### Board of Directors

The Board of Directors, consisting of eminent figures from various industries, brings a wealth of
knowledge and strategic foresight to Zenith Bank. This body not only formulates high-level
policies but also actively participates in steering the bank's trajectory towards sustained growth
and relevance in a dynamic financial landscape. With a commitment to best corporate
governance practices, the board oversees risk management, ensures regulatory compliance,
and upholds the bank's ethical standards.

### Executive Management

The Executive Management team, headed by the Group Managing Director/CEO, embodies the
driving force behind Zenith Bank's day-to-day operations. This cohort of seasoned professionals
translates the board's vision into actionable plans, fostering a culture of innovation, performance
excellence, and customer-centricity. They orchestrate the bank's resources, guide strategic
initiatives, and nurture a cohesive work environment conducive to achieving the bank's
objectives.

### Business Units

Each business unit within Zenith Bank operates as a specialized hub contributing uniquely to
the institution's comprehensive service offerings and market dominance.

#### Retail Banking

The Retail Banking arm meticulously tailors its services to meet the individual financial needs of
customers. It doesn't merely provide accounts and loans; it crafts personalized financial
solutions, leveraging cutting-edge technology to deliver seamless and convenient banking
experiences. The relentless pursuit of customer satisfaction drives the development of
innovative products and channels, ensuring Zenith Bank remains a preferred choice for retail
customers.

#### Corporate Banking

The Corporate Banking division serves as a strategic partner to businesses, offering a suite of
financial solutions designed to fuel growth and facilitate seamless operations. Beyond financial
products, this unit acts as a consultative partner, providing expert advice on capital structuring,
risk management, and market opportunities, thereby cementing enduring relationships with
corporate clients.

#### Investment Banking

Zenith Bank's Investment Banking arm is the beacon of financial advisory services. Its expertise
in capital markets, mergers and acquisitions, and structuring complex financial transactions
enables clients to optimize their financial strategies, capitalize on market opportunities, and
navigate challenges with confidence. This unit stands as a testament to the bank's commitment
to facilitating sustainable economic growth through astute financial guidance.

#### Treasury

The Treasury department operates as the nerve center, managing the bank's liquidity, market
risks, and investment portfolios. Through astute risk assessment and proactive decision-making,
this unit optimizes the bank's financial position, ensuring stability while exploring avenues for
profitability in a constantly evolving economic landscape.

#### e-Business

Zenith Bank's e-Business unit is at the forefront of technological innovation. It continuously

develops and enhances digital platforms, mobile applications, and online banking solutions. By
leveraging emerging technologies, this unit creates intuitive and secure channels, providing
customers with seamless access to banking services, thereby enhancing their overall banking
experience.

### Support Functions

The support functions at Zenith Bank form the backbone that sustains its operations and
integrity.

#### Human Resources

The Human Resources department ensures a motivated and skilled workforce. It designs talent
development programs, fosters a culture of diversity and inclusivity, and aligns employees' goals
with the bank's vision.

#### Risk Management, Legal, Compliance, and Information Technology

These functions work in unison to mitigate risks, ensure legal compliance, safeguard data, and
maintain robust technology infrastructure. Risk Management proactively identifies and manages
various risks, Legal ensures compliance with laws and regulations, Compliance monitors
adherence to internal policies and external regulations, while Information Technology fortifies
the bank's digital architecture, ensuring security and innovation.

### Branch Network

Zenith Bank's extensive branch network, both domestic and international, serves as the physical
interface between the bank and its customers. These branches embody the bank's commitment
to accessibility and personalized service, catering to diverse customer needs while fostering
financial inclusion.
### Conclusion

Zenith Bank's elaborate organizational structure isn't just a blueprint; it's a testament to its
commitment to excellence, innovation, and customer-centricity. Every facet of the bank, from its
visionary leadership to its specialized business units and support functions, synergizes to not
only meet but exceed customer expectations while navigating the complex landscape of global
finance. This intricate network reinforces Zenith Bank's position as a stalwart in the banking
industry, driving its continuous growth and relevance.