D.S.C.R.

CHART (FOR ALL LOANS)

------------------------------------------------------------------------- ----------------- -----------------------------------------

-------------------- -------------------- -------------------- --------------------
PARTICULARS 2023-2024 2024-25 2025-26 2026-27 2026-27
(PROJ.) (PROJ.) (PROJ.) (PROJ.) (PROJ.)
--------------------------------------------------------------------------------------------------------------- -------------------- -------------------- -------------------- --------------------

NET PROFIT AFTER TAX 84704.18 542810.36 591843.83 651753.85 720273.65

DEPRECIATION 20000.00 118000.00 106200.00 95580.00 86022.00

INTEREST ON LOANS 21912.49 123824.22 109620.92 93774.02 76093.34

------------------- -------------------- -------------------- -------------------- --------------------

TOTAL (A) 126616.67 784634.58 807664.75 841107.88 882388.99
------------------- -------------------- -------------------- -------------------- --------------------

INTEREST ON LOANS 21912.49 123824.22 109620.92 93774.02 76093.34

INSTALLMENT OF LOAN 41094.00 246564.00 246564.00 246564.00 246564.00

------------------- -------------------- -------------------- -------------------- --------------------

TOTAL (B) 63006.49 370388.22 356184.92 340338.02 322657.34
------------------- -------------------- -------------------- -------------------- --------------------

D.S.C.R. (A/B) 2.01 2.12 2.27 2.47 2.73

------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
AVERAGE D.S.C.R. (2022-2025) 2.32
-----------------------------------------------------------------------------------------------------------------------------------------------
 AUDITED/PROJECTED PROFITABILITY CHART

------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

PARTICULARS 2023-2024 2024-25 2025-26 2026-27 2026-27
PROV (PROJ.) (PROJ.) (PROJ.) (PROJ.)
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
SALES 325000.00 2145000.00 2252250.00 2364862.50 2483105.63
SUNDRY RECEIPTS 15000.00 74500.00 81950.00 90145.00 99159.50

------------------- -------------------- -------------------- -------------------- --------------------

TOTAL :- 340000.00 2219500.00 2334200.00 2455007.50 2582265.13
------------------- -------------------- -------------------- -------------------- --------------------

------------------- -------------------- -------------------- -------------------- --------------------

TOTAL : 340000.00 2219500.00 2334200.00 2455007.50 2582265.13
------------------- -------------------- -------------------- -------------------- --------------------
COST OF PRODUCTION
------------------
MATERIAL PURCHASED 227500.00 1501500.00 1576575.00 1655403.75 1738173.94
FREIGHT CHARGES 4550.00 30030.00 31531.50 33108.08 34763.48
------------------- -------------------- -------------------- -------------------- --------------------
SUB TOTAL :- 232050.00 1531530.00 1608106.50 1688511.83 1772937.42
------------------- -------------------- -------------------- -------------------- --------------------
ADD:-OPENING STOCK 0.00 37916.67 156406.25 262762.50 365568.33
LESS:-CLOSING STOCK 37916.67 156406.25 262762.50 365568.33 470755.44
------------------- -------------------- -------------------- -------------------- --------------------
SUB TOTAL:- 194133.33 1413040.42 1501750.25 1585706.00 1667750.30
------------------- -------------------- -------------------- -------------------- --------------------

GROSS PROFIT 145866.67 806459.58 832449.75 869301.50 914514.82

44.88% 37.60% 36.96% 36.76% 36.83%

SALARY EXP 5000.00 6000.00 7200.00 8640.00 10368.00

SHOP EXP 1000.00 1200.00 1440.00 1728.00 2073.60
INTEREST ON TERM LOANS 21912.49 123824.22 109620.92 93774.02 76093.34
TRAVELLING 1500.00 1650.00 1815.00 1996.50 2196.15
DEPRECIATION 20000.00 118000.00 106200.00 95580.00 86022.00
TELEPHONE EXP 750.00 825.00 907.50 998.25 1098.08
ELECTRICITY BILL 1000.00 1150.00 1322.50 1520.88 1749.01
RENT 10000.00 11000.00 12100.00 13310.00 14641.00
------------------- -------------------- -------------------- -------------------- --------------------
TOTAL : 61162.49 263649.22 240605.92 217547.65 194241.18
------------------- -------------------- -------------------- -------------------- --------------------
NET PROFIT BEFORE TAX 84704.18 542810.36 591843.83 651753.85 720273.65
LESS:-PROVISION FOR TAX 0.00 0.00 0.00 0.00 0.00
NET PROFIT AFTER TAX 84704.18 542810.36 591843.83 651753.85 720273.65
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
 AUDITED/PROJECTED BALANCE SHEET

