Agency Name ANVI VENTURES S No Rating Parameters Score ()

Is the agreement available and signed by both the parties Available 1 CAPACITY AT THE AGENCY 7
Period of Audit October-2019 to December-2019 2 ALLOCATION FILE MANAGEMENT 2

Date of Audit 22-Jan-20 3 RECEIPT BOOK AUDIT 24

Name of the proprietor Bhavani K 4 PAYMENTS PROCESS AUDIT 23
Products handled by the agency Card 5 TRAILS AUDIT 4
Buckets handled by the agency Flow 6 DOCUMENTS MAINTAINED AT AGENCY 7
Name of the Auditor ADKS & CO. 7 AGENCY BILLING 0
Date when issues handed over to Agency Prop / Representative 22-Jan-20 8 INFOSEC 28
Audit Rating A Total 95
Target Date assigned for actioning closures Audit Rating

Score Grade
1 CAPACITY AT THE AGENCY (Refer Appendix) Expected CARDS Final scores 85 and Above A
scores For Cards
cards

1.1 SUPERVISORS 1 1 Greater than 70 but Less than or Equal to 84 B

Hired 70 and Below C
De-hired
TOTAL - As of today
1.2 Collectors 1 6 1
Hired 0
De-hired 0
TOTAL - As of today 6
1.3 Tele-callers 1 0 1
Hired 0
De-hired 0
TOTAL - As of today 0
1.4 Check if Endorsement Cards have been returned back to the bank for all 4 No collector quit during the current audit 4
collectors that have quit since last audit. Highlight cases where the TAT of period
returning the Endorsement Cards is >4 working days from the date when
Collector has quit.

2 ALLOCATION FILE MANAGEMENT CARDS

2.1 Availability of Allocation Letter 1 Available 1

2.2 Collector wise case allocation handsoff 1 Available 1

2.3 Performance letter availability 1 Not Available 0

3 RECEIPT BOOK AUDIT (Refer Annexure for Details) CARDS

3.1 Availability of the Receipt book Control register in the standard format. 4 4
NA agency doing collection Through Mobile app
Collector's handsoff available for all the Receipt Books issued during the Audit Period
3.2 3 3
NA agency doing collection Through Mobile app
Total no of books available with Vendor as per last audit check (Mention Book numbers
3.3 in Annexure_Stock Recon, refer Receipt Mis provided by PCU) 3 3
0
New Receipt books received during audit period (Mention Book numbers in
3.4 Annexure_Stock Recon, refer Receipt Mis provided by PCU) 2 0 2
 Books returned by the FOS but bot yet despatched to bank (Highlight cases where
books have not been returned to the bank within a TAT of 7 working days from the
3.5 date when the FOS had returned the books to the vendor) 3 0 3

Books returned to bank during the audit period (Mention Book numbers in
Annexure_Stock Recon, refer Receipt Mis provided by PCU)
3.6 1 0 1

Unused Receipt books as on date of Audit (Mention Book numbers in

3.7 Annexure_Stock Recon, refer Receipt Mis provided by PCU) 1 0 1

Active Receipt Books as on date of Audit lying with the vendors. Check and highlight the
reciepts which have exceeded the TAT for return of reciept to the bank (60 days for
banking and 90 days for cards) (Mention used and unused receipt book numbers in
3.8 Annexure_Stock Recon, refer Receipt Mis provided by PCU) 4 0 4

Check if the Number of books available with the Agency is in sync with the Issuance /
3.9 Return list sent by Process Controls 1 0 1

3.10 No of Field Executives as per current audit 4

Check if executives to whom Receipt Books are issued have I Cards. (If not, highlight
3.11 1 1
discrepencies along with name of the Collector) Yes
3.12 Storage medium for the unused stock of receipt books 1 NA 1

4 PAYMENTS PROCESS AUDIT CARDS (Count)

4.1 Check if the Plywise Control register is in the standard format & is updated on a daily
3 3
basis NA agency doing collection Through Mobile app
4.2 Check if there is overwriting being done in the Plywise Register
3 3
NA agency doing collection Through Mobile app
4.3 Check for total payments processed by the agency during audit period

1 1

Yes
4.4 Check 15% of those payments for following and highlight discrepancies ONLY (atleast 10
of such cases should be of the month end). 2 2
No such discrepancy
a Mismatch between Loan / Card # mentioned on the receipt and deposit schedule (Refer
1 1
Annexure_Payments Recon for details) No such discrepancy
b Mismatch between amount mentioned on the receipt and deposit schedule (Refer
2 2
Annexure_Payments Recon for details) No such discrepancy
c Pickup cash payments>50Ks and check whether PAN is mentioned on the receipt for the
1 1
same (Refer Annexure_Payments Recon for details) No such discrepancy
d Receipt issued for Cash and cheque is deposited or vice versa (Refer
2 2
Annexure_Payments Recon for details) No such discrepancy
e Cases where deposition with the bank has happenned beyond 2 working days from the
date of receipt issuance (Refer Annexure_Payments Recon for details) 3 3
No such discrepancy
f Reason for cancellation is mentioned for Cancelled receipts. All plies are available in the
book if the receipt has not yet been returned (Refer Annexure_Payments Recon for 2 2
details) NA agency doing collection Through Mobile app
g Overwriting observed on Receipt Slips

