Download as pdf or txt
Download as pdf or txt
You are on page 1of 13

Statement date 02 Dec 2022

Last statement 03 Nov 2022


Barclays Bank
Account
04 Nov - 02 Dec 2022
Mr Andre Pereira DA Silva
• Sort Code 20-10-53
• Account no. 53796868
• SWIFTBIC BUKBGB22
• IBAN GB39 BUKB 2010 5353 7968 68

MR ANDRE PEREIRA DA SILVA


397 CHAPTER ROAD At a glance
LONDON
NW2 5NG Start balance £90.20
Money in £2,598.61
Money out £2,675.45
End balance £13.36

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Cash machine Contactless Debit Card Direct Debit
Online Other

Date Description Money out Money in Balance


04 Nov Start balance 90.20

04 Nov Card Payment to Giffgaff On 03 Nov 10.00

Card Payment to Uber *Eats On 03 14.91


Nov

Card Payment to Giffgaff On 03 Nov 20.00

Card Payment to Devitt Insurance S 27.96


On 03 Nov

Card Payment to Liberty Food and 3.58


W On 03 Nov

Received From Roofoods Limited 22.86 36.61

07 Nov Card Payment to Shepherd Foods 0.39


On 04 Nov

Card Payment to Savers Health & Be 1.00


On 04 Nov

Card Payment to Co-Op Group 1.00


Food On 05 Nov

Card Payment to Shepherd Foods 1.40


On 04 Nov

Card Payment to Shepherd Foods 1.78


On 06 Nov

Card Payment to Sainsbury's Smkt 2.85


On 04 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
07 Nov Card Payment to Ferreira Delicates 3.00
On 05 Nov

Card Payment to Nisa Local On 04 3.05


Nov

Card Payment to Shell Willesden On 3.96


05 Nov

Card Payment to Shell Willesden On 4.02


04 Nov

Card Payment to Liberty Food and 4.78


W On 04 Nov

Card Payment to Mfg Lords On 04 5.07


Nov

Card Payment to Shell Willesden On 5.31


06 Nov

Card Payment to SQ *Varanda Brazil 6.70


On 06 Nov

Card Payment to Blue Moon On 04 7.95


Nov

Card Payment to WM Morrisons 8.00


Store On 06 Nov

Card Payment to Liberty Food and 8.63


W On 05 Nov

Card Payment to Sainsburys S/Mkts 9.00


On 04 Nov

Card Payment to Atlantis Food Cent 12.14


On 06 Nov

Card Purchase Apple.Com/Bill 9.99


Ireland On 06 Nov

Bill Payment to Gustavo Santos 70.00


Ref: Feijoada

Bill Payment to Metro Bank 130.00


Ref: Junior

Received From Roofoods Limited 14.73

Received From Roofoods Limited 39.64

Received From Roofoods Limited 69.32

Received From Roofoods Limited 82.46

Received From Roofoods Limited 82.55 25.29

08 Nov Card Payment to Remitly On 07 Nov 52.49

Card Payment to Co-Op Group 0.70


Food On 07 Nov

Card Payment to Liberty Food & 3.99


Win On 07 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 2 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
08 Nov Card Payment to Liberty Food and 7.50
W On 07 Nov

Received From Roofoods Limited 1.75

Received From Roofoods Limited 37.11

Received From Roofoods Limited 80.35 79.82

09 Nov Cash Machine Withdrawal at 51.55


Notemachine Willesden Supermar
Timed at 13.35 On 09 Nov
This Transaction Includes A Fee Charged By
Notemachine of £1.55

