Peer Reviewed \ Refereed and UGC Listed Journal No. 47100 ISSN -2279-0489 AN INTERNATIONAL MULTIDISCIPLINARY HALF YEARLY RESEARCH JOURNAL Volume - XI, Issue - II, February - July - 2023 English Part -! www.sjifactor.com a i al Ajanta Prakashan Bk. SsISSN - 2279 - 0489 AN INTERNATIONAL MULTIDISCIPLINARY HALF YEARLY RESEARCH JOURNAL GENIUS Volume-XI__ Issue - February - July - 2023 English Part - I Peer Reviewed Refereed and UGC Listed Journal No. 47100 SZ an-fta fagart IMPACT FACTOR / INDEXING 2023 - 7.508 www.sjifactor.com * EDITOR Asst. Prof. Vinay Shankarrao Hatole ‘M.Sc (Maths), M.B.A. (Mktg), MBA. (H.R), M.Drama (Acting), M.Drama (Prod. & Dir), M.Ed. + PUBLISHED BY « b Ajanta Prakashan Aurangabad. (M.S.)VOLUME - XI, ISSUE - Il - FEBRUARY - JULY 2023 GENTUS - ISSN 2279 - 0489 - IMPACT FACTOR - 7.537 (www.siifactorcom) CONTENTS OF ENGLISH PART - I bad S.No. Title & Author ‘An Overview of Fundamental Research Methods Applied to Market Prices of Chosen Indian IT Stocks Dr. Ajay Harivansh Shukla Dr. Hetal Bhinde | Page No. 16 ‘NEP-2020 and Rural Development Dr. Kedar Shukla Mr. Tejas Mehta 7-10 ‘NEP 2020: Key Changes and Highlights in Higher Education Dr. Namita Dr. Parmila Devi 11-17 ‘Swayam Education: An Opportunity for Enhanced E-Learning, Dr.NidhiSharma “Awareness about MOOCs - SWAYAM among Students of Higher Education: A Descriptive Study Dr.Parmila Dr.Namita 18-23 ‘An Overview of Initial Public Offering (IPOs) Listed on Bombay Stock Exchange (BSE) Dr. Ajay Harivansh Shukla Dr.Sachin Kulkarni ‘ARoleof Blended Education in NEP: ICT Initiatives and Tools Mr. Rajesh Dattatray Zankar 31-38 39-45 ‘Banking in the Age of Financial Technology: How Digital Financial Serviceshave Evolved CASwatiSaxena 46-54 ‘National Education Policy 2020 : Few Initiatives in Higher Education in India Dr. Urmila ¥. Gite 55-57 NEP2020, its Impact on Indian Education System and New Pedagogy for Educators [i Dr. Ganesh Raosaheb Patil 58-62VOLUME - XI, ISSUE - IT - FEBRUARY - JULY 2023 GENTUS - ISSN 2279 - 0489 - IMPACT FACTOR - 7.537 (wwwsifectorcom) Cos CONTENTS OF ENGLISH PART-I @ S.No. Title & Author PageNo, W The Future of SWAYAM Education in National Education Policy NEP 2020 | 63-68 Dr. Mangesh Dushing 12 | Analysis of National Education Policy -2020A Critical Evaluation 69-75 Dr. Nagaraja Masagani Dr.M.Nagaraja 13 NEP 2020: A Step towards New ERA of Education 76-80 Mrs. Rida K. Shaikh Dr. Manisha Shirsath 14 Future of SWAYAM Education in NEP - 2020 81-83 Dr. Chanda Kumari 15 | Challengesand Issues of NEP 2020 on Rural Education System 84-88 Ms. RameshwariHullule Mrs. JayashreeDarade 16 | RoleofDigital India Initiative Program me “SWAYAM” in E-Learning 89-94 Asst. Pro. Mrs. Vrishali Wable Asst. Pro, Mrs. Tejaswi Jagtap 17 | AStudy ofNew Education Policy 2020 andits 95-103, Impacton Students Development Smt. Rupali Gulab Wakchaure Dr. Rupali Prakash Kotwal 18 | National Education Policy 2020: A Critical Evaluation 104-113 Mr. Vikki Sharma Dr.SarikaSharma 19 | AStudyonRoleof SWAYAM Education in Competitive 114-117 Examination in India Dr. Gaikwad Vijay Ganpat 20 | SWAYAM Education: An Opportunity for E - Learning 118-123 Mr. Kardak Santosh Eknath Dr. PradeepS. JadhayVOLUME - XI, ISSUE - Il - FEBRUARY - JULY 2023 GENIUS - ISSN 2279 - 0489 - IMPACT FACTOR - 7.537 (www.sjifactor.com) cos ‘9° CONTENTS OF ENGLISH PART-I S.No. Title & Author PageNo. 21 Market Centers Impact on the Growth, Size and Spatial Distribution of 124-131 Rural Settlements in Nashik District Dr.P.C. Gangurde 22 Role of NEP in Employment Generation in Maharashtara 132-134 Dr.Nikam Vijay Balkrishna 23 SWAYAM and MOOCs: An Opportunity for E-Leaming 135-138 Dr. Shraddha A. Raravikar 24 Role of SWAYAM and MOOC' in National Education Policy 139-142 Dr. S. V. Shrimali 25 Role of Massively Online Open Courses in Implementation 143-148 of New Education Policy Dr. Shirish S. Sane Dr. Rupali D. Kulkarni Ms. I. Priyadarshini mmVOLUME - XI, ISSUE - Il - FEBRUARY - JULY - 2023 ‘ CC-06 GENIUS - ISSN 2279 - 0489 - IMPACT FACTOR - 7.508 (www-sjifactor.com) 20. SWAYAM Education: An Opportunity for E - Learning Mr. Kardak Santosh Eknath : Assistant Professor, SVKT College Deolali Camp, Nashik. Dr. Pradeep S. Jadhav si Associate Professor, Bahirji Sark Mahavidyalay, Basmathnagar, Hingoli. Abstract Considering the rapid change in technology, inevitable