2 2

NA agency doing collection Through Mobile app

h Are all the receipts issued serially, please check for any break-in-series and report (Refer
Annexure_Payments Recon for details) 1 1
NA agency doing collection Through Mobile app

5 TRAILS AUDIT CARDS

5.1 DCRs issued to all the collectors NA Please exclude this point for current month audit
2 2
5.2 DCRs are complete in all respects & are not overwritten 1 NA 1 Please exclude this point for current month audit
5.3 Check if the statcards are getting printed out of the CMS 1 NA 1 Please exclude this point for current month audit
5.4 Recording Facility available 0 NA 0
5.5 Confirmation and test of calls being recorded. 0 NA 0
5.6 Call recorded being stored for 6 months and call recordings are being named such that NA
retrieval of the recordings is possible. Highlight any exceptions. Get a 5% random sample
(minimum 10 and maximum 25) of calls for retrieval and check usability 0 0

6 DOCUMENTS MAINTAINED AT AGENCY CARDS

6.1 Are there any customers' cheques lying with the Agency 2 No 2

6.2 Count the number of those cheques and check how many of those cheques do 2 NA 2
not pertain to the current month.

6.3 Is there a customer complaint register available at the agency 1 No 1

6.4 Are there any self cheques of customers lying at the agency 2 No 2

7 AGENCY BILLING CARDS

7.1 Any delays in submission of bills observed (Please provide the date when said bill was
raised & provide the details of invoices pending to be raised)
4 No 0

8 INFOSEC CARDS
8.1 Check for availability of the updated Information Security Policy as provided 1 Available 1
by the bank
8.2 2 BFL bank dedicated PC available 2
Check for memo, authorising vendor staffs to use BFL Bank dedicated PCs.

8.3 Check the PC for any old customer data pertaining to > 2 months (excluding 3 No old data found 3
the current month)

8.4 Any External Storage Device is used - like CD / DVD ROM / Floppy Disk / PEN drive 1 NO 1

8.5 Check if the agency is using any email ID and if it has any old customer data 3 NO 3
pertaining to > 2 months (excluding the current month)

8.6 Check if attachments sent by the agency to Field agencies on email are 3 3
password protected using Winzip ver 9 or above. Also check if data is
exchanged by pasiting sensitive information like card/loan no & name of
customers on the body or subject line of the mail. Yes
8.7 Check if the Data purging memo available for the last month 3 3
Yes
8.8 Check if the email ID in use for bank purpose is listed in the Central database 2 2
of the bank. Also check if the email ID is used exclusive for BFL Bank
activities Yes
8.9 IF PC is part of the LAN, check if there is a master folder in PC used for BFL 2 2
which should contain a password so that no one from LAN connection can
access the folder used for BFL directly. Also check for user authorisation
memo. Yes
8.10 Check if hardcopy of official documentations at vendors premise are stored 1 Yes 1
under lock and key in a cabinet. Check for the memo authorising access by
the users.
8.11 Randomly sample 5% of the PCs to check if there are separate rights 1 Yes 1
assigned to user and the administrator.
8.12 Check if Teller and Data entry area are separate, with restricted access to 1 Yes 1
authorised staffs only. Also check for the user authorisation memo for
accessing such area.
8.13 Check if the Vendor maintains Visitor's Register 1 Yes 1
8.14 Check if Fax machine is used only under supervision of Authorized personnel 1 Not Available 1
(Check for the Authorisation Memo)
8.15 Is CMS installed and working in the agency 1 Not Applicable 1
8.16 All PCs should be password protected and password should not be shared. 2 Yes 2
100 95
 On board Date - Attended Received
Designation Delay in sending Reference Application For Current
S. Date Of as on Date when Endorsement Bio Data with Allocation Money Receipt BFL Certificate
No.
Name Of The Collector
Joining
(Collector / Tc / Fcu Code
Audit Date Quit Card returned Endorsement Photograph
Check Police Verification Signed Coc Endorsement
Done (Y/N) issued (Y/N) Mandated on BFL
Supervisor) Card Available with Pod Card Available
(Y / N) to bank Training Training

1 Hanumantharayappa 15-Jan-19 Collector 2019200242 YES NA NA NA YES YES Expired and Resubmitted YES YES YES YES NA NA
2 Harish Kanth 20-Apr-19 Collector 2019200243 YES NA NA NA YES YES NO YES YES YES YES NA NA
3 B S Vinay 12-May-19 Collector 2019200244 YES NA NA NA YES YES NO YES YES YES NO NA NA
4 Ashwath Narayana 14-Feb-19 Collector NA YES NA NA NA YES YES YES YES NA YES NO NA NA
5 Preetham 28-Jan-19 Collector NA YES NA NA NA YES YES NO YES NA YES NO NA NA
6 Nagabhushan 20-May-19 Collector NA YES NA NA NA YES YES NO YES NA YES YES NA NA
 Receipt Book Stock Reconciliation

Payments
Issued to Date returned to Date returned to processed- Cancelled
Audit date Book No. Ply from Ply to Date received from Bank Collector (Y / N) Agency Bank Oct.18 onwards Receipts

