Finacle Core

Functional
Training

Inspiring Better Banking

100+ countries | Over a billion people | 1.7 billion accounts

Better Inspires Better

www.finacle.com
Agenda

1 Finacle Overview
2 Changes in SSO

3 FININFRA
4 Signature Verification System

2 | ©2024 EdgeVerve Systems Limited – Confidential

FINACLE CORE

Delivery
CRM Treasury
Channels

FININFRA SSO
URM SVS
Admin

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Customer Information File
Terminology used in CRM

 Customer Relationship Management CRM

 Customer Information File CIF
 CIF ID: Unique ID created for a customer
 Classification of Customers
– Retail CIF
– Corporate CIF

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FININFRA Overview

• Single Solution for Infrastructural solutions for better installation and

configuration of infrastructural solutions.
– SSO Administration
• Resource, Password policy, Time Zone, Reset Login, Reports

– SVS(Signature verification system)

– URM(User role management)
• Role creation & upload, User creation & access management

– Configuration Editor( Config Editor)

– License (License server)
• License details, utilization, audit etc.

– Reporting Infrastructure

6 | ©2024 EdgeVerve Systems Limited – Confidential

 Signature Verification System
Image
Access
Code
maintena
nce
Signature
and
Audit
Capabilities SVS Photogra
ph
Manage
ment
Account
Rule
Maintena
nce

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Core Products
 Finacle Terminology

Scheme Type Event Type Captive User Captive Menu Maker

Scheme Code Event ID Free User Free Menu Checker

Employee
Warning
Id System Created
Data Centre
Transactions
Role ID Exception Exception
User
Handling
User Created
SOL
Transactions
Work Class Error
Multi Entity
Framework

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 Scheme Type- Hard coded
Term Trade Office
CASA Loans
Deposits Finance Accounts

SBA TDA LAA FBA OAB

CAA TUA CLA BIA OAP
ODA PCA OSP
CCA DDA
HOC
OAD
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Operative Accounts

Scheme
Types Scheme Codes- Bank Defined

SBA SBGEN SBSTF SBPRV

CAA CAGEN CA002 CA003

ODA OD001 OD002

CCA CC001

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Inheritance of Parameters

GL
Event Subhead Currency
Type/Event Currency
Interest Nationality
ID
Code Address

Charge level
Business Code
Rules
PRODUCT SOL/ SOL Customer
Name
DEFINITION set
CUSTOMER Primary
Relationship
Number DEFINITION Manager
Logic
Reference
Code
Attributes Customer
Preferential
Interest
Other Details

ACCOUNT
DEFINITION
Modifiable attributes at
Account level

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 Term Deposits in Finacle

Traditional and Instalments

Interest Inflow
Interest Outflow
Reinvestment Recurring Deposit Instalment
Type TDs frequency

Notice Term Certificate of Face Value

Notice Period Deposit Deposits Deposit Paid up value
Denominations

Initial Deposit
Auto Sweep Flexi Fixed
Top Up Deposit Instalments
Reverse Sweep Deposit Bonus Interest

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Retail/Commercial Loans
 Supports Defining various products and life Cycle Events
• Account Opening
• Account Maintenance
• Disbursement /Drawdown
• Interest processing & Demand generation
• Demand satisfaction & Collections
• Reschedule
• Fee collection
• Asset Classification, Provisioning, Income Recognition
• Payoff & closure
• Inquiries & Reports

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 Trade Finance Product Suite
Inward
Inland/Foreign

Outward
Inland/Foreign
 Margin

Forward
 Charges
Documentary
Contracts Credits Inward
Inland/Foreign  Instructions

 Text
Trade
Outward
Pre-shipment Bills Inland/Foreign

Credits Finance  SWIFT

 Limit
Bank Performance
Remittances  Documents
Guarantees Financial
Inward

DPG
Outward
Shipping

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FININFRA Operations

 Maintain Employee File HEFM

 User ID Maintenance URMUIM
 User Access Maintenance URMUAM
 Role Creation/Maintenance
 Role ID Maintenance URMRIM

 Role Upload URMRU

 Role Resource Maintenance URMRRM

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Thank you

Why we exist How we do it What we offer

To inspire better banking so that
billions of people and businesses
can save, pay, borrow, and
invest better.
Our solutions and people help A comprehensive suite of
banks to engage, innovate, industry-leading digital banking
operate and transform better, so solutions and SaaS services
that they can improve their that help banks engage,
customers’ financial lives, better. innovate, operate and
transform better.

©2024 EdgeVerve Systems Limited (a fully owned Infosys subsidiary), Bangalore, India. All Rights Reserved. This documentation is
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