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DHAN VRIDDHI – RELOADED – A STUDY
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 DHAN VRIDDHI 1.5 TIMES – RATES
AGE 18 YEARS 15 YEARS 10 YEARS
PREMIUM MATURITY PREMIUM MATURITY PREMIUM MATURITY

10 7,33,250 23,50,000 8,02,000 21,25,000 8,92,400 17,00,000

20 7,46,150 23,50,000 8,13,600 21,25,000 9,01,250 17,00,000

30 7,47,300 23,50,000 8,14,500 21,25,000 9,01,750 17,00,000

40 7,53,000 23,50,000 8,19,200 21,25,000 9,04,600 17,00,000

50 7,71,500 23,50,000 8,34,900 21,25,000 9,15,200 17,00,000

60 8,13,750 23,50,000 8,69,450 21,25,000 9,37,450 17,00,000

10 LAKHS BASIC SUM ASSURED

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 DHAN VRIDDHI THE IDEAL INVESTMENT- 18 YEARS TERM
AGE 10 LAKHS SUM ASSURED -1.25 10 LAKHS SUM ASSURED – 10 TIMES
INVESTMENT COVER# WITH GST RETURN INVESTMENT COVER# WITH GST RETURN
0 7,31,900 9,14,875 7,64,836 23,50,000 5,69,650 56,96,500 5,95,284 17,20,000
5 7,32,150 9,15,188 7,65,097 23,50,000 5,74,950 57,49,500 6,00,823 17,20,000
10 7,33,250 9,16,563 7,66,246 23,50,000 5,96,200 59,62,000 6,23,029 17,20,000
15 7,34,000 9,17,500 7,67,030 23,50,000 6,13,350 61,33,500 6,40,951 17,20,000
20* 7,46,150 9,32,688 7,79,727 23,50,000 6,33,750 63,37,500 6,62,269 17,20,000
25* 7,46,450 9,33,063 7,80,040 23,50,000 6,46,500 64,65,000 6,75,593 17,20,000
32* 7,47,900 9,34,875 7,81,556 23,50,000 7,04,900 70,49,000 7,36,621 17,20,000
35* 7,49,200 9,36,500 7,82,914 23,50,000
TRIPLES IN 18 YEARS
40* 7,53,000 9,41,250 7,86,885 23,50,000 THE BETTER THAN THE
50* 7,71,500 9,64,375 8,06,218 23,50,000 BEST INVESTMENT IN
TOWN
60* 8,13,750 10,17,188 8,50,369 23,50,000
# BASIS COVER IN ADDITION TO GA
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 DHAN VRIDDHI-AN EQUAL INVESTMENT STUDY 18 YEARS TERM
AGE APPROXIMATE INVESTEMENT 10 LAKHS – APPROXIMATE INVESTEMENT 10 LAKHS –
1.25 TIMES COVER 10 TIMES COVER
INVESTMENT BASIC SA WITH GST RETURN INVESTMENT BASIC SA WITH GST RETURN

0 10,06,362 13,75,000 10,51,648 32,31,250 10,08,280 17,70,000 10,53,653 30,44,400

5 10,06,706 13,75,000 10,52,008 32,31,250 10,06,163 17,50,000 10,51,440 30,10,000

10 10,04,552 13,70,000 10,49,757 32,19,500 10,13,540 17,00,000 10,59,149 29,24,000

15 10,05,580 13,70,000 10,50,831 32,19,500 10,12,027 16,50,000 10,57,568 28,38,000

20* 10,07,302 13,50,000 10,52,631 31,72,500 10,14,000 16,20,000 10,59,630 27,52,000

25* 10,07,707 13,50,000 10,53,054 31,72,500 10,18,237 15,75,000 10,64,058 27,09,000

32* 10,09,665 13,50,000 10,55,100 31,72,500 10,04,482 14,25,000 10,49,684 24,51,000

