Formula Sheet

FV
( 1+k )n
1. PV =
CF0 CF 1 CFn−1
0
+ 1
+ .. .. .. . .. .. .. . .. .. . .. .. ..... ...... .. .. . .. .. .. . .. .. . .. ..+
(1+k ) (1+k ) (1+k )n−1
2. PV =
CF1 CF2 CFn
1
+ 2
+ .... .. .. . .. .. .. . .. .. . .. .. ... .. ...... .. .. . .. .. .. . .. .. . ..+
(1+k ) (1+k ) (1+k)n
3. PV =
1
1− ]/ k
(1+k )n
4. PVA(Ordinary Annuity) = CF [ ]
1
1− ]/ k
(1+ k )n
5. PVA(Ordinary Due) = CF [ ](1+k)
6. PVA(perpetuity) = CF/K

7. FV (Lump Sum Amount)=PV (l+k)n

9. FV= CF1 (1+k) n-1 + CF 2(1+k) n-2 ....... + CFn (l+k)n-n

10. FVA(Ordinary Annuity) =CF

( ( 1+k )n −1 )
k )
11. FVA(Annuity Due) = CF
( ( 1+k )n −1 )
k ) (l+k)
12. EIR= (l+k/m)m -l