Scribd Logo
Upload

Welcome to Scribd!

  • 5 PARExAnswerSht

    Uploaded by

    Rui Wilson Pais Chikande
    6 views1 page
    BayWalk Bank's portfolio at risk as of December 2005 consisted of 1,873 borrowers with a total outstanding balance of 19.8 million. 668 borrowers or 18.9% of the outstanding balance, totaling 3.75 million, were overdue by over 90 days and required a 100% loan loss provisioning. In total, the bank was required to set aside 4.7 million to cover potential losses from non-performing loans.

    Original Description:

    Original Title

    5-PARExAnswerSht

    Copyright

    © © All Rights Reserved

    Available Formats

    XLS, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Report this Document
    BayWalk Bank's portfolio at risk as of December 2005 consisted of 1,873 borrowers with a total outstanding balance of 19.8 million. 668 borrowers or 18.9% of the outstanding balance, totaling 3.75 million, were overdue by over 90 days and required a 100% loan loss provisioning. In total, the bank was required to set aside 4.7 million to cover potential losses from non-performing loans.

    Copyright:

    © All Rights Reserved
    Download as XLS, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xls, pdf, or txt
    6 views1 page

    5 PARExAnswerSht

    Uploaded by

    Rui Wilson Pais Chikande
    BayWalk Bank's portfolio at risk as of December 2005 consisted of 1,873 borrowers with a total outstanding balance of 19.8 million. 668 borrowers or 18.9% of the outstanding balance, totaling 3.75 million, were overdue by over 90 days and required a 100% loan loss provisioning. In total, the bank was required to set aside 4.7 million to cover potential losses from non-performing loans.

    Copyright:

    © All Rights Reserved
    Download as XLS, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xls, pdf, or txt
    of 1

    BayWalk Bank, Inc.

    (A Rural Bank)
    Consolidated
    PORTFOLIO AT RISK
    As of December 2005

    Number of Loan Amount Outstanding % Outstanding % Required Loan Required Loan


    Days Overdue
    Borrowers Overdue Balance Balance Loss Provisioning Loss Provisioning

    Current 668.00 - 13,126,152.13 66.14% 1.00% 131,261.52

    1 - 7 days 29.00 86,919.54 312,100.23 1.57%


    8 - 14 days 14.00 95,692.63 437,033.04 2.20% 2.00% 20,997.80
    15 - 30 days 45.00 240,338.78 300,756.60 1.52%
    31 - 60 days 91.00 311,264.64 549,926.03 2.77% 20.00% 109,985.21
    61 - 90 days 358.00 856,725.19 1,368,986.34 6.90% 50.00% 684,493.17
    Over 90 days 668.00 5,477,283.42 3,750,485.13 18.90% 100.00% 3,750,485.13

    Sub-Total 1,205.00 7,068,224.20 6,719,287.37 33.86% 4,565,961.30

    Total 1,873.00 7,068,224.20 19,845,439.50 100.00% 4,697,222.82

    You might also like