ee een ‘+ YOU ARE THE PLAINTIFF. The person you are suing 's the defendant. Before you fil out this form, read Form 1-8-SCC, information for the Plaintiff, to know Your rights. Get Form 1-8:SCC at the Office of the Clerk of Court of any court nearest you or go to bttosy//ocs judiciary gov.ph/smal-ctaims/, ‘+ Fill out pages 1-6 ofthis form. Then make copies of all pages of this form and the attached documents (make one copy for each defendant named in this ‘case ond an extra copy for yourself.) Take the ‘original and these copies to the Office of the Clerk of Court and pay the filing fees. Have the forms and all your supporting documents notarized or ‘administered by either a notary public, the Clerk of Court of the Office ofthe Clerk of Court (OCC) where the case will be fled, a Branch Clerk of Court, or 2 Barangay Chairperson, + Go to court on your trial date and time indicated in the Notice of Hearing WEE Ein KAW ANG NAGHAHABLA. Ang taong sinampahan mo ng kaso ay ang hinahabla, ieee ‘* Bago mo punan / sagutin ang form na ito, basahin ang Form 1-8-SCC (kaalaman para sa Naghahabla ‘para malaman ang iyong mga karapatan. Kumuha lamang ng kopyang Form 1-8-SCC sa Office of the Clerk of Court ng hukuman malapit sa iyo o bisitahin ‘ang https://oca.judiciary gov.ph/smal-claims) ‘* Punan / sagutin ang pahina 1:6 form na ito. Gawan ng mga kopya ang lahat ng pabina ng form na ito at ‘ng nakalekip na mga dokumento (Gawan ng kopya ‘ang bawet hinahabla at mag-iwan ng kopya para sa iyo). thain ang orihinal at mga kopya sa hukom at magbayad ng filing fees. Ipasertipikado lahat ng form at dokumento alin man sa Clerk of Court ng Office of the Clerk of Court (OCC) kung saan isasampa ang kaso 0 sa Branch Clerk of Court o nataryo publiko 0 Punong Barangay. * Dumalo sa pagdinig sa petsa at oras na ipinahiwatig sa Abiso sa Pagding, PLANTIFF’S STATEMENT OF CLAIM/S Habla ng Pagsingil FOR OFFICIAL USE ONLY Para sa Opisyal na Gamit an Clerk stamps date here when form is filed | BT Mote LOAY- AtauRcuEAQuE- BACLATON LOAY. Bonne ECE mel SE [Flin cour tome, seek adress, and ena! Republi pines Court: SEVENTH JUDICIAL REGION MUNICIPAL CIRCUIT TRIAL COURT - LOAY- ‘ALBUQUERQUE-BACLAYON, B 9 Branch: Email address: Court ils in case number when form is filed Case Number: &C- 2024 ~ 92 | Case Tit BDO NETWORK BANK vs. RANGIE S JAPSON For: COLLECTION OF SUM OF MONEY | Branch Clerk of Court ils out this checklist. 1. Cause of action TD Contract 2 Oral Check o_ written Promissory Note Barangay Agreement 1 Others (Pls. Specify)_ 2. Barangay conciliation D Requirea Certificate to Fle Action attached © Compromise Agreement attached 2 Wot Required (Pe. State reason} Plant sa Corporation PS ae Name Pangolan ng Naghahabla BDO NETWORK BANK Type of Plaintiff Uring Waghahabla Dindividual Tao/inalbidwal Corporation Korporasyon Partnership Bakasan Cooperative Kooperatiba Sole Proprietorship Solong Pang-may-ari o o SATO eee Check those that apply: Pumnlisomgasumusunod at lagyan ng tek: Home address Pahatirang Sulat sa Bahay ng Naghahabala ‘Sex Kasarian| N/A ‘Age Edad N/A Civil Status KatayuangSibil N/A Type of BusinessUring Negosyo Banking Bangko Lending Pagpapautang thers (ps. indicate): iba pang uring negosyo Unit/Floor/House/BuildingNo. Palapag Street kalsada | Barangay Zip Code UNIT 1, AMBASSDOR ARCADE V INTING STREET PoB.2 City Lungsod/Municipality Munisipalidad Province Lalawigan Region Rehiyon TAGBILARAN BOHOL Contact No. Telepona/Selpon Big Email address 09294824983 saping.romnick@bdonetworkbank.com.ph Plainti’s Statement of Gaim’ {Small claims) Form 750 Page afiPlaintiff (list name) isulat ang pangalan ng naghahabla [Case Numb BDO NETWORK BANK Place of Work/Business Lugar ng Pinagtratrabahuhar Unit/Floor/House/Building No. Palapag Street Kalsada | Barangay Zip Code UNIT 1, AMBASSDOR ARCADE V INTING STREET POB. 2 City lungsod/Municipality Munisipalidad Province Lalawigan Region Rehiyon TAGBILARAN BOHOL Contact No. Telepono/Selpon Big. Email Address z 09294824983 ‘aping.romnick@bdonetworkbank.com.ph lf more than one plaintiff, List next plaintiff here: Name Pangalan ng Naghahabla | SexKasarian | Age Edad | Civil Status KatayuangStatus N/A N/A N/A N/A Check those that apply: Pumili sa mga sumusunod at lagyan ng tsek Type of Plaintiff Uring Naghahabla ‘Type of Business Uring Negosyo Individual Tao/indibidwat Banking Bangko Corporation Korporasyon © Lending Pagpapautang O Partnership Bakasan C1 others (pls. indicate): iba pang uring negosyo Gi Cooperative Kooperatiba O1_ Sole Proprietorship Solong Pang-may-ari Home Address / Pahatirang Sulat sa Bahay ng Naghahabla | Unit/Floor/House/Building No. Palapag Street Kalsada | Barangay Zip Code N/A N/A N/A City lungsod/Municipality Munisipalldad Province Lalawigan Region Rehiyon N/A N/A N/A al Contact No. Telepone/Selponéla, Email address N/A N/A Place of Work/Business Lugar ng Pinagtratrabahuhan/Negesyo ng Naghahabla Unit/Floor/House/Building No. Palapag Street Kalsada | Barangay Zip Code N/A N/A N/A N/A City Lungsod/Municipality Munisipalidad Province Lalawigan Region Rehiyon N/A WA N/A Contact No. Telepone/Selpon Big Email Address N/A N/A Check here if more then two plaintiffs and attach Form 1-A SCC (Other Plaintiff or Defendant] ‘agyan ng tse kung Nit pa sa dalawea ang naghahabla at ilakip ang Form 1-A-SCC (Iba pang mga Noghahable o Hinahablo). Plaintiff's Representative, If applicable Kinatawan ng naghahabla, kung meron | Name Pongaian ng kinatowanan ng Naghahabla LENNON ¢. TORCULAS Home address Pahatirang sulat sa Bahay ng Kinatawan ng Naghahabla Unit/Floor/House/BuildingNo. Palopag Street/ Kalsada | Barangay Zip Code UNIT 1, AMBASSDOR ARCADE V INTING STREET POB.2 | City lungsod/Municipality Munisipalidad Province Lalawigan Region Rehiyon TAGBILARAN BOHOL Contact No. Telepone/Selponlg. Email address 009284824983 taping.romnick@bdonetworkbank.com.ph Place of Work Lugar ng Pinagtratrabahuhan. ng kinatawan ng Naghahabla Unit/Floor/House/Building No. Palapag Street Kalsada | Barangay Zip Code UNIT 1, AMBASSDOR ARCADE V INTING STREET Pos. 2 City lungsod/Municipality Munisipalidad Province Lalawigan Region Rehivon TAGBILARAN BOHOL Contact No. Telepono/Selpon Big. Email address. 