CONSUMER: SUMITHRA SUBRAMANI DATE: 09-01-2024

MEMBER ID: IB Automated CIBIL TIME: 11:59:32

MEMBER REFERENCE NUMBER: 090120240629323573570 CONTROL NUMBER:7,00,61,50,012

CONSUMER INFORMATION:

NAME: SUMITHRA SUBRAMANI

DATE OF BIRTH: 10-04-1985 GENDER: FEMALE

CIBIL TRANSUNION SCORE:

SCORE SCORING FACTORS

SCORE NAME
CIBIL TRANSUNION SCORE 3.0 614 1: PRESENCE OF DELINQUENCY

2: PRESENCE OF DELINQUENCY IN THE RECENT PAST

3: PRESENCE OF SEVERE DELINQUENCY AS OF RECENT

UPDATE
4: PRESENCE OF DELINQUENCY IN LAST 12 MONTHS

5: LOW CREDIT AGE

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 3.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)

Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)

Consumers not in CIBIL database or with insufficient information for scoring * : -1

* At least one tradeline with information updated in last 24 months is required. In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):

IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER(PAN) GGMPS7424C

VOTER ID NUMBER UZJ6310395

UNIVERSAL ID NUMBER XXXXXXXXXXXX 18-05-2014

TELEPHONE(S):

TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

UNKNOWN TYPE 07795218496

UNKNOWN TYPE 7795218496

MOBILE PHONE 9980225852

MOBILE PHONE 7795935960

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CONSUMER: SUMITHRA SUBRAMANI DATE: 09-01-2024
MEMBER ID: IB Automated CIBIL TIME: 11:59:32
MEMBER REFERENCE NUMBER: 090120240629323573570 CONTROL NUMBER:7,00,61,50,012

ADDRESS(ES):

ADDRESS: #5 2 C CROSS RAMAIAH GARDEN SIR MV NAGAR RAMAMURTHY NAGAR BANGALORE KARNATAKA 560016 KARNATAKA
560016
CATEGORY: NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED: 31-05-2017

ADDRESS: NO 177, 1ST MAIN, 17TH CROSS, 2ND BLOCK AKSHYA NAGAR, RAMAMURTHY NAGAR, BANGALORE KARNATAKA 560016

CATEGORY: OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED: 21-09-2016

ADDRESS: BANGALORE KARNATAKA 560016

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: RENTED DATE REPORTED: 22-07-2016

ADDRESS: NANDINI ENTERPRISES BANGALORE KARNATAKA 560016

CATEGORY: OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED: 03-05-2016

EMPLOYMENT INFORMATION:

ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
NET INCOME ANNUAL

SUMMARY:

ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

TOTAL: 6 HIGH CR/SANC.AMT: 12,56,770 CURRENT: 6,15,881 RECENT: 01-03-2021

All Accounts
OVERDUE: 2 OVERDUE: 6,90,215 OLDEST 11-09-2015
ZERO -BALANCE: 5

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 6 3 2 1 19-12-2023

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 23-12-2015 HIGH CREDIT: 3,50,000 SUIT FILED / WILFUL DEFAULT:
ACCOUNT NUMBER: LAST PAYMENT: CURRENT BALANCE: 0
NOT DISCLOSED CLOSED: 24-10-2019 OVERDUE: CREDIT FACILITY STATUS:
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: EMI:
OWNERSHIP: JOINT 31-03-2020 CREDIT LIMIT: WRITTEN OFF (TOTAL):
COLLATERAL VALUE: PMT HIST START: 01-10-2019 CASH LIMIT: WRITTEN OFF (PRINCIPAL):
COLLATERAL TYPE: PMT HIST END: 01-04-2018 PMT FREQ: MONTHLY ACTUAL PAYMENT:

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CONSUMER: SUMITHRA SUBRAMANI DATE: 09-01-2024
MEMBER ID: IB Automated CIBIL TIME: 11:59:32
MEMBER REFERENCE NUMBER: 090120240629323573570 CONTROL NUMBER:7,00,61,50,012

REPAYMENT TENURE: 36
INTEREST RATE:
DAYS PAST DUE/ASSET CLASSIFICATION(UP TO 36 MONTHS;LEFT TO RIGHT)

XXX XXX XXX XXX XXX XXX XXX XXX 758 730 699 668 638 607 577 546 515 485
10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18

454
04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-09-2015 HIGH CREDIT: 1,74,270 SUIT FILED / WILFUL DEFAULT:
ACCOUNT NUMBER: LAST PAYMENT: 13-09-2023 CURRENT BALANCE: 6,15,881
NOT DISCLOSED CLOSED: OVERDUE: 6,15,881 CREDIT FACILITY STATUS:
TYPE: REPORTED AND CERTIFIED: EMI:
OWNERSHIP: INDIVIDUAL 30-11-2023 CREDIT LIMIT: WRITTEN OFF (TOTAL):
COLLATERAL VALUE: PMT HIST START: 01-11-2023 CASH LIMIT: WRITTEN OFF (PRINCIPAL):
COLLATERAL TYPE: PMT HIST END: 01-12-2020 PMT FREQ: ACTUAL PAYMENT:
REPAYMENT TENURE:
INTEREST RATE: 10.00
DAYS PAST DUE/ASSET CLASSIFICATION(UP TO 36 MONTHS;LEFT TO RIGHT)

900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900
11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22

