611722, 12331 PM eo Certified Credit 32236 PASEO ADELANTO #fA, SAN JUAN CAPISTRANO, CA 92675 MERGED INFILE CREDIT REPORT Add Product Phone: 855-353-1012, Fax: 855-353-1014 MERGED INFILE CREDIT REPORT FILE® ‘2400099 FNMA # DATE COMPLETED 6/1/2022 RQO'BY — LOGAN WARE ‘SEND TO CERTIFIED MORTGAGE PLANNERS DATE ORDERED 6/1/2022, cust. #71109 REPOSITORIES —XP/TUIEF PRPD'BY 1881 SINTERNATIONAL PKWY STE pice LOAN TYPE LAKE MARY, FL 32746 REF. 12208010007 PROPERTY ADDRESS. Coe Coe ‘APPLICANT, WEBBER, MICKEY RAY ‘CO-APPLICANT s0¢ SEC # 408-74-8814 DOB 12/10/1845 soc SEC # pos. MARITAL STATUS. DEPENDENTS. CURRENT ADDRESS. 700 MELROSE AVE, UNIT M24, WINTER PARK, FL 32789 LENGTH 2,08 PREVIOUS ADDRESS LENGTH SaaS EQUIFAX/FICO CLASSIC V5 FACTA - MICKEY RAY WEBBER - 408748614 ‘SCORE: 817 (00030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT (00005 - TOO MANY ACCOUNTS WITH BALANCES FACTOR: 00000 FACTOR: 00000 ‘TRANSUNION/FICO CLASSIC (04) - M RAY WEBBER - 408748814 ‘SCORE: 763 014 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED 027 - TOO FEW ACCOUNTS CURRENTLY PAID AS AGREED (004 - LACK OF RECENT INSTALLMENT LOAN INFORMATION (005 - TOO MANY ACCOUNTS WITH BALANCES. EXPERIANIFAIR, ISAAC (VER. 2)- RAY WEBBER - 408748814 ‘SCORE: 745 40 - DEROGATORY PUBLIC RECORD OR COLLECTION FILED 32 - LACK OF RECENT INSTALLMENT LOAN INFORMATION emeteese ide Tondo ECOA KEY: B=BORROWER: C=CO-BORROWER; J-JOINT: UsUNDESIGNATED; ACAUTHORIZED USER; P=PARTICIPANT, S=CO-SIGNER; XeDECEASED; IsINDIVIDUAL; T=TERMINATED Cortfiod Credit: 32236 PASEO ADELANTO #A, SAN JUAN CAPISTRANO, CA 92675 (P) 855-353-1012 (F) 855-353-10 ‘enn pnt oe tian a aes oo aN pars Tuma pu ny Pa ‘Desens mat oma an et ma eget nts doer wtepenese Moos sean ey SE ecg ater ur Seal Su as nae do psots yPA PC PA Wedha Ten fae hitpssecure.mortgage.meridanlink.com/newlosservcesiViewCrediFrame agpx?loani ba 175 1a13-2603-491-ade9-2092013007ce&application611722, 12351 PM MERGED INFILE CREDIT REPORT FILE# ‘8400099 FNMA # DATE COMPLETED 6/1/2022 RQD'BY LOGAN WARE SEND TO CERTIFIED MORTGAGE PLANNERS DATE ORDERED 6/1/2022 cust. #71109, REPOSITORIES —XP/TUIEF__PRPO" BY 1831 SINTERNATIONAL PRWY STE price LoAN TYPE LAKE MARY, FL 32748 Ree 112206010007 PROPERTY ADDRESS ‘APPLICANT WEBBER, MICKEY RAY (CO-APPLICANT soc SEC # 40874-8614 DOB 12/0/1045 soc sECH poe MARITAL STATUS DEPENDENTS elt PETE |G ERE") eaLance STATUS si cneorror a TA | | 20 | co [one BH OLA | AGOTTYPE | _TeRMS SOURCE 8 8 EIETH THIRD BANKNA 0522 ont $1000.83 $0 13 0 0 0 ASAGREED 540400792645, area REV $0 XPMTUEE ‘SECURED CREDIT CARD - REVOLVING TERMS Trended | o4z2| oxvz2| o2r2| ova| t2mai| 1wat| soa1| oor1| ows| o7as| ost) ost ‘Scheduled ($) oO 0 0 0 0 0 0 oO oO oO oO 0 ‘Actual (6) = 195) tara] par) se] | ta) tt] 50) Balance (8) 0 0} 88) 0 =i 8 B CENA tone 027 $100 30 30 99 0 0 0 PAD 7794858105 o2itt REV $0 XPIEF ACCOUNT CLOSED BY CREDIT GRANTOR 8 8 CBNA 02130367 $1000 $0 $0 70 0 0 0 PAD 7a02376961441718 ‘105 REV 80 EE ACCOUNT CLOSED AT CONSUMER'S REQUEST 8 8 CBNA 0213 05/89 $750 $0 $0 