Online Mutual Funds Case - Group #5 - Fund Fact

FUND FACTS
Mackenzie Financial Corporation
Mackenzie Unconstrained Fixed Income Fund - Series F

September 29, 2023
This document contains key information you should know about Mackenzie Unconstrained Fixed Income Fund - Series F. You can find more detailed information in the fund's simplified
prospectus. Ask your representative for a copy, contact Mackenzie Financial Corporation ("Mackenzie") at 1-800-387-0614 or visit www.mackenzieinvestments.com.
Before you invest in any fund, consider how the fund would work with your other investments and your tolerance for risk.
Quick facts {
Fund codes: Sales charge [MFC4765]; DCF [MFC14083] Fund manager: Mackenzie Financial Corporation
Date series started: December 3, 2014 Portfolio manager: Mackenzie Financial Corporation
Total value of the fund on July 31, 2023: $2.9 billion Distributions: Monthly
Management expense ratio (MER): 0.78% Minimum investment: $500 initial, $100 additional, $50 additional for
pre-authorized contribution plans
These amounts may change from time to time, and may
also be waived by Mackenzie.
What does the fund invest in?

The Fund seeks a positive total return, regardless of market conditions over a market cycle, by investing primarily in global fixed-income and derivative instruments.
The charts below give you a snapshot of the fund's investments on July 31, 2023. The fund's investments will change.
Top 10 investments (July 31, 2023) Investment mix (July 31, 2023)
{ {
Regional Allocation Sector Allocation
1. Cash and cash equivalents 9.6%
n 41.0% United States n 58.4% Corporate bonds
2. Mackenzie Canadian All Corporate Bond Index ETF 2.3%
n 31.0% Canada n 16.9% Foreign government bonds
3. Mackenzie Emerging Markets Local Currency Bond 2.0%
n 9.8% Cash and cash equivalents n 9.8% Cash and cash equivalents
Index ETF
n 7.6% Other n 3.5% Term loans
4. United States Treasury 3.50% 02-15-2033 2.0%
n 2.1% Brazil n 2.8% Federal bonds
5. Northleaf Private Credit II LP 1.8%
n 1.8% Mexico n 2.6% Private funds
6. Mackenzie Canadian Short-Term Bond Index ETF 1.7%
n 1.7% Germany n 1.4% Other assets (liabilities)
7. United States Treasury 0.50% 04-15-2024 Inflation 1.5%
Indexed
n 1.4% Other assets (liabilities) n 1.4% Other
8. United States Treasury 0.13% 02-15-2052 Inflation 1.5%

n 1.4% South Africa n 1.3% Supra-national bonds
Indexed n 0.9% United Kingdom n 1.0% Provincial bonds
9. Government of South Africa 8.88% 02-28-2035 1.3% n 0.7% Luxembourg n 0.5% Utilities
10. Government of Brazil 10.00% 01-01-2027 1.1% n 0.6% New Zealand n 0.4% Mortgage backed
Total percentage of top 10 investments 24.8%

Total number of investments 579
How risky is it? Risk rating

The value of the fund can go down as well as up. You could lose money. Mackenzie has rated the volatility of this fund as low.
One way to gauge risk is to look at how much a fund’s returns change over time. This is called This rating is based on how much the fund’s returns have changed from year to year. It
“volatility”. doesn’t tell you how volatile the fund will be in the future. The rating can change over
time. A fund with a low risk rating can still lose money.
In general, funds with higher volatility will have returns that change more over time. They
typically have a greater chance of losing money and may have a greater chance of higher
returns. Funds with lower volatility tend to have returns that change less over time. They
typically have lower returns and may have a lower chance of losing money.
For more information about the risk rating and specific risks that can affect the fund’s
returns, see the "What are the Risks of Investing in the Fund?" section of the fund’s
simplified prospectus.
No guarantees
Like most mutual funds, this fund doesn't have any guarantees. You may not get back the
amount of money you invest.
How has the fund performed?

