ASSIGNMENT/ TUGASAN

_________________________________________________________________________
BBBM4103
BANK MANAGEMENT
PENGURUSAN BANK
JANUARY 2024 SEMESTER

SPECIFIC INSTRUCTION / ARAHAN KHUSUS

1. Answer in Malay or English. /

Jawab dalam bahasa Melayu atau bahasa Inggeris.

2. Number of words : 2000 – 2500 words excluding references. /

Jumlah patah perkataan : 2000 – 2500 patah perkataan tidak termasuk rujukan.

3. Submit your assignment ONCE only in a SINGLE file. /

Hantar tugasan SEKALI sahaja dalam SATU fail.

4. Submit your assignment ONLINE. /

Tugasan ini dihantar secara ONLINE.

5. Submission date : 11 March 2024. /

Tarikh Penghantaran : 11 Mac 2024.

6. This assignment accounts for 60% of the total marks for the course. /
Tugasan ini menyumbang sebanyak 60% dari jumlah markah kursus.

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 ASSIGNMENT QUESTION

Part I

PURPOSE
The purpose of this assignment is to enhance learners’ understanding of the
Development Financial Institutions (DFIs) in Malaysia.

REQUIREMENT
Development Financial Institutions (DFIs) have been established by the government
(governed by the Development Financial Institutions Act 2002) to complement the
services offered by commercial banks in Malaysia. Choose any THREE (3) DFIs in
Malaysia and explain the role and products and services offered by each of the DFIs.

The assignment should highlight the following aspects:

 Introduction of the background of each DFI;
 Explanation of the role of each DFI;
 Explanation of the products and services offered by each DFI;
 Comparison between the DFIs; and
 Summary of the assignment.

[Total: 50 marks]

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Part II

ONLINE CLASS PARTICIPATION (10%)

Discuss the following topic(s) in the forum and submit proof of your participation in the
online discussions:

Credit analysis is the most important step in the lending process. It determines the
credit standing of a potential borrower, be it an individual or a corporate borrower.
Discuss with your e-forum classmates regarding the utilisation of the 5C credit analysis
model by loan providers (specifically banks) to make credit decisions.

[Total: 10 marks]

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 SOALAN TUGASAN

Bahagian I

TUJUAN
Tujuan tugasan ini adalah untuk mempertingkatkan pemahaman pelajar mengenai
Institusi-Institusi Kewangan Pembangunan (DFI) di Malaysia.

KEPERLUAN
Institusi-Institusi Kewangan Pembangunan (DFI) telah ditubuhkan oleh kerajaan
(tertakluk di bawah Akta Institusi Kewangan Pembangunan 2002) untuk melengkapi
perkhidmatan yang ditawarkan oleh bank-bank komersial di Malaysia. Pilih mana-mana
TIGA (3) DFI di Malaysia dan terangkan peranan dan produk-produk dan perkhidmatan-
perkhidmatan yang ditawarkan oleh setiap DFI berkenaan.

Tugasan perlu menekankan aspek-aspek yang berikut:

 Pengenalan mengenai latar belakang setiap DFI;
 Penerangan mengenai peranan setiap DFI;
 Penerangan mengenai produk-produk dan perkhidmatan-perkhidmatan yang
ditawarkan oleh setiap DFI;
 Perbandingan antara DFI; dan
 Ringkasan tugasan ini.

[Jumlah: 50 markah]

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Bahagian II

PERBINCANGAN KELAS DALAM TALIAN (10%)

Bincangkan topik berkenaan di dalam forum dan hantar bukti penglibatan forum dalam
perbincangan dalam talian.

Analisis kredit adalah langkah paling penting dalam proses pemberian pinjaman. Ia
menentukan kedudukan kredit bakal peminjam, sama ada individu atau peminjam
korporat. Bincangkan dengan rakan sekelas e-forum anda mengenai penggunaan model
analisis kredit 5C oleh penyedia pinjaman (khususnya bank) dalam membuat keputusan
kredit.