009294824983, taping.romnick@bdonetworkbank.com.ph zi| Pi ‘a5 a juridical entity, if applicable Juridical entity ang naghahabla, kung sakali check here if there is a board resolution or secretary's certificate attached to the statement of Claim/s ‘authorizing the person to file for the juridical entity Logyan ng tsek kung may board resolution o secretary's certificate na nakakabit sa Statement of Claim/s na pinapahintulutan ang tao naihainang paniningil para sa juridical entity, Plain’ Statement of Gains Form 1-SCC, Page 2 of 10, {Small Caims)Plaintiff (list name) isulat ang pangalan ng naghahabla [Case Number: _BDO NETWORK BANK Per eet Pe ee eer) ‘Name Pangalan ng Hinahabla Sex Kasarian | Age Edad | Civil Status Katayuang Sibi! RANGIE SJAPSON MALE 43 MARRIED (Check those that apply: Pumil so mga sumusunod at lagyan ng tse Type of Defendant Uri ng Hinahabla Mi Individual Ta0/indibidwal 1 Cooperative Kooperatiba 1 Corporation korporasyon 1 ‘Sole Proprietorship Solong Pang-may-ori | |_O Partnership Bakasan | Home Address Pahatirang Sulat sa Bahay ng Hinahabla & Unit/Floor/House/Building No. Palopag Street Kalsada | Barangay Zip Code PUROK LOMBOY SITIO LIBI TAMBANGAN City lungsod/Municipality Munisipalidad Province Lalawigan Region Rehiyon Loay BOHOL Contact No. Telepone/Selpon Big. Email address 09617968661, N/A Place of Work/Business Lugar ng Pihagiratrabahuhan/Negosyo ng Hinahabla Unit/Floor/House/Building No. Palapag Street Kalsada | Barangay ZipCode] PUROK LOMBOYSITIO LIBISITIO LIBI TAMBANGAN - City ungsod/Municipality Munisipafidad Province Lalawigan Region Rehiyon Loay BOHOL Contact No. Telepona/Selpon Bl i Email Address 9617968661 N/A © Check here if there is more than one defendant and attach Form 1-A SCC (Other Plaintiffs or Defendants). Lagyan ng tsek kung higit pa sa isaang hinahabla at ilakip ang Form 1-A-SCC (Iba pang mga Naghahabla o Hinakabla). © Check here if any defendant is detained or serving sentence in a prison facility. Write his/her name and the name and address of the detention or prison facility Lagyan ng tsek kung ang hinahable ay nakokakulong. Isulatang ongalan niya pati ang pangalan ng lugar ng bilangguan. Defendant's Representative, If applicable kinatawan ng hinahabla, kung meron Name Pangalan ng Kinatawanan ng Hinahabla N/A Home Address Pahatirang Sulat sa Bahay ng Kinatawanng Hinahabla Unit/Floor/House/Building No. Palapag — Street/Kalsada | Barangay Zip Code N/A N/A_| N/A N/A. City Lungsod/Municipality Munisipalidad Province Lalawigan Region Rehiyon N/A N/A N/A Contact No. Telepono/SelponBig. Email Address N/A N/A Place of Work Lugar ng Pinagtratrabahuhan ng Kinatawan ng Hinahabla Unit/Floor/House/BuildingNo. Palapag — Street/Kalsada | Barangay Zip Code N/A N/A | N/A N/A. City Lungsod/Municipality Munisipalidad Province Lalawigan Region Rehiyon N/A N/A N/A Contact No. Telepono/SelponBig Email Address N/A. N/A A. Plaintiff claims that the defendant owes him/her/it money in the amount of. ‘Ang hinahabla ay umuutang sa naghahabla ng halagang: OO Php 818,283.89 Plaintif’s Statement of Cain/s Form 1-SCC, Page 3of 10 (Small Claims)Number: Plaintiff (list name) isulat ang pangalan ng naghahabla [e _BDO NETWORK BANK 5. Why does the defendant owe the plaintiff money? Bakit nagkautang ang hinahabla ng salapi sa naghahabla? The Defendant RANGIE $ JAPSON obtained a loan amounting to THREE HUNDRED FIFTY TWO THOUSAND THREE HUNDRED NINETY PESOS AND FIFTEEN CENTS (Php352,390.15) through a MSME Kabuhayan from the Plaintiff Meanwhile, defendants defaulted their loan obligation despite demands from the Plaintiff €. When did this happen? Kailan ito nangyari? Date Petsa: August 16, 2021 no specific date, give the time period kung walang tiyak na petsa, ibigay ang tantiyang panah | Date started Petsa nagsimula: NA ‘Through Hanggang: NIA D. How did you compute the money owed to you? (Do not include court costs of fees.) Paano mo Kinuwenta ang Salaping Inutang sa iyo? (hindi kasama ang bayad ng pagpapatala sa hukuman,) Outstanding principal balance plus stipulated interest plus other charges. Please see breakdown below: Bank’s Total Claim: PRINCIPAL BALANCE Php INTEREST Php [~ 367,322.71 OTHER CHARGES Php [101,436.57 TOTAL Php 818,283.89 349,528.61 1 Check here if you need more space. You may write at the back of this form or attached additional sheets of Paper and write “Form 1-SCC, Item 3”at the top. Kung kallangan mo ng karagdagang patlang, maari mong isulat $a likod ng form na ito o maglakip ng mga karagdagang popel at isulat ang “Form4-SCC, item 3” sa itaas, Cee A. Did you ask the defendant to pay before filing this case? Siningil mo ba ang hinahabla bago ka nagsampa ng kasong ito? M Yes.00 O_ No Hindi. Ifo, explain. Kung hindi, ipaliwanag. | 8. How did you ask the defendant? Paano ma siningl ang hinahabla? BH In person Sa kanya mismo By phone Sa telepono Bin writing So sulat © Others (Pls. specify) Iba pa (Pakisulat kung paano): . When did you do this? Kalian mo ginawa ito? ‘We sent final demand letter dated NOVEMBER 23, 2023 personally, at defendant's residence address and it was received dated DECEMBER 08, 2023 by defendant RANGIE 5 JAPSON. Bae ‘A. What is your proof that the defendant owes you money? Ano ang katibayan o pruweba na ang hinahabla ay may tang na salopi sa iyo? O Signed O Checks O Deed/contract/agreement B Latest demand letter (with proof of delivery and Promissory note receipt) CO Bank deposit slip BB Affidavit of witnesses to support the claim O Receipts ® Other (pls. specify): APPLICATION FORM 8, Did you attach your proof to this form? Iyo bang Tnlakip ang katibayan o praweba sa orm no Ro? é Yes 00 r T_No Hindi | Plats statement of Cais Form 1S, Page 4of 10 (Small Cains)Plaintiff ist name) sulat ang pangalan ng naghahobla | Case Number BDO NETWORK BANK CEN ere Was this jang Pambarangay i referred to the the Barangay? Dumaan ba sa Barangay ang paniningli na ter If ves, do you have any of the following from the barangay? Kung oo, meron Fa ‘ba ng mga ito na isinagawa sa barangay? Yesoo 5 Certificate to File Action Patunay sa Pagsampa ng Kaso | L O_Compromise Agreement Kasunduan OT NoHinai lf no, state reason. Kung hindi, isulat ang dahilon, Bi Not covered Hindi sakop | PLAINTIFF IS A CORPORATION 7. NUMBER OF SMALL CLAIMS CASES FILED fow many smal claims cases have you filed within this calendar year prior to this present case inthis court station and in the entire country? ang ilan kaso na ito.ngisinampa mo sa loob ng kasolukuyang toon sa kortena ito at buong bansa? Eee By he fling ofthis action, plaintiff hereby waives any amount in excess of php 1,000,000.00, excluding interest and Find ee aaes2mP@ Ns kasong ito, ang Naghahabla ay isinusuko ang anumang halaga na higit sa php 1,000,000.00, hindi kasama ang tubo at gastos sa pagsampa ng kasong ito, B Laive my consent to be served with official court notices, processes, orders, resolutions and decisions, as well as filing by the Defendant, through Nagbibigay oko ng pahintulot na maihataid sa akin ong mgo opisyal na paunawo, proseso,utos, resolusyon, ar desisyon ng hukuman, pati ang mga pagsasampa ng Hinahabla, sa pamomagitan ng (Check those that apply Pumil sa mga sumusunod at lagyan ng tsek. taping.romnick@bdonetworkbank.com.ph/ email address; balane.vincent@bdonetworkbank.com.ph O fax number: B cell phone number: 09294824983 / 09286826077 / 09456305567 © phone call © text message (SM) © Instant message (ex. Viber, WhatsApp, Facebook Messenger)pls. specify ON HoNpaes, ey Ptantif respectfully prays for judgment ordering defendant/s to pay the amount of (in words) EIGHT NAN RED EIGHTEEN THOUSAND TWO HUNDRED EIGHTY THREE PESOS AND EIGHTY NINE CENTS. in figures Php $518,283.89, with interest atthe rate of 3.5% per month, from AUGUST 31, 2023 until fully paid. | DAHIL DITO, ang naghahabla ay magalang na sumasamo na igawed ong kaposiyahong utusan ong hinchobla na ‘magbayad sa naghehabla ng halagang (in words) EIGHT HUNDRED EIGHTEEN THOUSAND TWO HUNDRED clr REE PESOS AND EIGHTY NINE CENTS (in figures) Php 818,283.89, pati ang tubo na 3.5% bawat buwan, simula AUGUST 31, 2023 hanggang ganap o lubos na mabayaran ito, ity Lungsod: Dawe Pebe > | toay | OFM tug Paints Signature lagda ng Naghahable i 1 Plaintif’s Statement of Claims (Small claims) Form 1-SCC, Page 5 of 10Flaintif list nome) isulat ang pangalan ng naghahabla | Case Number: ] BDO NETWORK BANK ~ 04176 1006G (Name Pangalon) (Civil Status/ Katayuang Sibil) Under oath, state ay sumusumpa na: records. ebidensya, litigation, days therefrom, suits, py anineM OR ee EOL UT Serer rarer) MULTIPLICITY OF SUITS Pagpapatotoo o Pagpapatunay na Wal "Ako, LENNON C.TORCULAS _of legal age nasa hustong gulang, FILIPINO ____ MARRIED __vandarresident of TAGBILARAN BOHOL +. [am the plaintiff in the above-entitled case who prepared and filled out the Statement of claim/s. | read and Understood its contents which are true and correct of my own personal knowledge and/or beced true the org paghahabla so kosong ito, na gumawa at nagpuno ng habla ng Paging. Nolintndinan ko ong mgo nlaman cotton nanan ko ang mga nakascod dito base sa aking persona! na pagkokaolam,tunay natolean, dolumento oe 2: The Statement of Claim/s i not filed to harass, cause unnecessary delay, or needlessly increase the cost of ‘na hable ng Pogsinal ay isinumete sa hukuman bind upang magduot ng pag-abolo, pag-antala, o wolang kabulvhang Pagpapahirap sa proseso ng hukuman; 3. | have not commenced any action or proceeding involving the same issue or subject matter in the Supreme Court Court of Appeals, or any other tribunal or agency, and that the check/s covered inthis case has/have not been the subject ofa criminal charge filed before the Office of the Provincial/Cty Prosecutor that tothe bese of my knowlege, no such ation or proceeding s pending in the Supreme Court, Court of Appeals, or any other tribunal or agency; and tha, if! should learn thereafter that a similar action or proceeding hos been fled or id Bending before this court, tribunal, or agency, | undertake to report that fact to this court within (8) cslencdor ‘ke ay walang ibang kasong isinampa o nakabinbn a bang hukuman o sa ibang ahensya ng pamnahalacn patungko so iansoksyon na it, at kung my cheke / mga cheke na naisama rite, walang hiwaloy no kasong erminol na fananrpe ie Kung ako man ay may madiskubreng kaso na nakasompa o nakabinbin sa hukuman o ibang ahensya ng pemencloap Batungkol sa ‘ransoksyonocheke/iga chekeng ite, nangangako akong Iwlat tsa hukumon sa loob ng inert ora Sa kalendaryo mula so aking peaaiskubre; ‘4+ The filing ofthis case isnot in violation ofthe rule against splitting a single cause of action or multiplicity of “ha pegsompa ng kasong ito ay hind labag sa patokaran ng Korte Suprema na ipinagbabowal ang pagsamyoa ng ib't ‘bang kaso n@ nagmumula lamang sa isang transaksyon, IN WITNESS WHEREOF, | have hereunto set my hang this day of ‘SUBCRIBE AND SWORN to before me this 17 JAN 2024 day of | Lennon eranlas To € quar). coun ee Se eee ey (Citizenship Pagkamamamayan) UNIT 1, AMBASSDOR ARCADE V INTING STREET POB. 2 (Residence Tirahan) Plainti’s statement of Claim/’s (Small aims) SLLARAT CITY, BOHOL prose tiFETtne ROLL No. o86i6 Form 292°, Page 0) Tritt 7018797; 1229-202 er C¥. 2026) MELORMEYS ROLL WO. soie7, Tin conse emplianee No, VIL-010090; 04:14 nied NCS Wo, 2023-14REPUBLIC OF THE PHILIPPINES IN LOAY-ALBUQUERQUE-BACLAYON] S.' AFFIDAVIT I, LENNON C. TORCULAS, of legal age, Filipino, and with principal office address at BDO Network Bank Center, Km. 9 Sasa, Davao City and with branch office address at UNIT 1, AMBASSDOR ARCADE V INTING STREET POB. 2 TAGBILARAN BOHOL, after being duly sworn, hereby depose and state that: s Iam the FIELD COLLECTION OFFICER of BDO Network Bank, Inc. (A Rural Bank of BDO) ("BDONB" for brevity), a corporation duly organized and existing under Philippine law with principal office address at BDO Network Bank Center, Km.9 Sasa, Davao City and with branch office address at UNIT 1, AMBASSDOR ARCADE V INTING STREET POB. 2 TAGBILARAN BOHOL. . As a FIELD COLLECTION OFFICER, my functions include monitoring, collecting or recovering payments, whether by court action or otherwise, from the loan account of delinquent borrowers, particularly the delinquent loan account of defendant RANGIE S JAPSON with respect to which I am the duly designated and assigned collection officer- in-charge thereof. Copy of Board Secretary's Certificate evidencing my authority to represent BDO Network Bank are hereto attached as Annex “B”, and made integral parts hereof, . With personal knowledge and based on official Company records, defendant of legal age, Filipino citizen and with address at SITIO LIBI TAMBANGAN LOAY BOHOL. |. The defendant applied for Kabuhayan loan with BDO Network Bank as evidenced by his Loan Application Form filled out and signed, hereto attached as Annex “C”. . On August 16, 2021, defendant successfully obtained Kabuhayan loan from BDO Network Bank in the amount of THREE HUNDRED FIFTY TWO THOUSAND THREE HUNDRED NINETY PESOS AND FIFTEEN CENTS (PHP352,390.15) exclusive of the stipulated interest thereon. . On the same date, for and in consideration of his loan and in evidence thereof, the aforesaid defendant duly signed and executed a Promissory Note with Disclosure Statement in favor of BDO Network Bank, hereto attached as Annex “D”, binding himself to pay the aforesaid loan in SIXTY (60) monthly installment of Php18,206.82 each, beginning on September 16, 2021 plus additional penalties and other charges in case of default.7. Initially, the defendant complied with his monthly amotization. However, defendant started to delay on his payment and the amount are even insufficient, thus, account became delinquent. Per record, the defendant’s last payment was made on AUGUST 1, 2023, in the amount of P2,500.00. From the first amortization on September 16, 2021 to the date of our statement of account on AUGUST 31, 2023, defendant