This section tells you how Series F securities of the fund have performed over the past 8 years. Returns are after expenses have been deducted. These expenses reduce returns.
© 2023 Mackenzie Financial Corporation. All rights reserved.

Year-by-year returns Best and worst 3-month returns

This chart shows how Series F securities of the fund performed in each of the past 8 years. The This table shows the best and worst returns for Series F securities of the fund in a 3-month
fund dropped in value in 3 of the 8 years. The range of returns and change from year to year period over the past 8 years. The best and worst 3-month returns could be higher or lower
can help you assess how risky the fund has been in the past. It does not tell you how the fund in the future. Consider how much of a loss you could afford to take in a short period of
will perform in the future. time.
If you invested $1,000
30
at the beginning of the
14.3%
Return 3 months ending period
Your investment would
5.8% 5.6%
4.5%
1.0%
Best return 5.7% May 31, 2016 rise to $1,057
0 Your investment would
-0.8%
-3.1% Worst return -4.8% April 30, 2022 drop to $952
-7.2%
Average return
-30
A person who invested $1,000 in Series F of the fund since its inception would have had
2015 2016 2017 2018 2019 2020 2021 2022
$1,238 as of July 31, 2023. This is equal to an annual compounded return of approximately
2.5%.
Who is this fund for? A word about tax

Investors who: In general, you'll have to pay income tax on any money you make on a fund. How much
you pay depends on the tax laws where you live and whether or not you hold the fund in a
l are seeking an investment to diversify a traditional portfolio of fixed-income and equity
registered plan such as a Registered Retirement Savings Plan or a Tax-Free Savings
investments
Account.
l want a medium-term investment
l can handle the volatility of bond markets Keep in mind that if you hold your fund in a non-registered account, fund distributions are
included in your taxable income, whether you get them in cash or have them reinvested.
How much does it cost?

The following tables show the fees and expenses you could pay to buy, own and sell Series F securities of the fund.
The fees and expenses – including any commissions – can vary among series of a fund and among funds. Higher commissions can influence representatives to recommend one investment over
another. Ask about other funds and investments that may be suitable for you at a lower cost.
1. Sales charges
There are no sales charges payable when you buy securities of this series of the fund.
2. Fund expenses
You don't pay these expenses directly. They affect you because they reduce the fund's returns. More about the trailing commission
As of March 31, 2023, the fund's expenses were 0.84% of its value. This equals $8.40 for every No trailing commission
$1,000 invested.
Annual rate (as a % of the
fund's value)
Management expense ratio (MER)
This is the total of the management fee (including the trailing
commission), fixed administration fee and fund costs.
Mackenzie waived some of the fund's expenses. If it had not
done so, the MER would have been higher. 0.78%
Trading expense ratio
These are the fund's trading costs. 0.06%
Fund expenses 0.84%

3. Other fees
You may have to pay other fees when you buy, hold, sell or switch securities of the fund.
Fee What you pay

Switch fees If you switch between series of the Fund or to another Mackenzie fund, then you may pay your representative's firm a switch fee of 0-2%.
Inappropriate short-term trading fee A fee of 2% of the amount switched or redeemed will be charged by the Fund to you for inappropriate short-term trading.
Excessive short-term trading fee A fee of 1% of the amount switched or redeemed will be charged by the Fund to you if you invest in the Fund for less than 30 days and your
trading is part of a pattern of short-term trading that Mackenzie believes is detrimental to fund investors.
Asset-based fee As part of your fee-for service or wrap program, you will be required to pay your representative's firm directly an asset-based fee, which is
negotiable.
Portfolio architecture service fee If you purchased Series F through Mackenzie's Portfolio Architecture Service (PAS), you will be required to pay directly to Mackenzie an
annual portfolio service fee of 0.15% on all assets in your PAS.
Open architecture service fee If you purchased Series F through Mackenzie's Open Architecture Service (OAS), you will be required to pay directly to Mackenzie an annual
portfolio service fee of 0.07% on all assets in your OAS.
What if I change my mind? For more information