70 0 0 0 PAD 7302820310573242 040s REV $0 EF ACCOUNT CLOSED AT CONSUMER'S REQUEST BB SYNCBUCE ost? ors $1000 30 $0 99 0 0 0 PAD so0see761611 1110 REV 80 EE B B US BKPT CT FL ORLANDO File Date: 10/15 Docket #: 150901503 Source: XP. Status Date: 02/16 This information is based upon the available identifying information available in the public record and may not be accurate. Itis your responsibilty to use additional information to determine whether this information is related to the individual who is the subject of this report DEUS) NONE SHEE ECOA KEY: B=BORROWER: C=CO-BORROWER; J-JOINT: UsUNDESIGNATED; AcAUTHORIZED USER; P=PARTICIPANT, S=CO-SIGNER; M=MAKER; XeDECEASED; Is NDIVIDUAL; T=TERMINATED Cortfiod Credit: 32236 PASEO ADELANTO #A, SAN JUAN CAPISTRANO, CA 92675 (P) B55-353-1012 (F) 855-353-101 ‘enn pnt ny ot an a ae en aN par Tuma ey Pa ‘Deseo ray Saenger ntl soared coger wtepoese Movs seal ee SE ecg ater ur Seal Cu as ma do pesos PA PMC PA Wedha en kaa 1751413-265-491-ade9-2092013007ce&application hitpssecure.mortgage.meridanlink.com/newlosservcesiViewCrediFrame agpx?loani b.. 28611722, 12351 PM MERGED INFILE CREDIT REPORT ruse AUIIGD FNMA ONE COMPLETED 61/2022 RGD'BY LOAN WARE sexo 10 CERTIFIED MORTGAGE PLANNERS DATE ORDERED 6/2022 cust #7100 erosiiones| XP/TUEF —parorey 19 SINTERNATINAL PRIYSTE ge vena re TAKE MARY FL 82748 sere ‘22060ro007 PROPERTY ADDRESS APPLICANT WEBBER, MICKEY RAY CO-APPLICANT soc secs 4108-74864 on ‘2iore4s —socsece 08 anna rari Cerenoea SHEE) "** FRAUD SHIELD *** 4. WEBBER, MICKEY RAY * FROM 03/01/22 INQ COUNT FOR SSN- 0 * FROM 03/01/22 INQ COUNT FOR ADDRESS - 0 * INPUT SSN ISSUED 1961 - 1963 * 19- CURRENT ADDRESS RPT BY NEW TRADE ONLY ESS “The merge process is automated and the report may include some duplications andlor omissions. Inquires regarding any disputed items should be directed fo CERTIFIED CREDIT REPORTING customer service. # BALANCE HIGH PAYMENTS PAST DUE crept WoRTGAGE ° ° ° ° ° auTo ° ° ° 0 ° EDUCATION ° ° 0 o ° INSTALLMENT ° o ° a ° open ° ° ° ° ° REVOLVING 5 13 1000 o ° OTHER ° ° ° 0 ° TOTAL 5 131000 0 0 secure oeer 8 OLDEST TRADELNE 02167 unsecure veer ° REVOLVING CREDIT 1% TOTAL beBTiGH oREDIT 1% CHARGE OFFS: 0 Z0DAVS: 0. NQUINES. 0 COLLECTIONS: 0 soDAYS: 0 MOSTRECENT =~. cate BANKRUPTCY: 0 -s00AYS: 0 _SPUTES: o PUBLICRECORDS: 1 OTHER: 0 PSS ‘APPLICANT CO-APPLICANT # OF 30 DAY MTG DELING o # OF 60 DAY MTG DELING o # OF 90 DAY MTG DELING o #0F INQUIRIES ° ‘TRADELINE COUNT 5 SOS ECOA KEY: B=BORROWER: C=CO-BORROWER; J-JOINT: UsUNDESIGNATED; AAUTHORIZED USER; P=PARTICIPANT, S=CO-SIGNER; M=MAKER; XeDECEASED; Is NDIVIDUAL; T=TERMINATED Cortfiod Credit: 32236 PASEO ADELANTO #A, SAN JUAN CAPISTRANO, CA 92675 (P) 855-353-1012 (F) 855.353-10 ‘tennis pnt oe tan aa ae eo aN parma ey Pa ‘Deseo tray Sue tng mat oma an et mae eget mts doer wtepeese! Moss sean ey Seeger ater ur Seer Cu as nate do psots yPaA PC PA Wedha san kaa 1751413-265-491-ade9-2092013007ce&application b.. 8 hitpsiecure.mortgage.meridanink.com/newlosservcesiViewCreditFrame agpx?loani611722, 12351 PM MERGED INFILE CREDIT REPORT ruse AUnIGD FAMA ONE COMPLETED 61/2022 RGD'BY LOGAN WARE sexo 10 CERTIFIED MORTGAGE PLANNERS DATE ORDERED 6/1/2022 cusT.