[Jumlah: 10 markah]

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Part I/Bahagian I (50%)
ATTACHMENT
ASSIGNMENT RUBRICS
BBBM4103 BANK MANAGEMENT/JANUARY 2024
Excellent/ Good/ Fair/ Poor/ Unsatisfactory/
*QN/ Criteria/ Weight/ Cemerlang Baik Sederhana Lemah Tidak memuaskan Max
CLO
*NS Kriteria Pemberat Marks
4 3 2 1 0
Introduction of the background of each Clear and detailed Clear introduction of Clear but brief Vague introduction No introduction was
DFI introduction of the the background of introduction of the of the background given.
background of each each of the chosen background of each of each of the
of the chosen DFIs; DFIs; (1) history of of the chosen DFIs; chosen DFIs; (1)
(1) history of establishment and (1) history of history of
establishment and development, and (2) establishment and establishment and
development, and (2) shareholdings. development, and (2) development, and
shareholdings. shareholdings. (2) shareholdings.

1 1 Pengenalan mengenai latar belakang 1.5 Pengenalan yang jelas Pengenalan yang jelas Pengenalan yang jelas Pengenalan yang Tiada pengenalan 6
setiap DFI dan terperinci tentang latar tetapi ringkas tentang kabur tentang latar diberikan.
tentang latar belakang setiap DFI latar belakang setiap belakang setiap DFI
belakang setiap DFI yang dipilih; (1) DFI yang dipilih; (1) yang dipilih; (1)
yang dipilih; (1) sejarah penubuhan sejarah penubuhan sejarah penubuhan
sejarah penubuhan dan pembangunan, dan pembangunan, dan pembangunan,
dan pembangunan, dan (2) pegangan dan (2) pegangan dan (2) pegangan
dan (2) pegangan saham. saham. saham.
saham.

Explanation of the role of each DFI Able to explain Able to explain Able to explain Able to explain No explanation was
clearly and in detail clearly the role of briefly the role of vaguely the role of given.
the role of each DFI. each DFI. each DFI. each DFI.

1 1 Penerangan mengenai peranan setiap DFI 2.5 Dapat menerangkan Dapat menerangkan Dapat menerangkan Dapat menerangkan Tiada penerangan 10
secara jelas dan secara jelas mengenai secara ringkas secara kabur diberikan.
terperinci mengenai peranan setiap DFI. mengenai peranan mengenai peranan
peranan setiap DFI. setiap DFI. setiap DFI.

1 3 Explanation of the products and services Able to explain Able to explain Able to explain Able to explain No explanation was
offered by each DFI clearly and in detail clearly the products briefly the products vaguely the given.
the products and and services offered and services offered products and
services offered by by each DFI. by each DFI. services offered by
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 each DFI. each DFI.
Penerangan mengenai produk-produk dan Dapat menerangkan Dapat menerangkan Dapat menerangkan Dapat menerangkan Tiada penerangan
perkhidmatan-perkhidmatan yang secara jelas dan secara jelas mengenai secara ringkas secara kabur diberikan.
ditawarkan oleh setiap DFI terperinci mengenai produk-produk dan mengenai produk- mengenai produk-
produk-produk dan perkhidmatan- produk dan produk dan 14
3.5 perkhidmatan- perkhidmatan yang perkhidmatan- perkhidmatan-
perkhidmatan yang ditawarkan oleh perkhidmatan yang perkhidmatan yang
ditawarkan oleh setiap DFI. ditawarkan oleh ditawarkan oleh
setiap DFI. setiap DFI. setiap DFI.

Comparison between the DFIs Able to identify and Able to identify and Able to identify and Unable to identify No comparison was
explain clearly the explain briefly the explain vaguely the and explain any given.
similarities and similarities and similarities and similarity and
differences (including differences (including differences (including difference (including
assets and liabilities) assets and liabilities) assets and liabilities) assets and
between the DFIs. between the DFIs. between the DFIs. liabilities) between
the DFIs.

Perbandingan antara DFI Dapat mengenal pasti Dapat mengenal pasti Dapat mengenal pasti Tidak dapat Tiada perbandingan
1 3 4 16
dan menerangkan dan menerangkan dan menerangkan mengenal pasti dan diberikan.
secara jelas secara ringkas secara kabur menerangkan mana-
persamaan- persamaan- persamaan- mana persamaan
persamaan dan persamaan dan persamaan dan dan perbezaan
perbezaan-perbezaan perbezaan-perbezaan perbezaan-perbezaan (termasuk aset-aset
(termasuk aset-aset (termasuk aset-aset (termasuk aset-aset dan liabiliti-liabiliti)
dan liabiliti-liabiliti) dan liabiliti-liabiliti) dan liabiliti-liabiliti) antara DFI.
antara DFI. antara DFI. antara DFI.

