THE HUNTINGTON NATIONAL BANK

PO BOX 1558 EA1W37

COLUMBUS OH 43216-1558

SENOVIA OSORIO Have a Question or Concern?

3942 N KOSTNER AVE
CHICAGO IL 60641-2840 Stop by your nearest Customer
Huntington office or I n f o r m a t i o n
contact us at: Privacy Notice

1-800-480-BANK (2265)

www.huntington.com

Asterisk-Free Checking Account Account: -------3455

Statement Activity From: Beginning Balance $36.96

12/17/22 to 01/18/23 Credits (+) 998.00
Debits (-) 981.04
Total Fees (-) 0.00

Ending Balance $53.92

Average Balance 123.26

Low Balance 17.91

Deposit / Credit Activity (+) Account: -------3455

Date Description Amount

12/19 MOBILE CHECK DEPOSIT 215.00

12/19 INTERNET TFR FRM SAVINGS 121922 XXXXXXX6426 5.00
12/22 Zelle Transaction 202212221843 PNCAA0DYN55A Money Received from SHAKESPEAREOSORIO
Payment ID PNCAA0DYN55A 100.00
12/28 ATM CASH DEPOSIT 28.00
01/03 MOBILE CHECK DEPOSIT 215.00
01/03 INTERNET TFR FRM SAVINGS 010323 XXXXXXX6439 5.00
01/09 DEPOSIT 200.00
01/10 INTERNET TFR FRM CHECKING 011023 XXXXXXX3704 130.00
01/12 INTERNET TFR FRM CHECKING 011223 XXXXXXX3704 100.00

ATM Withdrawal Activity (-) Account: -------3455

Date Description Amount

12/21 HUNTINGTON ATM CASH WITHDRAWAL 4660 W IRVING PARK CHICAGO IL XXXXXXXXXXXX0402 25.00

Investments are offered through the Huntington Investment Company, Registered Investment Advisor, member FINRA/SIPC, a wholly-owned
subsidiary of Huntington Bancshares Inc.
The Huntington National Bank is Member FDIC. , Huntington and 24-Hour Grace are federally registered service marks of Huntington
Bancshares Incorporated. The 24-Hour Grace system and method is patented: US Pat. No. 8,364,581, 8,781,955, 10,475,118, and others
pending. 8 2023 Huntington Bancshares Incorporated.
Online Statement Period from 12/17/22 to 01/18/23 Page 1 of 3
Debit Card / POS Activity (-) Account: -------3455
Date Description Amount