# 7109 erosiiones| XP/TUEF —parorey 131 SINTERNATINAL PRI STE gage vena re TAKE MARY FL 2748 ners ‘22060ro007 PROPERTY ADDRESS APPLICANT WEBBER, MICKEY RAY CO-APPLICANT toe sine toe74s8 no 12N0NeS ~—socsece 08 anna rari erenoea 1 EXPERIAN = PULLED ON, 06101722 NAME: RAY WEBBER 408748814 DOB; 12/0145 NAME: M RAY WEBBER 408748814 DOB. NA NAME: WEBBER RAY 408740814 DOB. NIA SSN. 4037408"4 ADDRESS: 700 MELROSE AVE APT M24, WINTER PARK. FL 32789.5609 - REPORTED 021 ADDRESS. 1419 DOVE DR, ORLANDO, FL 32603-2415 - REPORTED 05/21 ADDRESS: 8904 PALISADES BEACH AVE, ORLANDO, FL 92820.8824 - REPORTED 10115-02116 2 TRANSUNION - PULLED ON: 06/01/22 - INFILE DATE: 01/01/84 NAME: M RAY WEBBER NAME: WEBBER.MICKEY,R NAME: DOB: 12/10/45 SSN: 408748814 ADDRESS: 10033 E COLONIAL DR, ORLANDO, FL 32817-4329 - REPORTED 09/92 ‘ADDRESS: 700 MELROSE AV #M24, WINTER PARK, FL 32789-5609 - REPORTED 09/21 ‘ADDRESS: 1419 DOVE DR, ORLANDO, Fl. 32803-2415 - REPORTED 05/21 3. EQUIFAX- PULLED ON: 06/01/22 - INFILE DATE: 10/20/83 NAME: MICKEY RAY WEBBER DOB: 12/01/45 NAME: RAY MICKEY WEBBER. SSN: 408748814 ADDRESS: 700 MELROSE AVE APT M24, WINTER PARK, FL 32789 - REPORTED 02/22 - 05/22 ‘ADDRESS: 1419 DOVE DR, ORLANDO, FL. 32803 - REPORTED 05/21 - 05/22 ‘ADDRESS: 10033 E COLONIAL DR, ORLANDO, FL 32817 - REPORTED 11/00 - 10/18 EMPLOYER: UNION PARK CHAPEL// EMPLOYER: BURKETT WEBBER FUNERI 53 BANK CC ‘5050 KINGSLEY DR MD# 1MOC2G, CINCINATTI, OH 45263, 800-972-3030, 5/3 MC FIFTH THIRD CENTER, CINCINNATI OH 45202 513-579-5353 CITUSHELL PO BOX 6003, HAGERSTOWN, MD 21747 00-90-9119 SHELL RTFD CROT 3281 E GUASTI RD SUITE 290, ONTARIO, CA 91761, 909-724-4747 FIFTH THIRD BANK '5050 KINGSLEY DR, CINCINNATI, OH 45263 800-972-3030, GECRBIJC PENNEYS PO BOX 965008, ORLANDO, FL 32896 800-542-0800 TXACOICITI PO BOX 18687, WILMINGTON DE 19850 US BKPT CT FL ORLANDO_US BANKRUPTCY COURT, ORLANDO, FL 32800 BYMAILONLY = Instat View Password: B2-CAESE To very ine authentcity of tis credit oport please vist hitps:certfedreditmeridiantnkcom and cick onthe Instat View ink Enter denier # 8400090 and password Ba-CAEGE* to view the report. For any inquires regarding ti report or senvces proved by Certied Cre lease contact us ot 895-950-7012, DISCLAIMER. ECOA KEY: B=BORROWER: C=CO-BORROWER; J-JOINT: UsUNDESIGNATED; ACAUTHORIZED USER; P=PARTICIPANT, S=CO-SIGNER; ‘XeDECEASED; IsWNDIVIDUAL; T=TERMINATED Cortfiod Credit: 32236 PASEO ADELANTO #A, SAN JUAN CAPISTRANO, CA 92675 (P) 855-353-1012 (F) 855-353-101 ‘tenn ps pny oan ea ae oo aN pars umn pu ny Pa ‘Deseo ray Saenger et maa eget ae ml soared coger wtepeese Moos sean ey Seeger ater ur Seer Su as na dopo PA PC FA Wedha en Hae htps1secure.mortgage.meridlanlink com/nowlos'son/cosiViewCreditFrare aspx?loanid=b475 1a13-a8b3-491-ade8-a68a013007ce8applcation baa611722, 12351 PM MERGED INFILE CREDIT REPORT ruse AUnIGD FAMA ONE COMPLETED 61/2022 RGD'BY LOGAN WARE sexo 10 CERTIFIED MORTGAGE PLANNERS DATE ORDERED 6/2022 cusT.