only paid for 3 month/s and the remaining 57 month/s were remained unpaid until the filing of this case. Maturity of the loan is on August 16, 2026. ~ . Although defendant expressly waived the necessity of notice or demand for his loan obligation to become due and demandable upon default, BDO Network Bank still made several demands upon him to settle his unpaid loan obligation, the latest of which was through a Demand Letter dated NOVEMBER 23, 2023, which was personally sent at defendant residence address and received by the defendant RANGIE $ JAPSON dated DECEMBER 08, 2023. A copy of the demand letter is hereto attached as Annex “E”, 9, As of AUGUST 31, 2023, defendant has a total outstanding obligation to BDO Network Bank in the amount of EIGHT HUNDRED EIGHTEEN THOUSAND TWO HUNDRED EIGHTY THREE PESOS AND EIGHTY NINE CENTS (PHP 818,283.89 ), inclusive of Interest and other charges from date of default. Statement of Account is hereto attached as Annex “F”, Please see breakdown below: PRINCIPAL BALANCE Php 349,524.61 INTEREST Php 367,322.71 OTHER CHARGES Php 101,436.57 TOTAL Php 818,283.89 10. BDO Network Bank respectfully prays for judgment ordering defendant to pay the amount of Php818,283.89, and other cost relative to the filing of this case, with interest at the rate of 3.5% per month, starting AUGUST 31, 2023 until fully paid. ‘Authorized Representative 17 JANI SUBSCRIBED AND SWORN TO before me this ___dayof___—__-20_, in conver nosis, affiant having exhibited to me his Compefent Evidence of Identity ID Type: BN, ta oe Doc. No.__[A% MY Page No. _ Book No. Series of 20. ) xfBDO es" REPUBLIC OF THE PHILIPPINES —) (CITY OF MAKATI 788. SECRETARY'S CERTIFICATE | JOSEPHJASON M. NATIVIDAD, Filipino of legal age and with office address atthe 21% Foor, ‘BDO Towers Valero, 8741 Paseo de Roxas, Salcedo Village, Makati City, under oath, do hereby certify that: 1. Lam the duly appointed Corporate Secretary of BDO NETWORK BANK, INC. (the “Bank”), a corporation duly organized and existing under and by virtue of Philippine laws, with principal office address at Km. 9, asa, Davao City, Phitippines: 2. Based on the records, during the Regular meeting of the Board of Directors of the Bank held oon June 23, 2023, at which a quorum was present and acting throughout, the following resolution was unanimously passed and approved: “BOARD RESOLUTION NO. 2023-089 RESOLVED, That the Board of Directors by these presents authorize, constitute and appoint the following officers of BDO NETWORK BANK, INC. (BDONB"), namely: meer ausune 0 i 3 4 15 16 7 18 19 20 a 2 23 mu 8 26 27 28 29 BDO Network Bank, Inc. ‘Kim. 9, Sasa, Daveo Cty ‘8000 Philippines bbdonetworkbank.com.ph NAME Arthur A, De Guzman Roger T. Rendon Zandro M, Barlaan Madel A. Yambot Wilfredo T. Robles, Jr ALS. Cordero Lory Boy 0. Zoilo Dominic Laureano B. Madrofio Edgar L. Raitises Joe Mart D. Ramayan James §, Alviso, J. Vincent Q. Balane Alito M. Igos Nardz L. Benitez Romnick P. Taping, Ludemer S. Sybico Mark Kristoffer L. Yabes Froilan J. Laboo Brian G. Guardialao Alberto M. Reyes Mark Leonard T. Vergata George Bryan P, Asilo Jayson F. Aquino Daryl A. Daguinotas Rene D. Siborboro Abrajam P. Buan Malvin C. Manvel Fil-Am J, Lago Louie A. Pagao POSITION Field Collections Manager Field Collections Manager Field Collections Manager Field Collections Manager Ficld Collections Manager Field Collections Manager Ficld Collections Manager Field Collections Manager Field Collections Manager Field Collections Manager Field Collections Manager Remedial Manager Remedial Officer Remedial Officer Remedial Officer Remedial Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Name LENNON C. TORCULAS ATE Ol-Is- dougBD’ “Y Network _/ Bank 30 Joshua Jude B. Bondad Field Collections Officer 31 Mark Paul O. Juta Field Collections Officer 322 Danice L. Pineda Field Collections Officer 3 Benmar M. Zamora Field Collections Officer co Gilbert B. Sabino Field Collections Officer 35 Randy 1. Ordan_ Field Collections Officer 36 Willy H. Calibara Field Collections Officer 7 Lorenzo R. Bisa Field Collections Officer B Jim Israel S. Zata Field Collections Officer 39 Mark S. Aranicgo Field Collections Officer wo John Michael Jordan U.Magaling _Field Collections Officer 4 Dandex M. De Villa Field Collections Officer 42 Rigor M. Lopez Field Collections Officer 4B Raj A. Torte Field Collections Officer 4 ‘Norman B, Estrada Field Collections Officer 45 Salvador B. Delima, Jr. Field Collections Officer 46 ‘Andrian B, Reserva Field Collections Officer 47 Jonnel §. Barquilla Field Collections Officer 48 Jun-Jun L. Lisay Ficld Collections Officer 49 Ryan A. Ortiz Field Collections Officer 50 Welmer V. Memilo Field Collections Officer 51 Femando S, Salas, Jr Field Collections Officer 52 Benjie G. Rendora Field Collections Officer 53 Leandro S. Canaya Field Collections Officer 54 Carlo B. Flaviano Field Collections Officer 55 ‘Emerson M. Hallado Field Collections Officer 56 Josclito D. San Juan Field Collections Officer 37 Romeo T. Lagbao, Jr. Field Collections Officer 58 Ronaldo M. de Guzman Field Collections Officer 59 Mhar D M. Policarpio Field Collections Officer 60 John Teddy C. Magpantay Field Collections Officer 61 Johen Roy V. Sindac Field Collections Officer 62 Cyril S. Cunanan Field Collections Officer 63 Raffy M. Dela Cruz Ficld Collections Officer 64 Jacky C. De Guzman Field Collections Officer 65 Jesus P. Christian Cruz Field Collections Officer 66 Carlo F. Pagsanjan Field Collections Officer 67 Richard D, Ramirez, Field Collections Officer 6% Femando L. Mesina Jr Field Collections Officer 69 Edward L. Diana Field Collections Officer: wm Paolo P. Garcia Field Collections Officer n Irenio D. Albis, Jr. Field Collections Officer nR Robby C. Villanueva Field Collections Officer B Eric V. Ocampo Field Collections Officer 4 ‘Charles P. Remical Field Collections Officer acy ‘Mark Edison S. Vadil Field Collections Officer 6 ‘Sany A. Galdones Field Collections Officer 71 Noman R. Ninobla. Field Collections Officer : 78 Federic A. Lappay i Field Collections Officer IDB Y 13 DO Never Bank, Ia. , BEG Km, 9, Sasa, Davao City £2000 Philippines — Me LEONG Togs ‘bdonetworkbank comp oate __OrTS- ty steuenige ee aBDO ss-* 9 80 81 82 8 84. SSSREESSLSSHESRS 100 101 102 103 104 105 106 107 108 109 10 ul 42 113 14 113 116 7 118 119 120 121 122 123 124 125 126 127 BDO Network Bank, Inc. Km, 9, Sasa, Davao City {8000 Philippines ‘bdonetworkbankccom.pb Melquisedec G. Ferrer, Jr Wendell J. Engenio John Russel A. Cac Froiland Mare N. Remegio ‘Agustin S, Maribbay Ariel F. Pascua Anthonymar V. Perez Salvador B. Paris, J. Folimar B. Evangelista Vilrey A. Daquioas Leopoldo P, Carbonel, Jr. Marvin V. Carrera, Eduard