Personalised proposal for securing your family

with

Hi ,
Thank you for choosing ICICI Prudential
Life Insurance to secure your loved ones
financially.
 Snapshot of your plan

Details of the Life Assured (person covered under the policy):

Name Age Gender

43 Male

You pay

Yearly premium of
` 1,23,056/- for 22 years

Year
Jan 2024 Jan 2045 Jan 2046

You get

Coverage Coverage details Coverage term

22 years
In your absence, your nominee
Life cover from Jan 2024
will receive a lump sum of ` 3,00,00,000/-
to Jan 2046

On diagnosis of any of the covered 22 years

Accelerated
critical illnesses, you will receive from Jan 2024
critical illness cover to Jan 2046
a lump sum payout of ` 50,00,000/-

On occurrence of death due to an accident, 22 years

Accidental
your nominee will receive an additional from Jan 2024
death benefit to Jan 2046
lump sum payout of ` 50,00,000/-
 Detailed break-up of premium amount incl. of taxes

Yearly Applicable Tax benefit

Premium taxes under

`
Life cover ` 84,616/- ` 15,232/- Section 80C

Accelerated critical illness cover ` 35,590/- ` 6,406/- Section 80D

Accidental death benefit ` 2,850/- ` 513/- Section 80C

Total Yearly Premium ` 1,23,056/- + ` 22,151/- =` 1,45,207/-

The above premium is payable for 22 years

A discount on 1st year’s premium of Death Benefit, Terminal Illness and Waiver of Premium on permanent disability
(excluding rider premiums, underwriting extra premiums and taxes) shall be applicable for salaried customers where sum
assured is greater than or equal to ₹ 15,000,000. This discount will be 10% for a Regular Pay policy and 15% for a Limited
Pay policy.

Why choose us:

` 7.72 Cr ` 2.36 Lakh Cr

Lives covered as on Benefits paid till
March 31, 2023 March 31, 2023

` 2.50 Lakh Cr Quick claim settlement

Assets under management as on Quick claim settlement
March 31, 2023 process available

Tax Saving
Tax benefits may be applicable on
premiums paid & benefits received

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105.CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025.ICICI Pru iProtect Smart,
UIN: 105N151V10 . For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Sep/2023/279/4227.
 Benefit Illustration of ICICI Pru iProtect Smart (UIN:105N151V10) Date: 06-Jan-2024 08:56:55
A Non-Linked Non-Par Life Individual pure risk premium product IP :0:0:0:0:0:0:0:1
Prepared For: Mr.

Sales Channel : BOL

Customer Details
Age : 43 years Smoker / Non-Smoker : Smoker
Gender : Male
Policy Details
Payment details : Benefit details :
Premium payment term : 22 years Policy Term : 22 years
Premium payment frequency : yearly Benefit Option : All in One
yearly premium : Rs. 123,056 Death benefit payout option : Lump Sum
Please refer the section "Premium details" for a detailed break-up of
premium payable
A discount on 1st year’s premium of Death Benefit, Terminal Illness and Sum Assured on Death or : Rs. 30,000,000
Waiver of Premium on permanent disability (excluding rider premiums, Terminal Illness
underwriting extra premiums and taxes) shall be applicable for salaried
customers where sum assured is greater than or equal to Rs. 15,000,000.
This discount will be 10% for a Regular Pay policy and 15% for a Limited
Pay policy.
Accidental Death(AD) Benefit : Rs. 5,000,000
Accidental Death(AD) Benefit : 22 years
Period
Accelerated Critical Illness : Rs. 5,000,000
(ACI) Benefit
Accelerated Critical Illness : 22 years
(ACI) Benefit period

Premium Details
Benefit Death Benefit/ Accidental Death Accelerated Critical Total (1+2+3)
Terminal Illness Benefit (2) Illness Benefit (3)
Benefit and Waiver
of Premium on
Permanent Disability
due to Accident(1)
yearly Premium (i) Rs. 84,616/- Rs. 2,850/- Rs. 35,590/- Rs. 123,056/-
GST (ii) Rs. 15,232/- Rs. 513/- Rs. 6,406/- Rs. 22,151/-
Total yearly premium payable (i + ii) Rs. 99,848/- Rs. 3,363/- Rs. 41,996/- Rs. 145,207/-
Tax benefits: Premiums paid under Death Benefit & Accidental Death Benefit may be claimed as deductions under section 80 C of Income Tax Act, 1961. Premiums paid
under Accelerated Critical Illness Benefit may be claimed as deductions under section 80 D of Income Tax Act, 1961.

Please note:

i. The above information must be read in conjunction with the sales brochure and policy document.
ii. The above illustration is applicable to a standard life from medical, life style and occupation point of view.
iii. In case of permanent disability due to accident, all future premiums payable under this policy will be waived off.
iv. In the event of Accelerated Critical Illness, the Death Benefit is reduced to the extent of Accelerated Critical Illness Benefit
paid. Please refer to the policy terms & conditions for complete details.
v. Tax benefits may be available as per the prevailing Income Tax laws.
I ___________________________(Name), having received the information I ___________________________(Name), have explained the
with respect to the above,have understood the above illustration before above illustration and the terms and conditions of this product to
entering into the contract. the Policyholder.

Policyholder's Signature :___________________________ Marketing official's Signature :

Place : Company Seal :
Date : Place :
Date :
ICICI Prudential Life Insurance Company Limited.
1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com