No physical receipt books used as the receipts are issued via mobile application.
 Payment Process Check - Discrepancies
Monthend Amount in
Account Number in Account Number in Amount in
S.No Book. No Receipt No. Receipt Date Receipt Deposit Date Deposit Error Details
Receipt Deposit Schedule Receipt
(Y / N) Schedule
1 Mobile App M34812727 10/04/2019 5-Oct-19 0005369077364736175 0005369077364736175 11300 11300
2 Mobile App M34812940 10/04/2019 5-Oct-19 0005369077361430780 0005369077361430780 7700 7700
3 Mobile App M34813169 10/05/2019 6-Oct-19 0005369077252613908 0005369077252613908 4030 4030
4 Mobile App M34820652 10/05/2019 6-Oct-19 0005256118804464469 0005256118804464469 56750 56750
5 Mobile App M34855381 10/07/2019 8-Oct-19 0007777777800135401 0007777777800135401 7114 7114
6 Mobile App M34856322 10/07/2019 8-Oct-19 0005369076452747672 0005369076452747672 3850 3850
7 Mobile App M34936485 10/09/2019 10-Oct-19 0005369077351986155 0005369077351986155 2800 2800
8 Mobile App M34937932 10/09/2019 10-Oct-19 0005369077252654738 0005369077252654738 3730 3730
9 Mobile App M34940880 10/09/2019 10-Oct-19 0005369076350360065 0005369076350360065 7500 7500
10 Mobile App M34947237 10/09/2019 10-Oct-19 0005369077550059465 0005369077550059465 4511 4511
11 Mobile App M34949065 10/09/2019 10-Oct-19 0005369077503121354 0005369077503121354 2700 2700
12 Mobile App M34955109 10/09/2019 10-Oct-19 0005369077351210986 0005369077351210986 5574 5574
13 Mobile App M34955128 10/09/2019 10-Oct-19 0005369077260394426 0005369077260394426 3600 3600
14 Mobile App M34993751 10/10/2019 11-Oct-19 0005256118804705564 0005256118804705564 9000 9000
15 Mobile App M35016231 10/10/2019 11-Oct-19 0005369077360160586 0005369077360160586 3500 3500
16 Mobile App M35031754 10/10/2019 11-Oct-19 0005256118950160622 0005256118950160622 7200 7200
17 Mobile App M35041318 10/10/2019 11-Oct-19 0005369076450985688 0005369076450985688 3200 3200
18 Mobile App M35043280 10/10/2019 11-Oct-19 0005369077254473186 0005369077254473186 3630 3630
19 Mobile App M35053594 10/10/2019 11-Oct-19 0005256118850882366 0005256118850882366 388 388
20 Mobile App M35054687 10/10/2019 11-Oct-19 0005256118850882366 0005256118850882366 3412 3412
21 Mobile App M35055945 10/10/2019 11-Oct-19 0005256118802422832 0005256118802422832 6000 6000
22 Mobile App M35056568 10/10/2019 11-Oct-19 0005369077351896214 0005369077351896214 8447 8447
23 Mobile App M35077378 10/11/2019 12-Oct-19 0005369077357996539 0005369077357996539 3600 3600
10/11/2019 12-Oct-19 0005369077360456174 0005369077360456174 15100 15100
24 Mobile App M35079250
25 Mobile App M35080737 10/11/2019 12-Oct-19 0005369077251753051 0005369077251753051 5903 5903
26 Mobile App M35096630 10/11/2019 12-Oct-19 0005369077353121231 0005369077353121231 2700 2700
27 Mobile App M35102262 10/11/2019 12-Oct-19 0005369077364733370 0005369077364733370 5400 5400
28 Mobile App M35119524 10/11/2019 12-Oct-19 0005256118801402504 0005256118801402504 7400 7400
29 Mobile App M35120257 10/11/2019 12-Oct-19 0005369077352591376 0005369077352591376 6200 6200
30 Mobile App M35177649 10/12/2019 13-Oct-19 0005369077260540705 0005369077260540705 15000 15000
31 Mobile App M35200345 10/12/2019 13-Oct-19 0005369077251800639 0005369077251800639 4310 4310
32 Mobile App M35203121 10/12/2019 13-Oct-19 0005369076550296044 0005369076550296044 3035 3035
33 Mobile App M35291160 10/14/2019 15-Oct-19 0005369077365511379 0005369077365511379 700 700
34 Mobile App M35293507 10/14/2019 15-Oct-19 0005369077250177187 0005369077250177187 2000 2000
35 Mobile App M35300292 10/14/2019 15-Oct-19 0005369077260539327 0005369077260539327 3500 3500
10/14/2019 15-Oct-19 0005369077251787976 0005369077251787976 3000 3000
36 Mobile App M35310658
10/14/2019 15-Oct-19 0005369077250177187 0005369077250177187 100 100
37 Mobile App M35353251
10/14/2019 15-Oct-19 0005369077355312945 0005369077355312945 2400 2400
38 Mobile App M35361716
10/15/2019 16-Oct-19 0005256118950161943 0005256118950161943 4350 4350
39 Mobile App M35393198
10/15/2019 16-Oct-19 0005369076451889467 0005369076451889467 2254 2254
