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Variable Benefits

Decreasing term assurance amount covered is for a home


loan wich decreases
with time
against inflation
Pensioner protected
Increasing Annuity

Compounding Increases

Assurances

Whole life contracts


o 1 abt ltbt.tl tbt for both
0 1 Ax AJ
Hi KIT 1 353 1 4 4

Hb A jt
ÉÉi Cy Ax j.s 5 15 I

Endowment assurance contracts


Axing é Itb Asami i Axb J cannot have immediate
payment

ay i Ajc p it

Citi it
Tian it Its it
Itb Ajam

Life annuities
whole life annuities
I Citbt Hkt HH13 HK
O
Chi's E 2
1 353 it
i
ji disc jt a ga
itbt.Hbt.tt
It
Temporary annuities
Itb gz

9ane.j9jgg.i
e
doc p
g

Simple Increases

Assurances

whole life contract


0 I 2 3 4

H1 fi 2
1 353 it 4

IA c
É Hk v ki
ga IA x It IA x

EPU l by Aoc t by IA x
EPV i bt a by CIA x

Term assurance contract

IA c p CIA x DEI nAxtn IA an

EPV I b Asim b IA I m

Endowment assurance contract

IA x n I b Adam tb IA I p t Abn Axing

Annuities

Whole life annuities


Iai x É Hk Ukip c Ia ÉkukkPx
EPV CI Cy as Ct Ia x
EPV I C ax t Ct Ia x

Ia oc Iai so Ex

Temporary annuity
Ici an Ia x DII nascent Iai cen

GPU I c ascent C Ici x D

With profits contract


premiums benefits increase with investment income under the contract
unknown increases
Share of surplus cash payments
reduced premiums in future
increase in benefit in future constant premium

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