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Darie Mobile Banking BRD
Darie Mobile Banking BRD
January, 2024
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1. Background of Information
Darie Technology and Printing (DTP) is the technology company that are structure by the
esteemed young professionals aiming to deliver optimal information technology solution
with relevant products and efficiency for any societal gaps and problem happening
everywhere.
DTP has designed the digital product that address the societies bigger problem. Before
they come across designing this system, they have done need assessment and system
analysis in order to identify the essential requirements that upheld the product.
the system main objective is to formulate an end to end automated digital system upon
controlling the distribution of fully and partially subsidized products. Digitalizing the
transaction, making sure justified product distribution, preventing human manipulation
and stealing are among the sub objectives to be raised.
At this point, Darie Technology has consented to collaborate with the Addis Ababa Trade
Office to conduct a second phase pilot project implementation at two chosen woredas in
Arada Sub-city. Additionally, they are in the process of working with the Ministry of Trade
and regional integrations to conduct project implementation at the country level.
Meanwhile, Darie Technology and Printing asked for our cooperation to interface with CBE
digital payment channels in order to complete the solution's functionality. They have
asked for system integration with ours and planned to combine their system with CBE's
mobile banking.
As a result, we have created this business requirement document (BRD) and are
requesting management approval to integrate Darie technology and printing.
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1. Business Requirements
Req.
Description
No.
6.1. Eligibility Requirements
6.1.2 The customer account should be active and have sufficient balance to effect
payments via the Mobile banking channel.
6.1.3 Customer shall use USSD or Mobile Banking application to make payment using
Payment reference number.
6.2.3 Providing transaction notifications via SMS text messages for customer and
SMS/Email to consumer cooperatives/shops
The consumer cooperative/shops shall have no account balance limit while collecting
6.3.1
payments.
When the customers make payment via Mobile banking, the transaction limit will be
6.3.3
300,000 birr at a time and a total limit up to 600,000 birr per day.
6.3.4 Allows transaction with fractional amount payments for the service
The system deducts the amount from customer account and credit consumer
6.4.1
cooperatives/shops account for successful transaction.
The system should send SMS/ Email notification for the consumer/cooperative/shops
6.4.2
after the successful transactions.
6.4.3 The i.e. customer receives the notification for successful and failure transactions.
6.5.Settlement Requirements
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Req.
Description
No.
6.5.1 Data extractor is enabled for the company for settlement on daily basis.
6.5.2 Darie Technology shall get data of payment transaction logs any time.
6.5.3 Payment transaction summary shall be generated daily for reconciliation and
adjustment purpose only.
6.7.1 The system shall send notification for the initiator and merchant for the transaction
made on Mobile Banking.
Notification shall include Name of account holder, last 4 digit of account no, biller
6.7.2 name, Amount, Transaction reference number & remaining balance for transactions
made via MB.
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Value addition to Darie Technology and printing
Increase customer’s satisfaction
Increase security
Easy to use
Expanded payment option
Extra revenue
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