Under securities law in some provinces and territories, you have the right to: Contact Mackenzie Financial Corporation or your representative for the fund’s simplified
l withdraw from an agreement to buy mutual fund securities within two business days after prospectus and other disclosure documents. These documents and the Fund Facts make up
you receive a simplified prospectus or Fund Facts document, or the fund’s legal documents.
l cancel your purchase within 48 hours after you receive confirmation of the purchase.
In some provinces and territories, you also have the right to cancel a purchase, or in some 180 Queen Street West Toll-free: 1-800-387-0614
jurisdictions, claim damages, if the simplified prospectus, Fund Facts document or financial Toronto, Ontario M5V 3K1 www.mackenzieinvestments.com
statements contain a misrepresentation. You must act within the time limit set by the securities
law in your province or territory. To learn more about investing in mutual funds, see the brochure Understanding mutual
For more information, see the securities law of your province or territory or ask a lawyer. funds, which is available on the website of the Canadian Securities Administrators at
www.securities-administrators.ca.

FUND FACTS
Mackenzie Strategic Income Fund - Series F

September 29, 2023
This document contains key information you should know about Mackenzie Strategic Income Fund - Series F. You can find more detailed information in the fund's simplified prospectus. Ask your
representative for a copy, contact Mackenzie Financial Corporation ("Mackenzie") at 1-800-387-0614 or visit www.mackenzieinvestments.com.
Quick facts {
Total value of the fund on July 31, 2023: $1.7 billion Distributions: Monthly, at annual rate of 5%
Automatically reinvested unless cash election made
Management expense ratio (MER): 0.93%
Minimum investment: $500 initial, $100 additional, $50 additional for

The Fund seeks income and long-term capital growth by investing primarily in fixed-income and/or income-oriented equities issued anywhere in the world, although it currently invests
primarily in North America. Depending on economic conditions and relative valuations by the Fund’s portfolio managers, the Fund will generally invest 30% to 70% of its assets in each of equity
and fixed-income securities, but may invest up to 100% of its assets in either asset class.
{ {
Portfolio Allocation Sector Allocation
1. Mackenzie Global High Yield Fixed Income ETF 5.5%
n 54.7% Equities n 32.7% Corporate bonds
2. Royal Bank of Canada 2.2%
n 41.3% Bonds n 15.0% Financials
n 2.5% Cash and cash equivalents n 12.0% Other
4. The Toronto-Dominion Bank 2.0%
n 1.1% Other assets (liabilities) n 6.9% Energy
5. Bank of Montreal 1.7%
n 0.3% Private funds n 6.3% Information technology
6. Canadian Natural Resources Ltd. 1.4%
n 0.1% Short bond futures n 6.0% Industrials
7. Microsoft Corp. 1.3%
n 4.9% Foreign government bonds
8. Canadian Pacific Kansas City Ltd. 1.2%
n 4.6% Materials
9. Intact Financial Corp. 1.1%
n 4.1% Consumer staples
10. Sun Life Financial Inc. 1.0%
n 3.9% Health care
n 2.5% Cash and cash equivalents
n 1.1% Other assets (liabilities)

The value of the fund can go down as well as up. You could lose money. Mackenzie has rated the volatility of this fund as low to medium.
No guarantees



30
14.4%
12.8% 11.2%
10.4%
6.9% 8.5% Your investment would
6.3%
Best return 8.6% June 30, 2020 rise to $1,086
0.1%
-2.4% Worst return -10.6% March 31, 2020 drop to $894
-6.4%
Average return
-30
A person who invested $1,000 in Series F of the fund 10 years ago would have had $1,797
2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
as of July 31, 2023. This is equal to an annual compounded return of approximately 6.0%.

l are looking for an income-oriented global balanced fund to hold as part of their portfolio
Account.
l can handle the volatility of stock and bond markets
l want to receive a monthly cash flow Keep in mind that if you hold your fund in a non-registered account, fund distributions are

1. Sales charges
2. Fund expenses
$1,000 invested.
fund's value)
Fund expenses 0.96%

3. Other fees
Fee What you pay

negotiable.


