Input

184730
178205 6525

ISI DI KOLOM YANG BERWARNA BIRU SAJA !!!

OTR 8,700,000
TOTAL BAYAR (DP) 4,500,000 51.724%
TENOR (Tahun) 3.0 Tahun
BUNGA 2.750% 4,200,000
36 1050 33.00%

Proses :
Asuransi 151,554 1.742%
DP Murni 4,348,446 49.982%
Pokok Hutang I 4,351,554
Administrasi + Fidusia 1,434,730
Pokok Hutang II 5,786,284 1,586,284
Bunga per bulan 159,122.81
Angsuran Pokok 160,730.11
Angsuran 1 319,852.92

Page 1
 Output

RINCIAN PEMBAYARAN
Tenor 3 Tahun
Harga OTR Rp 8,700,000.00
Perlengkapan Tambahan Rp +
Total harga Rp 8,700,000.00
Uang Muka (DP Net) 49.982% Rp 4,348,446.00 -
Pokok Hutang Rp 4,351,554.00
Asuransi Masuk Pokok Hutang Rp +
Total Pokok Hutang Rp 4,351,554.00
Bunga perbulan 2.750% Rp 159,122.81

Angsuran Pertama Rp 319,852.92

Rincian Uang Muka

Uang Muka (DP Net) 49.982% 4,348,446.00
Angsuran 1
Administrasi 1,434,730.00
Asuransi 1.742% 151,554.00
Lain-lain +
Total DP 51.724% 5,934,730.00

Eff 33.00%

Page 2
 Database
ASURANSI JIWA
1.00 0.1878%
1.50 0.3833%
2.00 0.3833%
2.50 0.5995%
3.00 0.5995%
3.50 0.8355%
4.00 0.8355%

Page 3
No. Kontrak :
Nama Nasabah :
Alamat Rumah : denpasar
Cabang : RO DENPASAR
Jumlah Pinjaman : 4,351,554
Term : 36
Rate/Bunga : 1.90% EFF : 33.00%
Anguran I /Bulan : 319,853 Uang Muka : 5,934,730
Potongan Pertama : 26-Feb-24
Potongan Terakhir : 11-Jan-27

JADWAL ANGSURAN

ANGSURAN SISA HUTANG

NO. TANGGAL BUNGA JUMLAH
POKOK POKOK
1 27-Mar-24 160,730 159,123 319,853 4,190,824
2 26-Apr-24 160,730 79,626 240,356 4,030,094
3 26-May-24 160,730 76,572 237,302 3,869,364
4 25-Jun-24 160,730 73,518 234,248 3,708,634
5 25-Jul-24 160,730 70,464 231,194 3,547,903
6 24-Aug-24 160,730 67,410 228,140 3,387,173
7 23-Sep-24 160,730 64,356 225,086 3,226,443
8 23-Oct-24 160,730 61,302 222,033 3,065,713
9 22-Nov-24 160,730 58,249 218,979 2,904,983
10 22-Dec-24 160,730 55,195 215,925 2,744,253
11 21-Jan-25 160,730 52,141 212,871 2,583,523
12 20-Feb-25 160,730 49,087 209,817 2,422,793
13 22-Mar-25 160,730 46,033 206,763 2,262,063
14 21-Apr-25 160,730 42,979 203,709 2,101,332
15 21-May-25 160,730 39,925 200,655 1,940,602
16 20-Jun-25 160,730 36,871 197,602 1,779,872
17 20-Jul-25 160,730 33,818 194,548 1,619,142
18 19-Aug-25 160,730 30,764 191,494 1,458,412
19 18-Sep-25 160,730 27,710 188,440 1,297,682
20 18-Oct-25 160,730 24,656 185,386 1,136,952
21 17-Nov-25 160,730 21,602 182,332 976,222
22 17-Dec-25 160,730 18,548 179,278 815,492
23 16-Jan-26 160,730 15,494 176,224 654,761
24 15-Feb-26 160,730 12,440 173,171 494,031
25 17-Mar-26 160,730 9,387 170,117 333,301
26 16-Apr-26 160,730 6,333 167,063 172,571
27 16-May-26 160,730 3,279 164,009 11,841
28 15-Jun-26 160,730 225 160,955 - 148,889
29 15-Jul-26 160,730 - 2,829 157,901 - 309,619
30 14-Aug-26 160,730 - 5,883 154,847 - 470,349
31 13-Sep-26 160,730 - 8,937 151,793 - 631,079
32 13-Oct-26 160,730 - 11,991 148,740 - 791,810
33 12-Nov-26 160,730 - 15,044 145,686 - 952,540
34 12-Dec-26 160,730 - 18,098 142,632 - 1,113,270
35 11-Jan-27 160,730 - 21,152 139,578 - 1,274,000
36 10-Feb-27 160,730 - 24,206 136,524 - 1,434,730
37 12-Mar-27 160,730 - 27,260 133,470 - 1,595,460
38 11-Apr-27 160,730 - 30,314 130,416 - 1,756,190
39 11-May-27 160,730 - 33,368 127,362 - 1,916,920
40 10-Jun-27 160,730 - 36,421 124,309 - 2,077,650
41 10-Jul-27 160,730 - 39,475 121,255 - 2,238,381
42 9-Aug-27 160,730 - 42,529 118,201 - 2,399,111
43 8-Sep-27 160,730 - 45,583 115,147 - 2,559,841
44 8-Oct-27 160,730 - 48,637 112,093 - 2,720,571
45 7-Nov-27 160,730 - 51,691 109,039 - 2,881,301
46 7-Dec-27 160,730 - 54,745 105,985 - 3,042,031
47 6-Jan-28 160,730 - 57,799 102,932 - 3,202,761
48 5-Feb-28 160,730 - 60,852 99,878 - 3,363,491
Jumlah 3,857,523 1,217,883 5,075,406
 PINALTY PERHITUNGAN
5.00% PELUNASAN
209,541 4,559,488
201,505 4,311,224
193,468 4,139,404
185,432 3,967,583
177,395 3,795,763
169,359 3,623,942
161,322 3,452,122
153,286 3,280,301
145,249 3,108,481
137,213 2,936,660
129,176 2,764,840
121,140 2,593,019
113,103 2,421,199
105,067 2,249,378
97,030 2,077,558
88,994 1,905,737
80,957 1,733,917
72,921 1,562,096
64,884 1,390,276
56,848 1,218,455
48,811 1,046,635
40,775 874,814
32,738 702,994
24,702 531,173
16,665 359,353
8,629 187,532
592 15,712
- 7,444 - 156,109
- 15,481 - 327,929
- 23,517 - 499,750
- 31,554 - 671,570
- 39,590 - 843,391
- 47,627 - 1,015,211
- 55,663 - 1,187,032
- 63,700 - 1,358,852
- 71,736 - 1,530,672
- 79,773 - 1,702,493
- 87,810 - 1,874,313
- 95,846 - 2,046,134
- 103,883 - 2,217,954
- 111,919 - 2,389,775
- 119,956 - 2,561,595
- 127,992 - 2,733,416
- 136,029 - 2,905,236
- 144,065 - 3,077,057
- 152,102 - 3,248,877
- 160,138 - 3,420,698
- 168,175 - 3,592,518
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