------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

2023-2024 2024-25 2025-26 2026-27 2026-27
LIABILITIES PROV (PROJ.) (PROJ.) (PROJ.) (PROJ.)
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

SHARE CAPITAL
---------------------------
CAPITAL 0.00 650000.00 821405.18 1017327.10 1243204.02
ADDITIONS DURING THE YEAR(INTEREST ON FD& PROFIT) 650000.00 542810.36 591843.83 651753.85 720273.65
LESS: WITHDRAWN 371405.18 395921.92 425876.93 460136.82

------------------- -------------------- -------------------- -------------------- --------------------

TOTAL : 650000.00 821405.18 1017327.10 1243204.02 1503340.85
------------------- -------------------- -------------------- -------------------- --------------------

SECURED LOANS
-----------------------------
PROPOSED NEW TERM LOAN (12 Lacs) 1058078.71 921135.62 768345.65 768345.65 407677.67

CURRENT LIABILITIES & PROVISIONS

--------------------------------------------------------------
SUNDRY CREDITORS 37916.67 250250.00 262762.50 275900.63 289695.66
REPAYEMENT WITHIN 12MONTH 122739.78 136943.08 152789.98 170470.66 190197.32

------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

TOTAL :- 1868735.15 2129733.89 2201225.22 2457920.95 2390911.50
 AUDITED/PROJECTED BALANCE SHEET

------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

ASSETS 2023-2024 2024-25 2025-26 2026-27 2026-27
PROV (PROJ.) (PROJ.) (PROJ.) (PROJ.)
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
FIXED ASSETS
---------------------
GROSS BLOCK 0.00 1180000.00 1062000.00 955800.00 860220.00
ADDITION IN FIXED ASSETS 1200000.00 0.00 0.00 0.00 0.00
LESS: DELETION 0.00 0.00 0.00 0.00 0.00
LESS: DEPRECIATION 20000.00 118000.00 106200.00 95580.00 86022.00
Land
------------------- -------------------- -------------------- -------------------- --------------------
NET BLOCK 1180000.00 1062000.00 955800.00 860220.00 774198.00
------------------- -------------------- -------------------- -------------------- --------------------

OTHER NON CURRENT ASSETS 0.00 0.00 0.00 0.00 0.00

CURRENT ASSETS LOANS & ADVANCE

-------------------------------------------------------------------------
STOCK OF RAW MATERIAL 0.00 0.00 0.00 0.00 0.00
STORES & SPARES 0.00 0.00 0.00 0.00 0.00
STOCK OF FINISHED GOODS 37916.67 156406.25 262762.50 365568.33 470755.44
RECEIVABLES 81250.00 536250.00 563062.50 591215.63 620776.41
BANK BALANCE 25000.00 30000.00 36000.00 43200.00 51840.00
CASH BALANCE 544568.49 345077.64 383600.22 597717.00 473341.65
OTHER CURRENT ASSETS
------------------- -------------------- -------------------- -------------------- --------------------
TOTAL :- 1868735.15 2129733.89 2201225.22 2457920.95 2390911.50
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
 AUDITED/PROJECTED CASH FLOW STATEMENT

------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

2023-2024 2024-25 2025-26 2026-27 2026-27
PROV (PROJ.) (PROJ.) (PROJ.) (PROJ.)
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
SOURCES OF FUNDS
------------------------------
NET PROFIT BEFORE TAXES 84704.18 542810.36 591843.83 651753.85 720273.65
DEPRECIATION 20000.00 118000.00 106200.00 95580.00 86022.00

