l t nlll mI il K21U 4666

Beg. No.

,.,, +
v Semester B.Com. Degrpe,eaqss (OaE) Besular
Examination, November 2021
(2019 Admns. Only)
Core Course
5810 CO[4 : BANKING PRINCIPLES AND OPEBATIONS
T me : 3 Holrs Max Marks :.10

PABT _ A

Answer any six questions irom lhe io owing. Each queslion carries 1 mark:

2. Whai are open markel operalons ?

3. Meniion any fou. natonaiized banks ln lndia.

4. Whal s lho banking ombudsman scheme ?

5. Llsl twoieatures ol a pledge.

6 Whal is an overdratl ?

7. Give a nole on bddge loans.

8. Whal is direcl benelitlransier ? (6x1=6)

PART _ B

Answer any six quesrions irom the iollowing. Each question carres 3 marks

9. Discuss lhe impodance of cooperaiive banks in Kerala.

1 0. Whal are the sleps involved in opening a savings bank account ?

1 1 E aborate on tlre merits of consodium advances

K21u 4666 n fll ll [[
12. What ar€ lhe dliierences belween rnorigage and hypothecalion ?

1 3. Oifferentiaie general iien and padicular lien.

14. Whal is your understandins of BASEL ll norms ?

15. Brng our rhe lacloG responsibte forlhe gro\idh ot int€rn€t banking.

16. B ely €\plarn re laatures olt-e RTCS sysrem. (6x3=18)

PART - C

Answer any two quesiions from the following, Each question car.es 8 rnarks :

1 7. Describe lhe pimary and secondary funclions pedormed by commercia banks

ln lndia.

18. Whatarc lhe lunctions of BBI?

19. Dlscuss the rlqhls ol a banker. (2x8=16)