# 7109 erosiiones XP/TUEF —parorey 191 SINTERNATINAL PRI STE gage vena re TAKE MARY, FL 82748 ners ‘2206oron07 PROPERTY ADDRESS APPLICANT WEBBER, MICKEY RAY CO-APPLICANT toe sine toe74s8 oo t2N0NeS ~—socsEce 08 anna rari CerENoeaT DISCLAIMER. ‘An asterisk (* following the payment amount indicates the repositories have no payment data and that the amount was automatically calculated as a percentage of the account balance. This is a report containing information supplied by the repositories isted above. The merge process is automated and the report may include some duplications andior omissions. Inquiries regarding any disputed items should be directed to the creditor reporting the item, fF to the appropriate repository service center(s) listed below. EXPERIAN ‘TRANSUNION EQUIFAX PO BOX 2002 PO BOX 2000 PO BOX 740241 ALLEN, TX 75013, CHESTER, PA 19016 ATLANTA, GA 30374 988-397-3742 800-916-8800 800-685-1111 \wwnw.exparian convreportaccess. transunion.comimyoptions www.equifax.comifera ‘END OF REPORT 6/1/2022 12:54:37 PM ™* ECOA KEY: B=BORROWER: C=CO-BORROWER; J-JOINT: U=UNDESIGNATED; A-AUTHORIZED USER; P-PARTICIPANT, S=CO-SIGNER; M=MAKER; XeDECEASED; IsINDIVIDUAL; T=TERMINATED. ortfiod Credit: 32236 PASEO ADELANTO #A, SAN JUAN CAPISTRANO, CA 92675 (P) 855-353-1012 (F) 855-353-1014 ‘ener ise pnt ona a en oo ato par acm pul ey Pa ‘esrb traySraetngenmatnom a et maa eget tl soared coger tepeese' Nk sero ey Seah ater ur Seer Cu as nan pao PA PE FR Wada en ka hitpsiecure mortgage.meridanink.com/neWlos'sernvcesiViewCreditFrame aspx?loani 1781213-263-401-ade9-2092013007e&application611722, 12331 PM MERGED INFILE CREDIT REPORT CERTIFIED MORTGAGE PLANNERS 1831 S INTERNATIONAL PKWY STE 2251 LAKE MARY, FL 32746 4076222840 NOTICE TO THE HOME LOAN APPLICANT ‘CREDIT SCORE INFORMATION DISCLOSURE WEBBER, MICKEY RAY 700 MELROSE AVE. UNIT M24 WINTER PARK, FL 32789 In connection with your application for a home loan, the lender must disclose to you the score that a consumer reporting agency distributed to users and the lender used in connection with your home loan, and the key factors affecting your credit scores. ‘The credit score is @ computer generated summary calculated at the time of the request and based on information that a consumer reporting ageney or lander has an fle. The scores are based on data about your credit history and payment patterns. Credit scores are Important because they are used to assist the lender in determining whether you will obtain a loan. They may also be used to determine what interest rate you may be offered on the mortgage. Credit scores can change over time, depending on your conduct, how your credit history and payment patterns change, and how credit scoring technologies change, ‘Because the score is based on information in your credit history, itis very important that you review the creditrelated information that is being fumished to make sure itis accurate. Credit