Personalised proposal for securing your family

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Hi ,
Thank you for choosing ICICI Prudential
Life Insurance to secure your loved ones
financially.

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 Snapshot of your plan

Details of the Life Assured (person covered under the policy):

Name Age Gender

40 Male

You pay

You pay premium for 20 years

Year
Feb 2024 Jan 2044 Feb 2044

You get

Coverage Coverage details Coverage term

20 years
In your absence, your nominee
Life cover from Feb 2024
will receive a lump sum of ` 1,00,00,000/-
to Feb 2044

On diagnosis of any of the covered 20 years

Accelerated
critical illnesses, you will receive from Feb 2024
critical illness cover to Feb 2044
a lump sum payout of ` 15,00,000/-

On occurrence of death due to an accident, 20 years

Accidental
your nominee will receive an additional from Feb 2024
death benefit to Feb 2044
lump sum payout of ` 50,00,000/-
 Detailed break-up of premium amount incl. of taxes

Monthly Applicable Tax benefit

Premium taxes under

`
Life cover ` 1,517/- ` 274/- Section 80C

Accelerated critical illness cover ` 760/- ` 137/- Section 80D

Accidental death benefit ` 243/- ` 44/- Section 80C

Total Monthly Premium ` 2,520/- + ` 455/- =` 2,975/-

The above premium is payable for 20 years.

Why choose us:

` 7.72 Cr ` 2.36 Lakh Cr

Lives covered as on Benefits paid till
March 31, 2023 March 31, 2023

` 2.50 Lakh Cr Quick claim settlement

Assets under management as on Quick claim settlement
March 31, 2023 process available

Tax Saving
Tax benefits may be applicable on
premiums paid & benefits received

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105.CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025.ICICI Pru iProtect Smart,
UIN: 105N151V10 . For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Sep/2023/279/4227.
 Benefit Illustration of ICICI Pru iProtect Smart (UIN:105N151V10) Date: 16-Feb-2024 13:26:57
A Non-Linked Non-Par Life Individual pure risk premium product IP :0:0:0:0:0:0:0:1
Prepared For: Mr.

Sales Channel : BOL

Customer Details
Age : 40 years Smoker / Non-Smoker : Non-Smoker
Gender : Male
Policy Details
Payment details : Benefit details :
Premium payment term : 20 years Policy Term : 20 years
Premium payment frequency : monthly Benefit Option : All in One
monthly premium : Rs. 2,520 Death benefit payout option : Lump Sum
Please refer the section "Premium details" for a detailed break-up of
premium payable
A discount on 1st year’s premium of Death Benefit, Terminal Illness and Sum Assured on Death or : Rs. 10,000,000
Waiver of Premium on permanent disability (excluding rider premiums, Terminal Illness
underwriting extra premiums and taxes) shall be applicable for salaried
customers where sum assured is greater than or equal to Rs. 15,000,000.
This discount will be 10% for a Regular Pay policy and 15% for a Limited
Pay policy.
Accidental Death(AD) Benefit : Rs. 5,000,000
Accidental Death(AD) Benefit : 20 years
Period
Accelerated Critical Illness : Rs. 1,500,000
(ACI) Benefit
Accelerated Critical Illness : 20 years
(ACI) Benefit period

Premium Details
Benefit Death Benefit/ Accidental Death Accelerated Critical Total (1+2+3)
Terminal Illness Benefit (2) Illness Benefit (3)
Benefit and Waiver
of Premium on
Permanent Disability
due to Accident(1)
monthly Premium (i) Rs. 1,517/- Rs. 243/- Rs. 760/- Rs. 2,520/-
GST (ii) Rs. 274/- Rs. 44/- Rs. 137/- Rs. 455/-
Total monthly premium payable (i + ii) Rs. 1,791/- Rs. 287/- Rs. 897/- Rs. 2,975/-
Total Annual Premium payable Rs. 18,204/- Rs. 2,916/- Rs. 9,120/- Rs. 30,240/-
Tax benefits: Premiums paid under Death Benefit & Accidental Death Benefit may be claimed as deductions under section 80 C of Income Tax Act, 1961. Premiums paid
under Accelerated Critical Illness Benefit may be claimed as deductions under section 80 D of Income Tax Act, 1961.

Please note:

i. The above information must be read in conjunction with the sales brochure and policy document.
ii. The above illustration is applicable to a standard life from medical, life style and occupation point of view.
iii. In case of permanent disability due to accident, all future premiums payable under this policy will be waived off.
iv. In the event of Accelerated Critical Illness, the Death Benefit is reduced to the extent of Accelerated Critical Illness Benefit
paid. Please refer to the policy terms & conditions for complete details.
v. Tax benefits may be available as per the prevailing Income Tax laws.
I ___________________________(Name), having received the information I ___________________________(Name), have explained the
with respect to the above,have understood the above illustration before above illustration and the terms and conditions of this product to
entering into the contract. the Policyholder.

Policyholder's Signature :___________________________ Marketing official's Signature :

Place : Company Seal :
Date : Place :
Date :
ICICI Prudential Life Insurance Company Limited.
1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com