Q. Aglipay Jayson S. Citiaco Joseph B, Mararac Enwin Jhon S. Apalla Marlowe 8. Nazareno Carlyn Jun C. Ramirez Michael M. Abella Renato B. Chua, J. Tomas U. Rualo, Jr. Jessie P. Pingen Marjay Zalymel A. Bataguen Alvin Ryan E, Soberano Leo C. Casaclang Kevin Gole C. Alimue Michael A, Rullan Charlie D. Sales Jose B. Pahuyo, Jr Jayvee M, Diezmo Domer C. Catle Jonathan David Q. Rojero Rodolfo C. Mecayer, Jr. Alvir B. Rili Erick V. Gardofia Billy Joe L. Lopez Ian Christopher D. Tualla ALL Vitias Justine Kim A. Antivero Conray Noel C. Pasigue Kelvin Jossel D. Dinglasan Amold H. Barroga Justine B. Delos Santos Glen M. Villacencio Lennon C. Torcillas Jeade Jones M. Macatual Jay B. Taborada Luciano B, Mocedilla Brian G. Labuen Field Collections Officer Field Collections Officer Fiold Collections Officer Field Collections Officer Field Collections Officer Ficld Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Ficld Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Ficld Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer id Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer DOT RET WIRK BANK NAME ~___ HENNONC ToRCULAs: ore SIGNATURE 7 Ae oar NS Bs amp“Y) Network Bank 128 Jameson 1, Arinaza 129 Johnrey R. Olila 130 Calvin Jade $. Comeros 131 Kevin A. Cafiete 132 Jonathan B, Belarma 133. Bambi V. Unabia 134 Ferdinand N, Masangcay, Jr 135. Cristan L, Valledemosa 136 Ariel R. Baldomaro 137 Reniel J. Angeles 138 Wilmer Vincent A. Yboa 139 Lyndon L. Panilan 140 Demnis B. Castor 141 Clint Charles D. Bance 142 Mare Anthoni B. Almonia 143, Jun Andy M. Libuna 144 Nico M. Satveron 145 Michael Carl B. Sorongon 146 Mark Regor P, Deocades 147 Noslito F. Buaya 148 Joseph Andrew M. Delicana 149 Ramie T. Entera 150 Henry M. Gepetulan 151 Errol A. Baguios 152 Aljun $. Acuesta 153 John Mark V. Dela Torre 154 Rally John B. Pamonag 155 Willie 0. Dichoso Jr. 156 Windel James T. Sabanal 157 Guillermo B. Toledo, Jr. 158 —Romel S. Rivera 159 Michael U. Sampuroh 160 Bldie B. Nobleza 161 Kem Duald 7. Dagaraga 162 Ericson B. Tingcang, 163 Ruel T. Galario 164 Jomar V. Roa 165 Norries G. Soo 166 Warbom Jeorge C. Ubarco 167 Matk Rangerick L. Acierto 168 Mac Kevin C. Guardaquivil 169 Mike Paul J. Postanes 170 Mark Anthony T. Valencia 171 Agie B. Gimon 172 Soot M. Pamagan 173 Robert H. Insong 174 Daryl Edward L. Sadoy 175 Ritche P. Saldia 176 Elmer V. Morgia BDO Network Bank, Inc. Km. 9, Sasa, Davao City ‘8000 Philippines ‘bdonstworkbank.com.ph Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Ficld Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Ficld Collections Officer Field Collections Officer __ Field Collections Officer + Figld Collections Officer, +, ; “4 Fudd Calesions Offeer = LDPY GES ESTIRK HANK a | NAME pareBDO sx 7 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 203 206 207 208 209 210 2u 212 213 24 215 216 217 Ashley M, Macabenta Florendo P. Dompol Rebmevon J. Melgo Christian C. Duque Rio P. Sumalpong Redwanbin Rosli P. Apavwon Joniel Sarmiento Clarito 8. Ranara Gerome L. Moldez Jomarie B. Sanchez Roney M, Lozatita Stephen M. Galve Ronie F. Torrequimada Bryan G. Abejero Alexander R. Sibal Jeremy €, Bartolaba Dante G. Bete Cesar R. Grado Jenelito M, Lamba Me Jun Q. Juranes Dexter F. Payae Allan Ray B. Barbon Ronwel L. Cabatchete Jim G. Cariguitan Jaymar Z, Piosang Gilbert L. Mangadlao Jeffrey E. Nacua John Mark C. Villame Jimboy N. Sumaljag Femando M. De Vera, Jr Jaycel F. Capilar Reynando A. De Padua Gerry 8. Carcallas Eddie B. Ewayan Rey. Villanueva Gertie F. Carmen Dennis D. Matillano Jerome B. Solis Mare Hail P. Moreno Lloydbert A. Pacatang Jay Q. Sagatio Field Collections Officer Field Collections Officer Ficld Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Colleetions Officer Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer Ficld Collections Officer Field Collections Officor Field Collections Officer Field Collections Officer Field Collections Officer Field Collections Officer as BDONB’s true and lawful attomey(s)-in-fact, for it and in its name, place and stead, to act for and in behalf of, and represent BDONB in any and all cases, actions ‘or proceedings, or to institute cases, actions or proceedings before any court, ‘tribunal, quasi-judicial or administrative bodies, and prosecute said cases, actions ‘or proceedings, and/or to defend the rights and interes of BDONB by doing apy sf) Y | ‘and all of the following acts and deeds in connection therewith: jd tihis Lone any 1 te tne root ing a HD MEEAMLIOK BANK answer to counterclaim, or any initiatory pl BDO Network Bank, Inc. Km, 9, Sasa, Davao City 8000 Philippines Dbdonetworkbank.com-pht ‘or motion. NAME AENWON C.ToRCULAS__ pare Ole any SIGNATUREBDO is BDO Network Bank, Inc. Kim. So Davao Cy wane MNO £000 Pipe isa OATE or ontvrancoo0.ph 2) to sue, sign, exocuts and file the Complaint; Statement of Claim for Small Claims Cases; Notice of Claim; Complaint-Affidavit, Petition, Comment, ‘Memorandum, Position Paper, Affidavit, Motion, Petition for Review, Petition for Certiorari, Prohibition, or Mandamus and all other documents and pleadings as may be necessary 3) to sign and execute the Verification and/or Certification against forum shopping of the said Complaints, Statement of Claim, Notice of Claim, Potitions, Memorandum, Position Paper, Motion, and all other pleadings, papers, documents as may’ be necessary or connected therewith; and sign and file the Verification and attest that: a) the allegations in the pleading are true and correct based on his/her personal knowledge, or based on authentic documents; ) the pleading is not filed to harass, cause unnecessary delay, or needlessly inerease the cost of litigation; and ©) the factual allegations therein have evidentiary support after a reasonable ‘opportunity for discovery. 4) to serve the summons in all cases filed by the Bank, including Small Claims cases: @) if the summons is retumed without being served on any or all of the ‘defendants, the court shall order the plaintiff or his or her representative to serve the cause the service of the summons, ») in cases where summons isto be served outside the judicial region of the court where the case is pending’ or ©) if the summons is returned without being served on any or all of the defendants upon order of the court, to cause the service of summons by other means available under the Rules. 