Summary All the key points of Most of the key Some of the key Only a few key No summary was
the assignment were points of the points of the points of the given.
summarised. assignment were assignment were assignment were
summarised. summarised. summarised.
1 1 1 4
Ringkasan Semua isi utama Kebanyakkan isi Beberapa isi utama Hanya beberapa isi Tiada ringkasan
tugasan diringkaskan. utama tugasan tugasan diringkaskan. utama tugasan diberikan.
diringkaskan. diringkaskan.
Total 12.5 50
*QN = Question Number / *NS = Nombor Soalan
Part II/Bahagian II (10%)

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Marks for the forum will be given based on the following rubric:/
Markah bagi perbincangan dalam talian diberi berdasarkan rubrik:

Excellent/ Good/ Fair/ Poor/ Unsatisfactory/

*QN/ Criteria/ Weightage Cemerlang Baik Sederhana Lemah Tidak memuaskan Max
CLO
*NS Kriteria / Pemberat Marks

4 3 2 1 0

1 3 Quality of Postings 2.5 All five comments Four of the Two or three of the One post submitted. Postings done past 10
are good, comments are good, comments are OR All posts done in assignment
appropriate, appropriate, somewhat good, one day. timeline.
Affective Domain relevant, meaningful, relevant, meaningful, appropriate, OR None of the OR No postings
(A3) and respectful. and respectful. meaningful and comments are good given as proof of
Postings reflect Postings reflect respectful. and relevant. participation in
active participation participation within Postings show discussion
within assignment assignment timeline. relatively short
timeline. participation time.

OR Comments are
short responses that
are not substantial
nor meaningful.
Minimum effort (e.g.
“I agree with Tina”)

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 Kualiti Postings Kelima-lima komen Empat Dua atau tiga komen Satu penghantaran Postings melepasi
baik, sesuai, relevan, komen baik, sesuai, baik, sesuai, tempoh tugasan.
Domain Afektif bermakna dan relevan, bermakna relevan,bermakna
(A3) berhemah. dan berhemah. dan berhemah

ATAU Semua
penghantaran dibuat ATAU Tiada
dalam satu hari . Postings diberi
Postings Postings Postings ATAU Tiada komen sebagai bukti
mencerminkan mencerminkan menunjukkan yang baik dan relevan. penyertaan dalam
penyertaan aktif penyertaan penyertaan dalam ATAU Komen hanya perbincangan
sepanjang tempoh sepanjang tempoh jangakamasa yang respon yang ringkas
tugasan. tugasan. singkat. dan tidak meluas dan
tidak bermakna.Usaha
minimum (Cth: “Saya
bersetuju dengan
Tina”)

Total Marks/Jumlah Markah 2.5 10

*QN = Question Number / *NS = Nombor Soalan

INSTRUCTIONS ON HOW TO SUBMIT PROOF OF ONLINE CLASS PARTICIPATION (10%)

Do the following:

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 1. Select the best FIVE (5) of your postings from the forum discussion set up by your tutor.
2. Do screenshots of the postings and include them as images in your assignment.
3. The screenshots should be in image file (either in JPG or PNG format). Refer to the sample of Screen Grab below
4. The screenshots should contain: Name, Title of the discussion, Day, Date and Time.

ARAHAN PENGHANTARAN BUKTI PENYERTAAN KELAS DALAM TALIAN (10%):

Lakukan perkara berikut:
1. Pilih LIMA (5) posting anda yang terbaik daripada perbincangan forum yang ditetapkan dalam tugasan.
2. Lakukan screen shot posting dan isikan dalam bentuk imej di dalam fail tugasan anda.
3. Imej screen shot mesti dalam format imej (sama ada JPG atau PNG). Rujuk pada contoh screen shot di bawah.
4. Screen shot mesti mengandungi nama, tajuk perbincangan, hari, tarikh dan masa.

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