FUND FACTS
Mackenzie Canadian Bond Fund - Series F

September 29, 2023
This document contains key information you should know about Mackenzie Canadian Bond Fund - Series F. You can find more detailed information in the fund's simplified prospectus. Ask your
Quick facts {
Fund codes: Sales charge [MFC027] Fund manager: Mackenzie Financial Corporation
Total value of the fund on July 31, 2023: $1.5 billion Distributions: Monthly

The Fund seeks income and capital growth while trying to preserve capital by investing mainly in Canadian government fixed-income securities and high-quality, or investment grade, corporate
fixed-income securities and asset-backed securities. The Fund may hold up to 30% of its assets in foreign investments.
{ {
Regional Allocation Sector Allocation
n 76.0% Canada n 45.7% Corporate bonds
2. Government of Canada 2.75% 06-01-2033 8.4%
n 10.8% United States n 22.7% Provincial bonds
3. Province of Quebec 4.40% 12-01-2055 3.5%
n 7.9% Other n 12.1% Federal bonds
4. Mackenzie Canadian Aggregate Bond Index ETF 2.4%
n 1.9% Cash and cash equivalents n 7.6% Other
5. Province of Ontario 3.75% 06-02-2032 2.3%
n 1.0% United Kingdom n 4.7% Exchange-traded
6. Province of Alberta 3.10% 06-01-2050 2.1% funds/notes
7. Province of British Columbia 1.55% 06-18-2031 1.9% n 3.8% Foreign government bonds
n 0.4% Australia
8. Province of Ontario 3.75% 12-02-2053 1.6% n 1.9% Cash and cash equivalents
n 0.2% Mexico
9. Province of Quebec 3.60% 09-01-2033 1.5% n 1.0% Other assets (liabilities)
n 0.2% Japan
10. United States Treasury 0.50% 04-15-2024 Inflation 1.5% n 0.3% Mortgage backed
n 0.2% China
Indexed n 0.2% Municipal bonds
n 0.2% Brazil
n 0.2% Chile

The value of the fund can go down as well as up. You could lose money. Mackenzie has rated the volatility of this fund as low.
No guarantees



30
7.8% 6.7%
9.0% Your investment would
2.8% 2.3% 1.9% 1.2%
Best return 6.3% January 31, 2015 rise to $1,063
-1.8% -2.6% Worst return -6.9% April 30, 2022 drop to $931
-11.0%
Average return
-30
2013 2014 2015 2016 2017 2018 2019 2020 2021 2022

l are looking for a Canadian fixed-income fund to hold as part of their portfolio
l want a short- to medium-term investment
Account.
l can handle the volatility of bond markets
Keep in mind that if you hold your fund in a non-registered account, fund distributions are

1. Sales charges
2. Fund expenses
$1,000 invested.
fund's value)
Fund expenses 0.67%

3. Other fees
Fee What you pay

negotiable.


FUND FACTS
Mackenzie Inflation-Focused Fund - Series F

September 29, 2023
This document contains key information you should know about Mackenzie Inflation-Focused Fund - Series F. You can find more detailed information in the fund's simplified prospectus. Ask your
Quick facts {
Date series started: September 8, 2022 Portfolio manager: Mackenzie Financial Corporation
Total value of the fund on July 31, 2023: $6.7 million Distributions: Annually, in December