Card Payment to Poundland Ltd On 1.00


08 Nov

Card Payment to Carebrook Ltd On 5.25


07 Nov

Card Payment to Shell Willesden On 5.46


07 Nov

Card Payment to Liberty Food & 6.43


Win On 08 Nov

Card Payment to Blue Moon On 08 8.95


Nov

Bill Payment to Andre Silva 25.00


Ref: Reserva

Received From Pereira DA Silva A 88.00


Ref: Conta

Received From Paulo Ferreira 100.60 164.78


Ref: Ferreira Paulo

10 Nov Card Payment to Remitly On 09 Nov 107.49

Card Payment to Shell Willesden On 5.05


08 Nov

Card Payment to Atlantis Food Cent 5.67


On 09 Nov

Card Payment to Liberty Food and 6.60


W On 09 Nov

Card Payment to Rio Grande On 09 12.77


Nov

Card Payment to Supersave Stores 14.90


On 09 Nov

Received From Roofoods Limited 13.28 25.58

11 Nov Card Payment to Co-Op Group 1.05


Food On 10 Nov

Card Payment to Pricewise On 10 1.19


Nov

Card Payment to Liberty Food & 1.50


Win On 10 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
11 Nov Card Payment to Liberty Food and 1.65
W On 10 Nov

Card Payment to Shell Willesden On 2.24


10 Nov

Card Payment to SQ *Varanda Brazil 6.60


On 10 Nov

Bill Payment to Andre Silva 55.00


Ref: Reserva

Received From Pereira DA Silva A 55.00


Ref: Conta

Received From Roofoods Limited 59.58 70.93

14 Nov Card Payment to Atlantis Food Cent 1.99


On 11 Nov

Card Payment to Liberty Food and 3.24


W On 12 Nov

Card Payment to Shell Willesden On 5.00


12 Nov

Card Payment to Shell Willesden On 5.31


11 Nov

Card Payment to Ferreira Delicates 5.50


On 13 Nov

Card Payment to SQ *Varanda Brazil 6.50


On 11 Nov

Card Payment to Liberty Food and 6.64


W On 13 Nov

Card Payment to Sabores Take 8.00


Away On 11 Nov

Card Payment to Mineiro Cafe On 9.00


12 Nov

Card Payment to Atlantis Food Cent 11.48


On 11 Nov

Card Payment to Pizza On Demand 13.00


On 12 Nov

Card Payment to WM Morrisons 21.00


Store On 13 Nov

Bill Payment to Andre Silva 50.00


Ref: Reserva

Bill Payment to Andre Silva 105.00


Ref: Reserva

Bill Payment to Metro Bank 130.00


Ref: Junior

Received From Plotegher Max Reni 3.00


Ref: Friend

Received From Roofoods Limited 5.77

Received From Max Plotegher 10.00


Ref: Chase

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 4 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
14 Nov Received From Roofoods Limited 14.51

Received From Roofoods Limited 18.86

Received From Max Plotegher 19.00


Ref: Chase

Received From Roofoods Limited 38.76

Received From Roofoods Limited 42.48

Received From Pereira DA Silva A 250.00 91.65


Ref: Conta

15 Nov Card Payment to Remitly.Com On 57.49


14 Nov

Card Payment to Liberty Food and 1.65


W On 14 Nov

Card Payment to Supersave Stores 2.59


On 14 Nov

Card Payment to Liberty Food & 3.44


Win On 14 Nov

Card Payment to Atlantis Food Cent 4.90


On 14 Nov

Card Payment to Mineiro Cafe On 14.80


14 Nov

Received From Roofoods Limited 2.00

Received From Pereira DA Silva A 10.00 18.78


Ref: Conta

16 Nov Card Payment to Supersave Stores 1.89


On 15 Nov

Card Payment to Atlantis Food Cent 3.54


On 15 Nov

Card Payment to Liberty Food and 8.08


W On 15 Nov

Received From Plotegher Max Reni 15.00 20.27


Ref: Friend

17 Nov Card Payment to Atlantis Food Cent 5.26


On 16 Nov

Card Payment to Liberty Food and 9.52


W On 16 Nov

Received From Pereira DA Silva A 4.00


Ref: Conta

Received From Roofoods Limited 16.28

Received From Roofoods Limited 26.59

Received From Roofoods Limited 49.96 102.32

18 Nov Card Payment to Remitly On 17 Nov 52.49

Card Payment to Shepherd Foods 0.99


On 17 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 5
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
18 Nov Card Payment to Liberty Food & 1.65
Win On 16 Nov

