Professional Documents
Culture Documents
2024 12 31 Statement
2024 12 31 Statement
Account Number:
PO Box 1800 1 301 2971 4940
Saint Paul, Minnesota 55101-0800 Statement Period:
9280 TRN S Y ST01 Dec 01, 2023
through
Dec 31, 2023
Page 1 of 3
000106619 00 SP 106481851338800 E
HOLDER CONSULTATIONS LLC
COREY WILLIAM HOLDER
% To Contact U.S. Bank
Deposits I Credits
Date Description of Transaction Ref Number Amount
Dec 03 Visa Direct PAYPAL*Perlow Al 8607171056 $ 99.00
Dec 05 Zelle Instant PMT From ARNO PERLOW 100.00
On 12/ 04/ 23 PMT ID=PNC013608186
Dec 10 Zelle Instant PMT From ARNO PERLOW 100.00
On 12/09/23 PMT ID=PNC013684985
Dec 15 Zelle Instant PMT From ARNO PERLOW 100.00
On 12/14/23 PMT ID=PNC013699296
Dec 15 Zelle Instant PMT From ARNO PERLOW 50.00
On 12/14/23 PMT ID=PNC013717143
Dec 16 Zelle Instant PMT From ARNO PERLOW 100.00
On 12/15/23 PMT ID=PNC013933305
Dec 16 Zelle Instant PMT From ARNO PERLOW 100.00
On 12/15/23 PMT ID=PNC013979006
Dec 22 Electronic Deposit From VENMO 1.00
REF=192100184060920NOO CASHOUT 5264681992
Dec 23 Zelle Instant PMT From ARNO PERLOW 200 .00
On 12/22/23 PMT ID=PNC014193438
Dec 25 Zelle Instant PMT From ARNO PERLOW 50.00
On 12/24/23 PMT ID=PNC014611386
Dec 27 Zelle Instant PMT From ARNO PERLOW 200 .00
On 12/26/23 PMT ID=PNC014631937
Dec 31 Zelle Instant PMT From ARNO PERLOW 2,268.59
On 12/30/23 PMT ID=PNC014823113
Card Withdrawals
Card Number: xxxx-xxxx-xxxx-7420
Date Description of Transaction Ref Number Amount
Dec 17 Debit Purchase - VISA On 121723 866-712-7753 CA 8100093189 $ 14.43-
APL* ITUNES.COM/ REF # 24692169198100093189880
Dec 18 Debit Purchase - VISA On 121723 RICHMOND HEI MO 9100655200 23.57-
PANERA BREAD #60 REF # 24692169199100655200744
Dec 22 Debit Purchase WALGREENS STORE RICHMOND HEIMO 1907191849 3.91-
431919 On 121923 ILK1TERM REF 920023431919
Dec 22 Debit Purchase WALGREENS STORE RICHMOND HEIMO 4707201309 17.01-
044547 On 122023 ILK1TERM REF 920118044547
BALANCE YOUR ACCOUNT
To keep track of all your transactions, you should balance your account every month. Please examine
this statement immediately. We will assume that the balance and transactions shown arecorrect unless
you notify us of an error.
Outstanding Deposits
DATE AMOUNT 1. List any deposits that do not appear on your statement in the Outstanding Deposits section at the
left. Record the total.
2. Check off in your checkbook register all checks, withdrawals (including Debit Card and ATM) and
automatic payments that appear on your statement. Withdrawals that are NOT checked offshould
be recorded in the Outstanding Withdrawals section at the left. Record the total.
TOTAL
3. Enter the ending balance shown on this statement. $ _____________
Outstanding Withdrawals
DATE AMOUNT 4. Enter the total deposits recorded in the Outstanding Deposits section. $ _____________
5. Total lines 3 and 4. $ _____________
6. Enter the total withdrawals recorded in the Outstanding Withdrawals section. $ _____________
7. Subtract line 6 from line 5. This is your balance. $ _____________
8. Enter in your register and subtract from your register balance any checks, withdrawals or other
debits (including fees, if any) that appear on your statement but have not been recorded in your
register.
9. Enter in your register and add to your register balance any deposits or other credits (including
interest, if any) that appear in your statement but have not been recorded in your register.
10. The balance in your register should be the same as the balance shown in #7. If it does not match,
review and check all figures used, and check the addition and subtraction in your register. If
necessary, review and balance your statement from the previous month.
TOTAL
Reserve Line Balance Computation Method: To determine your Balance Subject to Interest Rate, use the dates and balances provided in the Reserve Line Balance Summary
section. The date next to the first Balance Subject to Interest is day one for that balance and is applicable up to (but not including) the date of the next balance (if there is one). We multiply
the Balance Subject to Interest by the number of days it is applicable and add them up to get the same number of days in the billing cycle. We then divide the result by the number of billing
days in the cycle. This is your Balance Subject to Interest Rate. Any unpaid interest charges and unpaid fees are not included in the Balance Subject to Interest. The ***INTEREST
CHARGE*** begins from the date of each advance.
REPORTS TO AND FROM CREDIT BUREAUS FOR RESERVE LINES
We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
CONSUMER REPORT DISPUTES
We may report information about account activity on consumer and small business deposit accounts and consumer reserve lines to Consumer Reporting Agencies (CRA). As a result, this
may prevent you from obtaining services at other financial institutions. If you believe we have inaccurately reported information to a CRA, you may submit a dispute by calling
844.624.8230or by writing to: U.S. Bank Attn: Consumer Bureau Dispute Handling (CBDH), P.O. Box 3447, Oshkosh, WI 54903-3447. In order for us to assist you with your dispute, you
must provide: your name, address and phone number; the account number; the specific information you are disputing; the explanation of why it is incorrect; and any supporting
documentation (e.g., affidavit of identity theft), if applicable.
Member FDIC
HOLDER CONSULTATIONS LLC BusinessStatement
271 W. SHORT ST STE 410 #806
Account Number:
LEXINGTON, KY 40507
1-301-2971-4940
Statement Period:
Dec 01, 2024
through
Dec 31, 2024
Page 2 of 3
Page 3 of 3
Other Withdrawals
Date Description of Transaction Ref Number Amount
Dec 23 Electronic Withdrawal To CHARTER COMM $ 109.97-
REF=192030151552490NOO 95000000000NLINE
PMTUSB857933993POS
Dec 30 Electronic Withdrawal To VENMO 1.00-
REF=192100184058980NOO 3264681992PAYMENT 2316211247
Dec 30 Electronic Withdrawal To SPIRE MISSOURI 41.19-
REF=192100215509610NOO 95000000000NLINE
PMTUSB857933993POS
Dec 31 Electronic Withdrawal To VENMO 5.00-
REF=192110112296100NOO 3264681992PAYMENT 2320936068
Dec 31 Electronic Withdrawal To Speedpay 106.34-
REF=192240167443450NOO 9212021104wuAmerenM09351607185
Balance Summary
Date Ending Balance Date Ending Balance Date Ending Balance
Dec 07 490 .32 Dec 17 641.42 Dec 26 437 .38
Dec 08 566.75 Dec 20 524.60 Dec 28 366.17
Dec 09 766.75 Dec 21 504.28 Dec 29 488.15
Dec 10 795.83 Dec 22 629.52 Dec 30 340.31
Dec 13 559.11 Dec 25 535.61 Dec 31 2,653.09
Dec 15 611.59