changes in education sector are going to happen. A lot or research is taking place to understand the pros and cons of online education in comparison to face to face education. In India, there are a lot of challenges and Opportunities for online education. With a comprehensive literature review, in this paper, we have identified key factors which will boost online education in India. We have identified internet penetration; low cost of online education, ease of doing course, initiative by government, employer's recognition and bridging gap are the key factors the growth of online education. ‘There are certain factors which are creating a hindrance in the growth which include insufficient digital infrastructure, credibility and language used in online education, With the increase in number of intemet users in India, the paper also looks into what opportunities are there in future in education sector. Keywords: Online Education; Face to face Education; Digital infrastructure. Introduction: Challenges and opportunities; A literacy system grounded on formalized tutoring but with the help of electronic coffers is known as E-leaming. While tutoring can be grounded in or out of the classrooms, the use of computers and the Intemet forms the major element of F-leaming E-leaming can also be ‘nominated as a network enabled transfer of chops and knowledge, and the delivery of education efore, it wasn't accepted mortal element needed in advancement in leaming is made to a large number of donors at the same or different times, B wholeheartedly as it was assumed that this system demanded the literacy. Still, with the rapid-fire progress in technology and the systems, it's now embraced by the millions. The preface of computers was the base of this ENGLISH PART -I/ Peer Reviewed Refereed and UGC Listed Journal No.7 #7100 118‘VOLUME - XI, ISSUE - Il - FEBRUARY - JULY - 2023 GENIUS - ISSN 2279 - 0489 - IMPACT FACTOR - 7.508 (www.sjifactor.com) CC-06 revolution and with the passage of time, as we get hooked to smartphones, tablets, etc, these bias now have a significance place in the classrooms for literacy. Books are gradationally getting replaced by electronic educational accoutrements like optic discs or pen drives. Knowledge can also be participated via the Intemet, which is accessible24/7, anywhere, anytime. Description E-learning has proved to be the stylish means in the commercial sector, especially when training programs are conducted by MNCs for professionals across the globe and workers are suitable to acquire important chops while sitting in a board room, or by having forums, which are conducted for workers of the same or the different associations under one roof. The seminaries which use E-learning technologies are a step ahead of those which still have the traditional approach towards literacy. No doubt, it's inversely important to take forward the conception of non-electronic tutoring with the help of books and lectures, but the significance and effectiveness of technology- grounded literacy cannot be taken smoothly or ignored fully. It's believed that the mortal brain can fluently flash back and relate to what's seen and heard via moving film land or vids. It has also been set up that illustrations, piecemeal from holding the attention of the pupil, are also retained by the brain for longer ages. Colorful sectors, including husbandry, drug, education, services, business, and government setups are conforming to the conception of E-learning which helps in the progress of a nation. Objective of the Study 1, To Study the Concept of E- Learning. 2. To Study the Growth drivers of online education. 3. To study the Challenges in Online Education, Research Methodology Research methodology not only talks about the research methods but also consider the logic behind the method used in the context of the research study, Research methodology is away to systematically study and solve the research problems. Research design used in the Study Descriptive research design is used in this study. The researcher had to use fact and information already available in order to study the Opportunities in online Education. ENGLISH PART -I/ Peer Reviewed Refereed and UGC Listed Journal No. : 47100 inVOLUME - XI, -1-FI -JULY- Xd, ISSUE EBRUARY - JULY - 2023 08 ( jifactor.com) cc. Data Collection Method The Process of