5) to prepare, execute and sign the Answer to Written Interrogatories or Request for Admission, or any modes of discovery under the Revised Rules of Court as amended; 6) 10 withdraw or dismiss the cases, petitions, counterclaims or eross-claims instituted by BDONB: and to sign the Affidavit of Desistance and/or the ‘motion to withdraw or dismiss said cases, if warranted; 7) to appear and represent BDONB in all stages of the cases filed by or against BDONB. in the preliminary conference, pre-trial conférence, mediation and {judicial dispute resolution proceedings, and in Small Claims cases and cases ‘covered by the Rule on Summary Procedure; and to testify as witness in the said cases; 8) to negotiate, conclude and enter into and execute compromise agreement oF amicable settlement of the said cases filed by or against BDONB, under such terms and conditions as they or their designated substitute may agree and to submit to, appear in any alternative mode of dispute resolution; 9) to obtain, make and enter into stipulation or admissions of facts and of documents; agree on simplification of the issues; limit the number of witnesses; agree to reforence of issuos to a commissioner; amend pleadings and agree to and enter into plea bargaining: 10) to do and agree on such other matters as may aid in the prompt or early disposition of the said cases; and 10 do such acts and deeds necessary or authorized under Rule 18 of the 2019 Amended Rules on Civil Procedure. RESOLVED FURTHER, that the Board give and grant, as it hereby gives and grants, said Attomey(s)-in-Fact full power and authority to da‘and , perform every act and thing requisite and negessaryto done or cause'to be' done in ae ‘connection therewith or to implement the fare rity; andyhereby yatifigy and confirm all that said Attomey(s)-in- lly Ho, aude SADR. § ‘and have actually done by virtue of this Resqjuildrt SIGNATURE | __ WUS___ \BDO s°* RESOLVED FURTHERMORE, that this Resolution supersedes Board, Resolution No. 2022-86 adopted on May 27, 2022: and RESOLVED FINALLY, that this Resolution remains, as it shall romain valid, subsisting and enforceable upon BDONB until subsequently revoked.” 3. The quoted resolution has not been revoked or rescinded and continues to be in full force and effect; and, 4. That Lam executing this certificate for whatever legal purpose it may serve. IN WEINESS WHEREOF, I have hereunto affixed my signature thigll 21.2024 at Makati City, aig Bh bn boa Corporate Secretary SUBSCRIBED AND SWORN to before me this du 1 100_,_ CMV OF Makan affiant exhibiting to me his Passport No. P9052797A issued at DFA-Manila with validity up to October 5, 2028, Doc. No. Hye Book HE A Yeap So nll, ALEJANORG M. TUPAS, i Series of 2028 ALianon,TUPas ‘et Na 5548 FP Lite Merber No 01125, Cuma hy Tr Ne SEEPS, 08 Serer 2023, Mei Cy MCLE Campane No 00150, 28 Febery 2 2, 800 Tors va, 741 Paseo Sale Vig, ka Ot ' i oy p AN kK PODS fice euAN OF nj kn. - NAME Xm. 9, Sas, Davao City 000 Pilppines a ‘bdonetwrkbank-com ph SIGNATURE |Aimer nasil aaaiacmuneacie eal BDO tse" ANNEX "c" ae ee teal ee aan SOE, }.80uIcrrATION i it fends oer as genom” o_O oe ~Hilgine | Ciera [Avene CIvwiomd sea . oa te ang 190 @agenil. corr es a= E-- fug ~ 002, r “co [ores Cie {wg NEY IRK BANK ‘LENNON C. TORCULAS NAME as mare Ol Sendai siguateANNEX "D" BDO is PROMISSORY NOTE |.RANGHE S JAPSON, oftagl ago, wih eden and postal ase PHIPPINES - 05303 trey oramise 1 ay ADO Netvork San nc (he "DANK, te unoal uta alae ote oa eth oN ND ‘2200800236 sum of Tea Hundred Fity Two Thousand Two Hance Nhl Petos and Foon Cent ny 3520001) Pee Caren 80 ex.s monty innalmets, gether wae ot nerest ats 3% aaf on semen PUROK LOMBOY SITIO 18 TAMBANGAN LOAY BOHOL. ‘Tui arent sd on Selamat 18,2021 ane seca monly neaimets de on the 1 every moth bred ut bm sccount ty pac wou e reed cy fier res rand, Blo eed one barf ie SAR Pavmant shat be made ay rach ofthe BANS. We pent yaw. ne sent Ma shes papa ne an ny porn heron |p ate ceed tre roon a nella choos, Wes an et one an xpetses eed be Sank a coe ‘Spit fet Gay any amount ue hereon cr snc ecare cen oc nai cr gro fhe nshwon of ay ntohon ‘ask pecesak. nce of my dea or agallcaacy, shut be laa ry cha gon wich now manay Be ht {ie BANK competed tree is note o couse fe enxcamen. hn | aga nturt ad compensate BANK for yo, {softs cou and exoonos tae BANK moy ssa by raven hte, sn atmays a eas tert fe paren foe) DS ‘rm cli, bt inno case ess an PESOS: FIVE THOUSAND (P5000), and cout ouk mca ffodeal onscemes heat tee 27d volta wae bn bene of Rule 3, Secor 120 the Revised les of Coun, ‘rent repeal hi oy diay or para nr oa pg remedy avelbe oe BANK eerie, contac Sheed be ovation here oa wae y the BANK he exces csi Fay Ome TNL, pepe sony ‘Sree deta hernder, he BANK sere autoze ofa ay anda of my ebgatene fom any al of mynd, ney ad ocoeds latte now ca aur may be in poxsasin ard con of ha BANK. fe subsdens andaises noon on aed ‘aeming a ta fe BANK may oor use abe dane m accrsonco wh the out gente nae ‘tees bes, ons, at expanses ring hom the execon deve an etree 08 sab fr my ste account, ‘hese governed ty Piopineews, any proven hrc dated an voto unaferceble x ay reson by» cout expan weccton, then te web aly ue enbrcesbiy otha cer porns tant be eleted nr tapas oasey ow a ‘te aut sate bebe courts of oman eso tte epton fang voy ‘ray afr and cont a ror exec Ps re. have (ea red uncer te cones Pree and spac ob bound iy nt uncondtonaly othe lems and candions her nd tate sae = Sg an efoeateaghnt meh acescnres tooo Ww foe LAY, BoRoL (ota oon mln Cnet oe rosa ied nae Son Francie somnoues Soreoes : fimesses erBDO ee ANNEX "D-1" PROMISSORY NOTE PN. Loan Amount Matuty Oate —_Arstonsoo2ye_ ep as0oo0.00 May 86,2022 Me. angie 8. ereby cot tat ve acsived the amount of FOUR HUNDRED FIFTY THOUSAND PESOS ONLY. © __ 46000000) orn [BDO NETWORK BANK, INC. (he "Bank thie _281) day of May 2020 ge oun? {5 an natin of intention to prepay he Loan Amour nd) the Borower andor any othe Go-Brtowrs shal pay arocesig {feo 08 egrod upon in Schedule A We understand tat this Promissory Note i palin avancfbslore matuiy afl have ao tare eke ‘Salons USE OF PROCEEDS —1We aso warrant tnat we wi nous or apply the proceeds fhe Promissory Note except fr tho loan purpose Slated In Schedule A Section 4. EVENTS OF DEFAULT - Upon the occurance of any ofthe fobowing ovens of defeu, the outstancg pacgal,acrued interest and rte ot tobe of ey kind (other than noc of he ever and fact f dela, a of which ae hereby exprealy wae by meta ar Pe Book i yale! sum paynole hereunder or under any cited agrenmets shal become miecaay Ge ond pyle ether weceneen eee BOO Untark; Ine (he "Parent Company) or ny of he Banko the Parent Cempan’a Suosdorauhflece tae Bom, he Paes Coreen ‘and ay oftheir Sutsidiaies/ates shal calerivty be known 88 the “BDO Grows") as Ne case may be ‘+ IR alto comply wit any obligate, violates ony term cr condition, or dtauts nthe payment when due of any amount payable hereunse, under any related apreement, andor under an agreement wih the Bank, any ofthe SOO Group ots