TAREA: Conversión de tasas de intereses

1.- Tasa nominal a tasa efectiva

Tasa nominal Capitalización Tasa efectiva

1) TND = 0.0015 %.…………………………………..m = mes .………………… TEA =

2) TNS = 12,15 %.….……………………………..m = Semanal…………………… TET =
3) TNM = 1,12 %.……….….………….………….m = quincenal………………… TEM =
4) TNT = 14 %..........................................m = semestral………………… TED =
5) TNB = 1,75 %.....................................m = trimestral .……...… TE 45 días =
6) TN 120 días = 16.25 %.......................m = bimestral…………………… TEA =
7) TN45días = 0,925%............................m = bimensual…………………… TEB =
8) TNA = 26 %..........................................m = diaria………………………… TES =
9) TNA = 32%.......................................m = semanal ……………………….. TEA =
10)TNM = 2.15 %.................................. m = mensual………………………. TEM =

2.- Tasa efectiva a tasa efectiva

Tasa efectiva Tasa efectiva

1) TEA = 20 % …………………………………………………………… TET=

2) TES = 15 %.................................................................TES =
3) TEM = 1.75 %.......................................................... TEB =
4) TED = 0.0012 ………………………………………………………. TEA =
5) TET = 4.18 % ……………………………………………… TE 150 días =
6) TEM = 1,12% …………………………………………………………. TET =
7) TES = 14.25%.............................................................. TEA =
8) TEB = 0.0325 ...................................................TE100 días =
9) TE 75 días = 1.72% …………………………………………………. TET =
10) TEA = 21 %.................................................................. TED =

3.- Tasa efectiva a tasa nominal

Tasa efectiva Capitalización Tasa nominal

1) TEA = 40 % ……………………m = díaria …….…………………………… TNS =

2) TES = 18.5 %...................m = quincenal.............................. TNM =
3) TEM = 1.75 %..................m = mensual…...............................TNS =
4) TED = 0.0012 ………………m = semanal………………………………..TNT =
5) TES = 14.20 % ………………m = bimestral …………………TN 120 días =
6) TEB = 2.2 % ………………. m = año …………………………………….. TNM =
7) TET = 4,26%....................m = semanal ................................ TNT =
8) TEM = 1.75%................. m = mes............................ ………… TNB =
9) TE 100 días = 2,25% …………m = trimestral .…………………….. TNA =
10) TEB = 6 %.........................m = bimestral ............................. TNB =

ICA, MAYO 2023

PROF. SANTOS FLORES AVALOS.

RESOLUCION DE EJERCICIOS:

1. Tasa nominal a tasa efectiva

1) TND = 0.0015 %.…………………………………..m = mes .………………… TEA =0.00541

m = 1/30

( )
360 /30
0.000015
TEA = 1+ −1
1
30
TEA =0.00541

2) TNS = 12,15 %.….……………………………..m = Semanal…………………… TET = 0.06247

m = 180/7

( )
90/ 7
0.1215
TET = 1+ −1
180
7
TET =0.06247

3) TNM = 1,12 %.……….….………….………….m = quincenal………………… TEM = 0.01123

m = 30/15

( )
30/ 15
0.0112
TEM = 1+ −1
30
15
TEM =0.01123

4) TNT = 14 %..........................................m = semestral………………… TED = 0.00137

m = 90/180

( )
1 /180
0.14
TED= 1+ −1
90
180
TED=0.00137

5) TNB = 1,75 %.....................................m = trimestral .……...… TE 45 días = 0.01304

m = 60/90

( )
45/ 90
0.0175
TE 45= 1+ −1
60
90
TE 45=0.01304
6) TN 120 días = 16.25 %.......................m = bimestral…………………… TEA = 0.59793
m = 120/60

( )
360 /60
0.1625
TEA = 1+ −1
120
60
TEA=0.59793

7) TN45días = 0,925%............................m = bimensual…………………… TEB = 0.01233

m = 45/60
 ( )
60 /60
0.00925
TEB= 1+ −1
45
60
TEB=0.01233

8) TNA = 26 %..........................................m = diaria………………………… TES = 0.13877

m = 360/1

( )
180/1
0.26
TES= 1+ −1
360
1
TES=0.13877

9) TNA = 32%.......................................m = semanal ……………………….. TEA = 0.37575

m = 360/7

( )
360/ 7
0.32
TEA = 1+ −1
360
7
TEA=0.37575

10) TNM = 2.15 %.................................. m = mensual………………………. TEM = 0.0215

m=1
tnm = tem; cuando m = periodo de las tasas.

