Annuity interest factor

1. 1 + i = press yx N(enter the n value)

2. Answer = press 1/x
3. Answer = press +/-
4. Answer = press + 1
5. Answer = press /i

Interest Factor (non-annuity)

1. 1 + i = press yx N(enter the n value)

2. Answer = press 1/x

OR

PVIFA

1. PMT = coupon payment

2. N = number of years to maturity
3. I = required rate of return or YTM
4. CPT = PV

PVIF

1. FV= insert the future value

2. N = number of years to maturity
3. I = required rate of return or YTM
4. CPT = PV
NPV
1. CF : enter the initial outlay(with-ve sign)
2. ENTER : enter cash flow year 1
3. ENTER : enter cash flow year 2
4. ENTER : NPV enter i=interest rate
5. ENTER : Press CPT(compute)

IRR

1. Repeat all step in NPV

2. Press CPT

CROSSOVER RATE

1. X – y = z
2. IRR =? 14%
3. IRR = 15%
IRR = 13%
4. NPV x n y