40 Mobile App M35396554
10/15/2019 16-Oct-19 0005369077252474012 0005369077252474012 3610 3610
41 Mobile App M35400348
10/15/2019 16-Oct-19 0005369077360391439 0005369077360391439 2500 2500
42 Mobile App M35407831
10/15/2019 16-Oct-19 0005256118801379199 0005256118801379199 1900 1900
43 Mobile App M35410923
10/15/2019 16-Oct-19 0005369077353808118 0005369077353808118 4035 4035
44 Mobile App M35420094
10/15/2019 16-Oct-19 0005369077361584388 0005369077361584388 2300 2300
45 Mobile App M35426286
10/15/2019 16-Oct-19 0005369076250690876 0005369076250690876 2500 2500
46 Mobile App M35427803
10/15/2019 16-Oct-19 0005369077550094322 0005369077550094322 4160 4160
47 Mobile App M35428703
10/15/2019 16-Oct-19 0005369076451505162 0005369076451505162 601 601
48 Mobile App M35436803
10/15/2019 16-Oct-19 0005369077355530835 0005369077355530835 4667 4667
49 Mobile App M35437692
10/15/2019 16-Oct-19 0005369077251703619 0005369077251703619 4166 4166
50 Mobile App M35447409
10/15/2019 16-Oct-19 0005369076452841541 0005369076452841541 3015 3015
51 Mobile App M35448293
10/15/2019 16-Oct-19 0005369077356672214 0005369077356672214 1606 1606
52 Mobile App M35449111
10/15/2019 16-Oct-19 0007777777800039785 0007777777800039785 6223 6223
53 Mobile App M35450868
10/15/2019 16-Oct-19 0005369076351607316 0005369076351607316 1940 1940
54 Mobile App M35451425
10/15/2019 16-Oct-19 0005369077250258870 0005369077250258870 1676 1676
55 Mobile App M35451785
10/15/2019 16-Oct-19 0005369077355586811 0005369077355586811 4717 4717
56 Mobile App M35451986
10/15/2019 16-Oct-19 0005369076453175501 0005369076453175501 4103 4103
57 Mobile App M35452429
10/15/2019 16-Oct-19 0005369076351607340 0005369076351607340 2660 2660
58 Mobile App M35452593
10/16/2019 17-Oct-19 0005369077357937251 0005369077357937251 5000 5000
59 Mobile App M35509607
10/16/2019 17-Oct-19 0005369077260562865 0005369077260562865 4000 4000
60 Mobile App M35519859
10/16/2019 17-Oct-19 0005369077259261743 0005369077259261743 5800 5800
61 Mobile App M35520949
10/16/2019 17-Oct-19 0005369077262603881 0005369077262603881 500 500
62 Mobile App M35522032
10/17/2019 18-Oct-19 0005256118802393165 0005256118802393165 3825 3825
63 Mobile App M35549027
10/17/2019 18-Oct-19 0005369077261277182 0005369077261277182 6700 6700
64 Mobile App M35580500
10/18/2019 19-Oct-19 0005369077257686503 0005369077257686503 4717 4717
65 Mobile App M35633253
10/18/2019 19-Oct-19 0005369077355684434 0005369077355684434 6870 6870
66 Mobile App M35634387
10/18/2019 19-Oct-19 0005256118800556417 0005256118800556417 6508 6508
67 Mobile App M35640048
10/18/2019 19-Oct-19 0005369077360534384 0005369077360534384 3800 3800
68 Mobile App M35640878
10/18/2019 19-Oct-19 0005369077355680507 0005369077355680507 4451 4451
69 Mobile App M35648562
10/18/2019 19-Oct-19 0005256118803761287 0005256118803761287 5111 5111
70 Mobile App M35657442
10/18/2019 19-Oct-19 0005369077356840662 0005369077356840662 930 930
71 Mobile App M35657682
10/18/2019 19-Oct-19 0005369077356824138 0005369077356824138 2500 2500
72 Mobile App M35658189
10/18/2019 19-Oct-19 0005256118801869546 0005256118801869546 8267 8267
73 Mobile App M35660136
10/18/2019 19-Oct-19 0005369077257693483 0005369077257693483 3018 3018
74 Mobile App M35661163
10/18/2019 19-Oct-19 0005369077361768197 0005369077361768197 9280 9280
75 Mobile App M35662194
10/18/2019 19-Oct-19 0005369077361761655 0005369077361761655 4050 4050
76 Mobile App M35662534
10/19/2019 20-Oct-19 0005369077358957795 0005369077358957795 2150 2150
77 Mobile App M35694294
10/20/2019 21-Oct-19 0005369076451832491 0005369076451832491 7200 7200
78 Mobile App M35737107
10/21/2019 22-Oct-19 0005369077263249734 0005369077263249734 1800 1800
79 Mobile App M35784081
10/21/2019 22-Oct-19 0005369077364743270 0005369077364743270 5030 5030
80 Mobile App M35800046
10/21/2019 22-Oct-19 0005369077550089702 0005369077550089702 1 1
81 Mobile App M35801936
10/23/2019 24-Oct-19 0005369077358868331 0005369077358868331 3650 3650
82 Mobile App M35906725
10/24/2019 25-Oct-19 0005369077257643462 0005369077257643462 3600 3600
