REVIEW FRAMEWORK

Agricultural Credit Policy Council (ACPC) shall undertake the following functions: a)
Review of the modes of compliance, after implementation, to determine whether these
are adequate to support the financing requirements of rural communities and
recommend to Congress for appropriate action; b) Identify priority sectors within the
agriculture, fisheries, and rural communities, other than ARBs and ARCs, that will
benefit from loans that shall be counted at 10x their outstanding amount as compliance;
c) Determine whether the multiplier, 10x, of loans outstanding to priority sectors, is
appropriate; and d) Provide support to the Land Bank of the Philippines (LBP) and
Development Bank of the Philippines (DBP) in regard to the design and delivery of
capacity building programs and activities to ARBs, duly-registered farmers including
members of their households, their MSMEs and ARCs.

Objective Output and Guide Data Methodology Timeline

questions Requirements
/Data Sources
1. To assess whether 1. Conduct a Annual:
the modalities that periodic review In every 4th
are explicitly of the modes of Quarter of
provided under the banks’ 2023, 2024,
Law are adequate to compliance with 2025, 2026,
support the the mandatory 2027, 2028,
financing credit 2029, 2030,
requirements of requirement; 2031
rural communities.
2. ACPC’s
recommendation
based on its
assessment

 Are the modes of BSP data on banks’ 1. Research

banks’ lending to the 2. Consultati
compliance allowed modes by on/ FGD
adequate? RA11901;

How much are

banks lending’s
to the different
modes of
compliance vs
credit demand?
 What is the ACPC Agri-credit 1. Research
sectors’ credit demand 2. Consultati
demand? estimation on/ FGD

Updating of
credit demand

• What are the

 Objective Output and Guide Data Methodology Timeline
questions Requirements
/Data Sources
reasons why
banks’ lend to
Agri-Agra Sector?

 What are the

reason why
banks do not lend
to Agri-Agra
Sector?

2. To identify 1. Identify priority Annual:

“other priority sectors within the In every 4th
sectors” and agriculture, Quarter of
determine the fisheries, and 2023, 2024,
appropriateness rural 2025, 2026,
of the communities, 2027, 2028,
concomitant other than ARBs 2029, 2030,
incentive (i.e., and ARCs, that 2031
10x multiplier will benefit from
on loans to loans that shall be
priority sectors) counted at 10x
shall be their outstanding
incorporated in amount as
the review of compliance;
the modes of
compliance. 2. Determine
whether the
multiplier, 10x, of
loans outstanding
to priority
sectors, is
appropriate.

3. ACPC’s
recommendation
on the prescribed
rate of multiplier
and point system
to every mode of
compliance

4. Crafting of
addendum to the
priority sector

 What are the Laws, regulations Consultation

criteria and/or Admin Orders
Objective Output and Guide Data Methodology Timeline
questions Requirements
/Data Sources
requirements of requiring priority
the certain target
sector(s) to support/funding/
qualify as one of bank lending to
the priority the sector(s)
sectors under
RA11901? Sector(s)
specifically
declared by ACPC
with the
concurrence of
BSP and DAR
Whether the 10x BSP data on 1. Research
multiplier adequate banks’ lending to
or not? the Agra sector
under RA1000 vs
Whether to increase RA11901;
or to decrease 10x
multiplier?

What point system is BSP data on 1. Research

to be adopted for the banks’ lending to 2. Consultati
non-priority sector? the Agri-Agra on/ FGD
sector under
What point system is RA11901;
to be adopted for
every mode of
compliance?