Commission

Structure
Applicable to all Financial Consultants of Agency Channel (Excluding ABP)

Protection

Traditional

Unit-Linked

Health
Version 3

Pension
Commission Structure : Applicable with effect from 04th Oct 2023
 Commission
Structure
Applicable to all Financial Consultants of Agency Channel

CATEGORY I
Existing FCs: All FCs of Agency Channel
coded on or before 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced

FYFP of >=2 Lacs within 12 months from
the date of coding

CY FCs Date of Appointment: On or

After 01st Aug’23

CATEGORY II
CY FCs <2 L: Newly coded FCs sourced
FYFP of <2 Lacs within 12 months from
the date of coding

CY FCs Date of Appointment: On or

After 01st Aug’23
Version 3

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission
Structure
CATEGORY I

Applicable to all Financial Consultants of Agency Channel

(Excluding ABP)
Version 3

Commission Structure : Applicable with effect from 04th Oct 2023

Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before
Protection 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission

Single premium 2.00% -

PPT 5 13.50% 3.00%

Rates mentioned here is applicable only to

PPT 6 16.50% 3.00%

CATEGORY I

PPT 7 18.75% 3.00%

Click 2 Protect
PPT 8 21.75% 3.00%
Life

PPT 9 24.75% 3.00%

PPT 10 26.75% 3.00%

PPT 11 29.75% 3.00%

PPT 12+ 31.75% 3.00%

Commission Structure : Applicable with effect from 04th Oct 2023

Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before
Protection 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission

Single premium 2.00% -

PPT 5 13.50% 3.00%

PPT 6 16.50% 3.00%

Rates mentioned here is applicable only to

PPT 7 18.75% 3.00%

Click 2 Protect
CATEGORY I

PPT 8 21.75% 3.00%

Super
PPT 9 24.75% 3.00%

PPT 10 26.75% 3.00%

PPT 11 29.75% 3.00%

PPT 12+ 31.75% 3.00%

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission

PPT 10 15.00% 2.00%

Click 2 Protect
Elite PPT 15 15.00% 2.00%

Commission Structure : Applicable with effect from 04th Oct 2023

Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before
Protection 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

Single premium 2.00% -

PPT 5 13.50% 2.00%
PPT 6 16.50% 2.00%
PPT 7 18.75% 2.00%
Saral Jeevan PPT 8 21.75% 2.00%
Rates mentioned here is applicable only to

Bima
PPT 9 24.75% 2.00%
PPT 10 26. 75% 2.00%
CATEGORY I

PPT 11 29.75% 2.00%

PPT 12+ 31.75% 2.00%
PPT 5 13.50% 0.50%
PPT 6 16.50% 0.50%
PPT 7 18.75% 0.50%
PPT 8 21.75% 0.50%
Smart Protect PPT 9 24.75% 0.50%
Plan PPT 10 26.75% 0.50%
PPT 11 29.75% 0.50%
PPT 12+ 31.75% 0.50%

Top-up premium 2.00% 0.00%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before

Traditional
31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

HDFC Life Sanchay Fixed Maturity Plan

Launched on 14th Oct 2021

Premium First Year Commission *Base

Ticket size Renewal
(Per Policy) PPT Commission
PPT 5 PPT 6 PPT 7 PPT 8 PPT 10
12+

1 to less than
Rates mentioned here is applicable only to

10.00% 12.50% 15.50% 18.50% 23.75% 27.75% 2.00%

50000

50000 to less
CATEGORY I

10.75% 13.50% 16.50% 18.75% 24.75% 28.75% 2.00%

than 100000

100000 to less
11.75% 14.50% 17.50% 19.75% 25.75% 29.75% 2.00%
than 150000

150000 to less
12.50% 15.50% 18.50% 20.75% 26.75% 30.75% 2.00%
than 200000

200000 & Above 13.50% 16.50% 18.75% 21.75% 26.75% 31.75% 2.00%

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission

HDFC Life
Sanchay Fixed Single Premium 2.00% 0.00%
Maturity Plan

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before
Traditional 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

HDFC Life Sanchay PAR Advantage

First Year Commission *Base
Premium Ticket size
Renewal
(Per Policy)
PPT 6 PPT 8 PPT 10 PPT 12 Commission

1 to less than 50000 12.50% 18.50% 23.75% 27.75% 3.00%

50000 to less than 100000 13.50% 18.75% 24.75% 28.75% 3.00%

Rates mentioned here is applicable only to

100000 to less than 150000 14.50% 19.75% 25.75% 29.75% 3.00%

150000 to less than 200000 15.50% 20.75% 26.75% 30.75% 3.00%

CATEGORY I

200000 & Above 16.50% 21.75% 26.75% 31.75% 3.00%

HDFC Life Sanchay PAR Advantage (New

Variant)
First Year Commission
Premium Ticket size *Base Renewal
(Per Policy) Commission
PPT 5 PPT 7 PPT 9

1 to less than 50000 10.00% 15.50% 20.75% 3.00%

50000 to less than 100000 10.75% 16.50% 21.75% 3.00%

100000 to less than 150000 11,75% 17.50% 22.75% 3.00%

150000 to less than 200000 12.75% 18.50% 23.75% 3.00%

200000 & Above 13.50% 18.75% 24.75% 3.00%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before
Traditional 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

HDFC Life Super Income Plan

Applicable to all policies having “Risk Commencement Date” on or after 07th
Aug’20