12/19 PURCHASE NETFLIX.COM NETFLIX.COM NETFLIX.COM CA XXXXXXXXXXXX0402 7.62

12/19 PURCHASE KINDLE SVCS*QA6CM0QU3 KINDLE SVCS*QA6CM0QU3 888-802-3080 WA
XXXXXXXXXXXX0402 8.99
12/19 PURCHASE AUDIBLE*WU50J3WC3 AUDIBLE*WU50J3WC3 AMZN.COM/BILL NJ
XXXXXXXXXXXX0402 14.95
12/19 PURCHASE APPLE.COM/BILL APPLE.COM/BILL 866-712-7753 CA XXXXXXXXXXXX0402 5.44
12/20 PURCHASE APPLE.COM/BILL APPLE.COM/BILL 866-712-7753 CA XXXXXXXXXXXX0402 9.99
12/21 PURCHASE VENTRA MOBILE VENTRA MOBILE 877-669-8368 IL XXXXXXXXXXXX0402 5.00
12/21 PURCHASE VENTRA MOBILE VENTRA MOBILE 877-669-8368 IL XXXXXXXXXXXX0402 20.00
12/22 PURCHASE JEWEL OSCO 3262 JEWEL OSCO 3262 CHICAGO IL XXXXXXXXXXXX0402 53.90
12/22 PURCHASE UBER TRIP UBER TRIP 8005928996 CA XXXXXXXXXXXX0402 15.97
12/27 PURCHASE TMOBILE*AUTO PAY TMOBILE*AUTO PAY 800-937-8997 WA XXXXXXXXXXXX0402 115.67
12/27 PURCHASE GOOGLE *GOOGLE STORAGE GOOGLE *GOOGLE STORAGE 650-253-0000 CA
XXXXXXXXXXXX0402 1.99
12/27 PURCHASE IGLESIA BAUTISTA CENTR IGLESIA BAUTISTA CENTR CHICAGO IL
XXXXXXXXXXXX0402 31.20
12/27 PURCHASE AMAZON PRIME*P27872ZO3 AMAZON PRIME*P27872ZO3 AMZN.COM/BILL WA
XXXXXXXXXXXX0402 14.99
12/27 PURCHASE KINDLE SVCS*W874T5MI3 KINDLE SVCS*W874T5MI3 888-802-3080 WA
XXXXXXXXXXXX0402 2.99
12/29 PURCHASE AMZN MKTP US*C69EB2C33 AMZN MKTP US*C69EB2C33 AMZN.COM/BILL WA
XXXXXXXXXXXX0402 19.82
12/30 PURCHASE JEWEL OSCO 3262 JEWEL OSCO 3262 CHICAGO IL XXXXXXXXXXXX0402 13.53
01/03 PURCHASE VENTRA MOBILE VENTRA MOBILE 877-669-8368 IL XXXXXXXXXXXX0402 5.00
01/03 PURCHASE ZOOM.US 888-799-9666 ZOOM.US 888-799-9666 SAN JOSE CA XXXXXXXXXXXX0402 16.34
01/04 PURCHASE UBER TRIP UBER TRIP 8005928996 CA XXXXXXXXXXXX0402 16.18
01/04 PURCHASE APPLE.COM/BILL APPLE.COM/BILL 866-712-7753 CA XXXXXXXXXXXX0402 5.50
01/09 PURCHASE VENTRA MOBILE VENTRA MOBILE 877-669-8368 IL XXXXXXXXXXXX0402 5.00
01/09 PURCHASE UBER TRIP UBER TRIP 8005928996 CA XXXXXXXXXXXX0402 16.93
01/09 PURCHASE MARSHALLS 4612 W I MARSHALLS 4612 W I CHICAGO IL XXXXXXXXXXXX0402 47.35
01/09 PURCHASE ULTA 3 #40 ULTA 3 #40 NORRIDGE IL XXXXXXXXXXXX0402 73.96
01/10 PURCHASE CHR*CHRISTIANBOOK CHR*CHRISTIANBOOK 800-247-4784 MA XXXXXXXXXXXX0402 87.05
01/10 PURCHASE UBER TRIP UBER TRIP 8005928996 CA XXXXXXXXXXXX0402 13.94
01/10 PURCHASE UBER TRIP UBER TRIP 8005928996 CA XXXXXXXXXXXX0402 14.96
01/10 PURCHASE VENTRA MOBILE VENTRA MOBILE 877-669-8368 IL XXXXXXXXXXXX0402 5.00
01/11 PURCHASE VENTRA MOBILE VENTRA MOBILE 877-669-8368 IL XXXXXXXXXXXX0402 10.00
01/11 PURCHASE COSTCO WHSE #0380 COSTCO WHSE #0380 CHICAGO IL XXXXXXXXXXXX0402 57.30
01/11 PURCHASE AMZN MKTP US*3B5SO92C3 AMZN MKTP US*3B5SO92C3 AMZN.COM/BILL WA
XXXXXXXXXXXX0402 36.36
01/12 PURCHASE UBER TRIP UBER TRIP 8005928996 CA XXXXXXXXXXXX0402 7.95
01/12 PURCHASE AMAZON.COM*OK0664HE3 A AMAZON.COM*OK0664HE3 A AMZN.COM/BILL WA
XXXXXXXXXXXX0402 43.24
01/12 PURCHASE AMZN MKTP US*RN1VQ9HL3 AMZN MKTP US*RN1VQ9HL3 AMZN.COM/BILL WA
XXXXXXXXXXXX0402 130.32

Online Statement Period from 12/17/22 to 01/18/23 Page 2 of 3

Debit Card / POS Activity (-) Account: -------3455
Date Description Amount

01/12 PURCHASE KINDLE SVCS*WV5KG7YT3 KINDLE SVCS*WV5KG7YT3 888-802-3080 WA

XXXXXXXXXXXX0402 13.99
01/17 PURCHASE NETFLIX.COM NETFLIX.COM 866-5797172 CA XXXXXXXXXXXX0402 7.62

Asterisk-Free Checking Balance Activity Account: -------3455

Date Balance Date Balance Date Balance

12/16 36.96 12/28 51.26 01/10 260.70

12/19 219.96 12/29 31.44 01/11 157.04
12/20 209.97 12/30 17.91 01/12 61.54
12/21 159.97 01/03 216.57 01/17 53.92
12/22 190.10 01/04 194.89
12/27 23.26 01/09 251.65

In the Event of Errors or Questions Concerning Electronic Fund Transfers

Contacting Us About Errors and Questions
Reporting: How, When, Where and What:
Call us or write to us as soon as you can if you think your statement or receipt is wrong or if you need more information about a
transaction. You may call our toll-free number, 1-800-480-BANK (2265), or write to The Huntington National Bank, EA4W61
P.O. Box 1558, Columbus, Ohio 43216.
We must hear from you no later than 60 days after we sent (or made available) the FIRST statement on which the problem or
error appeared. Please provide the following information:
- Your name and account number (if any).
- A description of the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error
or why you need more information.
- The dollar amount of the suspected error.
Our Investigation:
Timing: We will determine whether an error occurred within ten (10) business days after we hear from you and will correct any
error promptly.
Provisional (i.e.Temporary) Credits: If we need more time, however, we may take up to 45 days to investigate your complaint
or question. If we decide to do this, we will provisionally credit your Account within ten (10) business days for the amount you
think is in error, so that you will have use of the money during the time it takes us to complete our investigation. If we ask you to
put your complaint or question in writing and we do not receive it within ten (10) business days; we are not required to
provisionally credit your Account.