83 Mobile App M35936994
10/24/2019 25-Oct-19 0005369077357809187 0005369077357809187 10970 10970
84 Mobile App M35940561
10/24/2019 25-Oct-19 0005256118804754836 0005256118804754836 15800 15800
85 Mobile App M35947454
10/24/2019 25-Oct-19 0005369077263041404 0005369077263041404 1900 1900
86 Mobile App M35950200
10/24/2019 25-Oct-19 0005256118803590041 0005256118803590041 5700 5700
87 Mobile App M35953792
10/25/2019 26-Oct-19 0005369077365771239 0005369077365771239 720 720
88 Mobile App M35985750
10/26/2019 27-Oct-19 0005369077256644404 0005369077256644404 3570 3570
89 Mobile App M36037743
10/28/2019 29-Oct-19 0005369077355828379 0005369077355828379 5757 5757
90 Mobile App M36062872
10/30/2019 31-Oct-19 0005369077550059465 0005369077550059465 5100 5100
91 Mobile App M36124114
10/30/2019 31-Oct-19 0005369076452743085 0005369076452743085 3500 3500
92 Mobile App M36125182
10/30/2019 31-Oct-19 0005369076452169182 0005369076452169182 9000 9000
93 Mobile App M36134945
10/30/2019 31-Oct-19 0005369076250956798 0005369076250956798 7000 7000
94 Mobile App M36135381
10/30/2019 31-Oct-19 0005256118803302702 0005256118803302702 5225 5225
95 Mobile App M36141008
10/31/2019 1-Nov-19 0005369077360456174 0005369077360456174 15100 15100
96 Mobile App M36164362
11/02/2019 3-Nov-19 0005369077259144543 0005369077259144543 3500 3500
97 Mobile App M36250058
11/02/2019 3-Nov-19 0005369077504670177 0005369077504670177 5040 5040
98 Mobile App M36258506
11/03/2019 4-Nov-19 0007777777800135401 0007777777800135401 7134 7134
99 Mobile App M36298537
11/03/2019 4-Nov-19 0005369076452747672 0005369076452747672 5258 5258
100 Mobile App M36298692
11/04/2019 5-Nov-19 0005369077361584388 0005369077361584388 3380 3380
101 Mobile App M36299691
11/04/2019 5-Nov-19 0005256118804759132 0005256118804759132 5900 5900
102 Mobile App M36299946
11/04/2019 5-Nov-19 0005369077361430780 0005369077361430780 8000 8000
103 Mobile App M36300858
11/04/2019 5-Nov-19 0005369076450985688 0005369076450985688 3250 3250
104 Mobile App M36300932
11/05/2019 6-Nov-19 0005369077364679144 0005369077364679144 15000 15000
105 Mobile App M36301375
11/05/2019 6-Nov-19 0005369077360564175 0005369077360564175 5700 5700
106 Mobile App M36309584
11/05/2019 6-Nov-19 0005369076550296044 0005369076550296044 3600 3600
107 Mobile App M36314436
11/06/2019 7-Nov-19 0005369077365773896 0005369077365773896 5000 5000
108 Mobile App M36325630
11/06/2019 7-Nov-19 0005369077351986155 0005369077351986155 5600 5600
109 Mobile App M36342449
11/06/2019 7-Nov-19 0005369077262081153 0005369077262081153 5700 5700
110 Mobile App M36350319
11/07/2019 8-Nov-19 0005369077260573060 0005369077260573060 15000 15000
111 Mobile App M36368389
11/07/2019 8-Nov-19 0005369077364743270 0005369077364743270 5250 5250
112 Mobile App M36371779
11/07/2019 8-Nov-19 0005256118804464469 0005256118804464469 68000 68000
113 Mobile App M36395542
11/07/2019 8-Nov-19 0005369077363487259 0005369077363487259 1540 1540
114 Mobile App M36410871
11/07/2019 8-Nov-19 0005256118850610056 0005256118850610056 8733 8733
115 Mobile App M36412423
11/08/2019 9-Nov-19 0005369076351106285 0005369076351106285 4130 4130
116 Mobile App M36440710
11/08/2019 9-Nov-19 0005369077263363402 0005369077263363402 1550 1550
117 Mobile App M36442352
11/08/2019 9-Nov-19 0005256118950210336 0005256118950210336 2400 2400
118 Mobile App M36456918
11/08/2019 9-Nov-19 0005369077358957795 0005369077358957795 4350 4350
119 Mobile App M36462138
11/09/2019 10-Nov-19 0005369077364677734 0005369077364677734 6000 6000
120 Mobile App M36520068
11/09/2019 10-Nov-19 0005369077252553724 0005369077252553724 3760 3760
121 Mobile App M36534572
11/09/2019 10-Nov-19 0005369076450800135 0005369076450800135 7600 7600
122 Mobile App M36542243
11/11/2019 12-Nov-19 0005369077353121231 0005369077353121231 5600 5600
123 Mobile App M36623274
11/11/2019 12-Nov-19 0005369077251753051 0005369077251753051 5831 5831
124 Mobile App M36650469
11/12/2019 13-Nov-19 0005369077257769648 0005369077257769648 4500 4500
125 Mobile App M36676932
