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Audit Trail Sheet - 1706944834898
Audit Trail Sheet - 1706944834898
This audit trail document evidences the complete system generated electronic logs/record to demonstrate the
commencement of exchange of information/data between Shuvabrata Dam & Bajaj Finance Limited
(“BFL”) till the complete acceptance of Loan Application, MITC, eMandate, and Master Terms & conditions
uploaded at: B195772780 (collectively referred as “Loan Documentation”) by Shuvabrata Dam for availing
loans as described below vide mobile OTP acceptance in respect of Application Reference Number:
B195772780 as final and binding on Shuvabrata Dam.
The audit trail containing electronic records / Logs captured in Section - A (Audit Trail Summary Sheet of
electronic record / logs) below evidences the electronic transaction acceptance and execution by the customer
on BFL platform in connection with loan availed by the customer. Further, Section - B evidences the
chronological details of electronic transaction logs stored in BFL application(s). The electronic records
detailed in Section A and B evidence the loan transaction journey, acceptance and execution of the Loan
documentation.
157.40.104.153
IP Address of Customer's Device
FOS/Merchant IP Address
LOAN TRANSACTION AUDIT TRAIL SHEET
,
FOS email (if
available):,
BFL IP Address:
49.37.35.136
FROM:
Application Reference
Number:
B195772780,
Mobile
Number:6291623221,
Customer's IP Address:
157.40.104.153
of Shuvabrata Dam
Shuvabrata Dam TO:
First OTP read,verified,agreed & accepted the terms and FOS Name: GOURAB Application submitted
Authentication conditions of Loan Documentation (defined above) by KUNDU, by Shuvabrata Dam
clicking on “SUBMIT BUTTON” application to FOS EMP ID: , to generate OTP
generate OTP from BFL software application. FOS email ID (if
available):,
FOS/MERCHANT IP
Address:
49.37.35.136
BFL IP Address:
49.37.35.136
FROM:
Application Reference
Number:
B195772780,
BFL IP Address:
First OTP OTP generated and sent to Shuvabrata Dam from BFL , OTP sent to Shuvabrata
Authentication software application TO: Dam
Mobile
Number:6291623221,
Customer IP Address:
157.40.104.153
of Shuvabrata Dam
FROM:
Application Reference
Number:
B195772780,
BFL IP Address:
of Shuvabrata Dam
FROM:
Customer
Name:Shuvabrata Dam,
Application Reference
Number:
B195772780,
Mobile
Number:6291623221,
IP address of customer
157.40.104.153
Digitally accepted PDF
Shuvabrata Dam clicks on "I accept checkbox" by encrypted file containing
First OTP putting OTP and Mobile Number to finalize accepting in respect of said Loan
TO:
Authentication to terms & conditions of said Loan Documentation Documentation stored in
BFL IP Address:
(defined above) BFL server for
verification & validation
,
EMP/FOS/MERCHANT
IP Address:
,
FOS Name: GOURAB
KUNDU
157.40.104.153
FROM:
IP Address of
BFL:49.37.35.136
,
BFL Emp name & ID:
Gourab kundu
147552,
SMS & Email confirmation
Application Reference
Second OTP generated and sent to sent by Gourab kundu of
2023-06-17 Second OTP Number:
Shuvabrata Dam via SMS to record BFL to Shuvabrata Dam for
19:50:52 Authentication B195772780
acceptance for disbursal and eMandate; obtaining disbursement &
eMandate
TO:
Customer Name:
Shuvabrata Dam,
Cust Mobile Number:
6291623221,
Cust IP Address:
157.40.104.153
FROM:
Application Reference
Number:
B195772780,
IP Address of BFL:
49.37.35.136
OTP for Acceptance received
Shuvabrata Dam opened the Second ,
2023-06-17 Second OTP OTP link clicked on “I Accept Check by Shuvabrata Dam for
BFL Emp name & ID: endorsing acceptance for
19:51:13 Authentication Box” Gourab kundu disbursement and eMandate
147552
TO:
Mobile Number of
Customer:
6291623221,
IP Address of Customer:
157.40.104.153
FROM:
Encrypted PDF opened and accepted by
Application Reference Shuvabrata Dam accepted the
Shuvabrata Dam by submitting the
2023-06-17 Second OTP Number:B195772780, disbursement & eMandate
OTP and Mobile Number as
19:51:13 Authentication Customer Name:Shuvabrata details by submitting the OTP
confirmation to disbursement and
Dam, Cust Mobile & Mobile Number
eMandate details
Number:6291623221,
,
BFL Emp name:
Gourab kundu
FROM:
Customer Name:
Shuvabrata Dam,
Application
Reference Number:
B195772780,
Mobile Number:
6291623221, Application
of Shuvabrata Dam Reference
2023-06-22 Verification & Encrypted pdf Loan Documentation opened and verified by TO: Number.
18:14:06 Validation Gourab kundu of BFL BFL IP Address: B195772780,
49.37.35.136 verified and
validated
, Gourab kundu
Emp Name: Gourab
kundu,
Emp email ID (if
available):
,
EMP IP Address:
,
FROM:
Customer
Annexure of
Name:Shuvabrata
“Transaction
Dam,
Audit Trail Annexure created and annexed with Encrypted Audit Trail
Cust Mobile
PDF filed stored in BFL Server containing Loan Application Sheet” attached
2023-06-22 Transaction Number:6291623221,
with Audit Trail Sheet, Master T&Cs, ECS / Electronic to encrypted
18:14:06 Completed Application
Payment Mandate, KYC and welcome intimation & Loan pdf document
Reference
EMI payment schedules containing ____
Number:B195772780
stored in BFL
server
TO:
Date Time
Application
Reference Number:
B195772780,
Complete PDF file in respect of said Loan Documentation
2023-06-22 Transaction Customer Process
(defiled above) along with audit trail history got stored in
18:14:06 Completed Name:Shuvabrata Complete
BFL server
Dam,
Customer
Mobile:6291623221,
Successfully
Storage of
The Sanction Cum Chargeslip sent in OTP SMS and stored PDF file
2023-06-22 Sanction Cum
accepted by customer by submission of OTP, is stored in BFL internal systems of Sanction
18:14:06 Chargeslip in
PDF file BFL Records Cum Chargeslip
BFL Records
in BFL Records