RETIREMENT CORPUS CALCULATO

Present Expenses Post Retirement

Present Age Pre-retirement Inflation
(Annual) Inflation

31 ₹4,80,000.00 6.00% 4.00%

Retirement Corpus Required

(₹2,71,14,647.56)

Retirement Benefits
₹2,00,00,000.00

Corpus to be created separate from Retirem

(₹71,14,647.56)

Find the Level SIP reqd. given the current investments

LUMPSUM + SIP CALCULATOR
Pre-Retirement
Return (of present Present Investment
investments)
8.00% ₹8,04,000.00
 Level SIP Strategy Growing/Top-up SIP Strategy
Pre-Retirement
Level SIP Reqd
Return (of present Growth rate of SIP
Starting TODAY
investments)
12.00% (₹11,493.79) 10.00%

Find the Lumpsum Investment reqd. given the current Level SIP
SIP + LUMPSUM CALCULATOR
Pre-Retirement Return
Pre-Retirement
Present Level SIP SIP Corpus at Retirement on Lumpsum
Return on SIP
Investments
12% 0 ₹0.00 8%

First Withdrawal at Retirement ₹8,68,187

Cash-Flow of Requirement and Corpus Depletion

Age Of Withdrawal
Withdrawal Corpus Balance after
(At end of each Corpus Balance (B-O-Y)
Required (B-O-Y) Withdrawal
age)
45 868187 27114648 26246460
46 902915 28083713 27180798
47 939031 29083454 28144423
48 976592 30114532 29137940
49 1015656 31177596 30161940
50 1056282 32273275 31216993
51 1098534 33402182 32303649
52 1142475 34564904 33422429
53 1188174 35761999 34573825
54 1235701 36993993 35758292
55 1285129 38261372 36976243
56 1336534 39564580 38228046
57 1389996 40904009 39514014
58 1445595 42279995 40834400
59 1503419 43692808 42189388
60 1563556 45142646 43579090
61 1626098 46629626 45003528
62 1691142 48153775 46462632
63 1758788 49715017 47956229
64 1829139 51313165 49484026
65 1902305 52947907 51045603
66 1978397 54618795 52640398
67 2057533 56325225 54267693
68 2139834 58066431 55926597
69 2225428 59841458 57616031
70 2314445 61649153 59334708
71 2407023 63488138 61081115
72 2503303 65356793 62853490
73 2603436 67253234 64649799
74 2707573 69175284 66467711
75 2815876 71120451 68304575
76 2928511 73085896 70157385
77 3045651 75068401 72022750
78 3167477 77064343 73896865
79 3294177 79069646 75775469
80 3425944 81079752 77653808
81 3562981 83089575 79526593
82 3705501 85093455 81387954
83 3853721 87085111 83231390
84 4007869 89057588 85049718
100 91003198.61
 RETIREMENT CORPUS CALCULATOR
% of Pre-Retirement
Post-Retirement
Retirement Age Lifestyle to be Life Expentancy
Return
maintained
45 7.00% 80.00% 90

Retirement Corpus Required

(₹2,71,14,647.56)

Retirement Benefits
₹2,00,00,000.00

pus to be created separate from Retirement Benefits

(₹71,14,647.56)

rent investments
ATOR

Shortfall @ Retirement

(₹47,53,143.89)
 Growing/Top-up SIP Strategy

Amount reqd at the Starting SIP Reqd

end of Year 1 growing y-o-y

87,245 (₹6,833.87)

the current Level SIP

ATOR
Present One-time
Shortfall @
Investment Required
Retirement
TODAY
(₹71,14,647.56) (₹24,22,260.32)

₹8,68,187

pus Depletion

Number of
Observation Points
Withdrawals
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31 B 48 TO 59
32
33
34
35
36
37
38
39
40
Estate (At then value)

₹10,00,00,000.00