partoe 2. ny event or cndiion (rutin, but wthoutlitation, any material adverse change in the esaneic ot finance onion) shal oor which asthe Bank reasorablo grounds to beteve nat we may not or wilbe unable, perform or obaaie ithe nomal coos cour aoipeteny Under his romistory Note 3 impatmert ofthe security of this Promissory Not, or data o refusal of any surety ot guarantor to comely wiht ebigaton under ‘Re gut eoreement or guaranty’ ce death, or dasouton as he case may be of any ofthe Borrower or Co-Bavowerl, matgerers of ‘mortgaged proparies,eurly or guarantee | + Aina of probable cause against me andlor any of the Co-Barowers,magagols of he mangaged properties, surety or guaranio for ‘ences volving moval uta 3 i Shalesercaelts its against mus and under he securyarangomects andthe ight ose. any efmplour monies orprepetce mine han ‘Section, SET-OFF OR APPLICATION ~The Bank may sao: anny aslo paral payrnnt andor wthhol, tothe enon peed byl, | RiiaSenks coin andwnet ned of ror notice. al menes properties or sears ofthe Borrower andlor Gosharoment anieriay sore Ihe paasssion ox conto of BDO Group to set any of al cbipations of tho Borawer aor Co-Borowerls uncer farted agents st Secton 6 WAIVER OF CONFIDENTIALITY — Fox the deo arrangement an st of Uwe Hercby waive my/our oghs in tvor of te BDO Group safer Renuble Act No 1405 The Bank Secrecy Act of 1855) ab aera, Secton SB of Republic Aa No, 8797 (The Gonwral Bonk Lac {part end or lewalequatons. inching al mibseqent srandmens or auplomens hereto lave tothe coniseedlly asco bans Sezer, placement, investments and sito related assis inthe cusiody of he 800 Grou. We hal ha he BOO Ger, ee Fieclrs,oficers, erooyees,represeritves and agent, ree and hares from any hab arsng tom any of te BOO coups oan ot {het remedies ar autocties hereunder or rm any action taken bythe BOO Group on te basis of and with he famewsik os loooene auorzaten ue eae oe dacosr of myc bac ate the Cred nomaton Compan, pruant a he Cd aomaton System Act RA. 10) ar mich eatin ta hm Bark ray dann necenory en ray bo egeed of aad bY aptceoe ane aes Beh apie Waiter wae any content any rast ing to rw ard maton he Sank oconboc mina eich nara Revie oe lb he atrenery oe icome tx eure ad tenses eee ee tn deuen) suits prove be sprous once ary mata Gta, ba Bath ay otanat Soak ae ee a ‘Gh carand he wnat reonrnt ohana ayo te odandngehgoten,acaoy ramen oenkaae oa ae oteove he Banka sek ius harn We out ray hah done by N¢ ebm of anes oo 1" "hereon ae candons ft Loan te Schedule Aoi roma Not Bu PROS taba ten nary 1.220) a Won Tones 2 Or If-n0ug F sreuatege oa‘Section 7 INSURANCE ~1 We hereby agree to sacure and maintain unl ful payment cf the oan, acceptable ced ite surance and endorse the ‘samen favor of te ban Should there be any rede insurance ely thal was not endorsed tthe bark, borower agrees and hereby appoin's. the bark as his of her atlorey infact with fl author to collect any indent ox iim due thereon in cae of eat of he meured and apy auch proceeds theret nul or partial payment or ha lean Shots Uwe fal or ase to secure and maitan an scoapate crest ie nrance a {me dung te ter of he oan, the same Shall become dv ard demandablewihowt need ef noice of demand ‘Seton &, PENALTY wo alt pay any principal ornterest payable under te related agremerss and ts Promissory Note when due 0” any ‘um payable by metus under the reiaed agroernnis end this Promstory Not (ncludng without ination, costs. expenses, foes, charges, iosses, ‘eral, and ders), we shall. on demand bythe Bark payin aadon to the niet accruing under the felled agreements and tis Promissory Neto, peaty foo duo fem and icudng such duo date Uni paymont of sald sum in fl by moi (afr as wel as bofre judge, liquidated damages. Inthe event the Promssory Note f refered fo legal counsel fr erforoement, tive oly aed severally undertake fo pay storey’ fee n accion te the recover efor expanses and cost of sul authorized by lan We con that the aged ous, poate, and ‘charges under his Secon 7 areas inccated in Schedule A Section 9, ENDORSEMENT TO COLLECTION AGENCIES ~ Shou the account be refered to an agency/agont for collection, the Bank sh ‘noiy the Borrower or Co-borrower in wing at least seven (7) calendar days por othe acual endorsement tho names) and contact dels of the colton agences to whom tw accounts) iva wndossed Te sae peti shal be observed In case the account i wanserted fom one cealection agency to another Section 10. CREDIT REPORT —in any avert of deta, we authorize he Banko ropert andor include hiner name nthe Bank's Assocition of the Pilppies (BAP) Negative File stand cher ceo nani nformationergnizations for date management which may be used by various ‘anda rations in crees worthness assessment | | Seon 1 WAIVER ts joint nd soveray wae serine dan pcs of yk Nery cnr ay and at ‘eenions of ive, rerewals, waters cr modelos at ay be gant bythe Bark wh Yespoctt the payment oo eh ProvsON NS | Promisor Note Tce vent or cm - evan ay an a a ie Poniny an sal neon st mo Oy |$)5 _Prtenves, tot excision ofethor cours The Bank, however, hs the sow and excuse opon wo comrmance preceeding ages the Brower i Co-Berowers beore any competent court of awn fhe Republi of the Phipphcs ake the Bork araior ts Parent Company marae end ‘pms an offen or ranch ancorn ary che county wen te BortnertCe-Bor ower a eesesrpropry fe Beroweco-Barowe's may be sed round. Me irevocbly waves ie lense of aninconvenan forum othe maintenance of such acon o proceeding ‘Section 18. COSTS, EXPENSES, TAXES —Any andl costs, expenses and axes forthe execution and enforcrent of his Promissory Nota shal befor myfow account. All payments (including prepayrent) to be mace to tha Bark under elated agreements or under this Promissory Note ‘Shale made tee and Gear of and without Seducton for any aes Teves, krposts, Jules, Catges, eos. Geduclons, ehoklngs, esticons ‘or condtons of any nalure now or hereafter imposed by the Republic ofthe Philippines or any pltcl subdivision olaxing auhosy, Uwe are ‘compel bylaw f0 deduct ary such axes ot make any such deductons, we shal pay adional amounts as wil resul the rect by the Bank ‘ser such dedicton, ofthe full amount staid herein. fv shal pay ary tax or charge or the account ofthe Banka proves herein or shat | ‘make any cedicton or wihhowng tren any amour pid to te Gark hereunce ve shat, within tn (10) elenda’ days fom such payment ‘orward othe Wark cre copies ote ofc recap oF evden acceplab fo the Bank eslablshing payment of such amount ‘Secon 14. NO IMPLIED WAIVERS — The rights and remncies of te Bank st forth inthis Promissory Note rein action to and notin subsitton ‘fan other rg or medy provided by law, or any supplemetaryfeorplementary ageemens. Any