First Year Commission

*Base
Premium Ticket size
Renewal
(Per Policy) PPT 5 PPT 8 PPT 10 PPT 12 Commission

1 to less than 50000 10.00% 18.50% 23.75% 27.75% 6.00%

Rates mentioned here is applicable only to

50000 to less than 100000 10.75% 18.75% 24.75% 28.75% 6.00%

CATEGORY I

100000 to less than 150000 11.75% 19.75% 25.75% 29.75% 6.00%

150000 to less than 200000 12.50% 20.75% 26.75% 30.75% 6.00%

200000 & above 13.50% 21.75% 26.75% 31.75% 6.00%

Applicable to all policies having “Risk Commencement Date” on or after 07th Aug’20

Premium Paying First Year *Base Renewal

Product
Term (PPT) Commission Commission

HDFC Life
Single Premium 2.00% 0.00%
Super Income Plan

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before

Traditional
31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Base
Premium Paying Term First Year
Product Renewal
(PPT) Commission
Commission

PPT 10 26.75% 3.00%

HDFC Life
Sampoorn PPT 11 29.75% 3.00%
Samridhi Plus PPT 12+ 31.75% 3.00%

Premium Paying Term Base

First Year
Product (PPT) | Policy Term Renewal
Commission
Rates mentioned here is applicable only to

(PT) Commission
PPT 8 | Policy Term
18.50% 1.00%
12
CATEGORY I

HDFC Life PPT 8 | Policy Term

21.75% 3.00%
Uday 15
PPT 10 | Policy Term
26.75% 3.00%
15
Base
Premium Paying Term First Year
Product Renewal
(PPT) Commission
Commission

Single premium 2.00% 0.00%

PPT 5 13.50% 3.00%

PPT 6 16.50% 3.00%

HDFC Life
PPT 7 18.75% 3.00%
Pragati
PPT 8 21.75% 3.00%

PPT 9 24.75% 3.00%

PPT 10 26.75% 3.00%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel
Category I
Existing FCs: All FCs of Agency Channel coded on or before
31st Jul’23
Traditional CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium
First Year Base Renewal
Product Paying Term
Commission Commission
(PPT)

Classic Assure PPT 7 14.50% 3.00%

Plus PPT 10 22.75% 3.00%

PPT 7 18.75% 3.00%

Youngstar Udaan PPT 10 26.75% 3.00%

(Aspiration)
Rates mentioned here is applicable only to

PPT 11 29.75% 3.00%

PPT 12+ 31.75% 3.00%

CATEGORY I

PPT 7 16.00% 3.00%

PPT 8 21.75% 3.00%

Youngstar Udaan PPT 9 24.75% 3.00%
(Academia &
PPT 10 26.75% 3.00%
Career)
PPT 11 29.75% 3.00%

PPT 12+ 31.75% 3.00%

Single
2.00% 0.00%
premium
POS – Top-up
2.00% 0.00%
premium
Guaranteed
Savings Plan PPT 5 13.50% 2.00%

PPT 7 18.75% 2.00%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel
Category I
Existing FCs: All FCs of Agency Channel coded on or before

Traditional
31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium
First Year Base Renewal
Product Paying Term
Commission Commission
(PPT)

PPT 8 21.75% 3.00%

Guaranteed Income
Insurance Plan PPT 10 26.75% 3.00%
(GIIP)
PPT 12+ 31.75% 3.00%
Rates mentioned here is applicable only to

PPT 5 13.50% 3.00%

CATEGORY I

PPT 6 16.50% 3.00%

PPT 7 18.75% 3.00%

Saral Jeevan PPT 8 21.75% 3.00%

PPT 9 24.75% 3.00%

PPT 10 26.75% 3.00%

PPT 11 29.75% 3.00%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel
Category I
Existing FCs: All FCs of Agency Channel coded on or before
31st Jul’23
Traditional
CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Product Premium Paying First Year Base

Term (PPT) Commission Renewal
Commission

PPT 5 13.50% 3.00%

PPT 6 16.50% 3.00%

PPT 7 18.75% 3.00%

PPT 8 21.75% 3.00%

Rates mentioned here is applicable only to

Sanchay Plus PPT 9 24.75% 3.00%

CATEGORY I

PPT 10 26.75% 3.00%

PPT 11 29.75% 3.00%

PPT 12 31.75% 3.00%

Single Premium 2.00% -

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

PPT 5 6.00% 0.50%

ProGrowth Plus PPT 7 6.00% 0.50%

PPT 10+ 6.00% 0.50%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel
Category I
Existing FCs: All FCs of Agency Channel coded on or before
31st Jul’23
Traditional CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium Paying First Year *Base Renewal

Product
Term (PPT) Commission Commission

SP 2.00% -

Guaranteed Wealth PPT 6 16.50% 3.00%

Plan PPT 8 21.75% 3.00%

PPT 10 26.75% 3.00%

Rates mentioned here is applicable only to

PPT 8 18.50% 2.50%

Income Advantage
PPT 12+ 31.75% 2.50%
CATEGORY I

SP 2.00% 2.50%
Assured Gain Plus
PPT 5 9.00% 2.50%

PPT 6 10.75% 2.50%

PPT 8 18.50% 2.50%

Smart Income Plan
PPT 10 26.75% 2.50%

PPT 12 31.75% 2.50%

PPT 6 16.50% 2.00%

PPT 8 21.75% 2.00%

Sampoorna Jeevan
PPT 10 26.75% 2.00%

PPT 12+ 31.75% 2.00%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before
Unit - Linked 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

