KOTAK MAHINDRA BANK

CREDIT CARD
Kotak League Platinum
Credit Card

Joining fee Annual fee

Free Free
Kotak Mojo Platinum
Credit Card

Joining fee Annual fee

Free ₹1000
 Benefits of
Kotak League Platinum Credit Card

Welcome Benefits Milestone Rewards

● 500 Bonus reward points* ● Spend ₹1.25 lakh every 6 months ● Earn 9 reward points*
and get 4 free* PVR tickets or
10,000 bonus reward points
 Benefits of
Kotak League Platinum Credit Card

Others
● Contactless payment

● Get a railway surcharge waiver of up to ₹500

annually

● 1% fuel surcharge is waived off for all fuel

transactions between ₹500 & ₹3,000

● Get a protection liability up to ₹1,25,000 in case of

theft or loss of card up to 7 days
 Benefits of
Kotak Mojo Platinum Credit Card

Welcome Benefits Milestone Travel

● 500 Bonus Reward Points* ● Get 2500* Mojo points every ● Get 2 complimentary domestic
quarter on spending ₹75,000. airport lounge access every
Valid for the first year only quarter (8 per year)
 Benefits of
Kotak Mojo Platinum Credit Card
Rewards
● Get 2.5 Mojo points for every spend of
₹100 on online purchases
● Get 1 Mojo point for every spend of ₹
100 on all other spends
● Get 5 Mojo points for every ₹100 spent
on KayMall
Others
● Contactless payment
● Insurance cover worth ₹1.25 lakhs against
unauthorized transactions on a lost/stolen card
● Save railway surcharge of 1.8% for transactions
on www.irtc.co.in
● Save 2.5% for transactions on Indian Railways
booking counters
● 1% fuel surcharge is waived off for all fuel
transactions between ₹500 & ₹3,000
Eligibility Criteria Salaried
❏ Age Group: 21 - 65 years

❏ Income Range: ₹40,000+ net income per month

❏ Documents Required:

● Identity proof: Any one of the documents - Passport, PAN

Card, Ration Card, Aadhaar Card, Voter ID Card, Driving
Licence, or any other government-approved ID

● Address proof: Any one of the documents - Telephone bill,

Electricity bill, Passport, Ration card, Rental agreement,
Aadhaar card, or any other government-approved ID

● Income Proof: Salary certificate, Recent salary slip,

Employment letter
Eligibility Criteria Self-employed
❏ Age Group: 21 - 65 years

❏ Income Range: You must have a regular source of income

❏ Documents Required:

● Identity proof: Any one of the documents - Passport, PAN Card,

Ration Card, Aadhaar Card, Voter ID Card, Driving Licence, or any
other government-approved ID

● Address proof: Any one of the documents - Telephone bill, Electricity

bill, Passport, Ration card, Rental agreement, Aadhaar card, or any
other government-approved ID

● Income Proof: Certified financials, Recent ITR (Income Tax Returns),

Audited profit and loss statement or balance sheet, etc.
Other Eligibility Criteria
● Minimum CIBIL score of 730
● Minimum CIBIL history of at least 9 months
● You must be new to Kotak Mahindra Bank
Application Process
Visit the Kotak Mahindra Bank website by
clicking on the link and start the
application journey.
01 Choose your card:

Check out the benefits of all

Kotak credit cards and choose
the one that suits your needs
Click on ‘Get your card now’
02 Mobile number
authentication:

Enter your mobile Enter the OTP sent

number, give consent to your mobile
and continue number and verify
03 Fill in your details:
Enter your personal details such as your
PAN number, date of birth, email address,
gender, etc., and click on 'Next'
Enter your mother's maiden name, father's
name, marital status and click ‘Next’
 If your residential
address is the same as
Enter your work details
your permanent
such as employment type,
address, please tick
company email address,
the checkbox or type
company name, monthly
your residential
income, etc.
address
Confirm your current residential address
and click on ‘Submit’
Select the card
delivery address,
accept the terms &
conditions and
proceed
 Enter the OTP sent
Enter your Aadhaar
to your Aadhar
number or Virtual ID and
linked mobile
give consent
number and verify
04 Complete your KYC:

You can go through 2 different

flows depending on your profile:

a. In the happy flow, you will directly go through the

KYC process of completing eKYC and v-KYC.

b. Some users will be asked to upload documents

and complete further verification from the bank
before completing v-KYC.
Make sure you keep your
original PAN card handy to
complete the video KYC
process. You have the
flexibility to complete the
video KYC call either right Set your MPIN and
away or at a later time. confirm
Your card will be created instantly and
ready to use
If you are asked to upload
documents, confirm your Select your card
office address delivery address
Upload documents such
as latest 3 months
salary slips, credit
card/bank statement to
verify your application
 ❏ How do I redeem my Kotak League Platinum Credit Card
rewards?

You can easily redeem the reward points against a variety of

options like airline tickets, air miles, cash, movie tickets,

Help & Support

merchandise, mobile recharges and more.

❏ Can I use Kotak League Platinum Credit Card

FAQs internationally?

Yes, this credit card can be used for international transactions

as well. However, a foreign exchange markup fee will be
applicable on transactions made in foreign currency.
 ❏ How do I redeem my Kotak Mojo Platinum Credit Card
reward points?

You can redeem your Kotak credit card rewards through

cash, airline tickets, movie tickets, mobile recharge, or
branded merchandise.

❏ How many airport lounge visits can I get in a quarter with

Help & Support

Kotak Mojo Platinum Credit Card?

You can get 2 visits per quarter.

FAQs ❏ My Mojo points are valid for how long?

Mojo points are valid for 1 year from the date of accrual.

❏ To get the railway waiver, should I book only through

IRCTC?

Yes, you should book your tickets via IRCTC to get the
railways waiver.
 ❏ Can I make contactless payments via Kotak Mojo Platinum
Credit Card?

Yes, you can make contactless payments for transactions of

up to ₹5,000.

❏ What is the limit of Kotak Mojo Platinum Credit Card?

Help & Support There is no fixed credit limit that is assigned to every Mojo

FAQs
Platinum Credit cardholder, but it can vary on the basis of
different factors including your income, credit score, etc.

❏ How can I connect with Kotak Mahindra Bank customer

care?

If you have any queries, you can contact customer care 1860
266 0811 from 9.30 AM to 6.30 PM (Monday to Saturday
excluding Bank holidays)
Congratulations!
Enjoy the benefits of Kotak Mahindra Bank Credit Card.