Card Payment to Liberty Food and 1.99


W On 17 Nov

Card Payment to Shell Willesden On 4.00


17 Nov

Card Payment to Shell Camden 4.98


Town On 17 Nov

Card Payment to Liberty Food and 6.99


W On 17 Nov

Card Payment to Sainsburys Smkt 7.00


On 17 Nov

Card Payment to WM Morrisons 8.50


Store On 17 Nov

Received From Roofoods Limited 26.77 40.50

21 Nov Card Payment to Remitly.Com On 52.49


18 Nov

Card Payment to Co-Op Group 0.95


Food On 18 Nov

Card Payment to Co-Op Group 1.35


Food On 20 Nov

Card Payment to Poundland Ltd On 1.50


19 Nov

Card Payment to Shepherd Foods 2.50


On 18 Nov

Card Payment to Shell Willesden On 3.02


18 Nov

Card Payment to Hampstead 3.09


Connect On 18 Nov

Card Payment to Shell Willesden On 4.11


20 Nov

Card Payment to Shell Willesden On 5.01


19 Nov

Card Payment to Ferreira Delicates 5.10


On 20 Nov

Card Payment to SQ *Varanda Brazil 6.80


On 19 Nov

Card Payment to Pret A Manger On 7.70


18 Nov

Card Payment to Copacabana 10.00


Gourmet On 18 Nov

Card Payment to Atlantis Food Cent 10.36


On 18 Nov

Bill Payment to Andre Silva 10.00


Ref: Reserva

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 6 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
21 Nov Bill Payment to Victor 50.00
Ref: Paggoo

Bill Payment to Andre Silva 50.00


Ref: Reserva

Bill Payment to Metro Bank 130.00


Ref: Junior

Received From Max Plotegher 11.00


Ref: Chase

Received From Plotegher Max Reni 14.00


Ref: Friend

Received From Plotegher Max Reni 50.00


Ref: Friend

Received From Roofoods Limited 69.23

Received From Roofoods Limited 78.10

Received From Roofoods Limited 94.32 3.17

22 Nov Card Payment to Liberty Food and 1.89


W On 21 Nov

Card Payment to Diamond Food 3.28


and W On 21 Nov

Card Payment to New Favourite On 5.00


21 Nov

Card Payment to Atlantis Food Cent 6.93


On 21 Nov

Bill Payment to Filipi Eduardo Alv 30.00


Ref: Feijoada

Received From Roofoods Limited 7.61

Received From Roofoods Limited 18.16

Received From Roofoods Limited 45.29 27.13

23 Nov Card Payment to Shepherd Foods 0.99


On 22 Nov

Card Payment to Liberty Food & 1.20


Win On 22 Nov

Card Payment to Sainsburys S/Mkts 2.75


On 22 Nov

Card Payment to Hampstead 3.10


Connect On 21 Nov

Card Payment to Hampstead 3.10


Connect On 21 Nov

Card Payment to Supersave Stores 3.29


On 22 Nov

Card Payment to Poise On 22 Nov 9.90

Card Purchase Apple.Com/Bill 0.79


Ireland On 22 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 7
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
23 Nov Received From Roofoods Limited 19.32