First Year Base Renewal

Product Mode
Commission Commission

Yearly 6.00% 0.50%

HDFC Life
Half Yearly 6.00% 0.50%
Pro Growth Flexi
Monthly 4.50% 0.50%
Rates mentioned here is applicable only to

Premium
First Year Base Renewal
Product Ticket size
Commission Commission
(Per Policy)
CATEGORY I

15000 to less
5.00% 0.50%
than 150000

HDFC Life 150000 to less

3.00% 0.50%
Crest than 500000

500000 &
2.00% 0.50%
Above

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

PPT 10 6.00% 0.50%

Smart woman
PPT 15 7.00% 0.50%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before
Unit - Linked 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

HDFC LIFE Sampoorna Nivesh

First Year Commission Base
Premium
Mode Renewal
Paying Term Premium Slab Mode Mode Mode Commissio
(PPT) Half
Annual Quarterly Monthly n
Yearly

Less than
6.00% 3.00% 3.00% 3.00% 0.50%
100000
Rates mentioned here is applicable only to

100000 –
4.00% 4.00% 4.00% 4.00% 0.50%
PPT 5 499999
to
CATEGORY I

PPT 10+
500000 –
3.00% 3.00% 3.00% 3.00% 0.50%
999999

1000000 &
2.00% 2.00% 2.00% 2.00% 0.50%
Above

HDFC LIFE Sampoorna Nivesh

Premium
Base Renewal
Paying Term Premium Slab First Year Commission
Commission
(PPT)
Less than
2.00% 0.00%
1000000
Single 1000000 –
1.00% 0.00%
Premium 2499999
2500000 &
0.50% 0.00%
Above

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel
Category I
Existing FCs: All FCs of Agency Channel coded on or before
31st Jul’23
Unit - Linked CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

Single Premium 2.00% 0.00%

Annual 5.00% 0.50%

Capital Shield
Half Yearly 2.00% 0.50%
Plan
Rates mentioned here is applicable only to

Quarterly 2.00% 0.50%

CATEGORY I

Monthly 2.00% 0.50%

Single Premium 2.00% 0.00%

Click2Invest
Regular
2.00% 2.00%
Premium

Classic One Single Premium 2.00% 0.00%

First Year Base Renewal

Product
Commission Commission

ProGrowth Super II 6.00% 0.50%

YoungStar Super Premium 6.00% 0.50%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel
Category I
Existing FCs: All FCs of Agency Channel coded on or before
31st Jul’23

Health CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium
First Year Base Renewal
Product Paying
Commission Commission
Term (PPT)
Single
7.00% -
Premium
Year 2&3: 7.5%.
PPT 5 13.50%
Year 4 onwards: 5%
Year 2&3: 7.5%.
PPT 6 16.50%
Year 4 onwards: 5%
Year 2&3: 7.5%.
PPT 7 18.75%
Year 4 onwards: 5%
HDFC Life PPT 8 21.75%
Year 2&3: 7.5%.
Year 4 onwards: 5%
Cardiac Care Year 2&3: 7.5%.
PPT 9 24.75%
Year 4 onwards: 5%
Rates mentioned here is applicable only to

Year 2&3: 7.5%.

PPT 10 26.75%
Year 4 onwards: 5%
Year 2&3: 7.5%.
PPT 11 29.75%
Year 4 onwards: 5%
CATEGORY I

Year 2&3: 7.5%.

PPT 12+ 31.75%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 5 13.50%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 6 16.50%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 7 18.75%
Year 4 onwards: 5%
Year 2&3: 7.5%
HDFC Life PPT 8 21.75%
Year 4 onwards: 5%
Cancer Care PPT 9 24.75%
Year 2&3: 7.5%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 10 26.75%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 11 29.75%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 12+ 31.75%
Year 4 onwards: 5%

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

HDFC Life Single Premium 2.00% 0.00%

Year 2&3: 7.5%
Easy Health Regular Premium 13.50%
Year 4 onwards: 5%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before
Pension 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

PPT 5 13.50% 0.50%

PPT 6 16.50% 0.50%
PPT 7 18.75% 0.50%
Systematic PPT 8 21.75% 0.50%
Retirement
Plan PPT 9 24.75% 0.50%
Rates mentioned here is applicable only to

PPT 10 26. 75% 0.50%

PPT 11 29.75% 0.50%
CATEGORY I

PPT 12+ 31.75% 0.50%

PPT 5 13.50% 0.50%

PPT 6 16.50% 0.50%

PPT 7 18.75% 0.50%
PPT 8 21.75% 0.50%

Smart Pension PPT 9 24.75% 0.50%

Plus
PPT 10 26.75% 0.50%
PPT 11 29.75% 0.50%
PPT 12+ 31.75% 0.50%

Single
2.00% -
Premium

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category I
Existing FCs: All FCs of Agency Channel coded on or before
Pension 31st Jul’23

CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs

within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

First Year Base Renewal

Product
Commission Commission

Personal Pension Plus 7.50% 2.00%

First Year Base Renewal

Product Slab
Commission Commission
Rates mentioned here is applicable only to

Single Premium 2.00% -

Smart Pension Limited Pay /

7.00% 1.00%
CATEGORY I

Plan Regular Pay

Top-up premium 1.00% -

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission
New Immediate
Single Premium 2.00% -
Annuity Plan
Pension
Single premium 2.00% -
Guarantee Plan

