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uh,
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a home,
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home or home loan Insurance research can make,
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uh,
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problem for his career.
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Uh,
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home loan insurance.
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We have information or a
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home insurance home
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insurance.
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Are you aware of the product options in variety?
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No.
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Haar is product.
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Do you know the types of coverage within home loan insurance,
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home loan insurance?
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Are you aware of any terms and condition?
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No,
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I am not aware about this.
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Ok,
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uh,
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do you find,
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uh,
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term loan insu term loan easier,
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uh,
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to have than home loan insurance?
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No.
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Both are similar banks.
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Do their own take their own time to issue loans.
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Or,
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uh,
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Grant,
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how easier is it to find term loan compared to home loan insurance
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Term loan to ke to home loan insurance
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with the coin information.
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OK,
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now,
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coming to affordability.
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What is the perceived value versus average?
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Uh,
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Price encountered.
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Any idea?
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No,
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I don't have any idea about this.
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Ok,
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ticket size of the home loan taken that you have taken or the one you are,
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uh,
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you would have actually taken nearly ₹2 crore.
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Ok,
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so where do you reside?
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Uh,
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that is urban tyre one or urban tyre.
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one.
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OK,
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what is the family dependent in?
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Number of owners in your family.
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Three dependents and earners are the only one myself.
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Ok,
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uh,
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do you wish to give more?
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Uh uh,
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money for any extra coverage that the insurance might be asking for?
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Or do you value the tax benefit?
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Uh,
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that you can have by giving some extra money
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insurance benefit
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right now Coming to,
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uh,
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do banks usually ask your income eligible income and age when
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you go for a home loan?
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Yes,
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Bank income eligibility.
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We check up there,
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or a detail will take income.
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I or CM Low insurance loan form.
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What is repayment?
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Karpa.
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What is the usually age range that they give loan to
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loan?
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They give from 25 to 5060 years of age.
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OK,
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do you do?
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Do they ask,
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uh,
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what type of business job or work experience Do you have?
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Medical business income case source keeping retail it there.
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Ok,
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uh,
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do you prefer any club offerings or add-ons by giving extra money in general,
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who's got benefit?
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They could decide sector.
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OK,
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uh OK.
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And now coming to the process of,
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uh,
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process,
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uh,
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what prefers What channels do you prefer Online player or
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online?
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With offline or only offline players?
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Both types of things can go.
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You can do online also and offline also.
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Ok,
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so how much do you value trust in,
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uh,
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this segment?
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Uh,
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suppose if any new player comes who do who is not,
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uh,
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much who do not have much brand value or something,
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but is,
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uh,
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offering at lower price.
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Will you go for lower price or trust?
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Definitely trust.
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Ok,
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uh,
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but suppose if you are,
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uh uh,
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if you have the option for going for a lower price,
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how much,
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uh,
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less price Will you want from the new player?
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No,
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it depends on market marketing is a much bigger thing than the price
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only.
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OK,
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so last question.
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Do you prefer speediness and convenience of transaction or you don't
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mind any difficult?
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Uh,
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difficult process of transaction.
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Speediness go.
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Uh,
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edu K or right?
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Thank you,
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sir.
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