STUDENT LOAN PAY LATER AFTER WORK FINANCING COMPANY BUSINESS MODEL CANVAS

KEY PARTNERS KEY ACTIVITIES VALUE PROPOSITIONS CUSTOMER CUSTOMER SEGMENTS

1. Educational institutions for
student outreach, financial aid
offices,and endorsement of the
program
2. Employers for job
placements and potential
repayment assistance program.
1. Loan assessment and approval processes
to determine eligibility and loan amounts.
2. Establishing partnerships with
universities, colleges, and vocational
schools to reach potential borrowers
3. Developing a network of employers
willing to participate in the program and
offer job placements to graduates.
KEY RESOURCES
1. Funding Capital
2. Legal and Regulatory
Compliance
3. Financial Partners
1. Accessible education financing
without the immediate burden of
repayment, enabling students to
focus on their studies and career
prospects.
2. Opportunity for students to
secure higher education and
better job prospects without the
financial constraints often
associated with traditional
student loans.
2. Collaborations with educational institutions
RELATIONSHIP 1. Career Changers
1. Personalized support throughout the loan
application process, including guidance on 2. Non-Traditional Students
financial planning and repayment terms.
3. Undergraduate Students
4. Graduate Students
2. Continued engagement with borrowers post-
graduation to assist with job placement and
5. parents or guardians
facilitate loan repayment.
6. employers
CHANNEL
1. Online platform for loan applications,
information dissemination, and borrower
communication.
for in-person outreach and promotion.

COST STRUCTURE REVENUE STREAM

1. Operational costs for maintaining the online platform, staffing 1. Income primarily generated through interest charged on the loans
for customer support, and loan servicing. disbursed to students.
2.Marketing and promotional expenses to attract borrowers and 2. Additional revenue from partnerships with educational institutions
establish partnerships. or employers who may provide sponsorships or referral bonuses