Kotak Group Accident Protect

Group: Customers of Kotak Mahindra Bank Limited

(Sole Saving AC / Credit Card Primary Holder / Sole Proprietors)

Key Features
• Kotak Group Accident Protect provides coverage in case of Accidental Death, Permanent Total Disablement and
Permanent Partial Disablement due to Accident.
a) The policy will pay the Sum Insured if death / disablement of Insured Person occurs solely and directly due to an Injury sustained in
an Accident.
b) The Accident should occur during the Policy Period
c) The Insured Person’s death / disablement should occur within 12 months from the date of Accident
• Accidental Hospitalization
The policy will reimburse the amount towards the Medical Expenses incurred in respect of a medical treatment or Surgery for the Injury
sustained due to an Accident upto the sum insured.
• Modification allowance
The policy will reimburse the cost of the improvements carried out in the Insured Person’s residence and / or vehicle following the
PermanentTotal Disablement or Permanent Partial Disablement upto the sum insured.
• Major Exclusions*
Death / Accident / Injury arising from / due to
• Intentional self-injury, suicide or attempted suicide
• Influence of intoxicating liquor or drugs
• War / war like activities
• Venereal disease
• Breach of law
• Circumcision or strictures, vaccination, inoculation, sex change, beauty treatment
• Dental treatment, eye treatment, plastic surgery unless as a consequence of an Injury
• Participation in Professional Sports, bodily contact sport or any other hazardous or potentially dangerous sport for which the
Insured Person is untrained, unless specifically covered under the Policy
• Ionizing radiation or contamination by radioactivity from any nuclear fuel / nuclear waste
• Nuclear weapon materials

Policy Details
Policy Tenure: 1 year
Coverage Maximum Sum Insured (`)
Accidental Death (AD) 24,00,000
Permanent Total Disability (PTD) 24,00,000
Permanent Partial Disability (PPD) 24,00,000
Accidental Hospitalization-Inpatient 25,000
Modification of Residence / Vehicle 50,000
Policy Premium (Inclusive of all applicable taxes) 3,500

Kotak Mahindra Bank Ltd. is a Corporate Agent of Kotak Mahindra General Insurance Company Ltd.
Registered Address: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai – 400 051. IRDAI License No. CA0250.
Kotak Mahindra General Insurance Company Ltd.
Registered Office: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051. Maharashtra, India. Toll Free: 1800 266 4545, Email: care@kotak.com.
website: www.kotakgeneral.com. CIN: U66000MH2014PLC260291. IRDAI Regn. No. 152. Participation by customers of Kotak Mahindra Bank Limited shall be purely
on voluntary basis under the master policy which is issued by Kotak Mahindra General Insurance Company Limited. Kotak Mahindra Bank Limited is only the group
administrator/ master policy holder and insurance is underwritten by Kotak Mahindra General Insurance Company Limited. Trade logo displayed above belongs to Kotak
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Mahindra Bank Ltd. and is used under license. *For complete list of exclusions, please refer to policy wordings. The advertisement contains only an indication of the covers
offered. For more details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochure/policy wordings carefully before concluding a sale.
Advt. Ref. No: KGI/22-23/IA/E-ML/1643. Kotak Group Accident Protect UIN: KOTPAGP22075V022122.