First Year Base Renewal

Product Slab
Commission Commission

Saral Pension Single premium 2.00% -

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel
Category I
Existing FCs: All FCs of Agency Channel coded on or before
31st Jul’23
Pension CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Base
First Year
Renewal
Product Mode | Premium Slab Commissio
Commissio
n
n

Premium
2.00% 0.00%
1 – 999999

Single 1000000 –
1.00% 0.00%
premium 2499999

2500000 &
0.50% 0.00%
Rates mentioned here is applicable only to

Above

Mode Annual 6.00% 0.50%

CATEGORY I

Mode Half
3.00% 0.50%
Yearly
Premium
1 – 499999
Assured Mode
Quarterly
3.00% 0.50%
Pension Plan
Mode Monthly 3.00% 0.50%

Mode Annual 5.00% 0.50%

Mode Half
3.00% 0.50%
Yearly
Premium
500000 &
Mode
Above
Quarterly 3.00% 0.50%

Mode Monthly 3.00% 0.50%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel
Category I
Existing FCs: All FCs of Agency Channel coded on or before
31st Jul’23
Pension CY FCs >=2 L: Newly coded FCs sourced FYFP of >=2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Product Premium First Year Base

Paying Term Commission Renewal
(PPT) Commission*

PPT 5 13.50% 3.00%

PPT 6 16.50% 3.00%

PPT 7 18.75% 3.00%

PPT 8 21.75% 3.00%

Guaranteed Pension
Rates mentioned here is applicable only to

Plan PPT 9 24.75% 3.00%

(New Version)
PPT 10 26.75% 3.00%
CATEGORY I

PPT 11 29.75% 3.00%

PPT 12 31.75% 3.00%

Single Premium 2.00% -

PPT 5 13.50% 3.00%

PPT 6 16.50% 3.00%

PPT 7 18.75% 3.00%

Systematic Pension PPT 8 21.75% 3.00%
Plan
(New Version) PPT 9 24.75% 3.00%

PPT 10 26.75% 3.00%

PPT 11 29.75% 3.00%

PPT 12 31.75% 3.00%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission
Structure
CATEGORY II

Applicable to all Financial Consultants of Agency Channel

(Excluding ABP)
Version 3

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel (Exlcuding ABP)

Category II

Protection CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission

Single premium 2.00% -

PPT 5 10.50% 3.00%

Rates mentioned here is applicable only to

PPT 6 13.50% 3.00%

CATEGORY II

PPT 7 14.75% 3.00%

Click 2 Protect
PPT 8 17.75% 3.00%
Life

PPT 9 19.75% 3.00%

PPT 10 21.75% 3.00%

PPT 11 23.75% 3.00%

PPT 12+ 25.75% 3.00%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel (Exlcuding ABP)

Category II

Protection CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission

Single premium 2.00% -

PPT 5 10.50% 3.00%

PPT 6 13.50% 3.00%

Rates mentioned here is applicable only to

PPT 7 14.75% 3.00%

Click 2 Protect
CATEGORY II

PPT 8 17.75% 3.00%

Super
PPT 9 19.75% 3.00%

PPT 10 21.75% 3.00%

PPT 11 23.75% 3.00%

PPT 12+ 25.75% 3.00%

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission

PPT 10 15.00% 2.00%

Click 2 Protect
Elite PPT 15 15.00% 2.00%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Protection CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

Single premium 2.00% -

PPT 5 10.50% 2.00%

PPT 6 13.50% 2.00%
PPT 7 14.75% 2.00%
Saral Jeevan PPT 8 17.75% 2.00%
Rates mentioned here is applicable only to

Bima
PPT 9 19.75% 2.00%
CATEGORY II

PPT 10 21. 75% 2.00%

PPT 11 23.75% 2.00%

PPT 12+ 25.75% 2.00%

PPT 5 10.50% 0.50%

PPT 6 13.50% 0.50%

PPT 7 14.75% 0.50%

PPT 8 17.75% 0.50%

Smart Protect PPT 9 19.75% 0.50%
Plan
PPT 10 21.75% 0.50%

PPT 11 23.75% 0.50%

PPT 12+ 25.75% 0.50%

Top-up premium 2.00% 0.00%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Traditional CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

HDFC Life Sanchay Fixed Maturity Plan

Launched on 14th Oct 2021

First Year Commission

Premium Ticket *Base
size Renewal
(Per Policy) Commission
PPT 5 PPT 6 PPT 7 PPT 8 PPT 10 PPT 12+

1 to less than
Rates mentioned here is applicable only to

8.00% 9.50% 12.50% 14.50% 18.75% 21.75% 2.00%

50000
CATEGORY II

50000 to less than

8.50% 10.50% 13.50% 14.75% 19.75% 22.75% 2.00%
100000

100000 to less
9.50% 11.50% 13.50% 15.75% 20.75% 23.75% 2.00%
than 150000

150000 to less
9.50% 12.50% 14.50% 16.75% 21.75% 24.75% 2.00%
than 200000

200000 & Above 10.50% 13.50% 14.75% 17.75% 21.75% 25.75% 2.00%

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission

HDFC Life
Sanchay Fixed Single Premium 2.00% 0.00%
Maturity Plan

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel
Category II
CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
Traditional within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