faluro, delay, single r paral exercise by ‘he Bank of any such right a ramedy shall not be deemed tobe a water of any tthe and fll exercise thereof, or era tbe cerned to er, rece oc aft he same or any aver rght or the fret exercise of such Hight or remedy to wh the Bark may be enti. ‘Spouse) ‘Section 15. ASSIGNMENT ~ LWe hereby agree and auhoize BOO NETWORK BANK, INC. to assign, or sto any person or entity any right which fimay have under this Not. The corset herein grand is recognized ané acknowledged by metus a waher tal iets and purposes of whatever ight we have to nce of actual assignment Ver ‘Secton 18 JOINT AND SOLIDARY OBLIGATIONS - Any cbigaton arising undar his Promissory Not hal be my/ourjont nd several obigation. ‘ACKNOWLEDGEMENT ium seknoatedge cap of copy ofthis Promisory Note and te Schedule A, and Lie have read and understood and bes myslloureles to ts ful nd proper execution, INWITNESS WHEREOF, we hereunto set my/our hand n_28th day of___ My 2020___at_Tagblsan iy, Boho, wos seb ‘s f oh eee tts ‘raare oer Pred Name) (Serie oe Pid har) (Stout cer Pies Nee) 05/28/07 or fx |2aaa Ta oie i uu. NAM LENNON C. TORCULAS DATE : Ol IS -0Up sinw naDISCLOSURE STATEMENT ON LOAN/CREDIT TRANSACTION (As required under R.A. 3765, Truth n Lending Act) Name of Borower/Mater/CoMaker. Rangie S. Japson, Veronica G. Japson ‘Aaeress: Sitio Levi, Tambangan, Loay, Bohol 4-Loan Amount 450,000-00 2. Other Bank Charges / Deductions Collated Documentary Stamps (0.75%) Mondaton/red Insurance Ue insurance Fire insurance ‘spat foe (REM) Retain ees (REM) Seven Foe otnere 3. Net Proceed of Loan item 1 Less tom 2) 499,12500 4. Schedule of Payments (Please see amortization sched attached in Schedule A) 5 fective Intarest Rat Itoreat and Other Crags) e7.0481% “The Ect Itsreat Rae is higher han the Conratal Interest Rate of_2.50 _ % bacause of je 2' deductions above. (Giecve Interest Rate changes upon each repicng) 6. Conditional Charges that may be imposed (f 2ppcabi) lease spocty manner of poatn Nature ‘Amount a Peraty Fee, [38% per annum of amortzaton cue Late Fee interest rat of princol amorizaton © Ful Protemination processing foo 3.000 «d Atcmeys Fee 25% ofthe en claim (principal + intrest + peat) © ot less than P50,000 2. Shei feos 5% ofthe etre claim (principal + interest + pena) 1. Peso Borowing tom and including such due dete untt 3% per ment syment of ais sum nil (ae as wo = baore judgment) ‘9: Lgusted damages 2% of al sums due FR incase of xa jc orto, the fllosing charge wil be charged aganst the borower as redometion coat + Pardhese Cot por Certoeate of Sale * 12% per annum inierest on the Puchase Cost per Canieate a Stn tom the date of Cota of Sale + Ober Coes inodertal tothe Foreclosure ‘24 por annum Interest On Oth costs incidental othe Foredonse Loters china ‘Soratire ovr Pre None) ae ] | acknowledge receipt of a copy of this statement prior to the consummation ofthe credit transaction, / {ato acnowidie being nfo iat for ony conceins ca conte the Account Otic for heer ranton or got my Branch of acsnunt or ‘all Cum Serie Garar at (082) 233-7777 ano isan more act BOO Network Bank Customer Aststance Managerert Systm. can viek uw bdonatvetbank com phiconsurer-asislance-managemert system, BOO Network Bak Inet reguated by Bangko Senieal ng ipinas, can (532) 8705-7701 or va wer Bap gov Dh ele = coast rein (sone Rae ‘omar oe noe eo[ ref yo och pelzaae Bs None MONON a rae meo es DATE Ole 1S OmeANNEX "D-2" COSORROWER PERSOUL MORTON Ereaoes—p aaa [| a. {ewow .Torcuas Dataes ae Uncle SIGNATUREPRINCIPAL BORROWER SPOUSE BORROWER LEMON Torcuas § oar »_Ol-IS-0upNovember 23, 2023 RANGIE S JAPSON PUROK LOMBOY SITIO LIBI TAMBANGAN LOAY BOHOL PHILIPPINES: FINAL DEMAND LETTER: KABUHAYAN LOAN WITH PROMISSORY NOTE NUMBER: 452210800623 Dear Client, ‘This letter serves as a final demand on your overdue account. Despite repeated reminders, we have not received any payment and/or update from you. As of November 23, 2023, your ‘outstanding balance is Php349.524,61, exclusive of interests, late fees and penalties. In this regard, we demand that you settle the said liability within five (5) days from receipt of this letter. You may pay directly to any BDO Network Bank branch or any accredited payment ‘channels near you, Kindly provide us a copy of the official receipt and we shall desist from further collection including filing of legal action to collect this financial obigation, which will result to additional costs chargeable against you, such as but not limited to payment of tigation costs, attomey's fees, and damages. Moreover, a lawsuit over a non-collectable account becomes a part of your permanent crecit record and will be a reflection of your ability to pay your debts as they become due. This will affect your credit worthiness and standing. Should you want to avoid litigation, please coordinate with Us immediately and make an arrangement to pay your debt. We trust that you will treat this matter with your utmost attention to avoid further collection activities. Should you have other concerns or require further assistance, you may also call us at: = 02-8702-6600 + 1-800-10-7026600 - domestic toll-free number, for areas outside Metro Manila ‘+ Time - 8:30AM to 5:30PM, Mondays to Fridays, except holidays, ur representatives will gladly assist you. Please disregard it you have paid the overaue amount or it you have made alternative arrangements with us. Sincerely yours, COLLECTIONS DEPARTMENT This is a system-generated letter. No signature is required. BDO Network Ben Ine. Kim. 9, Sasa, Davao City 13000 Philippines bbdonetworkbank.com.ph t Vn hey ef) ee) LENNON C TORCULAS pate plano Gta SIGNATURE f aBDO ts-* NAME OF CLIENT PN#: BRANCH DATE GRANTED MATURITY DATE : LOAN PRODUCT COMPUTATION AS OF : Prepared by : 1800 Network Bank, Ie. Kon. 9, Sana, Davao City 9900 Prepping bdonetworkbank.comph ANNEX “F” STATEMENT OF ACCOUNT RANGIE S JAPSON 452210800623 BOHOL - TAGBILARAN August 16, 2021 August 16, 2026 KABUHAYAN LOAN AUGUST 31, 2023 PRINCIPAL BALANCE : 349,524.61 INTEREST : 367,322.71 OTHER CHARGES | 101,436.57 TOTAL = 818,283.89Network Bank PN Number Loan Amount Booking Date Maturity Date Payment Frequency TOTAL DUE: PRINCIPAL INTEREST PRE-TERM FEE(IF APPLICABLE) ESCROW BALANCE LATE FEES PENALTY INTEREST TOTAL AMOUNT DUE Note: Late fee and Penalty interest charges may vary due to system computation [B00 Network Bank Ine. ‘Km. 9, Sana, Daven City 18000 Paiippines Lbdonetworkbank.com.ph BREAKDOWN OF CLAIMS FAO: RANGIESJAPSON [AS OF AUGUST 31, 2023 PHP PHP ‘System generated, no signature required 452210800623, 352,390.15 ‘August 16, 2021. ‘August 16, 2026 Monthly 349,524.61 338,279.61 0.00 29,043.10 18,057.95 83,378.62 818,283.89