BOTH OPTIONS GIVE ALMOST SIMILAR RETURNS

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DHAN VRIDDHI - 18 YEARS TERM- COMPARITIVE STUDY - 1.25 TIMES
AGE 10 LAKHS SUM ASSURED -1.25 COVER OTHER INVESTMENT
WITH GST COVER# RETURN INVESTMENT RETURN @6% COMPOUNDED QLY
0 7,64,836 9,14,875 23,50,000 7,64,836 22,34,241
5 7,65,097 9,15,188 23,50,000 7,65,097 22,35,003
10 7,66,246 9,16,563 23,50,000 7,66,246 22,38,360
15 7,67,030 9,17,500 23,50,000 7,67,030 22,40,650
20* 7,79,727 9,32,688 23,50,000 7,79,727 22,77,740
25* 7,80,040 9,33,063 23,50,000 7,80,040 22,78,538
32* 7,81,556 9,34,875 23,50,000 7,81,556 22,83,083
35* 7,82,914 9,36,500 23,50,000 7,82,914 22,87,050
40* 7,86,885 9,41,250 23,50,000 7,86,885 22,98,650
50* 8,06,218 9,64,375 23,50,000 8,06,218 23,55,126
60* 8,50,369 10,17,188 23,50,000 8,50,369 24,84,100
NOWHERE AN 18 YEARS DEPOSIT PREVAILS , WE GIVE BETTER RATES EVEN AT HIGHER AGES
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 DHAN VRIDDHI - 18 YEARS TERM- COMPARITIVE STUDY- 10 TIMES
AGE 10 LAKHS SUM ASSURED – OTHER INVESTMENT PER YEAR DIFFERENCE
10 TIMES COVER
INVESTMENT COVER# RETURN INVESTMENT RETURN @6% MLY PREMIUM FOR
WITH GST COMPOUNDED TERM COVER
QLY (DIFF BETWEEN BOTH / 18 *12 )

0 5,95,284 56,96,500 17,20,000 5,95,284 17,38,945 87 PM FOR 57 LAKHS SA

5 6,00,823 57,49,500 17,20,000 6,00,823 17,55,126 162 PM FOR 57.5 LAKHS SA

10 6,23,029 59,62,000 17,20,000 6,23,029 18,19,994 462 PM FOR 60 LAKHS SA

15 6,40,951 61,33,500 17,20,000 6,40,951 18,72,348 705 PM FOR 61 LAKHS SA

20* 6,62,269 63,37,500 17,20,000 6,62,269 19,34,622 993 PM FOR 63 LAKHS SA

25* 6,75,593 64,65,000 17,20,000 6,75,593 19,73,544 1173 PM FOR 67 LAKHS SA

32* 7,36,621 70,49,000 17,20,000 7,36,621 21,51,819 1999 PM FOR 70 LAKHS SA

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 DHAN VRIDDHI THE IDEAL INVESTMENT- 15 YEARS TERM
AGE 10 LAKHS SUM ASSURED -1.25 10 LAKHS SUM ASSURED – 10 TIMES
INVESTMENT COVER# WITH GST RETURN INVESTMENT COVER# WITH GST RETURN
3 8,00,750 10,00,938 8,36,784 21,25,000 6,29,500 62,95,000 6,57,828 16,00,000
5 8,00,950 10,01,188 8,36,993 21,25,000 6,35,250 63,52,500 6,63,836 16,00,000
10 8,02,000 10,02,500 8,38,090 21,25,000 6,58,400 65,84,000 6,88,028 16,00,000
15 8,02,750 10,03,438 8,38,874 21,25,000 6,76,350 67,63,500 7,06,786 16,00,000
20* 8,13,600 10,17,000 8,50,212 21,25,000 6,94,000 69,40,000 7,25,230 16,00,000
25* 8,13,800 10,17,250 8,50,421 21,25,000 7,03,100 70,31,000 7,34,740 16,00,000
30* 8,14,500 10,18,125 8,51,153 21,25,000 7,29,000 72,90,000 7,61,805 16,00,000
35* 8,16,050 10,20,063 8,52,772 21,25,000 7,91,650 79,16,500 8,27,274 16,00,000
40* 8,19,200 10,24,000 8,56,064 21,25,000
MORE THAN 2.5
50* 8,34,900 10,43,625 8,72,470 21,25,000
TIMES IN 15
60* 8,69,450 10,86,813 9,08,575 21,25,000 YEARS
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 DHAN VRIDDHI-AN EQUAL INVESTMENT STUDY 15 YEARS TERM
AGE 10 LAKHS INVESTMENT -1.25 TIMES 10 LAKHS – 10 TINVESTMENT 10 TIMES

INVESTMENT BASIC SA WITH GST RETURN INVESTMENT BASIC SA WITH GST RETURN

3 10,00,937 12,50,000 10,45,979 26,56,250 10,07,200 16,00,000 10,52,524 25,60,000

5 10,01,187 12,50,000 10,46,240 26,56,250 10,16,400 16,00,000 10,62,138 25,60,000

10 10,02,500 12,50,000 10,47,612 26,56,250 10,20,520 15,50,000 10,66,443 24,80,000

15 10,03,437 12,50,000 10,48592 26,56,250 10,14,000 15,00,000 10,60,179 24,00,000

20* 10,08,864 12,40,000 10,54,263 26,35,000 10,06,300 14,50,000 10,51,584 23,20,000

25* 10,09,112 12,40,000 10,54,522 26,35,000 10,19,495 14,50,000 10,65,372 23,20,000