11/12/2019 13-Nov-19 0005369077255503809 0005369077255503809 4500 4500
126 Mobile App M36685090
11/12/2019 13-Nov-19 0005369077251800639 0005369077251800639 4500 4500
127 Mobile App M36686414
11/12/2019 13-Nov-19 0005369077251646586 0005369077251646586 2752 2752
128 Mobile App M36689477
11/12/2019 13-Nov-19 0005369077253429213 0005369077253429213 6295 6295
129 Mobile App M36753747
11/13/2019 14-Nov-19 0005369077255423941 0005369077255423941 6500 6500
130 Mobile App M36768839
11/13/2019 14-Nov-19 0005369077260394426 0005369077260394426 3500 3500
131 Mobile App M36787725
11/13/2019 14-Nov-19 0005369077366117192 0005369077366117192 5140 5140
132 Mobile App M36799993
11/14/2019 15-Nov-19 0005369076452091691 0005369076452091691 5800 5800
133 Mobile App M36849406
11/14/2019 15-Nov-19 0005369077352591376 0005369077352591376 4500 4500
134 Mobile App M36872523
11/14/2019 15-Nov-19 0005369077259204644 0005369077259204644 4600 4600
135 Mobile App M36880286
11/15/2019 16-Nov-19 0005369077363318025 0005369077363318025 11002 11002
136 Mobile App M36922764
11/15/2019 16-Nov-19 0005369077355684434 0005369077355684434 6020 6020
137 Mobile App M36924379
11/15/2019 16-Nov-19 0005369076450095850 0005369076450095850 5300 5300
138 Mobile App M36926894
11/15/2019 16-Nov-19 0005369077355530835 0005369077355530835 4500 4500
139 Mobile App M36943521
11/15/2019 16-Nov-19 0005256118801379199 0005256118801379199 1800 1800
140 Mobile App M36960490
11/15/2019 16-Nov-19 0005369077355586811 0005369077355586811 4538 4538
141 Mobile App M36969779
11/15/2019 16-Nov-19 0005369077251703619 0005369077251703619 4162 4162
142 Mobile App M36970882
11/15/2019 16-Nov-19 0005369077550094322 0005369077550094322 4250 4250
143 Mobile App M36972153
11/15/2019 16-Nov-19 0005369077255423941 0005369077255423941 3200 3200
144 Mobile App M36973738
11/15/2019 16-Nov-19 0005369077252474012 0005369077252474012 3600 3600
145 Mobile App M36974772
11/15/2019 16-Nov-19 0005256118950161943 0005256118950161943 4350 4350
146 Mobile App M36975326
11/15/2019 16-Nov-19 0005369077353818133 0005369077353818133 7200 7200
147 Mobile App M36978720
11/15/2019 16-Nov-19 0005369076350852038 0005369076350852038 9871 9871
148 Mobile App M36982690
11/15/2019 16-Nov-19 0005369076452389475 0005369076452389475 4135 4135
149 Mobile App M36983248
11/15/2019 16-Nov-19 0005369077358869321 0005369077358869321 1965 1965
150 Mobile App M36984202
11/15/2019 16-Nov-19 0007777777800133588 0007777777800133588 4378 4378
151 Mobile App M36984586
11/15/2019 16-Nov-19 0005256118950195123 0005256118950195123 7554 7554
152 Mobile App M36985630
11/15/2019 16-Nov-19 0005369076451000297 0005369076451000297 1914 1914
153 Mobile App M36986174
11/15/2019 16-Nov-19 0005369076253105153 0005369076253105153 754 754
154 Mobile App M36986392
11/17/2019 18-Nov-19 0005256118801869546 0005256118801869546 3100 3100
155 Mobile App M37073806
11/17/2019 18-Nov-19 0005369077355680838 0005369077355680838 13900 13900
156 Mobile App M37081232
11/18/2019 19-Nov-19 0005369077363608300 0005369077363608300 5000 5000
157 Mobile App M37105633
11/18/2019 19-Nov-19 0005369077352539441 0005369077352539441 330 330
158 Mobile App M37111067
11/18/2019 19-Nov-19 0005369077253953709 0005369077253953709 4203 4203
159 Mobile App M37112178
11/18/2019 19-Nov-19 0005369077360443420 0005369077360443420 2000 2000
160 Mobile App M37112450
11/18/2019 19-Nov-19 0005369077252613908 0005369077252613908 4950 4950
161 Mobile App M37113255
11/18/2019 19-Nov-19 0005369077256782642 0005369077256782642 4130 4130
162 Mobile App M37114987
11/18/2019 19-Nov-19 0005369077253464855 0005369077253464855 5700 5700
163 Mobile App M37120785
11/18/2019 19-Nov-19 0005369077262232392 0005369077262232392 8042 8042
164 Mobile App M37127766
11/18/2019 19-Nov-19 0005369077360524815 0005369077360524815 3420 3420
165 Mobile App M37133961
11/18/2019 19-Nov-19 0005369077262132964 0005369077262132964 10050 10050
166 Mobile App M37144602
11/18/2019 19-Nov-19 0005369077256854946 0005369077256854946 7549 7549
167 Mobile App M37144732