INCREASE IN CAPITAL 565295.82 0.00 0.00 0.00 0.00

INCREASE IN CURRENT LIAB. 160656.45 226536.64 28359.39 30818.80 33521.70
INCREASE IN TERM BORROWINGS 1058078.71 0.00 0.00 0.00 0.00
DECREASE IN FIXED ASSETS 0.00 0.00 0.00 0.00 0.00
DECREASE IN CURRENT ASSETS 0.00 0.00 0.00 0.00 0.00
DECREASE IN INVESTMENT PROPERTIES 0.00 0.00 0.00 0.00 0.00
DECREASE IN NON CURRENT ASSETS 0.00 0.00 0.00 0.00 0.00
------------------- -------------------- -------------------- -------------------- --------------------
TOTAL:- 1888735.15 887347.00 726403.23 778152.66 839817.34
------------------- -------------------- -------------------- -------------------- --------------------
DISPOSITION OF FUNDS
-----------------------------------
INVESTMENT IN FIXED ASSETS 1200000.00 0.00 0.00 0.00 0.00
INCREASE IN CURRENT ASSETS 144166.67 578489.58 139168.75 138158.95 143387.89
DECREASE IN CURRENT LIB. 0.00 0.00 0.00 0.00 0.00
REPAYMENT OF TERM LOAN 0.00 136943.08 152789.98 0.00 360667.98
DRAWING 0.00 371405.18 395921.92 425876.93 460136.82
TAXATION FOR THE YEAR 0.00 0.00 0.00 0.00 0.00
INCREASE IN NON CURRENT ASSETS 0.00 0.00 0.00 0.00 0.00
------------------- -------------------- -------------------- -------------------- --------------------
TOTAL:- 1344166.67 1086837.85 687880.64 564035.88 964192.69
------------------- -------------------- -------------------- -------------------- --------------------

OPENING BALANCE OF CASH 0.00 544568.49 345077.64 383600.22 597717.00

SURPLUS DURING THE YEAR 544568.49 -199490.85 38522.58 214116.78 -124375.35
CLOSING BALANCE OF CASH 544568.49 345077.64 383600.22 597717.00 473341.65
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
|:: 0.00 0.00 0.00 0.00 0.00
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
 BALANCE SHEET ANALYSIS

------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

ANNEXURE - B 2023-2024 2024-25 2025-26 2026-27 2026-27
PROV (PROJ.) (PROJ.) (PROJ.) (PROJ.)
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

SALES PER MONTH 27083.33 178750.00 187687.50 197071.88 206925.47

RAW MATERIAL PER MONTH 18958.33 125125.00 131381.25 137950.31 144847.83
------------------- -------------------- -------------------- -------------------- --------------------
RAW MATERIAL CARRIED 0.00 0.00 0.00 0.00 0.00
STORES & SPARES 0.00 0.00 0.00 0.00 0.00
RECEIVABLES 81250.00 536250.00 563062.50 591215.63 620776.41
SUNDRY CREDITORS 37916.67 250250.00 262762.50 275900.63 289695.66
DEBTORS/CREDITORS RATIO 2.14 2.14 2.14 2.14 2.14
TANGIBLE NET WORTH 650000.00 821405.18 1017327.10 1243204.02 1503340.85
TERM LIABILITIES 1058078.71 921135.62 768345.65 768345.65 407677.67
TOTAL LIABILITIES 1218735.15 1308328.71 1183898.12 1214716.93 887570.65
CURRENT ASSETS 688735.15 1067733.89 1245425.22 1597700.95 1616713.50
CURRENT LIABILITIES (EXCEPT BANK BORROWING) 160656.45 387193.08 415552.48 446371.28 479892.98
CURRENT RATIO (INC. BANK BORROWINGS) 4.3 2.8 3.0 3.6 3.4
DEBT/EQUITY RATIO 1.9 1.6 1.2 1.0 0.6
------------------------------------------------------------------------- ----------------- ------------------- -------------------- -------------------- -------------------- --------------------
 AUDITED/PROJECTED FUND FLOW STATEMENT

------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

ANNEXURE - D 2023-2024 2024-25 2025-26 2026-27 2026-27
PROV (PROJ.) (PROJ.) (PROJ.) (PROJ.)
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------