Received From Roofoods Limited 40.50 61.83

24 Nov Card Payment to Giffgaff On 23 Nov 20.00

Card Payment to Co-Op Group 1.20


Food On 23 Nov

Card Payment to Liberty Food and 1.49


W On 23 Nov

Card Payment to Copacabana 10.00


Gourmet On 23 Nov

Bill Payment to Andre Silva 59.00


Ref: Reserva

Received From Pereira DA Silva A 5.00


Ref: Conta

Received From Pereira DA Silva A 5.00


Ref: Conta

Received From Rosa Amelia Neres 10.00


Ref: Neres Amaral Rosa

Received From Roofoods Limited 18.43

Received From Roofoods Limited 20.12

Received From Roofoods Limited 34.15 62.84

25 Nov Card Payment to Liberty Food and 1.39


W On 24 Nov

Card Payment to Hampstead 1.90


Connect On 23 Nov

Card Payment to Co-Op Group 2.00


Food On 24 Nov

Card Payment to Hampstead 3.62


Connect On 23 Nov

Card Payment to Shell Willesden On 5.01


24 Nov

Card Payment to Ozgrill On 24 Nov 9.90

Card Payment to Apna Bazaar On 10.17


24 Nov

Bill Payment to Andre Silva 40.00


Ref: Reserva

Received From Rosa Amelia Neres 15.00


Ref: Neres Amaral Rosa

Received From Camilo DA Silva CA 20.00 23.85


Ref: Andre Silva

28 Nov Card Payment to Bet 365 Gibraltar 15.00


On 27 Nov

Card Payment to Co-Op Group 1.25


Food On 25 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 8 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
28 Nov Card Payment to Shell Willesden On 2.98
26 Nov

Card Payment to Shepherd Foods 3.54


On 25 Nov

Card Payment to Liberty Food and 3.58


W On 26 Nov

Card Payment to Liberty Food and 3.88


W On 26 Nov

Card Payment to 3.99


Zettle_*Haverstock On 25 Nov

Card Payment to Shell Willesden On 4.18


25 Nov

Card Payment to Liberty Food and 5.17


W On 25 Nov

Card Payment to Atlantis Food Cent 5.28


On 25 Nov

Card Payment to Alex Motorcycles L 7.00


On 26 Nov

Card Payment to SQ *Varanda Brazil 8.50


On 25 Nov

Card Payment to SQ *Varanda Brazil 8.60


On 27 Nov

Card Payment to Blue Moon On 26 8.95


Nov

Card Payment to Brazil Hair and Be 20.00


On 26 Nov

Bill Payment to Andre Silva 2.00


Ref: Reserva

Bill Payment to Andre Silva 15.00


Ref: Reserva

Bill Payment to Camilo DA Silva CA 20.00


Ref: Pppp

Bill Payment to Ana Neres 25.00


Ref: Iluzao

Bill Payment to Andre Silva 42.00


Ref: Reserva

Bill Payment to Andre Silva 50.00


Ref: Reserva

Bill Payment to Andre Silva 50.00


Ref: Reserva

Bill Payment to Andre Silva 50.00


Ref: Reserva

Bill Payment to Metro Bank 130.00


Ref: Junior

Received From Pereira DA Silva A 7.00


Ref: Conta

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 9
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
28 Nov Received From Max Plotegher 7.50
Ref: Chase

Received From Pereira DA Silva A 8.00


Ref: Conta

Received From Max Plotegher 10.00


Ref: Chase

Received From Pereira DA Silva A 10.00


Ref: Conta

Received From Pereira DA Silva A 10.00


Ref: Conta

Received From Pereira DA Silva A 12.00


Ref: Conta

Received From Max Plotegher 15.00


Ref: Chase

Received From Pereira DA Silva A 20.00


Ref: Conta

Received From Roofoods Limited 25.54

Received From Roofoods Limited 30.35

Received From Roofoods Limited 37.23

Received From Pereira DA Silva A 40.00


Ref: Conta

Received From Roofoods Limited 40.28

Received From Roofoods Limited 44.35

Received From Max Plotegher 50.00


Ref: Chase

Received From Max Plotegher 50.00


Ref: Chase

Received From Roofoods Limited 54.41 9.61

29 Nov Card Payment to Liberty Food & 1.65


Win On 28 Nov

Card Payment to Hampstead 3.51


Connect On 27 Nov

Card Payment to Liberty Food and 3.67


W On 28 Nov

Received From Pereira DA Silva A 2.00


Ref: Conta

Received From Roofoods Limited 14.23

Received From Roofoods Limited 25.13 42.14

30 Nov Card Payment to Co-Op Group 1.35


Food On 29 Nov

Card Payment to Shell Willesden On 2.23


29 Nov

Card Payment to Sainsbury's Smkt 3.75


On 29 Nov

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 10 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
30 Nov Card Payment to Shepherd Foods 4.14
On 29 Nov