900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 DBT
05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-09-2015 HIGH CREDIT: 5,00,000 SUIT FILED / WILFUL DEFAULT:
ACCOUNT NUMBER: LAST PAYMENT: 13-09-2023 CURRENT BALANCE: 0
NOT DISCLOSED CLOSED: OVERDUE: 74,334 CREDIT FACILITY STATUS:
TYPE: BUSINESS LOAN-GENERAL REPORTED AND CERTIFIED: EMI:
OWNERSHIP: INDIVIDUAL 30-11-2023 CREDIT LIMIT: WRITTEN OFF (TOTAL):
COLLATERAL VALUE: PMT HIST START: 01-11-2023 CASH LIMIT: WRITTEN OFF (PRINCIPAL):
COLLATERAL TYPE: PMT HIST END: 01-12-2020 PMT FREQ: MONTHLY ACTUAL PAYMENT:
REPAYMENT TENURE: 85
INTEREST RATE: 9.00
DAYS PAST DUE/ASSET CLASSIFICATION(UP TO 36 MONTHS;LEFT TO RIGHT)

426 396 365 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900
11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22

900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 DBT
05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20

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CONSUMER: SUMITHRA SUBRAMANI DATE: 09-01-2024
MEMBER ID: IB Automated CIBIL TIME: 11:59:32
MEMBER REFERENCE NUMBER: 090120240629323573570 CONTROL NUMBER:7,00,61,50,012

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 01-03-2021 HIGH CREDIT: 27,000 SUIT FILED / WILFUL DEFAULT:
ACCOUNT NUMBER: LAST PAYMENT: 16-03-2022 CURRENT BALANCE: 0
NOT DISCLOSED CLOSED: 16-03-2022 OVERDUE: CREDIT FACILITY STATUS:
TYPE: GOLD LOAN REPORTED AND CERTIFIED: EMI:
OWNERSHIP: INDIVIDUAL 31-03-2022 CREDIT LIMIT: WRITTEN OFF (TOTAL):
COLLATERAL VALUE: PMT HIST START: 01-03-2022 CASH LIMIT: WRITTEN OFF (PRINCIPAL):
COLLATERAL TYPE: PMT HIST END: 01-09-2021 PMT FREQ: ACTUAL PAYMENT:
REPAYMENT TENURE:
INTEREST RATE:
DAYS PAST DUE/ASSET CLASSIFICATION(UP TO 36 MONTHS;LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX 000

03-22 02-22 01-22 12-21 11-21 10-21 09-21

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 18-05-2017 HIGH CREDIT: 5,500 SUIT FILED / WILFUL DEFAULT:
ACCOUNT NUMBER: LAST PAYMENT: 12-08-2017 CURRENT BALANCE: 0
NOT DISCLOSED CLOSED: 12-08-2017 OVERDUE: CREDIT FACILITY STATUS:
TYPE: GOLD LOAN REPORTED AND CERTIFIED: EMI:
OWNERSHIP: INDIVIDUAL 31-08-2017 CREDIT LIMIT: WRITTEN OFF (TOTAL):
COLLATERAL VALUE: PMT HIST START: 01-08-2017 CASH LIMIT: WRITTEN OFF (PRINCIPAL):
COLLATERAL TYPE: PMT HIST END: 01-05-2017 PMT FREQ: ACTUAL PAYMENT:
REPAYMENT TENURE:
INTEREST RATE:
DAYS PAST DUE/ASSET CLASSIFICATION(UP TO 36 MONTHS;LEFT TO RIGHT)

000 000 000 000

08-17 07-17 06-17 05-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 24-09-2015 HIGH CREDIT: 2,00,000 SUIT FILED / WILFUL DEFAULT:
ACCOUNT NUMBER: LAST PAYMENT: CURRENT BALANCE: 0
NOT DISCLOSED CLOSED: 03-06-2016 OVERDUE: CREDIT FACILITY STATUS:
TYPE: OTHER REPORTED AND CERTIFIED: EMI:
OWNERSHIP: INDIVIDUAL 30-11-2019 CREDIT LIMIT: WRITTEN OFF (TOTAL):
COLLATERAL VALUE: PMT HIST START: 01-06-2016 CASH LIMIT: WRITTEN OFF (PRINCIPAL):
COLLATERAL TYPE: PMT HIST END: 01-10-2015 PMT FREQ: ACTUAL PAYMENT:
REPAYMENT TENURE:
INTEREST RATE:

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CONSUMER: SUMITHRA SUBRAMANI DATE: 09-01-2024
MEMBER ID: IB Automated CIBIL TIME: 11:59:32
MEMBER REFERENCE NUMBER: 090120240629323573570 CONTROL NUMBER:7,00,61,50,012

DAYS PAST DUE/ASSET CLASSIFICATION(UP TO 36 MONTHS;LEFT TO RIGHT)

XXX STD STD STD STD STD STD STD STD

06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 19-12-2023 PERSONAL LOAN 3,00,000

NOT DISCLOSED 12-12-2023 HOUSING LOAN 60,00,000

NOT DISCLOSED 11-12-2023 PERSONAL LOAN 75,000

NOT DISCLOSED 10-11-2023 HOUSING LOAN 52,00,000

NOT DISCLOSED 21-07-2023 HOUSING LOAN 1

NOT DISCLOSED 15-06-2022 AUTO LOAN 2,00,000

END OF REPORT ON SUMITHRA SUBRAMANI

All information contained in this credit report has been collated by Credit Information Bureau (India) Limited ("CIBIL") based on information
provided by its various members ("Members"). Consequently CIBIL disclaims any and all responsibility on the accuracy, completeness, and
veracity of any and all such information as provided. The information is current and up to date to such extent as provided by its Members. Any
information contained herein does not reflect the views of CIBIL or its directors or employees. The use of this report is governed by the
terms and conditions of the Operating Rules for CIBIL and its Members.

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