Your wellbeing isn’t extra, it’s essential.

Get the most out of your What’s Inside

Microsoft benefits
The Health Plus Plan 3

When coverage begins 3

Throughout your career at Microsoft, you’ll accomplish remarkable
Plan features at a glance 4
things. You’ll take risks, innovate, experiment, and learn—from both
your successes and your mistakes. Our benefits are created to support How the Health Plus Plan works 5
you in all aspects of your life—both in and outside of work—because we
understand that life doesn’t stop while you’re at the office. Take action 6

As you review the details in this brochure, we recommend you take note End of coverage 6
of which benefit aspects may be relevant to you and your family and the
important next steps you need to take to utilize your coverage. Contact information 7

2
The Health Plus Plan
Improving and maintaining your health is a journey that’s different for
everyone. That’s why Microsoft offers a variety of benefits to help you
and your family live a healthy and happy life.

The Health Plus Plan is designed to supplement your local medical

coverage. If you are enrolled in medical coverage through your local
Microsoft plan in participating countries, you are also eligible for the
Health Plus Plan. That goes for your enrolled dependents too. Coverage
is for care received in the country where you’re employed.

When coverage begins

The Health Plus Plan covers employees and their enrolled
dependents starting 1 October 2020. For new hires after that date,
coverage will begin on the same day as your local medical plan
through Microsoft.

Any medical expenses incurred prior to 1 October 2020 are not

eligible for reimbursement under the Health Plus Plan.

Important! If you or your dependents are not enrolled in a

local medical plan through Microsoft, you are not eligible for
the Health Plus Plan.

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Plan features at a glance
The Health Plus Plan covers several distinct categories of health
care treatment and services, each with its own limit. Some of the
limits are per calendar year, while others are lifetime limits or
per condition, so be sure to make note of that when reviewing
your coverage. All coverage amounts are in US dollars.

Fertility treatment $50,000 (lifetime limit per family)

Autism and other developmental disabilities $25,000 per calendar year

Cancer and other serious medical conditions $500,000 per condition

Congenital conditions and birth defects $500,000 per condition

Reconstructive breast surgery resulting from cancer $50,000 (lifetime limit per person)

Transgender treatment and services $75,000 (lifetime limit per person)

Weight loss surgery $100,000 (lifetime limit per person)

Total maximum plan benefit $5,000,000 (lifetime limit per person)

Note: The fertility benefit is per family (employee and spouse or domestic partner). If both of you work for For definitions and details about coverage for each of the categories
Microsoft, the same family benefit applies. The fertility benefit is not available to dependent children. above, refer to the Table of Benefits available on HRweb.

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How the Health Plus Plan works
No card needed: To utilize your coverage under the Health Plus Plan Claims reimbursement for outpatient care: To submit a claim, simply
(HPP), simply complete the HPP Claim Form available on HRweb and follow these steps:
submit it to Allianz, our insurance provider. Allianz will set you up
1) Get an invoice from your medical provider. The invoice must clearly state:
with your own personal policy number, which you’ll use in further
a. Your name
interactions with Allianz.
b. Treatment date or dates
Open network: You will have the freedom of choice for the health c. Medical condition treated and type of treatment
care professional you see, as Allianz will work with any of your d. Date you first experienced the symptoms
doctors. And if you need help finding a provider, Allianz will be e. Treatment cost
happy to assist you.
2) Complete the HPP Claim Form available on HRweb.
Treatment guarantee for inpatient care: If you need hospital care, 3) Submit the completed form to client.services@allianzworldwidecare.com
be sure to submit the HPP Claim Form to Allianz to get started along with any supporting documentation. Most claims are processed within
with your coverage under the Health Plus Plan. Once you’re in the 48 hours.
system, Allianz will reach out to the hospital to organize payment of
your bill directly, where possible.

Note: If you are expecting expensive outpatient treatment, Allianz may be able to provide a treatment guarantee so you don’t have to pay up front. Contact Allianz for more information.

5
 From beginning to end

Take action End of coverage

We all know that life is busy, but taking a few moments now to get Coverage under the Health Plus Plan will end if you drop local medical
familiar with your coverage under the Health Plus Plan will save you coverage through Microsoft or if your employment terminates, whichever
time and energy later! Here’s how to get started: is earlier. You have up to six months after your coverage end date to
submit any claims for treatment that occurred while you were still eligible
1) Review the Table of Benefits available on HRweb for details about for the plan.
the plan benefits.
Important! If you leave Microsoft or drop local medical coverage, you
2) Talk with your eligible dependents so they’re aware of the
must notify Allianz of your end date. Failure to do so may result in unpaid
coverage available to them.
claims, which will then become your responsibility.
3) Inform your providers of the plan. If treatment is already in
progress and your local benefits are exhausted, obtain a statement
of accounts from your provider.

4) Once you’re ready to use the coverage, complete the

HPP Claim Form available on HRweb and submit it to Allianz.

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Contact Information
Ask Allianz
If you have questions about the Health Plus Plan, call or email
Allianz. The Helpline is available 24/7 for general inquiries and
emergency assistance.

Toll-free numbers: www.allianzcare.com/toll-free-numbers

Direct numbers by language:

English: + 3 53 1 630 1301

German: + 353 1 630 1302

French: + 353 1 630 1303

Spanish: + 353 1 630 1304

Italian: + 353 1 630 1305

Portuguese: + 353 1 645 4040

If your primary language is not listed above, call the English line
and Allianz will conference in a translation service to assist you.

Fax: + 353 1 630 1306

Email: client.services@allianzworldwidecare.com

Mailing address:
Allianz Care, 15 Joyce Way, Park West Business Campus,
Nangor Road, Dublin 12, Ireland

7
October 2020
This brochure provides highlights of Microsoft’s Health Plus Plan. For full information on benefits, including any limitations that may apply to you, refer to the Table of Benefits available on HRweb. Microsoft
reserves the right to change or terminate the benefits described in this guide at any time.