option?"

Mrs. Sayingga: "Hmm, that sounds interesting. How much is the down payment, and what are the
monthly installments?"

Sales Lady: "The down payment is 25,167.00, and the monthly installment is 4,894.00 for 12 months,
ma'am."

Mr. Sayingga and Mrs. Sayingga exchange glances, silently contemplating whether they should go for the
home credit option.

Sales Lady: "And as a special promotion today, if you decide to go for the home credit, I can offer you a
discounted total amount of 80,000.00 instead of the original price of 83,890.00. It's a great deal, and you
can enjoy the phone while managing your budget more comfortably."

Mr. Sayingga: "That sounds like a reasonable offer. What do you think, dear?"

Mrs. Sayingga: "Yes, I agree. It's a good deal, and Cleo really wants the phone."

Sales Lady: "Excellent choice! Let me prepare the necessary paperwork for the home credit application.
It's a quick process, and you'll be able to take the phone home today."

As the sales lady busily prepares the paperwork, Cleo excitedly explores the features of her soon-to-be
new phone.

Sales Lady (whispering to herself): "Another successful sale with a home credit option. That's an
additional 5% commission for me. Not bad for today's work."
The Sayingga family completes the paperwork, and Cleo happily walks out of the store, phone in hand,
while the sales lady pockets her commission for a job well done.