30* 10,01,835 12,30,000 10,46,918 26,13,750 10,20,600 14,00,000 10,66,527 22,40,000

35* 10,03,741 12,30,000 10,48,909 26,13,750 10,29,145 13,00,000 10,75,457 20,80,000

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DHAN VRIDDHI - 15 YEARS TERM- COMPARITIVE STUDY - 1.25 TIMES
AGE 10 LAKHS SUM ASSURED -1.25 COVER OTHER INVESTMENT
WITH GST COVER# RETURN INVESTMENT RETURN @6% COMPOUNDED QLY
3 8,36,784 10,00,938 21,25,000 8,36,784 20,44,479
5 8,36,993 10,01,188 21,25,000 8,36,993 20,44,989
10 8,38,090 10,02,500 21,25,000 8,38,090 20,47,670
15 8,38,874 10,03,438 21,25,000 8,38,874 20,49,585
20* 8,50,212 10,17,000 21,25,000 8,50,212 20,77,287
25* 8,50,421 10,17,250 21,25,000 8,50,421 20,77,797
30* 8,51,153 10,18,125 21,25,000 8,51,153 20,79,586
35* 8,52,772 10,20,063 21,25,000 8,52,772 20,83,542
40* 8,56,064 10,24,000 21,25,000 8,56,064 20,91,585
50* 8,72,470 10,43,625 21,25,000 8,72,470 21,31,669
60* 9,08,575 10,86,813 21,25,000 9,08,575 22,19,883
DOES A 15 YEAR DEPOSIT PREVAIL ELSEWHERE ?.., THE BEST IS HERE ….BUT NOT FOR LONG
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 DHAN VRIDDHI - 15 YEARS TERM- COMPARITIVE STUDY- 10 TIMES
AGE 10 LAKHS SUM ASSURED OTHER INVESTMENT PER YEAR DIFFERECE
10 TIMES COVER
INVESTMENT COVER# RETURN INVESTMENT RETURN @6% MLY PREMIUM FOR
WITH GST COMPOUNDED TERM COVER
QLY (DIFF BETWEEN BOTH / 15*12 )

3 6,57,828 62,95,000 16,00,000 6,57,828 16,07,243 40 PM FOR 63 LAKHS SA

5 6,63,836 63,52,500 16,00,000 6,63,836 16,21,922 121 PMFOR 63.5 LAKHS SA
10 6,88,028 65,84,000 16,00,000 6,88,028 16,81,029 450 PM FOR 66 LAKHS SA
15 7,06,786 67,63,500 16,00,000 7,06,786 17,26,860 704 PM FOR 67.5 LAKHS SA
20* 7,25,230 69,40,000 16,00,000 7,25,230 17,71,924 955 PM FOR 69 LAKHS SA
25* 7,34,740 70,31,000 16,00,000 7,34,740 17,95,159 1084 PM FOR 70 LAKHS SA
30* 7,61,805 72,90,000 16,00,000 7,61,805 18,61,286 1451 PM FOR 73 LAKHS SA
35* 8,27,274 79,16,500 16,00,000 8,27,274 20,21,243 2340 PM FOR 79 LAKHS SA

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 DHAN VRIDDHI THE IDEAL INVESTMENT- 10 YEARS TERM
AGE 10 LAKHS SUM ASSURED -1.25 10 LAKHS SUM ASSURED – 10 TIMES

INVESTMENT COVER# WITH GST RETURN INVESTMENT COVER# WITH GST RETURN

8 8,92,050 11,15,063 9,32,192 17,00,000 7,39,250 73,92,500 7,72,516 13,50,000

10 8,92,400 11,15,500 9,32,558 17,00,000 7,48,850 74,88,500 7,82,548 13,50,000
15 8,93,100 11,16,375 9,33,289 17,00,000 7,68,500 76,85,000 8,03,083 13,50,000
20* 9,01,250 11,26,563 9,41,806 17,00,000 7,82,000 78,20,000 8,17,190 13,50,000
25* 9,01,350 11.26.688 9,41,911 17,00,000 7,85,400 78,54,000 8,20,743 13,50,000
30* 9,01,750 11,27,188 9,42,329 17,00,000 7,99,750 79,97,500 8,35,739 13,50,000
35* 9,02,700 11,28,375 9,43,321 17,00,000 8,34,600 83,46,000 8,72,157 13,50,000
40* 9,04,600 11,30,750 9,45,307 17,00,000 9,13,350 91,33,500 9,54,451 13,50,000
50* 9,15,200 11,44,000 9,56,384 17,00,000
60* 9,37,450 11,71,813 9,79,635 17,00,000

