lower version calculator
Ordinary
Annuity
F=R X ((((1+i) ^n)-1)÷i)
P= R X ((1-(1+i)^(-)n)÷i)
R= F÷((((1+i)^n)-1)÷i)
R= P÷ ((1-(1+i)^(-)n)÷i)
𝑤ℎ𝑒𝑟𝑒𝑖𝑛
𝑟 −amount of each payment or regular payment
𝑗 − nominal rate
𝑘 − number of conversions
𝑑 − 𝑛𝑢𝑚𝑏𝑒𝑟 𝑜𝑓 𝑑𝑒𝑓𝑒𝑟𝑟𝑒𝑑 𝑝𝑒𝑟𝑖𝑜𝑑𝑠
Annuity Due Deferred Annuity
F=R X (((((1+i) ^n)-1)÷i)(1+i)) F=R X ((((1+i) ^ (-)n)-1)÷i)
P= R X (((1-(1+i)^(-)n)÷i)(1+i)) P=R X (((1-(1+i)^(-)(n+d))÷i)-((1-(1+i)^(-)d)÷i))
R=F ÷(((((1+i) ^n)-1)÷i)(1+i))
R=P÷(((1-(1+i)^(-)(n+d))÷i)-((1-(1+i)^(-)d)÷i))
R=P÷(((1-(1+i)^(-)n)÷i)(1+i))
𝑗
𝑖 − interest rate per period, where 𝑖 = 𝑘
𝑛 − total number of conversion periods, where 𝑛 = 𝑘𝑡
𝑡 −number of years
𝑝 − 𝑝𝑟𝑒𝑠𝑒𝑛𝑡 𝑜𝑟 𝑝𝑟𝑖𝑛𝑐𝑖𝑝𝑎𝑙 𝑎𝑚𝑜𝑢𝑛𝑡
𝑓 − 𝑓𝑢𝑡𝑢𝑟𝑒 𝑣𝑎𝑙𝑢𝑒
 Higher version calculator

Ordinary
Annuity Due Deferred Annuity
Annuity

(𝟏 + 𝒊)𝒏 − 𝟏 (𝟏 + 𝒊)𝒏 − 𝟏 (𝟏 + 𝒊)𝒏 − 𝟏

𝑭=𝑹× 𝑭 =𝑹×( (𝟏 + 𝒊)) 𝑭= 𝑹×
𝒊 𝒊 𝒊

𝟏 − (𝟏 + 𝒊)−𝒏 𝟏 − (𝟏 + 𝒊)−𝒏 𝟏 − (𝟏 + 𝒊)−(𝒏+𝒅) 𝟏 − (𝟏 + 𝒊)−𝒅

𝑷 =𝑹×( ) 𝑷 =𝑹×( (𝟏 + 𝒊)) 𝑷 =𝑹×( − )
𝒊 𝒊 𝒊 𝒊

𝑭 𝑭
𝒓= 𝒓=
(𝟏 + 𝒊)𝒏 − 𝟏 (𝟏 + 𝒊)𝒏 − 𝟏 𝑷
( ) ( (𝟏 + 𝒊)) 𝒓=
𝒊 𝒊 𝟏 − (𝟏 + 𝒊)−𝒏+𝒅 𝟏 − (𝟏 + 𝒊)−𝒅
( − )
𝑷 𝒊 𝒊
𝑷
𝒓= 𝒓=
𝟏 − (𝟏 + 𝒊)−𝒏 𝟏 − (𝟏 + 𝒊)−𝒏
( ) ( (𝟏 + 𝒊))
𝒊 𝒊
𝑤ℎ𝑒𝑟𝑒𝑖𝑛 𝑗
𝑖 − interest rate per period, where 𝑖 = 𝑘
𝑟 −amount of each payment or regular payment
𝑛 − total number of conversion periods, where 𝑛 = 𝑘𝑡
𝑗 − nominal rate
𝑡 −number of years
𝑘 − number of conversions
𝑝 − 𝑝𝑟𝑒𝑠𝑒𝑛𝑡 𝑜𝑟 𝑝𝑟𝑖𝑛𝑐𝑖𝑝𝑎𝑙 𝑎𝑚𝑜𝑢𝑛𝑡
𝑑 − 𝑛𝑢𝑚𝑏𝑒𝑟 𝑜𝑓 𝑑𝑒𝑓𝑒𝑟𝑟𝑒𝑑 𝑝𝑒𝑟𝑖𝑜𝑑𝑠 𝑓 − 𝑓𝑢𝑡𝑢𝑟𝑒 𝑣𝑎𝑙𝑢𝑒