The Fund seeks to provide long term capital appreciation by investing in a mix of equity and fixed income securities anywhere in the world which are expected to be collectively resilient to
inflation. The Fund is tactically managed and aims to provide consistent inflation-hedging characteristics and to generate returns in varying inflationary environments. The Fund’s asset mix will
generally range between 40%–60% equities and 40%–60% fixed-income securities. The Fund can invest in these securities either directly or indirectly through investments in underlying funds.
{ {
1. Mackenzie US TIPS Index ETF (CAD-Hedged) 17.4%
n 49.1% Bonds n 29.1% Foreign government bonds
2. Mackenzie US Investment Grade Corporate Bond Index 17.4%
n 30.6% Equities n 19.8% Other
ETF (CAD-Hedged)
n 13.6% Long equity futures n 19.7% Corporate bonds
n 5.0% Commodities n 11.0% Materials
4. United States Treasury 3.63% 03-31-2028 6.2%
n 2.2% Cash and cash equivalents n 5.0% Commodities
5. Mackenzie Global Dividend Fund Series R 6.0%
n 0.5% Mutual funds n 4.7% Energy
6. Vanguard S&P 500 ETF 5.6%
n 0.2% Purchased options n 3.2% Information technology
7. Mackenzie Precious Metals Fund Series R 5.1%
n -1.2% Other assets (liabilities) n 2.3% Financials
8. Mackenzie Global Resource Fund Series R 5.0%
n 2.2% Health care
9. Mackenzie Gold Bullion Fund Series R 5.0%
10. Mackenzie Emerging Markets Local Currency Bond 5.0%
Index ETF

n -1.2% Other assets (liabilities)

One way to gauge risk is to look at how much a fund’s returns change over time. This is called Because this is a new fund, the risk rating is only an estimate by Mackenzie. Generally, the
“volatility”. rating is based on how much the fund’s returns have changed from year to year. It doesn’t
tell you how volatile the fund will be in the future. The rating can change over time. A fund
with a low risk rating can still lose money.
No guarantees


This section tells you how Series F securities of the fund have performed. Returns are after expenses have been deducted. These expenses reduce returns.

This section tells you how Series F securities of the fund have performed in past calendar This section shows the best and worst returns for Series F securities of the fund in a
years. However, this information is not available because the fund has not yet completed a 3-month period. However, this information is not available because the fund has not yet
calendar year. completed a calendar year.
Average return
This section shows the value and annual compounded rate of return of a hypothetical
$1,000 investment in Series F securities of the fund. However, this information is not
available because the fund has not yet completed 12 consecutive months.

l are looking for a multi-asset fund to hold as part of their portfolio
l are seeking less exposure to inflation than is typical
Account.
l can handle the volatility of stock markets and bond markets Keep in mind that if you hold your fund in a non-registered account, fund distributions are

1. Sales charges
2. Fund expenses
$1,000 invested.
fund's value)
Fund expenses 1.08%
3. Other fees
Fee What you pay

negotiable.



FUND FACTS
Mackenzie Bluewater Canadian Growth Balanced Fund - Series F

September 29, 2023
This document contains key information you should know about Mackenzie Bluewater Canadian Growth Balanced Fund - Series F. You can find more detailed information in the fund's simplified
prospectus. Ask your representative for a copy, contact Mackenzie Financial Corporation ("Mackenzie") at 1-800-387-0614 or visit www.mackenzieinvestments.com.
Quick facts {
Total value of the fund on July 31, 2023: $5.4 billion Distributions: Quarterly in March, June, September and December

The Fund seeks long-term capital growth and income, with reasonable capital protection, by investing mainly in Canadian equities and fixed-income securities. The Fund’s asset mix will
generally range between 60%-90% equities and 10%-40% fixed-income securities and cash and cash equivalents. It may hold up to 40% of its assets in foreign investments.
{ {
n 61.3% Equities n 16.9% Industrials
2. Intact Financial Corp. 3.2%
n 30.3% Bonds n 16.0% Corporate bonds
3. Dollarama Inc. 3.1%
n 6.1% Cash and cash equivalents n 11.7% Information technology
4. CAE Inc. 3.0%
n 1.3% Exchange-traded n 11.6% Other
5. Schneider Electric SE 3.0% funds/notes
n 8.7% Financials
6. Stantec Inc. 3.0% n 0.4% Other assets (liabilities)
n 8.7% Provincial bonds
7. Premium Brands Holdings Corp. 2.9% n 0.4% Mutual funds
n 6.3% Consumer discretionary
8. ON Semiconductor Corp. 2.8% n 0.2% Private funds
9. Accenture PLC 2.7%
n 5.8% Health care
10. Thomson Reuters Corp. 2.6%
n 4.3% Federal bonds