Bill Payment to Andre Silva 25.00


Ref: Reserva

Bill Payment to Gustavo Santos 50.00


Ref: Feijoada

Received From Pereira DA Silva A 5.00


Ref: Conta

Received From Pereira DA Silva A 10.00


Ref: Conta

Received From Pereira DA Silva A 10.00


Ref: Conta

Received From Roofoods Limited 23.57

Received From Roofoods Limited 61.53 65.77

01 Dec Direct Debit to Devitt Ins Service 17.30


Ref: D2005118 001 00
This Is A New Direct Debit Payment

Card Payment to Uber *Eats On 30 12.74


Nov

Card Payment to Hampstead 1.80


Connect On 29 Nov

Card Payment to Shell Willesden On 2.74


30 Nov

Card Payment to Tesco Stores 5347 4.25


On 30 Nov

Card Payment to Hampstead 4.98


Connect On 29 Nov

Card Payment to Poundland Ltd On 5.00


30 Nov

Card Payment to Blue Moon On 29 8.95


Nov

Card Payment to German Doner 9.99


Kebab On 30 Nov

Tech Pck Fee Ref 3201202857 14.50

Bill Payment to Andre Silva 13.00


Ref: Reserva

Bill Payment to Andre Silva 25.00


Ref: Reserva

Received From Pereira DA Silva A 4.00


Ref: Conta

Received From Roofoods Limited 23.44

Received From Roofoods Limited 28.70

Received From Roofoods Limited 32.56 34.22

02 Dec Card Payment to Co-Op Group 1.35


Food On 01 Dec

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 11
Sort code 20-10-53 • Account number 53796868

Your transactions
Date Description Money out Money in Balance
02 Dec Card Payment to Liberty Food and 1.99
W On 01 Dec

Card Payment to Supersave Stores 3.29


On 01 Dec

Card Payment to Shell Willesden On 5.08


01 Dec

Card Payment to Mazal76 On 01 20.50


Dec

Received From Roofoods Limited 11.35 13.36

2 Dec End balance 13.36

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see


the next page for how to get in touch with us.

Credit interest rates


This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Page 12 Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-10-53 • Account number 53796868

How it works Get in touch


u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, TOTTENHAM COURT
including most individuals and businesses – are these are current at the time of printing the statement ROAD
covered by the scheme. We will issue the FSCS and may have changed during the statement period.
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show u Online banking help
in detail what is, and is not, covered by the FSCS, are gross annual rates. 0345 600 2323
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on Open 24/7 including holidays
statement. interest earned in excess of your Personal Savings
Allowance (with the exception of interest earned on u Lost and stolen cards
For further information about the compensation
ISAs, which continue to be free from UK tax for eligible 0800 400 100 (or +44
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer 2476 842 099 from
www.FSCS.org.uk.
to HMRC’s website
abroad)
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what Open 24/7 including holidays
The management of your tax affairs is your
costs and what doesn’t responsibility, including making any required Tell us straight away if:
declarations to HMRC. – you do not receive a
If you use your debit card in the UK Barclays will not
Barclays card you were
charge you for using your debit card in the UK when If you use your overdraft Facility expecting
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off – any of your cards are lost,
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your stolen or damaged
small number of ATM providers may charge a
account will reduce any balance in excess of your – you think someone else may
transaction fee but they should tell you about this
arranged overdraft facility first, and then your know your PIN.
on-screen before you commit to any transaction.
payments will go towards repayment of your
If you use your debit card abroad or make a debit overdraft. Call charges will apply
card payment in a foreign currency (either abroad or (please check with your
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with service provider). We may
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit monitor or record calls for
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our quality, security, and
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor training.
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call


0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 13

You might also like