LONG TERM SOURCES

------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
NET PROFIT BEFORE TAX 84704.18 542810.36 591843.83 651753.85 720273.65
DEPRECIATION 20000.00 118000.00 106200.00 95580.00 86022.00
AMORTIZATION' 0.00 0.00 0.00 0.00 0.00
OTHER COMPREHENSIVE INCOME 0.00 0.00 0.00 0.00 0.00
INCREASE IN TERM LIABI. 1058078.71 0.00 0.00 0.00 0.00
DECREASE IN FIXED ASSETS 0.00 0.00 0.00 0.00 0.00
ADDITION TO CAPITAL 565295.82 0.00 0.00 0.00 0.00
DECREASE IN INVESTMENT PROPERTIES 0.00 0.00 0.00 0.00 0.00
DECREASE IN NON CURRENT ASSETS 0.00 0.00 0.00 0.00 0.00
------------------- -------------------- -------------------- -------------------- --------------------
TOTAL:- 1728078.71 660810.36 698043.83 747333.85 806295.65
------------------- -------------------- -------------------- -------------------- --------------------
LONG TERM USES
-------------------------------------------------------------------------
NET LOSS 0.00 0.00 0.00 0.00 0.00
INCREASE IN FIXED ASSETS 1200000.00 0.00 0.00 0.00 0.00
REPAYMENT OF TERM LOAN 0.00 136943.08 152789.98 0.00 360667.98
INCREASE IN NON CURRENT ASSETS 0.00 0.00 0.00 0.00 0.00
DECREASE IN CAPITAL 0.00 371405.18 395921.92 425876.93 460136.82
TAXATION FOR THE YEAR 0.00 0.00 0.00 0.00 0.00
------------------ -------------------- -------------------- -------------------- --------------------
TOTAL:- 1200000.00 508348.26 548711.89 425876.93 820804.80
------------------ -------------------- -------------------- -------------------- --------------------
SURPLUS IN LONG TERM (A) 528078.71 152462.10 149331.94 321456.93 -14509.15
INCREASE IN CURRENT ASSETS 688735.15 378998.74 177691.33 352275.73 19012.54
INCREASE IN OTHER CURRENT LIABILITIES 160656.45 226536.64 28359.39 30818.80 33521.70
DECREASE IN CURRENT ASSETS 0.00 0.00 0.00 0.00 0.00
DECREASE IN OTHER CURRENT LIABILITIES 0.00 0.00 0.00 0.00 0.00

INCREASE IN WORKING CAPITAL GAP ( B ) 528078.71 152462.10 149331.94 321456.93 -14509.15

NET SURPLUS ( A - B ) 0.0 0.0 0.0 0.0 0.0

INCREASE IN SALES 325000.00 1820000.00 107250.00 112612.50 118243.13
------------------------------------------------------------------------------------------- ------------------- -------------------- -------------------- -------------------- --------------------
 MAHAKAL CONSTRUCTION

