MEDICAL GRID for the SAVINGS AND INVESTMENT PRODUCTS

Effective 15th Jul’23

Medicals as per the medical grid are to be called based on Medical SUC wherever case does not fall within the non-medical limit or there is any
medical adversity.

Medical Sum under Age 18 to 35 Age 36 to 45 Age 46 to 50 Age 51-55 Age 56 -60 Above
consideration Age 60
(MSUC)

Up to 1,00,000 NM (if medical CAT1) NM (if medical CAT1) NM (if medical CAT1) NM (if medical CAT1) NM (if medical CAT1) CAT1

1,00,001- 4,00,000 NM (if medical CAT1) NM (if medical CAT1) NM (if medical CAT1) NM (if medical CAT1) NM (if medical CAT2) CAT2
CAT2

4,00,001 - 6,00,000 NM (if medical CAT1) NM (if medical CAT1) NM (if medical CAT1) NM (if medical CAT2) NM (if medical CAT12) CAT 12

6,00,001- 10,00,000 NM (if medical CAT1) NM (if medical CAT1) NM (if medical CAT2) NM (if medical CAT12) NM (if medical CAT5) CAT5

10,00,001- NM (if medical CAT1 NM (if medical CAT2 NM (if medical- CAT NM (if medical- CAT 6) CAT 6 CAT 6A
15,00,000 12)

15,00,001- NM (if medical CAT1 NM (if medical CAT2) NM (if medical CAT5) NM (if medical- CAT 6) CAT 6A CAT 6A
20,00,000

20,00,001- NM (if medical CAT12 NM (if NM (if medical CAT6) NM (if medical CAT 6A) CAT 6B CAT 8
30,00,000 medical CAT12)

30,00,001- NM (if medical CAT12 NM (if medical CAT6) NM (if medical CAT CAT 6B CAT 8 CAT 8
50,00,000 6A)

50,00,001- NM (if medical CAT12 NM (if medical CAT6) CAT 8 CAT 8 CAT 8 CAT 8
75,00,000

75,00,001- NM (if medical CAT6) CAT 6A CAT 8 CAT 8 CAT 8 CAT 8

1,00,00,000

Above 1,00,00,001- CAT 6 CAT 6A CAT 8 CAT 8 CAT 8 CAT 8

2 crore

>2 crore CAT 6 CAT 7 CAT 8 CAT 8 CAT 8 CAT 8

Medical Category Medical Test

Cat 1 MER

Cat 2 MER, RUA, FBS, LIP

Cat 12 MER, RUA, FBS, LIP. LFT. HIV

Cat 5 MER, RUA, FBS, LIP. LFT. HIV, ECG

Cat 6 MER, RUA, BIO, HbSAg, HIV, ECG

Cat 6A MER, RUA, BIO, CBC, HbSAg, HIV, ECG

Cat 6B MER, RUA, BIO, CBC, HbSAg, HIV, ECG, Hba1c

Cat 7 MER, RUA, BIO, CBC, HbSAg, HIV, CTMT

Cat 8 MER, RUA, BIO, CBC, HBsAg, HIV, CTMT, Hba1c

Cat 10 J MER

Cat 11 J MER, FBS, CBC, HIV, ECG

BIO FBS, Lipid Profile (Sr Cholesterol, Sr HDL, Sr. Trigs), KFTs (Sr. Creatinine, BUN), LFTs (Total Bilirubin, SGOT, SGPT, GGT,

Alkaline phosphatase, albumin)

 B. General grid for Juvenile/Minor Life

Age Medical Requirement

SUC(INR)

0-17 Yrs. Up to 10,000,000 Non-Medical

>10,000,000 JMER (Cat 10)