data collection begins after a research problem has been defined. For the present study researcher only collect secondary data, in order to find the Opportunities in online Education. Secondary Data Itis the data which is already collected someone else. Researcher to analyze the data and interprets the results. Researcher collected the secondary data through various books, authorized websites. Growth Drivers 1. Low- Cost Action Online skill improvement courses are more affordable than offline druthersfor numerous families, especially since utmost of them are freely available. Numerous prestigious universities and institutes similar as Harvard University, Berkeley University of California, and Boston University grease online courses on multitudinous subjects. These courses are generally available ‘on Massive Online Open Courses (MOOCS) which can be bought for free or with a minor figure. 2. Offers Quality Education The registrations for open courses and distance literacy in India are anticipated to increase +o around 10 million by 2021 according to Netscribes. Areas that warrant acceptable options to pursue traditional education, substantiation advanced relinquishment of online courses. States similar as Bihar, Kerala, and Jammu and Kashmir regard for 0.4mn distance literacy enrolments. 3. Government Enterprise Government enterprise similar as SWAYAM,E-Basta, Rashtriya Madhyamik Shiksha Abhiyan ( RMSA), Skill India and Digital India will make way for the structure demanded by scholars to study online. The government is also working on a National Open University for the dispersion of education to the millions. Piecemeal from this, it's laboriously promoting digitization of education and ease of intemet access. 4, Adding Internet Penetration Presently, 409 million Indians have access to the internet but its steady growth, especially insemi-urban and pastoral areas, provides high eventuality for the proliferation of online ENGLISH PART -I/ Peer Reviewed Refereed and UGC Listed Journal No. : 47100 120VOLUME - XI, ISSUE - Il - FEBRUARY - JULY - 2023 GENIUS - ISSN 2279 - 0489 - IMPACT FACTOR - 7.508 (wwwsjifactor.com) __CC-06 education. Netscribes estimates nearly 735 million intemet druggies in India by 2021. This {ntemet penetration will enable reach and increase business for online education players. 5, Increase in Disposable Income and a Large bit of the Youthful Population Growing disposable income is herding the youthful population to enhance their chops for advanced career and payment growth. Employment openings encyclopedically are tensing their qualifications, performing in violent competition. This makes the youthful population with high bournes but lower income, a good target request for online education. Further, the adequacy of online channels is also advanced in the youngish demographic. 6. Bridge the Gap between Education Position and Assiduity Prospects ‘According to a report in The World Employment and Social Outlook — Trends, there were18.3 million Indians jobless in 2017 and it's projected to increase by18.9 million by the time 2019. According to a report, India’s working age population is adding and is anticipated to reach 64% of the population by 2021. Do you suppose it’s because of sufficient job openings are not available in India? Nascom says 6 million people will be needed in cyber security by 2022. According to Tech Mahindra CEO C P Gumani, 94% of IT graduates aren't fit for hiring. ‘According to opinion given by Sanjay Bansal, 58% of jobless graduates and maturity of the jobless post-graduates (62%) states that jobs matching their skill and education are not available and this is the primary reason for their severance. So online education is one of the druthers to ground the gap between what diligences anticipate and what the educational institutes are delivering. Online education offers an occasion to enhance chops through advance courses available in different disciplines. Challenges in Online Education 1. Cornucopia of Free Content and Multiple Influencers in decision Making YouTube tutorials and other fluently accessible content make it harder for online paid courses to access to request. Free or affordable educational content gets further traction from eager scholars. Likewise, buying opinions are told in course descriptions, parents, and peers. ‘There are