 11/18/2019 19-Nov-19 0005369077357884602 0005369077357884602 4427 4427
168 Mobile App M37145587
11/18/2019 19-Nov-19 0005369077360534384 0005369077360534384 3784 3784
169 Mobile App M37145918
11/18/2019 19-Nov-19 0005256118803887017 0005256118803887017 3986 3986
170 Mobile App M37146457
11/18/2019 19-Nov-19 0005256118801402504 0005256118801402504 7362 7362
171 Mobile App M37146728
11/18/2019 19-Nov-19 0005369077256781081 0005369077256781081 4900 4900
172 Mobile App M37147475
11/18/2019 19-Nov-19 0005369077262217542 0005369077262217542 440 440
173 Mobile App M37147775
11/18/2019 19-Nov-19 0005369077262222187 0005369077262222187 5930 5930
174 Mobile App M37148264
11/18/2019 19-Nov-19 0005369077262886270 0005369077262886270 3774 3774
175 Mobile App M37149039
11/18/2019 19-Nov-19 0005369077359142744 0005369077359142744 3135 3135
176 Mobile App M37149386
11/18/2019 19-Nov-19 0005369077252550571 0005369077252550571 4323 4323
177 Mobile App M37150209
11/18/2019 19-Nov-19 0005369077262972435 0005369077262972435 6478 6478
178 Mobile App M37150248
11/22/2019 23-Nov-19 0005369077262155973 0005369077262155973 3600 3600
179 Mobile App M37359736
11/22/2019 23-Nov-19 0005369077262155973 0005369077262155973 257 257
180 Mobile App M37359865
11/25/2019 26-Nov-19 0005369077365771239 0005369077365771239 10000 10000
181 Mobile App M37460960
11/26/2019 27-Nov-19 0005369077361584388 0005369077361584388 27000 27000
182 Mobile App M37513961
11/26/2019 27-Nov-19 0005369077361584388 0005369077361584388 27000 27000
183 Mobile App M37513969
11/26/2019 27-Nov-19 0005369077257643462 0005369077257643462 45000 45000
184 Mobile App M37525850
11/26/2019 27-Nov-19 0005369077257643462 0005369077257643462 17810 17810
185 Mobile App M37525921
11/27/2019 28-Nov-19 0005369077262092101 0005369077262092101 3000 3000
186 Mobile App M37556795
11/30/2019 1-Dec-19 0005369077364815177 0005369077364815177 2804 2804
187 Mobile App M37696352
12/02/2019 3-Dec-19 0005369077262166004 0005369077262166004 7746 7746
188 Mobile App M37776570
12/03/2019 4-Dec-19 0005369077263062244 0005369077263062244 9020 9020
189 Mobile App M37821334
12/03/2019 4-Dec-19 0005369077358868331 0005369077358868331 3590 3590
190 Mobile App M37821807
12/03/2019 4-Dec-19 0005369077504670177 0005369077504670177 10900 10900
191 Mobile App M37821819
12/03/2019 4-Dec-19 0005369076351106285 0005369076351106285 2992 2992
192 Mobile App M37821840
12/04/2019 5-Dec-19 0005256118804759132 0005256118804759132 10000 10000
193 Mobile App M37822326
12/05/2019 6-Dec-19 0005369077360456174 0005369077360456174 14684 14684
194 Mobile App M37831225
12/05/2019 6-Dec-19 0005369077361430780 0005369077361430780 7700 7700
195 Mobile App M37843011
12/05/2019 6-Dec-19 0005369077259149245 0005369077259149245 1100 1100
196 Mobile App M37861171
12/05/2019 6-Dec-19 0005369077258319088 0005369077258319088 5070 5070
197 Mobile App M37862088
12/06/2019 7-Dec-19 0005369077366087510 0005369077366087510 5200 5200
198 Mobile App M37894304
12/07/2019 8-Dec-19 0005369077263041404 0005369077263041404 3820 3820
199 Mobile App M37964160
12/09/2019 10-Dec-19 0005369077263062244 0005369077263062244 9100 9100
200 Mobile App M38059848
12/09/2019 10-Dec-19 0005369077255503809 0005369077255503809 3546 3546
201 Mobile App M38078731
12/09/2019 10-Dec-19 0005369077364306532 0005369077364306532 300 300
202 Mobile App M38083132
12/10/2019 11-Dec-19 0005369077364755050 0005369077364755050 5000 5000
203 Mobile App M38206169
12/11/2019 12-Dec-19 0005369077350395259 0005369077350395259 5232 5232
204 Mobile App M38284094
12/12/2019 13-Dec-19 0005369076451832491 0005369076451832491 7000 7000
205 Mobile App M38314458
12/12/2019 13-Dec-19 0005369077550059465 0005369077550059465 5000 5000
206 Mobile App M38321354
12/12/2019 13-Dec-19 0005256118800136715 0005256118800136715 7000 7000
207 Mobile App M38321669
12/12/2019 13-Dec-19 0005369077363608300 0005369077363608300 3500 3500
208 Mobile App M38340194
12/13/2019 14-Dec-19 0005369077357809187 0005369077357809187 14000 14000
209 Mobile App M38401786
12/13/2019 14-Dec-19 0005369077363285620 0005369077363285620 6000 6000