HDFC Life Sanchay PAR Advantage

First Year Commission *Base
Premium Ticket size
Renewal
(Per Policy)
PPT 6 PPT 8 PPT 10 PPT 12 Commission

1 to less than 50000 9.50% 14.50% 18.75% 21.75% 3.00%

50000 to less than 100000 10.50% 14.75% 19.75% 22.75% 3.00%

Rates mentioned here is applicable only to

100000 to less than 150000 11.50% 15.75% 20.75% 23.75% 3.00%

150000 to less than 200000 12.50% 16.75% 21.75% 24.75% 3.00%

CATEGORY II

200000 & Above 13.50% 17.75% 21.75% 25.75% 3.00%

HDFC Life Sanchay PAR Advantage (New

Variant)
First Year Commission
Premium Ticket size *Base Renewal
(Per Policy) Commission
PPT 5 PPT 7 PPT 9

1 to less than 50000 8.00% 12.50% 16.75% 3.00%

50000 to less than 100000 8.50% 13.5% 17.75% 3.00%

100000 to less than 150000 9,50% 13.50% 17.75% 3.00%

150000 to less than 200000 9.50% 14.50% 18.75% 3.00%

200000 & Above 10.50% 14.75% 19.75% 3.00%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023

Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II
CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
Traditional within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

HDFC Life Super Income Plan

Applicable to all policies having “Risk Commencement Date” on or after 07th
Aug’20

First Year Commission

*Base
Premium Ticket size
Renewal
(Per Policy) PPT 5 PPT 8 PPT 10 PPT 12 Commission

1 to less than 50000 8.00% 14.50% 18.75% 21.75% 6.00%

Rates mentioned here is applicable only to

50000 to less than 100000 8.50% 14.75% 19.75% 22.75% 6.00%

CATEGORY II

100000 to less than 150000 9.50% 15.75% 20.75% 23.75% 6.00%

150000 to less than 200000 9.50% 16.75% 21.75% 24.75% 6.00%

200000 & above 10.50% 17.75% 21.75% 25.75% 6.00%

Applicable to all policies having “Risk Commencement Date” on or after 07th Aug’20

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

HDFC Life
Single Premium 2.00% 0.00%
Super Income Plan

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Traditional
Category II
CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Base
Premium Paying Term First Year
Product Renewal
(PPT) Commission
Commission

PPT 10 21.75% 3.00%

HDFC Life
Sampoorn PPT 11 23.75% 3.00%
Samridhi Plus PPT 12+ 25.75% 3.00%

Premium Paying Term Base

First Year
Product (PPT) | Policy Term Renewal
Commission
Rates mentioned here is applicable only to

(PT) Commission
PPT 8 | Policy Term
14.50% 1.00%
12
CATEGORY II

HDFC Life PPT 8 | Policy Term

17.75% 3.00%
Uday 15
PPT 10 | Policy Term
21.75% 3.00%
15

Base
Premium Paying Term First Year
Product Renewal
(PPT) Commission
Commission

Single premium 2.00% 0.00%

PPT 5 10.50% 3.00%
PPT 6 13.50% 3.00%
HDFC Life
PPT 7 14.75% 3.00%
Pragati
PPT 8 17.75% 3.00%
PPT 9 19.75% 3.00%
PPT 10 21.75% 3.00%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Traditional CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium
First Year Base Renewal
Product Paying Term
Commission Commission
(PPT)

PPT 7 11.50% 3.00%

Classic Assure
Plus PPT 10 17.75% 3.00%

PPT 7 14.75% 3.00%

PPT 10 21.75% 3.00%

Youngstar Udaan
(Aspiration) PPT 11 23.75% 3.00%
Rates mentioned here is applicable only to

PPT 12+ 25.75% 3.00%

CATEGORY II

PPT 7 13.00% 3.00%

PPT 8 17.75% 3.00%

Youngstar Udaan PPT 9 19.75% 3.00%

(Academia &
PPT 10 21.75% 3.00%
Career)
PPT 11 23.75% 3.00%

PPT 12+ 25.75% 3.00%

Single
2.00% 0.00%
premium
POS – Top-up
2.00% 0.00%
premium
Guaranteed
Savings Plan PPT 5 10.50% 2.00%

PPT 7 14.75% 2.00%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Traditional CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium
First Year Base Renewal
Product Paying Term
Commission Commission
(PPT)

PPT 8 17.75% 3.00%

Guaranteed Income
Insurance Plan PPT 10 21.75% 3.00%
(GIIP)
PPT 12+ 25.75% 3.00%
Rates mentioned here is applicable only to

PPT 5 10.50% 3.00%

CATEGORY II

PPT 6 13.50% 3.00%

PPT 7 14.75% 3.00%

Saral Jeevan PPT 8 17.75% 3.00%

PPT 9 19.75% 3.00%

PPT 10 21.75% 3.00%

PPT 11 23.75% 3.00%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II
Traditional CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission

PPT 5 10.50% 3.00%

PPT 6 13.50% 3.00%

PPT 7 14.75% 3.00%

PPT 8 17.75% 3.00%

Rates mentioned here is applicable only to

Sanchay Plus PPT 9 19.75% 3.00%

CATEGORY II

PPT 10 21.75% 3.00%

PPT 11 23.75% 3.00%

PPT 12 25.75% 3.00%

Single Premium 2.00% -

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

PPT 5 6.00% 0.50%

ProGrowth Plus PPT 7 6.00% 0.50%

PPT 10+ 6.00% 0.50%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Traditional CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium Paying First Year *Base Renewal