Verification of Electronic Deposits If you have authorized someone to make regular electronic fund transfers of money to your
account at least once every sixty days, you can call to find out whether or not the deposit has been received by us, call either
1-614-480-BANK or call toll free 1-800-480-BANK.

Balancing Your Statement - For your convenience, a balancing worksheet is available on our web site www.huntington.com under
the Planning & Tools section, or at your local branch.

Online Statement Period from 12/17/22 to 01/18/23 Page 3 of 3

IMPORTANT INFORMATION ABOUT YOUR HUNTINGTON ACCOUNT(s)

The Huntington National Bank ("we", "us", "our") has made important changes to your checking,
savings and money market account(s) as described in this notice. Please retain this document for your
records as these changes apply to your Overdraft Options for ATM and Debit Card Transactions Form,
your Personal Account Charges Form, and your Consumer Deposit Account Agreement , collectively
your "Account Documents."

Effective February 13th, 2023, within The Overdraft Options for ATM and Debit Card Transactions
Form section titled "Instructions to the customer", the following sentence is amended as follows:

"Online Banking customers may also be able to log into huntington.com and click on Overdraft
Options under the Profile tab to make changes."

Effective February 13th, 2023, Huntington is making the following charges to your Personal Account
Charges Form and the Consumer Deposit Account Agreement :

1. In Section 3 of your Personal Account Charges Form entitled Overdrafts and Return Fees, the
Return Fee is lowered from $15.00 to None and the second sentence of the Return Fee
description pertaining to Return Fee limits is deleted.
2. In Section 3 of your Personal Account Charges Form entitled Overdrafts and Return Fees, the
first sentence of the first paragraph in the 24-Hour Grace descriptions is replaced with:
"24-Hour Grace 7 : 24-Hour Grace is available for Overdraft Fees and return items."
3. In Section 3 of your Personal Account Charges Form entitled Overdrafts and Return Fees, the
first sentence of the second paragraph in the 24-Hour Grace descriptions is replaced with: "For
24-Hour Grace to apply to return items, on any business day that you do not have enough
money in your account to cover a transaction such as a check that is going to be returned
unpaid, we will pay the pending items if by midnight CT of the next business day: a) you
deposit enough funds to cover the amount of the eligible returned items and any other
transactions that post to your account and b) your account is not overdrawn by more than
$50."
4. In Section 3 of your Personal Account Charges Form entitled Overdrafts and Return Fees, the
fourth paragraph in the 24-Hour Grace descriptions is replaced with: "A deposit that covers
only part of the overdrafts or return items may not result in waiver of fees and /or the payment
of return items. If you have overdraft items and returned items that are eligible for 24-Hour
Grace, and you deposit funds to cure only the overdraft items (and not the return items), your
Overdraft Fees will be waived, but your return items will not be paid. However, if you have
overdraft items and returned items (and not the overdraft items), you will be charged Overdraft
Fees and we will not pay your return items."
5. In Section 4 of your Personal Account Charges Form entitled Other Services from Huntington
, the Return Deposit Item fee is changed from $10.00 to None.
6. In the Consumer Deposit Account Agreement , section 4, sub part (a) entitled Limits, the first
paragraph is replaced in its entirety with "Even though you may make withdrawals from your
Account at any time, under federal law we may require you to give us up to seven (7) days prior
notice of withdrawal for all Accounts other than Estate Checking and Asterisk Free Checking
Accounts.
7. In the Consumer Deposit Account Agreement, section 7, sub part (c) entitled Overdraft
 Options, the second bullet of section ii, sub part (1) is replaced with the following: "If
Huntington elects not to overdraw your Account, your transaction may incur additional fees
from the merchant.
8. In the Consumer Deposit Account Agreement , section 7, sub part (c) entitled Overdraft
Options, the first bullet of section ii, sub part (2) is replaced with the following: "If you
Opt-Out, transactions will likely be returned when you don't have enough money in your
Account which may result in additional fees from the merchant."
9. In the Consumer Deposit Account Agreement , section 8, sub part (a), under the bullet point
entitled Return the check, the NOTE is replaced with "In the examples above, if the check had
been for $250 (more than the money available in your Account) if we pay that check, you
would be charged an Overdraft Fee.
10. In the Consumer Deposit Account Agreement , section 8, sub part (c) entitled Pending
Credits, the third sentence is replaced with "We also use any pending credits when determining
if you will be charged an Overdraft Fee, and pending credits discount for purposes of
determining if you made a sufficient deposit to take advantage of 24-Hour Grace."

If you have questions or would like a complete copy of any of these Account Documents simply visit
your local Huntington Office, call your Banker or call (800) 480-2265 to speak to a Customer Service
Center Specialist. You may also obtain a copy here:
https://www.huntington.com/account-disclosures.

Thank you for banking with Huntington.