210 Mobile App M38420348
12/14/2019 15-Dec-19 0005369077357744681 0005369077357744681 4300 4300
211 Mobile App M38469212
12/14/2019 15-Dec-19 0005256118804789097 0005256118804789097 2500 2500
212 Mobile App M38479064
12/14/2019 15-Dec-19 0005369077252474012 0005369077252474012 3511 3511
213 Mobile App M38487104
12/14/2019 15-Dec-19 0005369077355530835 0005369077355530835 4784 4784
214 Mobile App M38501029
12/14/2019 15-Dec-19 0005369077260394426 0005369077260394426 3500 3500
215 Mobile App M38504785
12/14/2019 15-Dec-19 0005369076350852038 0005369076350852038 5000 5000
216 Mobile App M38510980
12/14/2019 15-Dec-19 0005369076450985688 0005369076450985688 3400 3400
217 Mobile App M38523527
12/15/2019 16-Dec-19 0005369077262092101 0005369077262092101 3000 3000
218 Mobile App M38542479
12/15/2019 16-Dec-19 0005256118950161943 0005256118950161943 4210 4210
219 Mobile App M38545848
12/15/2019 16-Dec-19 0005369077250306091 0005369077250306091 3601 3601
220 Mobile App M38546874
12/15/2019 16-Dec-19 0005369077351886223 0005369077351886223 5150 5150
221 Mobile App M38547217
12/15/2019 16-Dec-19 0005256118801379199 0005256118801379199 1700 1700
222 Mobile App M38550666
12/15/2019 16-Dec-19 0005369077355586811 0005369077355586811 5600 5600
223 Mobile App M38551373
12/15/2019 16-Dec-19 0005369077251703619 0005369077251703619 4140 4140
224 Mobile App M38555955
12/15/2019 16-Dec-19 0005369077251646586 0005369077251646586 3050 3050
225 Mobile App M38560474
12/15/2019 16-Dec-19 0007777777800133588 0007777777800133588 4700 4700
226 Mobile App M38560887
12/15/2019 16-Dec-19 0005369077260727369 0005369077260727369 3120 3120
227 Mobile App M38561477
12/15/2019 16-Dec-19 0005369077356619959 0005369077356619959 12380 12380
228 Mobile App M38561876
12/15/2019 16-Dec-19 0005369077550094322 0005369077550094322 4318 4318
229 Mobile App M38562127
12/15/2019 16-Dec-19 0005256118800216517 0005256118800216517 3543 3543
230 Mobile App M38562422
12/16/2019 17-Dec-19 0005369077360460853 0005369077360460853 13500 13500
231 Mobile App M38643944
12/17/2019 18-Dec-19 0005369077361735949 0005369077361735949 3000 3000
232 Mobile App M38675480
12/18/2019 19-Dec-19 0005369077353122643 0005369077353122643 3700 3700
233 Mobile App M38730478
12/18/2019 19-Dec-19 0005256118804462562 0005256118804462562 8566 8566
234 Mobile App M38756998
12/18/2019 19-Dec-19 0005369077366117192 0005369077366117192 2516 2516
235 Mobile App M38762604
12/18/2019 19-Dec-19 0005369077263027684 0005369077263027684 1172 1172
236 Mobile App M38763487
12/18/2019 19-Dec-19 0005369077262135058 0005369077262135058 1616 1616
237 Mobile App M38764413
12/18/2019 19-Dec-19 0005369077262217542 0005369077262217542 780 780
238 Mobile App M38765236
12/18/2019 19-Dec-19 0005369077262132964 0005369077262132964 10447 10447
239 Mobile App M38766222
12/26/2019 27-Dec-19 0005369077351210986 0005369077351210986 2670 2670
240 Mobile App M39134899
12/28/2019 29-Dec-19 0005369077259144543 0005369077259144543 5300 5300
241 Mobile App M39199556
12/28/2019 29-Dec-19 0005256118804789097 0005256118804789097 5600 5600
242 Mobile App M39205670
12/30/2019 31-Dec-19 0005369077257766644 0005369077257766644 14239 14239
243 Mobile App M39269799
12/30/2019 31-Dec-19 0005369077262081153 0005369077262081153 5600 5600
244 Mobile App M39279303
12/30/2019 31-Dec-19 0005369077350395259 0005369077350395259 4542 4542
245 Mobile App M39284439
12/31/2019 1-Jan-20 0005369077365782152 0005369077365782152 1390 1390
246 Mobile App M39331001
12/31/2019 1-Jan-20 0005369077364815177 0005369077364815177 3378 3378
247 Mobile App M39337071
Agency Audited: ANVI VENTURES
Date of Audit: 22 -01-2020 (Period –October 2019 to December 2019)
Time of Audit: 2:30 PM to 5:00 PM
Audited By: ADKS & Co (Chartered Accountants)

Audit Results (Current Audit) – October 2019 – December 2019

1) Performance letter is not provided by BFL.

2) As discussed with agency person Bill not generate by agency it is generated by Banker.

____________________ ____________________
Name & Signature Name & Signature
(Auditor) (Agency Prop)