No guarantees



30
19.7% 18.1%
15.4% 15.0% Return 3 months ending period
10.7% 11.1% 11.4%
8.0% Your investment would
Best return 11.6% June 30, 2020 rise to $1,116
-0.8%
Worst return -9.3% March 31, 2020 drop to $907
-9.5%
Average return
-30
2013 2014 2015 2016 2017 2018 2019 2020 2021 2022

l are looking for a Canadian balanced fund to hold as part of their portfolio
Account.
l can handle the volatility of stock and bond markets
Keep in mind that if you hold your fund in a non-registered account, fund distributions are

1. Sales charges
2. Fund expenses
$1,000 invested.
fund's value)
commission), fixed administration fee and fund costs. 0.95%
Fund expenses 0.99%

3. Other fees
Fee What you pay

negotiable.


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FUND FACTS

Mackenzie Financial Corporation

Mackenzie Unconstrained Fixed Income Fund - Series F

What does the fund invest in?

8. United States Treasury 0.13% 02-15-2052 Inflation 1.5%

Indexed n 0.9% United Kingdom n 1.0% Provincial bonds

Total percentage of top 10 investments 24.8%

How risky is it? Risk rating

How has the fund performed?

© 2023 Mackenzie Financial Corporation. All rights reserved.

Year-by-year returns Best and worst 3-month returns

Who is this fund for? A word about tax

How much does it cost?

© 2023 Mackenzie Financial Corporation. All rights reserved.

Fee What you pay

What if I change my mind? For more information

© 2023 Mackenzie Financial Corporation. All rights reserved.

Mackenzie Strategic Income Fund - Series F

What does the fund invest in?

How risky is it? Risk rating

How has the fund performed?

© 2023 Mackenzie Financial Corporation. All rights reserved.

Year-by-year returns Best and worst 3-month returns

Who is this fund for? A word about tax

How much does it cost?

© 2023 Mackenzie Financial Corporation. All rights reserved.

Fee What you pay

What if I change my mind? For more information

© 2023 Mackenzie Financial Corporation. All rights reserved.

Mackenzie Canadian Bond Fund - Series F

What does the fund invest in?

How risky is it? Risk rating

How has the fund performed?

© 2023 Mackenzie Financial Corporation. All rights reserved.

Year-by-year returns Best and worst 3-month returns

Who is this fund for? A word about tax

How much does it cost?

© 2023 Mackenzie Financial Corporation. All rights reserved.

Fee What you pay

What if I change my mind? For more information

© 2023 Mackenzie Financial Corporation. All rights reserved.

Mackenzie Inflation-Focused Fund - Series F

What does the fund invest in?

Total percentage of top 10 investments 87.6%

Total number of investments 20

How risky is it? Risk rating

© 2023 Mackenzie Financial Corporation. All rights reserved.

How has the fund performed?

Year-by-year returns Best and worst 3-month returns

Who is this fund for? A word about tax

How much does it cost?

Fee What you pay

© 2023 Mackenzie Financial Corporation. All rights reserved.

What if I change my mind? For more information

© 2023 Mackenzie Financial Corporation. All rights reserved.

Mackenzie Bluewater Canadian Growth Balanced Fund - Series F

What does the fund invest in?

How risky is it? Risk rating

How has the fund performed?

© 2023 Mackenzie Financial Corporation. All rights reserved.

Year-by-year returns Best and worst 3-month returns

Who is this fund for? A word about tax