Product
Term (PPT) Commission Commission

SP 2.00% -

Guaranteed Wealth PPT 6 13.50% 3.00%

Plan PPT 8 17.75% 3.00%

PPT 10 21.75% 3.00%

Rates mentioned here is applicable only to

PPT 8 14.50% 2.50%

Income Advantage
CATEGORY II

PPT 12+ 25.75% 2.50%

SP 2.00% 2.50%
Assured Gain Plus
PPT 5 7.00% 2.50%

PPT 6 8.50% 2.50%

PPT 8 14.50% 2.50%
Smart Income Plan
PPT 10 21.75% 2.50%
PPT 12 25.75% 2.50%

PPT 6 13.50% 2.00%

PPT 8 17.75% 2.00%

Sampoorna Jeevan
PPT 10 21.75% 2.00%
PPT 12+ 25.75% 2.00%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Unit - Linked CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

First Year Base Renewal

Product Mode
Commission Commission

Yearly 6.00% 0.50%

HDFC Life
Half Yearly 6.00% 0.50%
Pro Growth Flexi
Monthly 4.50% 0.50%

Premium
Rates mentioned here is applicable only to

First Year Base Renewal

Product Ticket size
Commission Commission
(Per Policy)
CATEGORY II

15000 to less
5.00% 0.50%
than 150000

HDFC Life 150000 to less

3.00% 0.50%
Crest than 500000

500000 &
2.00% 0.50%
Above

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

PPT 10 6.00% 0.50%

Smart woman
PPT 15 5.50% 0.50%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II
Unit - Linked CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

HDFC LIFE Sampoorna Nivesh

First Year Commission Base
Premium
Mode Renewal
Paying Term Premium Slab Mode Mode Mode Commissio
(PPT) Half
Annual Quarterly Monthly n
Yearly

Less than
6.00% 3.00% 3.00% 3.00% 0.50%
100000

100000 –
4.00% 4.00% 4.00% 4.00% 0.50%
Rates mentioned here is applicable only to

PPT 5 499999
to
PPT 10+
500000 –
CATEGORY II

3.00% 3.00% 3.00% 3.00% 0.50%

999999

1000000 &
2.00% 2.00% 2.00% 2.00% 0.50%
Above

HDFC LIFE Sampoorna Nivesh

Premium
Base Renewal
Paying Term Premium Slab First Year Commission
Commission
(PPT)

Less than
2.00% 0.00%
1000000
Single 1000000 –
1.00% 0.00%
Premium 2499999

2500000 &
0.50% 0.00%
Above

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Unit - Linked CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

Single Premium 2.00% 0.00%

Annual 5.00% 0.50%

Capital Shield
Half Yearly 2.00% 0.50%
Plan
Quarterly 2.00% 0.50%
Rates mentioned here is applicable only to

Monthly 2.00% 0.50%

CATEGORY II

Single Premium 2.00% 0.00%

Click2Invest
Regular
2.00% 2.00%
Premium

Classic One Single Premium 2.00% 0.00%

First Year Base Renewal

Product
Commission Commission

ProGrowth Super II 6.00% 0.50%

YoungStar Super Premium 6.00% 0.50%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Health CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium
First Year Base Renewal
Product Paying
Commission Commission
Term (PPT)
Single
7.00% -
Premium
Year 2&3: 7.5%.
PPT 5 10.50%
Year 4 onwards: 5%
Year 2&3: 7.5%.
PPT 6 13.50%
Year 4 onwards: 5%
Year 2&3: 7.5%.
PPT 7 14.75%
Year 4 onwards: 5%
HDFC Life PPT 8 17.75%
Year 2&3: 7.5%.
Year 4 onwards: 5%
Cardiac Care Year 2&3: 7.5%.
PPT 9 19.75%
Year 4 onwards: 5%
Rates mentioned here is applicable only to

Year 2&3: 7.5%.

PPT 10 21.75%
Year 4 onwards: 5%
Year 2&3: 7.5%.
PPT 11 23.75%
Year 4 onwards: 5%
CATEGORY II

Year 2&3: 7.5%.

PPT 12+ 25.75%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 5 10.50%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 6 13.50%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 7 14.75%
Year 4 onwards: 5%
Year 2&3: 7.5%
HDFC Life PPT 8 17.75%
Year 4 onwards: 5%
Cancer Care PPT 9 19.75%
Year 2&3: 7.5%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 10 21.75%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 11 23.75%
Year 4 onwards: 5%
Year 2&3: 7.5%
PPT 12+ 25.75%
Year 4 onwards: 5%

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission
Single Premium 2.00% 0.00%
HDFC Life
Easy Health Regular Premium 10.50%
Year 2&3: 7.5%
Year 4 onwards: 5%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II
Pension CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Premium Paying First Year Base Renewal

Product
Term (PPT) Commission Commission

PPT 5 10.50% 0.50%

PPT 6 13.50% 0.50%

PPT 7 14.75% 0.50%

Systematic PPT 8 17.75% 0.50%
Retirement
PPT 9 19.75% 0.50%
Plan
Rates mentioned here is applicable only to

