Plot[edit]

Money God (Alan Tam) has caused trouble in Heaven and as punishment, he is sent to Earth to do
good deeds for mankind. His deific powers have been restricted and can only be restored at a time
of great need via a charm kept inside a silk brocade bag containing the words 'Kung Hei Fat Choy'.
Money God crashes in Hong Kong, the impact causing a massive hole and several blackouts in the
heart of the city. Several policemen and journalists including Ellen (Ann Bridgewater) arrive while
Money God emerges in the gathering crowd. Due to his unusual and anachronistic attire, he is
mistaken for a mental patient and chased by police. He hides inside a water bottle that is picked up
by Ben (Siu Ban Ban), Ellen's nephew. At home, Money God appears before Ben and befriends him
by making his toys perform for him. He convinces the child he is a deity but is attacked by Ben's
father, Fung (Dean Shek), who believes he is a robber. Money God eventually convinces him he is a
god of wealth by summoning a rain cloud and turning a cup into a ball of solid gold (although he
turns it into an ordinary ball upon seeing Fung reveal his greed for material wealth). He explains to
Fung that true wealth comes from within such as fulfilment from helping others, and decides to help
his fast food business from going bankrupt, promising him he will become a rich man in three
months if he lets him help. A gracious Fung declares Money God as his adopted father and gives
him a makeover to blend in with the crowd. At his restaurant, Money God convinces Fung to smile
more and to be considerate of those around as it is through their patronage that he earns a
livelihood. Sure enough, Fung becomes altruistic and respectful of his employees and customers,
and his business improves.

Fung is then taken to see a loan shark Mo (George Lam) to settle their debt. When he is unable to
pay, Mo threatens to remove his fingers and toes if he does not pay him back in ten days. Money
God, Ellen, and Ben later see Mo running for office and are disgusted by the sleazy and exploitative
nature of his campaign. Money God takes to the stage and makes a counter speech. He receives a
standing ovation (and Ellen's affection) while Mo is chased off. In retaliation, Mo and his henchmen
go to Fung's apartment and throw him off a balcony. Money God saves him and he meets Mo, who
immediately tries to exploit him for immeasurable wealth. Money God tricks Mo into acting like a
buffoon at a bank and Mo is thrown into a mental asylum. Humiliated, he swears revenge - by
enlisting the help of three Ghost Exterminators, who confront Money God and Fung's family at a toy
fair. However, Money God fends them off by animating several military toys. During the commotion,
Ben witnesses Mo and his henchmen abduct Ellen. He tells his father who immediately gives chase,
resulting in a highway pursuit across Hong Kong. Money God tries to use his powers to get her back,
but finds they have receded as unbeknownst to him, his charm had been lost by Ben who mistook
the pouch for a candy bag. Ellen fights her abductors, causing their car to crash. Money God finds
Mo and, pretending to be the spirit of his father, convinces him to use his money for good. Mo
proclaims his epiphany, writing off Fung's debt and vowing to Money God that he will mend his ways
before his bewildered henchmen. The group hold a celebration at Mo's headquarters.

Meanwhile, news of Money God's appearance in Hong Kong has caught the attention of NASA.
Mistaking his Hanfu dress as evidence of extraterrestrial technology, they send out forces armed
with plasma guns to apprehend him for experimentation. Mo is alerted of their presence and the
group escape to the rooftop. Money God realizes his charm has been lost and the encroaching
militia shoot at him, knocking him off the building. As he falls, his body lights up the characters 'Kung
Hei Fat Choy' and he is transformed back into his deific appearance, powers restored. He transforms
the plasma shots into gold coins that fall onto the streets, much to the delight of the pedestrians and
NASA forces, who cease in their pursuit of him. Money God is then called back to Heaven, having
fulfilled his purpose in helping out mankind by helping Fung and rehabilitating Mo. Years later, many
of the characters' lives are revealed to have changed for the better: Fung has become a successful
restaurateur, Mo has been elected mayor, and many members of his loan shark business have
become police officers.
Cast