Sandeep Sangolkar

Email ID: sandeepsangolkar5@gmail.com

Mobile: +91-9371529339

Retail Assets finance- Risk Management - Channel Management –Collection-Credit Processes

PROFESSIONAL CONTOUR
 Insightful total experience of with 4 years in the areas of Banking Retail Assets Finance.
 Rich experience in Supervising, Team handling & Managing Banking & finance activities of above
areas of Business action.
 Knowledge of Legal and Technical papers related to retail assets Business deals.
 Proficient in handling general Banking functions in co- ordination with internal-External department
for smooth business operations.
 An effective communicator with strong analytical skills and effective people management &
leadership abilities.
 Excellent interpersonal, organizational skill with demonstrated abilities in team management.

EMPLOYMENT CHRONICLE

Suryoday Microfinance ltd, Pune Relationship Officer Nov’15-Till date

Core Competencies
 Interacted with customers for application and documentation fulfillment.
 Responsible for sales activities to achieve numbers and value target of Unsecured loans
 Manage timely collections
 Co-coordinating with Branch head for monthly collections & have strong hold on timely collections
based on the demand list generated.
 Monitoring the daily remittance by individual loan customers.
 Ensuring & following the Company policies adhere to the Know Your Customer (KYC) and Anti Money
Laundering (AML) norms at all times.
 Looking out for stress signs in the client operations / activity and address them Regular interaction
with customers to understand and service their needs.

ICICI Bank ltd, Pune Junior Officer Dec’10-Sep ’12

Core Competencies
 Successfully achieved numbers and value target of Retail Asset finance.
 Effectively achieved Target of Auto loan.
 Effectively generated new business pipelines and enhancing existing customer services thereby
contributing to the branch profitability & quality customer relationship management.
 Interacted with the Branch staff to Support Business development.
 Maintained a lead tracker and pursue towards closure.
 Mapped client’s requirements and provided them expert advisory services pertaining to selection of
right products.

HBL GLOBLE PVT LTD, Pune Sales Executive Feb’09-Sep’10

Core Competencies
 Interacted with customers and Dealer staff for application and documentation fulfillment.
 Calculated the eligibility of customers by analysing their financial Documents; P&L Account, Balance
sheet, ITR etc.
 Properly Collected Documents from customer for Pre-Approval loan, and then at the time of
disbursement procedure submitting all required Documents as per the checklist.
 Involved in Checking files and follow-ups from login to disbursement & Credit reviews from Credit
Department, effectively handling PDC‘s Management as per bank credit norms.
 Interacted with the Ops Dept and credit Dept for speedy resolution of Disbursement procedure
within a TAT.
EDUCATION
Year Degree Name of the Institution/ University Major Field of Study
2009 B.com Pune University Banking & Finance
1999 HSC Maharashtra State Board ,Pune Commerce
1997 SSC Maharashtra State Board ,Pune

IT FORTE
 A good hands-on working knowledge of Microsoft applications- Word, Excel, Power Point
 Internet savvy.

CERTIFICATION

 Tally 9.0, Ms-cit certification.

STRENGTHS
 Flexible and easily adaptable to new technologies environment.
 Self motivated, quick, self starter and always keep learning new things.
 Possess excellent interpersonal, communication and organizational skill.

PERSONAL INFORMATION
DOB -14th Sep, 1981
Gender -Male
Languages Known -English, Marathi & Hindi
Marital Status -Married
Permanent Address - Tangewale (A) society, Bldg –C, flat no-05, Aranyeshwar, sahakarnagar no-01,
Pune-411009.
References - To be furnished upon request

I here with affirm that the above mentioned information is true to the best of my knowledge &
belief.

Yours truly,

Sandeep Sangolkar