PPT 10 21.75% 0.50%

PPT 11 23.75% 0.50%

CATEGORY II

PPT 12+ 25.75% 0.50%

PPT 5 10.50% 0.50%

PPT 6 13.50% 0.50%

PPT 7 14.75% 0.50%

PPT 8 17.75% 0.50%

Smart PPT 9 19.75% 0.50%
Pension
Plus PPT 10 21.75% 0.50%

PPT 11 23.75% 0.50%

PPT 12+ 25.75% 0.50%

Single
2.00% -
Premium

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Pension CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

First Year Base Renewal

Product
Commission Commission

Personal Pension Plus 7.50% 2.00%

First Year Base Renewal

Product Slab
Commission Commission
Rates mentioned here is applicable only to

Single Premium 2.00% -

Smart Pension Limited Pay /

CATEGORY II

5.50% 1.00%
Plan Regular Pay

Top-up premium 1.00% -

Base
Premium Paying First Year
Product Renewal
Term (PPT) Commission
Commission
New Immediate
Single Premium 2.00% -
Annuity Plan
Pension
Single premium 2.00% -
Guarantee Plan

First Year Base Renewal

Product Slab
Commission Commission

Saral Pension Single premium 2.00% -

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II

Pension CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Base
First Year
Renewal
Product Mode | Premium Slab Commissio
Commissio
n
n

Premium
2.00% 0.00%
1 – 999999

Single 1000000 –
1.00% 0.00%
premium 2499999

2500000 &
0.50% 0.00%
Rates mentioned here is applicable only to

Above

Mode Annual 6.00% 0.50%

CATEGORY II

Mode Half
3.00% 0.50%
Yearly
Premium
1 – 499999
Assured Mode
Quarterly
3.00% 0.50%
Pension Plan
Mode Monthly 3.00% 0.50%

Mode Annual 5.00% 0.50%

Mode Half
3.00% 0.50%
Yearly
Premium
500000 &
Mode
Above
Quarterly 3.00% 0.50%

Mode Monthly 3.00% 0.50%

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Category II
CY FCs <2 L: Newly coded FCs sourced FYFP of <2 Lacs
Pension within 12 months from the date of coding

CY FCs Date of Appointment: On or After 01st Aug’23

Product Premium Paying First Year Base

Term (PPT) Commission Renewal
Commission*

PPT 5 10.50% 3.00%

PPT 6 13.50% 3.00%

PPT 7 14.75% 3.00%

PPT 8 17.75% 3.00%

Guaranteed Pension
Rates mentioned here is applicable only to

Plan PPT 9 19.75% 3.00%

(New Version)
PPT 10 21.75% 3.00%
CATEGORY II

PPT 11 23.75% 3.00%

PPT 12 25.75% 3.00%

Single Premium 2.00% -

PPT 5 10.50% 3.00%

PPT 6 13.50% 3.00%

PPT 7 14.75% 3.00%

Systematic Pension PPT 8 17.75% 3.00%
Plan
(New Version) PPT 9 19.75% 3.00%

PPT 10 21.75% 3.00%

PPT 11 23.75% 3.00%

PPT 12 25.75% 3.00%

*Subject to qualifying for HRC (Refer HRC chart)

Commission Structure : Applicable with effect from 04th Oct 2023
 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Higher Renewal Commission (HRC)

Base Renewal Enhanced Renewal

Products offered for ‘Enhanced Renewal Commission
Commission Commission Rate upto
Super Income Plan Y2 + 0.00% Y2 + 6.00%
Click 2 Protect (C2P) 3D Y2 + 2.00% Y2 + 5.00%
Sampoorn Samridhi plus Y2 + 3.00% Y2 + 5.00%
Pro Growth – Flexi Y2 + 0.50% Y2 + 1.75%
Sanchay, Sanchay Plus and Sanchay PAR
Y2 + 0.00% Y2 + 3.00%
Advantage
Click 2 Protect Life (C2PL) Y2 + 3.00% Y2 + 6.00%
Sanchay Fixed Maturity Plan Y2 + 0.00% Y2 + 2.00%
Systematic Retirement Plan Y2 + 0.50% Y2 + 1.00%
Guaranteed Income Insurance Plan Y2 + 0.00% Y2 + 3.00%
Saral Jeevan Y2 + 0.00% Y2 + 3.00%
Guaranteed Pension Plan (New Version) Y2 + 0.00% Y2 + 3.00%
Systematic Pension Plan (New Version) Y2 + 0.00% Y2 + 3.00%
Guaranteed Wealth Plan Y2 + 0.00% Y2 + 3.00%
Income Advantage Y2 + 0.00% Y2 + 2.50%
Assured Gain Plus Y2 + 0.00% Y2 + 2.50%
Smart Income Plan Y2 + 0.00% Y2 + 2.50%
Sampoorna Jeevan Y2 + 0.00% Y2 + 2.00%
Click 2 Protect Super Y2 + 3.00% Y2 + 6.00%
Please note that ‘Enhanced Renewal Commission’ is applicable only for the product “C2P 3D” and not applicable for “C2P Plus”. C2P Plus
will attract only base rate for renewal commission.