numerous institutes and channels that allow druggies to grasp the essential understanding of the course. Still, they're impelled to pay in order to continue into more advanced literacy stages. Some druggies aren’t comfortable investing their plutocrat given the lack of trust in online channels, egging them to subscribe up for offline courses rather. ENGLISH PART -1/ Peer Reviewed Refereed and UGC Listed Journal No. : 47100 Ta‘VOLUME - XI, ISSUE - Il - FEBRUARY - JULY - 2023 GENIUS - ISSN 2279 - 0489 - IMPACT FACTOR - 7.508 (www.sjifactor.com) cC-06 2, Lack of mindfulness, slow Internet connectivity, and value of the immolations Lack of mindfulness of online offers and monolingual tutorials or language hedge proves to inhibit the rapid-fire growth of the assiduity. The value offered for numerous courses can feel relatively precious to numerous druggies due to low per capita income of the Indian millions, Also, numerous areas in the country, still fall under intemet-deficient regions or areas equipped with only 3G connectivity. This hinders the growth of the online education request in India. 3. Familiarity with Offline Education Largely, online education is considered as a supplement to education from offline channels. A primary partiality for offline education systems poses a major hedge to the growth and demand of this request. 4, Inadequate Digital Structure Although Government of India is taking action to develop digital structure but a lot need to be done in this direction. High speed internet and stable power force are the biggest problem. India stands 89th worldwide on intemet speed and stability. According to the report of World Economic Forum, only 15 percent of the homes have access to the Intemet, and mobile broadband remains accessible to veritably many i.e. onlyS.5 subscriptions for every 100 people. Farther, presently reach of broadband is just about 600 corridors, largely in and around the top 50 to 100 Indian metropolises, leaving pastoral areas with poor connectivity. 5G networks technology is the demand of moment’s which will increase the speed of downloading the data. 5, Limited Social Commerce Since online education can be penetrated at home or any other accessible place, there's veritably limited direct commerce with the schoolteacher and other people doing the course. ‘According to Dhirendra Kumar (2010), especially those courses which are tone paced, there's veritably lower discussion among the peers. Utmost of the discussion takes place through ¢ correspondence, converse room or discussion groups. There isn’t any lot atmosphere to ameliorate social commerce. So you are not suitable to develop any social links which do help in the career growth. 6. Language of the Course India is amulti-linguistic country, and a vast maturity of the population comes from pastoral areas. The content offered by utmost of the online courses is in English. Hence, those scholars who are not suitable to speak English struggle with the vacuity of language content. ENGLISH PART -I/ Peer Reviewed Refereed and UGC Listed Journal No. : 47100 122XI, ISSUE - Il - FEBRUARY - JULY - 2023 vous: NSSN 2279 0489 - IMPACT FACTOR - ~ 7.508 (www.sjifactor.com) language content generators, and content disseminators, to sit together and give a feasible frame and standard result to the \caners knowing only Indian languages, ence, it’s the duty of computer professionals, preceptors, directors, Conclusion Online education can change the whole future scenario in education if it can be implemented in joint collaboration with industry, universities and government. Drastic changes in course curriculum are required to bridge the gap so that students are industry ready after passing out. Education process needs to be changed by making it more practical with the use of technology. Also course should be designed in different language to increase their reach and more opportunities for youth of rural India. Innovations are required to design ways to increase the social skills of online learners, References 1. __ https://www.netscribes.com/online-education-market-in-india-growth-drivers- challenges-and-key-trends/ 2. https://www .pramanaresearch.org/gallery/prj_c_ap_12.pdf 3. https://economictimes.indiatimes.com/definition/e-learning ENGLISH PART -I/ Peer Reviewed Refereed and UGC Listed Journal No. : 47100 123