2. Tasa efectiva a tasa efectiva

1) TEA = 20 % …………………………………………………………… TET= 0.046635

90 /360
TET =( 1+ 0.20 ) −1
TET =0.046635

2) TES = 15 %.................................................................TES = 0.15

1
TES=( 1+ 0.15 ) −1
TES=0.15

3) TEM = 1.75 %.......................................................... TEB = 0.03531

60/ 30
TEB=( 1+0.0175 ) −1
TEB=0.03531

4) TED = 0.0012 ………………………………………………………. TEA = 0.53994

360/1
TEA =( 1+ 0.0012 ) −1
TEA =0.53994

5) TET = 4.18 % ……………………………………………… TE 150 días = 0.07063

150/ 90
TE 150= (1+ 0.0418 ) −1
TE 150=0.07063

6) TEM = 1,12% …………………………………………………………. TET = 0.033977

90 /30
TET =( 1+ 0.0112 ) −1
TET =0.033977
 7) TES = 14.25%.............................................................. TEA = 0.30531
360/ 180
TEA =( 1+ 0.1425 ) −1
TEA =0.30531

8) TEB = 0.0325 ...................................................TE100 días = 0.05475

100/60
TE 100= (1+ 0.0325 ) −1
TE 100=0.05475

9) TE 75 días = 1.72% …………………………………………………. TET = 0.020675

90/ 75
TET =( 1+ 0.0172 ) −1
TET =0.020675

10) TEA = 21 %.................................................................. TED = 0.00053

1 /360
TED=( 1+0.21 ) −1
TED=0.00053

3. Tasa efectiva a tasa nominal

1) TEA = 40 % ……………………m = díaria …….…………………………… TNS = 0.16831

n= 360/1

[ ]
1
360
TNS= ( 1+ 0.40 ) −1 ∗180
TNS=0.16831

2) TES = 18.5 %...................m = quincenal.............................. TNM = 0.02849

n= 180/15

[ ]
1
180
( 1+ 0.185 ) −1 ∗30
15
TNM =
15
TNM =0.02849

3) TEM = 1.75 %..................m = mensual…...............................TNS = 0.105

n= 30/30

[( 1+0.0175) −1]∗180
1
1
TNS=
30
TNS=0.1050

4) TED = 0.0012 ………………m = semanal………………………………..TNT = 0.10839

n= 1/7

[ ]
1
1
(1+ 0.0012 ) −1 ∗90 7
TNT =
7
TNT =0.10839

5) TES = 14.20 % ………………m = bimestral …………………TN 120 días = 0.090509

n= 180/60
 [ ]
1
180
( 1+0.1420 ) −1 ∗120
60
TN 120=
60
TN 120=0.090509

6) TEB = 2.2 % ………………. m = año …………………………………….. TNM = 0.011623

n= 60/360

[ ]
1
60
( 1+ 0.022 ) −1 ∗30
360
TNM =
360
TNM =0.011623

7) TET = 4,26%....................m = semanal ................................ TNT = 0.041785

n= 90/7

[ ]
1
90
(1+ 0.0426 ) −1 ∗90
7
TNT =
7
TNT =0.041785

8) TEM = 1.75%................. m = mes............................ ………… TNB = 0.03500

n= 30/30

[ ( 1+ 0.0175 ) −1]∗60
1
1
TNB=
30
TNB=0.03500

9) TE 100 días = 2,25% …………m = trimestral .…………………….. TNA = 0.080910

n= 100/90

[ ]
1
100
(1+ 0.0225 ) −1 ∗360
90
TNA =
90
TNA =0.080910

10) TEB = 6 %.........................m = bimestral ............................. TNB = 0.06

TEB = TNB, siempre en cuando m= periodo de tasa.