Branch Code: 040990 Branch Name: AMBATTUR,

CHENNAI, TAMILNADU

TO WHOMSOEVER IT MAY CONCERNs

EDUCATION LOAN CERTIFICATE FOR THE FINANCIAL YEAR 2023-2024

This is to certify that Master/Mr/Ms. RajeshKumar has/have been sanctioned Education Loan. For
the higher studies, the following are the details.

Loan Account Number 64937370283

Loan Amount Rs. 13,00,000.00

Loan Sanction Date 11th April 2018
Course Master of science(MS)
Student RajeshKumar

Institution VIT Educational Institution

The particulars of repayment of interest applied and repayment of interest up to 31.12.2023, for the
financial year 01.04.2023 to 31.03.2024 are as under:

a) Interest debited to the account during the financial year up to 31st December 2023:
( Rs. 1,42,450.00 + Rs. ,47483.00) : Rs.1,89,933.00

b) Principal debited to the account during the financial year up to 31st December 2023:
Rs. 2,38,600.00

Interest is calculated on the Loan account and applied at monthly rests, Interest and Principal figures are
subject to change in case of prepayment/ And/or change in the repayment schedule. Principal repayments
through EMI's and/or Prepayments qualify for deduction Under Section 80E if the amounts are paid by
31.03.2024.

Anand Bal Place: Chennai

General Manager Date: 31/12/2023

SBI Bank Ltd. PAN: AAACS8577K

(It is not obligatory that the interest under section 80E is required to be certified by the lender)

As per the provisions of the Income Tax Rules, the actual payment of interest will be eligible for
deduction under section 80E in the year in which the interest is actually paid, irrespective of the
year to which the interest pertains to.