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The Oriental Insurance Company Limited
The Oriental Insurance Company Limited
The Oriental Insurance Company Limited
Place : Page 1 of 4
MUMBAI
Date : 06/11/2023
This Document is Digitally Signed
The insurance under this policy is subject to conditions,clauses,warrenties,exclusions which are available on Company's
website:www.orientalinsurance.org.in or on demand from the policy issuing office.
In the event of a claim under the policy exceeding Rs. 1 lac or a claim for refund of premium exceeding Rs. 1 lac,the insured
will comply with the provisions of the AML policy of the Company.The AML policy is available in all our operaing offices as
well as Company's website.
Terrorism clause
Terrorism Cancellation Clause
Terrorism Additional Exclusions
Place : Page 2 of 4
MUMBAI
Date : 06/11/2023
This Document is Digitally Signed
The Policy is Extended to include payment of medical expenses due to accident upto 10% of the capital SI or 50% of the
admissible PA claims amount or actual medical expenses incurred whichever shall be less.
Excess : Terrorism Excess- 0.5 % of the total sum insured subject to Min Rs.1 Lakh and Max of Rs. 10
crores for insutrial risks for each and every claim in respect of MD.
Terrorism Excess- 0.5 % of the total sum insured subject to min Rs.25000 and max of 10lakhs for
non-industrial risks/ a min of Rs. 10000 and max of Rs. 5lakhs for shop & residences for each and
every claim in respect of MD.
Terrorism Excess- 0.5 % of the total sum insured subject to Min Rs.1 Lakh and Max of Rs. 10
crores for insutrial risks for each and every claim in respect of MD.
Terrorism Excess- 0.5 % of the total sum insured subject to min Rs.25000 and max of 10lakhs for
non-industrial risks/ a min of Rs. 10000 and max of Rs. 5lakhs for shop & residences for each and
every claim in respect of MD.
The coverage under this endorsement is subject to an excess of 0.5% of the total sum insured
subject to a minimum of Rs. One lakh for each and every claim in respect of both material damage
and loss of profits combined.
Earthquack Excess- 5% of each and every claim subjected to a minimum of Rs.10000/-
Terrorism Excess- 0.5 % of the total sum insured subject to Min Rs.1 Lakh and Max of Rs. 10
crores for insutrial risks for each and every claim in respect of MD.
Terrorism Excess- 0.5 % of the total sum insured subject to min Rs.25000 and max of 10lakhs for
non-industrial risks/ a min of Rs. 10000 and max of Rs. 5lakhs for shop & residences for each and
every claim in respect of MD.
Terrorism Excess- Time excess of seven days for BI/LOP. 0
Terrorism Excess- Time excess of seven days for BI/LOP. 0
1.1% of Sum insured of each machine/apparatus. 0
Terrorism Excess- Time excess of seven days for BI/LOP. 0
Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall
be void ab inito (from inception).
In witness where of the undersigned being authorised by and on behalf of the Company has herein to set his hands at MUMBAI
the 06TH DAY OF NOVEMBER 2023.
Place : Page 3 of 4
MUMBAI
Date : 06/11/2023
This Document is Digitally Signed
In case of any query regarding the Policy please call Toll Free No. 1800 11 8485 and 011 33208485.
CIN: U66010DL1947GOI007158 All the Amounts mentioned in this policy are in Indian Rupees
IRDA Regn. No. 556 - Now you can buy and renew selected policies online at www.orientalinsurance.org.inand through
other digital platforms including Whatsapp (Send "Hi" to 9560711200)
Place : Page 4 of 4
MUMBAI
Date : 06/11/2023