State Bank of India

Financial Year Particular Opening Balance Repayment Closing Balance Interest Total Interest Total Repayment
11.00%
2023-2024 February 1200000.00 20547 1190453.00 11000.00
21912.49 41094
2023-2024 March 1190453.00 20547 1180818.49 10912.49
2024-2025 April 1180818.49 20547 1171095.66 10824.17
2024-2025 May 1171095.66 20547 1161283.70 10735.04
2024-2025 June 1161283.70 20547 1151381.80 10645.10
2024-2025 July 1151381.80 20547 1141389.13 10554.33
2024-2025 August 1141389.13 20547 1131304.87 10462.73
2024-2025 September 1131304.87 20547 1121128.16 10370.29
123824.22 246564
2024-2025 October 1121128.16 20547 1110858.17 10277.01
2024-2025 November 1110858.17 20547 1100494.04 10182.87
2024-2025 December 1100494.04 20547 1090034.90 10087.86
2024-2025 January 1090034.90 20547 1079479.88 9991.99
2024-2025 February 1079479.88 20547 1068828.12 9895.23
2024-2025 March 1068828.12 20547 1058078.71 9797.59
2025-2026 April 1058078.71 20547 1047230.76 9699.05
2025-2026 May 1047230.76 20547 1036283.38 9599.62
2025-2026 June 1036283.38 20547 1025235.64 9499.26
2025-2026 July 1025235.64 20547 1014086.64 9397.99
2025-2026 August 1014086.64 20547 1002835.43 9295.79
2025-2026 September 1002835.43 20547 991481.09 9192.66
109620.92 246564
2025-2026 October 991481.09 20547 980022.66 9088.58
2025-2026 November 980022.66 20547 968459.21 8983.54
2025-2026 December 968459.21 20547 956789.75 8877.54
2025-2026 January 956789.75 20547 945013.32 8770.57
2025-2026 February 945013.32 20547 933128.94 8662.62
2025-2026 March 933128.94 20547 921135.62 8553.68
2026-2027 April 921135.62 20547 909032.37 8443.74
2026-2027 May 909032.37 20547 896818.16 8332.80
2026-2027 June 896818.16 20547 884492.00 8220.83
2026-2027 July 884492.00 20547 872052.84 8107.84
2026-2027 August 872052.84 20547 859499.66 7993.82
2026-2027 September 859499.66 20547 846831.41 7878.75
93774.02 246564
2026-2027 October 846831.41 20547 834047.03 7762.62
2026-2027 November 834047.03 20547 821145.46 7645.43
2026-2027 December 821145.46 20547 808125.62 7527.17
2026-2027 January 808125.62 20547 794986.44 7407.82
2026-2027 February 794986.44 20547 781726.82 7287.38
2026-2027 March 781726.82 20547 768345.65 7165.83
2027-2028 April 768345.65 20547 754841.82 7043.17
2027-2028 May 754841.82 20547 741214.20 6919.38
2027-2028 June 741214.20 20547 727461.66 6794.46
2027-2028 July 727461.66 20547 713583.06 6668.40
2027-2028 August 713583.06 20547 699577.24 6541.18
2027-2028 September 699577.24 20547 685443.03 6412.79
76093.34 246564
2027-2028 October 685443.03 20547 671179.26 6283.23
2027-2028 November 671179.26 20547 656784.74 6152.48
2027-2028 December 656784.74 20547 642258.26 6020.53
2027-2028 January 642258.26 20547 627598.63 5887.37
2027-2028 February 627598.63 20547 612804.62 5752.99
2027-2028 March 612804.62 20547 597874.99 5617.38
2028-2029 April 597874.99 20547 582808.51 5480.52
2028-2029 May 582808.51 20547 567603.92 5342.41
2028-2029 June 567603.92 20547 552259.96 5203.04
2028-2029 July 552259.96 20547 536775.34 5062.38
2028-2029 August 536775.34 20547 521148.78 4920.44
2028-2029 September 521148.78 20547 505378.98 4777.20
56366.68 246564
2028-2029 October 505378.98 20547 489464.62 4632.64
2028-2029 November 489464.62 20547 473404.38 4486.76
2028-2029 December 473404.38 20547 457196.92 4339.54
 MAHAKAL CONSTRUCTION

2028-2029 January 457196.92 20547 440840.89 4190.97

2028-2029 February 440840.89 20547 424334.93 4041.04
2028-2029 March 424334.93 20547 407677.67 3889.74
2029-2030 April 407677.67 20547 390867.72 3737.05
2029-2030 May 390867.72 20547 373903.67 3582.95
2029-2030 June 373903.67 20547 356784.12 3427.45
2029-2030 July 356784.12 20547 339507.64 3270.52
2029-2030 August 339507.64 20547 322072.80 3112.15
2029-2030 September 322072.80 20547 304478.13 2952.33
34357.27 246564
2029-2030 October 304478.13 20547 286722.18 2791.05
2029-2030 November 286722.18 20547 268803.47 2628.29
2029-2030 December 268803.47 20547 250720.50 2464.03
2029-2030 January 250720.50 20547 232471.77 2298.27
2029-2030 February 232471.77 20547 214055.76 2130.99
2029-2030 March 214055.76 20547 195470.94 1962.18
2030-2031 April 195470.94 20547 176715.75 1791.82
2030-2031 May 176715.75 20547 157788.65 1619.89
2030-2031 June 157788.65 20547 138688.05 1446.40
2030-2031 July 138688.05 20547 119412.35 1271.31
2030-2031 August 119412.35 20547 99959.97 1094.61
9989.47 205460.41
2030-2031 September 99959.97 20547 80329.27 916.30
2030-2031 October 80329.27 20547 60518.62 736.35
2030-2031 November 60518.62 20547 40526.37 554.75
2030-2031 January 40526.37 20547 20350.86 371.49
2030-2031 February 20350.86 20537.41 0.00 186.55