records may vary from one company to another. Ifyou have questions about your credit score or the credit information that is furnished to you, contact the consumer reporting agency at the address and telephone number provided with this notice, or contact the lender, ifthe lender developed or generated the credit score. ‘The consumer reporting agency plays no part in the decision to take any action on the loan application and is unable to provide you with ‘specific reasons for the decision on a loan application. If you have questions regarding the terms of the loan, contact the lender. Your eracit scores were provided by the folowing credit reporting agencies: EXPERIAN TRANSUNION EQUIFAX PO BOX 2002 PO BOX 2000 PO BOX 740241 ALLEN, TX 75013 CHESTER, PA 19018 ATLANTA, GA 30374 888-397-3742 800-916-8800 800-885-1111 \wwwvexperian.com/reportaccess _transunion.comvmyoptions _ wwnv.equifax.convfera ‘The following information about your credit scores was created on 6/1/2022. Sees EQUIFAX/FICO CLASSIC V5 FACTA - MICKEY RAY WEBBER - "8814 ‘SCORE: 817 (00030 - TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT (90005 - TOO MANY ACCOUNTS WITH BALANCES FACTOR: 00000 FACTOR: 00000 ‘TRANSUNIONIFICO CLASSIC (04) - M RAY WEBBER - *7""8814 ‘SCORE: 763 014 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED 027 - TOO FEW ACCOUNTS CURRENTLY PAID AS AGREED (004 - LACK OF RECENT INSTALLMENT LOAN INFORMATION. (005 - TOO MANY ACCOUNTS WITH BALANCES, EXPERIANIFAIR, ISAAC (VER. 2)- RAY WEBBER - "8814 ‘SCORE: 745 40 - DEROGATORY PUBLIC RECORD OR COLLECTION FILED 32 - LACK OF RECENT INSTALLMENT LOAN INFORMATION. Borrower Signature Date hitpsecure mortgage.meridanink.com/newlos'servcesiViewCreditFrame agpx?loani 1751213-263-401-ade9-2092013007ce&application611722, 12331 PM MERGED INFILE CREDIT REPORT hitpsssocure.mortgage.meridanlink com/nowlos'sor/cosiViewCredtFrame aspx?lcanid=b475 1a13-a8b3-491-ade8-aeda013007ce&applicationid=3b... 719611722, 12331 PM CERTIFIED MORTGAGE PLANNERS. 1331 S INTERNATION MERGED INFILE CREDIT REPORT IAL PKWY STE 2251 REFERENCE LAKE MARY, FL 32746 4076222640 RETURN SERVICE REQUESTED MICKEY RAY WEBBER 700 MELROSE AVE, UNIT M24 WINTER PARK, FL 32789, Se "Your ereit core ‘Your Credit Score and the Price You Pay for Credit 763 ‘Mosel. TRANSUNIONFICO CLASSIC (04) REPORT #: 8400099, : 12206010007 ee) ‘What you should know Your crest score sa numer at ects he rfoaton your ees report. shout credit scores ‘You rot oor record of yur ees history inclu inforation abot what you pay yours on ean how much you owe fo ‘Your ret score can change apendingonhow yur eet history changes. How wo use your ereit._| Your crit soor can alec whether you ean gat aloanandhow much you wll Fave pay for Pai ean “Tha range ofacores Scores ange Fam alow o 90810 a High oT 38 Canary the higher your seo, he mare key you ae to be ofeed bate cet tems How your score ‘Your ere eae ranks higher an 69 perent of US. consumers. fo the cores ‘father consumers Key factors nat 7 LENGTH OF TE ACCOUNTS HAE SEEN ESTABLISHED sevech acted your 1 TOD reWACGOUNTS CURRENTLY PAID AS AGREED Great scow 1 TAGK OF RECENTINSTALLMENT LOANINFORMATION OO MANY ACCOUNTS ITH BALANCES. SS ‘What thers are mistakes. You havo ara to éspu any naceurat information i your ee rapor Ifyou fr makes on your cad repert,coiacthe consumer Inyoureredtrepert?”