*Basis FYWRP Slab Achievement

Business Year | Benefit Year

Achieve Higher Receive Higher Disclaimer:

FYWRP Slabs in Renewal Commission
on policies of FYWRP achievement (Business Year) for FY 23-24 includes
policies sourced between 01st Apr’23 to 31st Mar 24 &
FY 23-24 FY 22-23 converted as per year end

Business Year Benefit Year

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Higher Renewal Commission

Enhanced Renewal Rates for :
Policies issued in FY 22-23 will be applied on meeting the FYWRP slabs in FY 23-24

Higher Renewal Commission + Base Renewal Commission

FYWRP Slab
Products 1,50,000 3,00,000 5,00,000
50,000 to 7,50,000 to 10,00,00
to Less to Less to Less
Less than Less than 0&
than than than
1,50,000 10,00,000 Above
3,00,000 5,00,000 7,50,000

Year 2 to Year 5
4.00% 4.50% 4.75% 5.00% 5.50% 6.00%
Super Income Plan
Year 6 onwards
3.00% 3.00% 3.00% 3.00% 3.00% 3.00%
Year 2 onwards
Click 2 Protect Life
3.50% 4.00% 4.50% 5.00% 5.50% 6.00%
Year 2 onwards
Click 2 Protect 3D Plus
3.00% 3.25% 3.75% 4.00% 4.50% 5.00%
Year 2 to Year 5
4.00% 4.50% 4.75% 5.00% 5.00% 5.00%
Sampoorn Samridhi Plus
Year 6 onwards
3.00% 3.00% 3.00% 3.00% 3.00% 3.00%
Year 2 to Year 4
1.00% 1.50% 1.75% 1.75% 1.75% 1.75%
SL ProGrowth Flexi
Year 5 onwards
0.50% 0.50% 0.50% 0.50% 0.50% 0.50%
Sanchay, Sanchay Plus and Year 2 onwards
Sanchay Par Advantage 0.25% 0.75% 1.00% 1.25% 2.00% 3.00%
Year 2 onwards
Sanchay Fixed Maturity Plan
0.25% 0.75% 1.00% 1.25% 1.50% 2.00%
Year 2 onwards
Guaranteed Income Insurance Plan
0.25% 0.75% 1.00% 1.25% 2.00% 3.00%
Year 2 onwards
Saral Jeevan
0.25% 0.75% 1.00% 1.25% 1.50% 2.00%
Guaranteed Pension Plan (New Year 2 onwards
Version) 0.25% 0.75% 1.00% 1.25% 1.50% 2.00%
Systematic Pension Plan (New Year 2 onwards
Version) 0.25% 0.75% 1.00% 1.25% 1.50% 2.00%
Year 2 onwards
Systematic Retirement Plan
1.00%

*Refer Enhanced Renewal Commission scheme ppt for all terms and condition

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Higher Renewal Commission

Enhanced Renewal Rates for :
Policies issued in FY 22-23 will be applied on meeting the FYWRP slabs in FY 23-24

Products Higher Renewal Commission + Base Renewal Commission

FYWRP Slab
50,000 to 1,50,000 to 3,00,000 to 5,00,000 7,50,000 to 10,00,000
Less than Less than Less than to Less Less than & Above
1,50,000 3,00,000 5,00,000 than 10,00,000
7,50,000

Year 2 onwards
Guaranteed Wealth Plan
0.25% 0.75% 1.00% 1.25% 2.00% 3.00%
Year 2 onwards
Income Advantage
0.25% 0.75% 1.00% 1.25% 2.00% 2.50%
Year 2 onwards
Assured Gain Plus
0.25% 0.75% 1.00% 1.25% 2.00% 2.50%
Year 2 onwards
Smart Income Plan
0.25% 0.75% 1.00% 1.25% 2.00% 2.50%
Year 2 onwards
Sampoorna Jeevan
0.25% 0.75% 1.00% 1.25% 1.50% 2.00%
Year 2 onwards
Click 2 Protect Super
3.50% 4.00% 4.50% 5.00% 5.50% 6.00%

*Refer Enhanced Renewal Commission scheme ppt for all terms and condition

Commission Structure : Applicable with effect from 04th Oct 2023

 Commission Structure
Applicable to all Financial Consultants of Agency Channel

Higher Renewal Commission

“Enhanced” Renewal Commission Rates | Double Millionaire Club FCs

FC’s FYWRP from Jan’22 to Dec’22:

- 20 Lacs & Above | Double Millionaire Club

FC’s FYWRP from Apr’23 to Mar’24:

- 2 Unique Lives with 15000 FYFP each
(Note: lives mean life assured and not the
policy holder)

Will be Eligible for the HIGHEST HRC Slab of 10 Lacs

for policies sourced in FY 22-23

Products / *FYWRP Slabs in FY 23-24 2 lives, 15000 FYFP each

Super Income Plan Y2-Y5 6.00% | Y6+3.00%

Click 2 Protect 3D Y2+5.00%

Click 2 Protect Life Y2+6.00%

Sampoorn Samridhi Plus Y2-Y5 5.00% | Y6+3.00%

Pro Growth–Flexi Y2–Y4 1.75% | Y5+0.50%

Sanchay, Sanchay Plus & Sanchay Par Advantage Y2+3.00%

Sanchay Fixed Maturity Plan Y2+2.00%

Systematic Retirement Plan Y2+ 1.00%

*Refer Enhanced Renewal Commission scheme ppt for all terms and condition
Commission Structure : Applicable with effect from 04th Oct 2023
 Commission
Structure
Applicable to all Financial Consultants of Agency Channel (Excluding ABP)

Happy Selling!

Commission Structure : Applicable with effect from 04th Oct 2023

For other terms and condition, FYPC/RPC, Refer Partner Portal