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 DHAN VRIDDHI-AN EQUAL INVESTMENT STUDY 10 YEARS TERM
AGE 10 LAKHS SUM ASSURED -1.25 10 LAKHS SUM ASSURED – 10 TIMES

INVESTMENT BASIC SA WITH GST RETURN INVESTMENT BASIC SA WITH GST RETURN

8 10,25,857 11,50,000 10,72,021 19,55,000 10,34,950 14,00,000 10,81,523 18,90,000

10 10,26,260 11,50,000 10,72,442 19,55,000 10,10,947 13,50,000 10,56,440 18,22,500

15 10,27,065 11,50,000 10,73,283 19,55,000 10,37,475 13,50,000 10,84,161 18,22,500

20* 10,36,437 11,50,000 10,83,077 19,55,000 10,16,600 13,00,000 10,62,347 17,55,000

25* 10,36,552 11,50,000 10,83,197 19,55,000 10,21,020 13,00,000 10,66,966 17,55,000

30* 10,37,012 11,50,000 10,83,678 19,55,000 10,39,675 13,00,000 10,86,460 17,55,000

35* 10,38,105 11,50,000 10,84,820 19,55,000 10,01,520 12,00,000 10,46,588 16,20,000

40* 10,40,290 11,50,000 10,87,103 19,55,000 10,50,352 11,50,000 10,97,618 15,52,500

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DHAN VRIDDHI – 10 YEARS TERM- COMPARITIVE STUDY - 1.25 TIMES
AGE 10 LAKHS SUM ASSURED -1.25 OTHER INVESTMENT
INVESTMENT COVER# RETURN INVESTMENT RETURN @ 6% COMPOUNDED QLY
WITH GST
8 9,32,192 11,15,063 17,00,000 9,32,192 16,91,040
10 9,32,558 11,15,500 17,00,000 9,32,558 16,91,704
15 9,33,289 11,16,375 17,00,000 9,33,289 16,93,030
20* 9,41,806 11,26,563 17,00,000 9,41,806 17,07,543
25* 9,41,911 11.26.688 17,00,000 9,41,911 17,08,671
30* 9,42,329 11,27,188 17,00,000 9,42,329 17,09,429
35* 9,43,321 11,28,375 17,00,000 9,43,321 17,11,229
40* 9,45,307 11,30,750 17,00,000 9,45,307 17,14,831
50* 9,56,384 11,44,000 17,00,000 9,56,384 17,34,926
60* 9,79,635 11,71,813 17,00,000 9,79,635 17,71,662

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 DHAN VRIDDHI – 10 YEARS TERM COMPARITIVE STUDY- 10 TIMES
AGE 10 LAKHS SUM ASSURED OTHER INVESTMENT PER YEAR DIFFERECE
INVESTMENT COVER# RETURN INVESTMENT RETURN @ 6% MTHLY PREM FOR TERM
WITH GST COMPOUNDED (DIFF BETWEEN BOTH / 120)
QLY
8 7,72,516 73,92,500 13,50,000 7,72,516 14,01,380 426 PM FOR 74 LAKHS SA
10 7,82,548 74,88,500 13,50,000 7,82,548 14,19,579 579 PM FOR 75 LAKHS SA

15 8,03,083 76,85,000 13,50,000 8,03,083 14,56,830 890 PM FOR 77 LAKHS SA

20* 8,17,190 78,20,000 13,50,000 8,17,190 14,82,421 1103 PM FOR 78 LAKHS SA

25* 8,20,743 78,54,000 13,50,000 8,20,743 14,88,866 1157 PM FOR 78 LAKHS SA

30* 8,35,739 79,97,500 13,50,000 8,35,739 15,16,070 1383 PM FOR 80 LAKHS SA

35* 8,72,157 83,46,000 13,50,000 8,72,157 15,82,134 1934 PA FOR 83 LAKHS SA

40* 9,54,451 91,33,500 13,50,000 9,54,451 17,31,419 3178 PA FOR 91 LAKHS SA

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 DHAn vriddhi- A TAX SAVING BOND
10 YEARS LOCK IN- OPTION 2
AGE APPRX BASIC APPRX COVER IT BENEFIT NET PREMIUM APPROXIMATE
PREMIUM* @ 20 % SLAB RETURN- NON
U/S 80 C TAXABLE*

20 1,50,000 15,00,000 30,000 1,20,000

2,37,500
30 1,50,000 15,00,000 30,000 1,20,000
2,37,500
40 1,50,000 15,00,000 30,000 1,20,000
2,12,500
ENHANCED
RETURNS IN
CASE OF 15, 18 THE BEST TAX SAVING INSTRUMENT IN TOWN
YEARS
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DHAn vriddhi- LET THE WEALTH GROW

THANK YOU

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