— | sportn agony. Iisa good iat check your ced rport to mako su the inforatin it contin i crural How can you oblaina | Under odoallaw, you have tho right ooblam a Fa copy o your eral oper om each a he natonwie consumer rearing apenas once copyatyour eet 3 yon per “To order your fee annual erat ep: By tolophone: —Calltofoo: 877-322-8228 On te web” Vik ya annualeradtrepr cam | [By mek Mal your completed Anal Cre l Repar Request Form which you can absn tom the Federal Trade Corsa web ‘Ste a hie i eonalconietinludaequestorntnal a ‘anual rad Report Request Servew 2.0: Bo s05289 ‘ata, Ga 30306-5281 How ean you gelmore For mare viormaion about cea reports and you igs uadar Federal law, val he Consume’ Fandl Prolsalon Bureaus web ia Information? ‘ne oraumerinanes goentmor, hitpsssecure.mortgage.meridlanlink com/nowlos'son/cosiViewCreditFrar aspx?loanid=b475 1a13-a8b3-491-ade-a68a013007ce&applcaionid=35 ae611722, 12331 PM MERGED INFILE CREDIT REPORT Notice to the Home Loan Applicant In connection with your application fora home loan the lender must disclose to you the score that a consumer reporting agency distbuted to users and the lender used in connection wih your home loan, and the key factors affecting your cred scores, “The crit score is a computer generated summary calculated at he ime ofthe request and based on information that a consumer reporing agency or lender has on fie, The scores are based an data about your ered history and payment pattems, Crest scores ae important because they are used assis ne lendor in dotormining whothor you will oblan a oan. They may also be used lo detormine wat inlorest rato you may be offered on the ‘merlgage. Credit scares ean change aver lime, depending an your conduc, Row your eredt history and paymant pats change, and haw credit scoring technologies change. Because the sco%e is based on information in your credit history iis very important thal you review the credit-cated information tha s being furished to make surat is accurate. Credit racords may vary from ane company to another. Ifyou have questions about your eret score or the credit information thats furnished to you, contact the consumer reporting agency atthe address and {elophone number provided with bis notice, r contact the lender, tho londer developed or gonerated the credit score. The consumer reporting agency plays no art n the decision to take any action on the loan application ands unable to provide you with specific reasans forthe decision on @ lan, ‘pplication Ifyou have questions concerning the terms of the oan, contact the lender. htpsssecure mortgage. meridanlink com/nowlos'sorvcosiViewCredtFrame aspx?loanid=bd75 1a13-a8b3-4aH-ade9-aeda013007ce8applicaton